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The Finology Podcast
Finology
39 episodes
1 week ago
Money is about how you think. Every week, Pranjal Kamra brings you timeless ideas, sharp insights, and thought-provoking conversations to help you make smarter financial decisions. From investing principles to wealth-building mindsets, this podcast is your weekly guide to decoding money and moving one step closer to true financial freedom.
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Investing
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All content for The Finology Podcast is the property of Finology and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Money is about how you think. Every week, Pranjal Kamra brings you timeless ideas, sharp insights, and thought-provoking conversations to help you make smarter financial decisions. From investing principles to wealth-building mindsets, this podcast is your weekly guide to decoding money and moving one step closer to true financial freedom.
Show more...
Investing
Business
Episodes (20/39)
The Finology Podcast
Best Large-Cap Fund 2026 | Mutual Funds 2026 by Finology

This second episode of the Mutual Fund Series for 2026 focuses on Large Cap Funds, explained with data, index comparisons, and clear guidance on where they fit in long-term investing.


  • Explore The Courses: https://tinyurl.com/personal-finance-yt
  • Join F30's waitlist: https://recipe.finology.in/app/stocks
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1 week ago
12 minutes 32 seconds

The Finology Podcast
Best Liquid Fund 2026 | Mutual Funds For 2026 By Finology

The first of Pranjal's Mutual Fund Series for 2026.We’re starting with Liquid Funds, the most undiscovered category in mutual funds.

Learn how to evaluate liquid funds, how they compare to savings accounts and FDs, and how to actually use them as a financial tool.

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2 weeks ago
10 minutes 40 seconds

The Finology Podcast
Why You Should Never Read Stock Reports

Think research reports are helping you invest? Think again.

Most look impressive, but behind the jargon and five-year forecasts, they’re often more confusing than useful.

In this episode, Pranjal breaks down how unrealistic projections get dressed up as insights, why complexity becomes a shield, and how investors get trapped in numbers.

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3 weeks ago
10 minutes 16 seconds

The Finology Podcast
Should You Invest in Large-Cap Active Fund NFO?

PPFAS just launched a scheme with a simple structure and a sharp purpose.

In this episode, Pranjal breaks down what makes it different, the gap it tries to fill in today’s equity market, and why its execution philosophy matters for long-term investors.

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1 month ago
10 minutes 10 seconds

The Finology Podcast
Why Most People Choose the Wrong Fund Category

Most people don’t pick the wrong mutual fund; they pick the wrong category.

In this episode, Pranjal talks about a simple, goal-linked way to choose the right mix of equity and debt, estimate your future cost, and calculate the SIP that actually gets you there.

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1 month ago
18 minutes 27 seconds

The Finology Podcast
Why Most People Choose the Wrong Term Plan, And How You Won’t

You’re about to get absolute clarity on the best term insurance plans for 2026.

In this episode, you’ll see how a strict, research-driven process filters 21 insurers down to the ones that can actually protect your family decades from now.

You’ll walk through the 4 filters that matter most:

  • Claim Settlement Ratio (4-year average)
  • Amount Settlement Ratio (4-year average)
  • Solvency Ratio
  • Annual Business Volume

By the end, you’ll know the Top 2 Term Insurance Picks for 2026, and exactly how to choose a policy that gives your family long-term security and gives you real peace of mind.

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1 month ago
13 minutes 10 seconds

The Finology Podcast
Why You Shouldn't Attend Offline Seminars

You’ve probably been tempted by finance seminars at some point, but most of them sell dreams, not real education.

In this episode, Pranjal shares his personal experience and reflections on why these seminars often fail to give you genuine value.

They charge high fees, lean on emotional marketing, and recycle advice that barely scratches the surface. True financial learning doesn’t come from flashy promises or motivational speeches, but from understanding, applying, and questioning.

Listen in to see why attending finance seminars can be a big mistake, and discover what real financial education should look like for you.

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1 month ago
8 minutes 49 seconds

The Finology Podcast
Should You Still Buy Property in 2025?

A few years ago, Pranjal was all for real estate. Then experience, and a few costly lessons, flipped his view.

In this episode, he reveals what changed: why under-construction projects aren’t as dreamy as they look, when land can actually beat flats, and the hidden traps most investors miss.

If you’ve ever thought, “Maybe I should buy property,” listen to this before you do.

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2 months ago
11 minutes 35 seconds

The Finology Podcast
What’s the Best Health Insurance Plan for You in 2026?

Pranjal is back with Finology's annual list of the Best Health Insurance Plans for 2026.

Shortlisted through a transparent, data-backed process from 3 insurers, this episode helps you find the right plan, without falling for sales traps!

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2 months ago
12 minutes 4 seconds

The Finology Podcast
Is NPS 2.0 Built for You or for Fund Managers?

It’s the biggest pension reform in years, with more equity, more flexibility, and more control. But who’s really benefiting from all this?

Tune in as Pranjal explores how a system built for disciplined saving might be turning into a market-driven playground.

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2 months ago
12 minutes 9 seconds

The Finology Podcast
Can You Really Get Rich Doing a 9-to-5 Job?

Most people think wealth comes from luck, timing, or privilege. It doesn’t.

Wealth begins when you decide to be exceptional at what you do; when you stop chasing quick wins and start mastering your craft.

In this episode, Pranjal explores the mindset that quietly builds wealth over time. You’ll see why a 9-to-5 can absolutely make you rich, how ownership of your time changes everything, and why managing what you earn matters just as much as earning it.

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3 months ago
12 minutes

The Finology Podcast
Should You Invest In International Stocks?

Everyone’s chasing US stocks and global ETFs these days. It sounds exciting, almost necessary. But do you really need to go global?

In this episode, Pranjal tells what international investing actually means for long-term investors; the real benefits, the hidden risks, and how to know if it fits your goals.

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3 months ago
7 minutes 57 seconds

The Finology Podcast
When Should You Exit a Mutual Fund?

Blindly holding a mutual fund forever isn’t a strategy. In this episode, Pranjal breaks down when it actually makes sense to exit, like when goals are met, markets are overheated, or a fund has lost its charm, and when you’re better off holding. It’s not about panic-selling, but about being intentional and letting your money work harder for you.


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3 months ago
8 minutes 58 seconds

The Finology Podcast
Will GST 2.0 Make Your Insurance Cheaper?

The government’s big tax reform is here, but is it changing anything for you?

In this episode, Pranjal breaks down GST 2.0: the new tax slabs, what gets cheaper (and what doesn’t), whether your insurance premiums will actually fall, and how the stock market is reacting.

If you’ve been wondering whether GST 2.0 will ease your monthly budget or just make headlines, this is all you need.

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3 months ago
14 minutes 41 seconds

The Finology Podcast
Can AI Really Change the Way We Invest?

A lot of people think AI will magically find winning stocks, but the truth is more nuanced.

In this episode, Pranjal shares how AI can genuinely support investors, the limitations you should know about, and where it fits into real-world investing.


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3 months ago
8 minutes 56 seconds

The Finology Podcast
What’s the Right Way to Plan Your Family’s Financial Future?

Life can turn upside down in a moment. But your family’s future should never be left to chance.

In this episode, Pranjal discusses everything you need to know about buying a Term Plan in 2025:

  • How a term plan guarantees steady income for your family
  • Why your absence shouldn’t compromise their lifestyle
  • How to choose the right sum assured for real security

So, no matter what, life keeps moving with dignity.

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4 months ago
9 minutes 34 seconds

The Finology Podcast
How Do You Spot Stocks Worth Tracking?

How do professionals decide which stocks even deserve a spot on their watchlist?

In this episode, Pranjal breaks down a 6-point checklist, covering market cap, growth, returns, cash flows, and debt, that helps highlight businesses with real strength.

With examples and sector insights, you’ll see how each filter works in practice and why context matters more than just chasing valuation.

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4 months ago
14 minutes 8 seconds

The Finology Podcast
Are You Breaking These Money Rules Without Knowing?

We all think we’re good with money until the numbers prove otherwise.

In this episode, Pranjal walks you through 11 money rules that actually hold up in real life. From saving percentages that make sense to the investing principles you can’t afford to skip, you'd wish you knew all this sooner.

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4 months ago
19 minutes 21 seconds

The Finology Podcast
How To Find Stocks That Are Both Growing & Undervalued?

Most investors get stuck choosing between growth and value stocks. But what if you could have the best of both worlds?

In this episode, Pranjal breaks down GARP (Growth at a Reasonable Price) investing, a strategy that helps you spot high-quality companies with strong growth potential that are still undervalued.

Learn how to use Finology Ticker’s screener to identify these opportunities and find great stocks.


Stock-Picking Criteria Used:

MCAP > 10000 AND PE Ratio < PE 5yr Avg AND PEG ratio > 0 AND PEG ratio < 2 AND Net Profit 5yr CAGR > 15 AND Debt to Equity Y1 < 0.5




Disclosure: Mr. Pranjal Kamra, the Director of Finology Ventures Private Limited, a SEBI Registered Investment Adviser (Registration No. INA000012218), declares that the views expressed in this video comply with the SEBI Research Analyst Regulations, 2014. He further confirms that he does not hold any financial position, beneficial ownership, or interest in the securities discussed, nor has he received any compensation or benefit, directly or indirectly, related to the views expressed. There are no material conflicts of interest, ensuring the objectivity and integrity with respect to the subject company.

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4 months ago
14 minutes 26 seconds

The Finology Podcast
Why Are you And So Many Indians Trapped in Debt?

Debt promises freedom but often delivers slavery.

In this episode, Pranjal discusses why so many people slip into debt traps, the hidden behaviours that keep them stuck, and the strategies that can finally set them free.



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4 months ago
12 minutes 46 seconds

The Finology Podcast
Money is about how you think. Every week, Pranjal Kamra brings you timeless ideas, sharp insights, and thought-provoking conversations to help you make smarter financial decisions. From investing principles to wealth-building mindsets, this podcast is your weekly guide to decoding money and moving one step closer to true financial freedom.