Do you look at your bank account and wonder where it all went, even though you’re making good money? You are not alone. In this episode of the Happy Money Podcast, Michael and Gino Barbaro dive deep into the psychology of why high earners often feel stuck on the financial hamster wheel.

Don't throw out the baby with the bathwater! While we might disagree with some of Dave Ramsey's advice, there are foundational principles that serve almost everyone well—and we're diving into them!

We would like to recommend the Smart Talks with IBM podcast. Hosted by Malcom Gladwell, the show covers bold ideas for the future with some engaging guests from across industries. I hope you all enjoy it as much as we do!

Do you want your children to become entrepreneurs? This emotionally raw father-son discussion, hosted by Gino and Michael Barbaro, dives into the challenges, triumphs, and mistakes of teaching the entrepreneurial mindset.

Tired of being overwhelmed by new technology? AI isn’t here to replace you, it’s here to make you faster. We discuss the essential mindset shift needed to embrace AI, just as previous generations adapted to cars and the internet. Discover why curiosity is the currency of learning and how to use tools like ChatGPT for powerful brainstorming and preparation. We also explore the crucial difference between an AI tool and a human coach, emphasizing that accountability and genuine connection are benefits AI simply can't replicate. Learn how to stop being overwhelmed by AI and start using it to crush your most dreaded tasks!

Many of us feel overwhelmed or anxious at the word "budget," and for good reason—our relationship with money is deeply rooted in our emotions, habits, and past experiences. This episode dives into the psychological component of financial planning, explaining why simply cutting expenses often fails and why addressing the root cause of our money behaviors is crucial for true financial freedom. From overcoming instant gratification to creating a sustainable "cashflow plan," discover how understanding your money mindset can transform your financial life.

Are you stuck in a job you hate, making what you call "unhappy money"? 😫 This episode of the Happy Money Podcast dives deep into the physical and mental toll of unhappiness in our work. We discuss how stress from a job can lead to serious health issues, drawing on my personal experience working at a restaurant. They explore the idea that money itself doesn't cause happiness or unhappiness—it simply amplifies your current state.

Welcome to the Happy Money Podcast! In this episode, we're diving into a fun and effective way to teach personal finance using a simple metaphor: Baby Money Soldiers. Join us as we break down complex financial concepts into a visual and actionable strategy that's perfect for both kids and adults.

Join us on the Happy Money Podcast as we discuss "The Big, Beautiful Bill" – the good, the bad, and the ugly of the latest tax code changes. We dive deep into why the tax code is designed to stimulate behavior, how it impacts different income levels, and the critical difference between W-2 employees, small business owners, and large company owners when it comes to taxes and economic contribution. Discover how to leverage tax incentives for your financial benefit and why understanding these rules is crucial for building wealth and legacy.

Are you stuck waiting for the "perfect" opportunity? On this episode of the Happy Money Podcast, my son Michael and I dive into why indecision costs us more than we think. Drawing inspiration from Saint Augustine, who said, "God provides the wind, but man must raise the sail," we explore how taking action, even imperfect action, is essential for progress. We discuss overcoming decision fatigue, learning from mistakes, and the framework successful wealth builders use to make intentional choices.

Join Gino and Michael Barbaro on the Happy Money Podcast as they dive into the world of finance, dissecting the pros and cons of 401ks, the power of real estate, and timeless lessons from "The Richest Man in Babylon." Discover how your financial choices impact your future, and learn strategies to build a lasting legacy.

We would like to recommend the Smart Talks with IBM podcast. Hosted by Malcom Gladwell, the show covers bold ideas for the future with some engaging guests from across industries. I hope you all enjoy it as much as we do!

In this eye-opening discussion, we explore the psychology of money, its history, and how our beliefs and values shape our financial lives. We delve into the true meaning of wealth, moving beyond just chasing numbers to understanding what money truly represents: freedom, security, time, and provision. Discover how your relationship with money impacts your decisions and learn how to align your financial choices with what truly matters to you.

Are you tired of letting fear and anger dictate your investment decisions? In this episode of the Happy Money Podcast, a father and son duo dive into the psychological side of investing, offering practical strategies to detach from your emotions and make wiser financial choices. Learn how to navigate market volatility, understand your investment personality, and cultivate a long-term mindset for lasting financial success.

Do you find yourself making impulsive decisions with money when you're angry or emotional? In this episode of the Happy Money Podcast, Gino and Michael dive deep into one of the most powerful human emotions: Anger. They discuss why we get angry, how it floods the rational part of our brain, and the significant impact it can have on our financial decisions.

In this insightful episode of the Happy Money Podcast, Gino and Michael Barbaro dive into the essential skills and habits you need to cultivate for a successful and fulfilling life. Join them as they explore the importance of humility 🙏, the power of partnerships🤝, making decisions based on your values💯, and understanding the true meaning of money💰.

Gino and Michael Barbaro discuss the "stupid" things people spend money on, not to judge, but to help you become more aware of your spending habits and take control of your finances. Learn how to reassess your values, differentiate between needs and wants, and build a financial future you envision.

Should you go to college? Is it the best investment? 🎓 Join Gino and Michael Barbaro for an honest father-son conversation exploring the return on investment (ROI) of higher education, student debt realities, and alternative paths to success.

💰 Is debt always bad? Join Gino and Michael Barbaro as they dive deep into the world of debt, uncovering the crucial differences between good and bad debt, especially when it comes to credit cards. Learn practical strategies to break free from the "slave to the lender" mentality and build lasting wealth.

Feeling like you're constantly chasing time? You're not alone. In this episode of the Happy Money Show, Gino Barbaro and his son Michael get real about the trap of trading time for money, and they're sharing the strategies you need to break free and create a life you actually love.