In this episode, we sit down with Mark Rawls, a Lake Norman–based mortgage professional with over 23 years of experience, to unpack one of the most misunderstood parts of the home buying process: what you can actually afford. Joined by Eric Sanchez of the Lake Norman Home Team, the conversation goes beyond online calculators and headline noise. Mark breaks down how lenders really evaluate affordability—starting with simple, human conversations about income, assets, debt, and comfort level, no...
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In this episode, we sit down with Mark Rawls, a Lake Norman–based mortgage professional with over 23 years of experience, to unpack one of the most misunderstood parts of the home buying process: what you can actually afford. Joined by Eric Sanchez of the Lake Norman Home Team, the conversation goes beyond online calculators and headline noise. Mark breaks down how lenders really evaluate affordability—starting with simple, human conversations about income, assets, debt, and comfort level, no...
010: Due Diligence & Earnest Money in North Carolina Real Estate
The Lake Norman Home Team Podcast
25 minutes
1 week ago
010: Due Diligence & Earnest Money in North Carolina Real Estate
Buying a home in North Carolina comes with a few terms that can catch buyers—especially out-of-state buyers—off guard. In this episode of the Lake Norman Home Team Podcast, Melissa and Eric Sanchez break down two of the most misunderstood parts of a purchase contract: due diligence and earnest money. They explain how these two deposits work very differently, why North Carolina’s due diligence fee is more like a non-refundable commitment than a traditional deposit, and how it functions as bo...
The Lake Norman Home Team Podcast
In this episode, we sit down with Mark Rawls, a Lake Norman–based mortgage professional with over 23 years of experience, to unpack one of the most misunderstood parts of the home buying process: what you can actually afford. Joined by Eric Sanchez of the Lake Norman Home Team, the conversation goes beyond online calculators and headline noise. Mark breaks down how lenders really evaluate affordability—starting with simple, human conversations about income, assets, debt, and comfort level, no...
