In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with property tax specialist Daniel Demirci, Director at Mark Daniel & Co, to break down the tax mistakes property investors make — and how to fix them before they compound.
If you own an investment property and think your tax is “fine,”
there’s a good chance you’re quietly leaking $10K or more.
This episode is for:
Investors relying too heavily on negative gearing
Anyone using a generalist accountant
High-income earners who feel their cash flow should be better
You’ll learn:
Why negative gearing isn’t a strategy on its own
How ownership structures affect tax outcomes
Why depreciation is the silent deduction most investors miss
The CGT traps investors don’t see coming
No loopholes or scare tactics.
Just clean, legal ways to stop overpaying.
Want your property tax strategy done properly — not guessed at EOFY?
Get in touch with Daniel Demerci at Mark Daniel & Co:
👉 https://www.markdanielco.com.au
💥 Homebuyers shouldn’t feel stuck, overwhelmed, or second-guessing every decision.
With Abodey, they won’t.
Download the Abodey AI App for personalised, plain-English property reports that help you buy faster and with confidence.
https://abodey.app.link/rCnZsWfXGOb
#abodey #buyersagent #realestate #realestateagent
#propertyinvestment #propertyinvestor #propertyinvesting
#homebuyer #homebuying #homeownership #propertytax
#negativegearing #capitalgainstax #taxminimisation #rentalincome
#depreciation #taxstrategy #positivecashflow #cashflow
In this episode of No BS Real Estate Podcast, Jo Agresta sits down for the second time with real estate agent, Daniel Temos from Coronis Real Estate to break down one of the most frustrating parts of buying and selling property: Underquoting.
Daniel explains what’s actually happening behind the scenes of a campaign, why price guides go wrong, and how both buyers and vendors unknowingly sabotage themselves.
If you’ve ever thought:
“That price guide feels off”
“Why did this go way over?”
“Why didn’t my property sell?”
This episode will save you time, money, and emotional whiplash.
✔️ In this episode:
✔️ What underquoting really looks like
✔️ How buyers can spot it early
✔️ How sellers kill campaigns without realising
✔️ What honest agents do differently
✔️ How new laws affect underquoting (and where they don’t)
Watch Daniel's first episode: "Building Long Term Positive Cash Flow with the right property team":
🔗 Get in touch with Daniel:
https://www.coronis.com.au/daniel-temos/
Homebuyers shouldn’t feel stuck, overwhelmed, or second-guessing every decision.
With Abodey, they won’t.
Download the Abodey AI App for personalised, plain-English property reports that help you buy faster and with confidence.
https://abodey.app.link/rCnZsWfXGOb
#abodey #buyersagent #realestate #realestateagent
#propertyinvestment #propertyinvestor #propertyinvesting
#homebuyer #homebuying #homeownership #underquoting #underquote #dodgy #honestrealestateagent #coronis
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with Eliana Dona from The Organised Move — a professional organiser turned full-blown move manager who’s seen exactly why people lose their minds (and each other) on moving day.
If you’ve ever cried into a cardboard box, fought over “sentimental junk”, or realised you packed the kettle after the movers left… Eliana explains the thrower vs keeper psychology, the “all or something” method, and how proper prep can save time, money, and a whole lot of landfill.
Want your next move handled end-to-end (declutter → pack → move → unpack → set up)?
Get in touch with Eliana Dona / The Organised Move: https://www.theorganisedmove.com.au/
💥 Homebuyers shouldn’t be drowning in chaos every time life changes. With Abodey, they won’t.
#abodey #buyersagent #realestate #realestateagent #propertyinvestment #propertyinvestor #propertyinvesting #homebuyer #homebuying #homeownership #movinghouse #declutter #professionalorganiser #packing #movingtips #australianrealestate #NoBSRealEstate #newhome
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with buyer’s agent Mario Conte from Croid Property, who shares the side of property investing most people don’t talk about — the stress, the sacrifice, and the moments where quitting feels easier than continuing.
Mario moved to Australia from Italy with no English, took on his first renovation himself, and turned a rundown “grandma house” into a $200,000 profit — but not without pressure, risk, and lessons that nearly broke him.
This episode is for buyers and investors who think property success is easy and straightforward… until it isn’t.
If you’re buying, renovating, or investing — this episode might save you from learning the hard way.
👉 Learn more about Mario Conte & Croid Property:
💥 Buyers shouldn’t gamble their future on guesswork and hope. With Abodey, they won’t.
#abodey
#buyersagent
#realestate
#realestateagent
#propertyinvestment
#propertyinvestor
#propertyinvesting
#homebuyer
#homebuying
#homeownership
#renovationtips
#renovation
#propertyrenovation
#australianproperty
#wealthbuilding
#NoBSRealEstate
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with Jacob Thorne from Port Finance Group to unpack the real reason most first time buyers (owner occupiers or investors), stay stuck - even when they earn enough and have savings.Spoiler: it’s not money. It’s fear, misinformation and all leading to analysis paralysis. Jacob breaks down why first home buyers hesitate, how hidden costs quietly derail confidence, and why being upfront with your broker can shave months off your buying timeline. This is the episode for buyers who feel “not ready yet” — but secretly are, because they know that taking more time means losing out more. Want help getting into the market faster and with clarity?Learn more about Jacob Thorne & Port Finance Group:https://portfinance.com.au/broker/jacob-thorne/💥 Homebuyers shouldn’t feel stuck, overwhelmed, or “behind” when buying their first home. With Abodey, they won’t.https://abodey.com.au/#abodey #buyersagent #realestate #realestateagent #propertyinvestment#propertyinvestor #propertyinvesting #homebuyer #homebuying #homeownership #firsthomebuyer #mortgagebroker #australianproperty #confidencecrisis #NoBSRealEstate #mortgagebroker #financebroker #propertyinvestor
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with Rob Panetta from Lux Buyers Agents to challenge the most expensive belief in property: “I’ll buy it myself and save money.”
Rob explains the “DIY Tax” — the hidden cost buyers pay through slower decisions, weaker negotiations, missed off-market access, and emotional calls that feel logical in the moment… then cost you later.
If you’d hire a professional to sell your property, this episode breaks down why buying alone in a complex Australian market is like trying to represent yourself in court — technically possible, usually costly.
🎯 Want to buy faster and negotiate with an actual strategy?
Get in touch with Rob Panetta (Lux Buyers Agents):
👉 https://luxbuyersagents.com.au
💥 Homebuyers shouldn’t feel stuck, overwhelmed, or outplayed in negotiations. With Abodey, they won’t.
#abodey
#buyersagent
#realestate
#realestateagent
#propertyinvestment
#propertyinvestor
#propertyinvesting
#homebuyer
#homebuying
#homeownership
#RobPanetta
#LuxBuyersAgents
#BuyerAdvocacy
#AustralianRealEstate
#PropertyStrategy
#RealEstatePodcast
#NoBSRealEstate
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with Gurpreet Singh, Director and licensed real estate agent at Agents+, to unpack why finding a genuinely honest real estate agent feels harder than it should be.With AI-enhanced listing images, social media hype, and underquoting still muddying the waters, Gurpreet explains what transparency actually looks like in practice — from proper property preparation to realistic pricing and clear communication.If you’re buying, selling, or choosing an agent, this episode helps you cut through the noise and understand what real integrity in real estate looks like.🎯 Want straightforward advice and zero fluff?Learn more about Gurpreet Singh:https://agentsplus.com.au💥 Homebuyers and sellers shouldn’t have to second-guess who to trust.With Abodey, they won’t.👉 https://abodey.com.au#abodey#buyersagent#realestate#realestateagent#propertyinvestment#propertyinvestor#propertyinvesting#homebuyer#homebuying#homeownership#honestagents#realestatetransparency#sellingproperty#buyingproperty#realestatepodcast#underquoting#australianrealestate#NoBSRealEstate
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with Steve McMenamin — founder of House and Land Co and LUX VIP. They unpack the uncomfortable truth about property networking that most people already feel but rarely say out loud.Let’s be honest: most networking feels fake, transactional, and like a complete waste of time.Steve explains why that happens — and what actually separates meaningful connections from rooms full of business cards and empty conversations.From loyalty and reputation to why forced “value swaps” backfire, this episode breaks down how real property relationships are built — and why most people are networking the wrong way.If you’re sick of fake conversations and want to build real relationships in property, connect with Steve here:https://www.instagram.com/lux.vip.events/More about Steve's house and land packages:https://houselandco.com.au/💥If you're a property professional and need clear and easy to understand reports to save time for you and your clients, try Abodey Pro at https://www.abodey.com.au#abodey #buyersagent #realestate #realestateagent #propertyinvestment#propertyinvestor #propertyinvesting #networking #propertynetworking#homebuyer #homebuying #homeownership #luxvip #stevemcmenamin#realestatepodcast #australianproperty
In this episode of the No BS Real Estate Podcast, host Jo Agresta sits down with Jay Gami, founder of Edge Property Solutions, to expose what buyers don’t see when they rush into Perth’s booming property market.From a property unknowingly tied to a bikie gang operation, to the growing risks of buying sight unseen, Jay breaks down why Perth looks cheap from the East Coast — and why that thinking is getting buyers into serious trouble.If you’re buying in Perth and want local insight before you commit, connect with Jay Gami at Edge Property Solutions:https://edgepropertysolutions.com.auProperty buyers shouldn’t rely on guesswork, hype, or blind optimism.With Abodey, they won’t.👉 https://abodey.com.au#abodey#buyersagent#realestate#realestateagent#propertyinvestment#propertyinvestor#propertyinvesting#homebuyer#homebuying#homeownership#PerthRealEstate#BuyersAdvocate#perthproperty #westernaustralia#PropertyInspection#AustralianProperty#InvestmentStrategy
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with buyer’s advocate Kelly Witherspoon to expose the real reasons so many Australians still can’t buy a property — despite doing everything “right.”From emotional landmines like FOMO and forever-home fantasy… to poor financial prep and falling for the wrong advice — Kelly lays out exactly what’s derailing buyers, especially first-home buyers and overwhelmed families.✔️ Why “doing the research” can still leave you broke and burnt out✔️ How to sidestep emotional traps that destroy your confidence✔️ The shift from forever homes to starter strategies✔️ Insider tips from a buyer’s advocate who’s seen it all✔️ Why finance, insurance, and mindset matter more than listingsConnect with Kelly Witherspoon:https://www.witherspoonproperty.com.au/Homebuyers shouldn’t feel lost, stressed or burnt out trying to make the biggest purchase of their lives. With Abodey, they won’t. Get free trusted guidance and buy sooner with confidence and clarity: https://www.abodey.com.au/#NoBSRealEstate #KellyWitherspoon #PropertyBuying #HomeBuyingJourney #propertymarket #BuyersAdvocate #RealEstateTips #FOMO #StarterHomes #FirstHomeBuyer #buyersagent #realestateagent #RealEstatePodcast #MindsetShift #Burnout #Abodey #AustralianProperty
In this episode of the No BS Real Estate Podcast, host Jo Agresta sits down with renovation-focused buyer's agent Subith Dey to reveal the brutal truth behind seemingly “smart” renovations.If you’re a buyer, seller or investor thinking about “just a quick reno”… this is your wake-up call as we unpack: ✔️ Why first-time renovators get blindsided by hidden costs✔️ The danger of overcapitalising (and how it kills your equity)✔️ Subith’s biggest renovation lesson that cost him more than just money✔️ The one thing he insists every buyer and investor must do before picking up tools✔️ How to actually make money, not just spend it on shiny unncessary upgrades🔗 Learn more about Subith Dey:https://acedeyrealty.com.au/📲 Property buyers shouldn’t risk overpaying just because they don’t have the right data and with Abodey AI, they won’t.
Use the app for free personalised, simple-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget, helping you buy faster and with confidence: https://www.abodey.com.au#NoBSRealEstate #RenovationFails #PropertyInvesting #AustralianRealEstate#BuyersAgent #RenovationMistakes #InvestmentStrategy #RealEstate#HomeBuyer #FirstHomeBuyer #WealthBuilding #Abodey #renovationtips #newbuild #propertyinvestor #homebuying
In this episode of the No BS Real Estate Podcast, Jo Agresta sits down with Jared Kirkwood — the founder of Inspectsy, the AI-powered app that makes routine property inspections suck less.
If you're a property manager and still manually writing up inspection reports, chasing tenants, and wasting hours on admin... congrats, you're the reason your agency's margins are dying and why tenants dislike you even more.
Inspectsy replaces everything tedious and manual with automated inspections, instant AI-generated reports, and zero need to chase paperwork across five devices and seven personalities.
Save time and money. Try Inspectsy: https://www.inspectsy.com/
Being on the property market for longer than 3 months is not normal. Get free expert guidance in your home buyign and property investing journey: https://www.abodey.com.au/
#NoBSRealEstate #Inspectsy #AIPropertyTools #AustralianRealEstate
#BuyersAgent #PropTech #HomeBuyer #RealEstatePodcast
#PropertyManagers #InvestmentStrategy #PropertyInspections #abodey #propertyinspection #realestate
In this episode of the No BS Real Estate Podcast, Jo Agresta chats with Tom Williams, founder of House Spek, about the silent killer of property deals: Missing documents.
Can’t find that one permit or compliance cert? Say goodbye to your dream reno, your buyer and maybe your sanity.
This app could save your deal and restore your peace of mind.
Try Housepek and get all your property documents organised in one place: https://housespek.com/
For smarter property decisions and free homebuying and investment guidance visit https://www.abodey.com.au/
#NoBSRealEstate #NightmareProperties #PropertyInvesting #AustralianRealEstate
#BuyersAgent #InvestmentStrategy #HauntedHouse #HomeBuyer
#FirstHomeBuyer #RealEstate #WealthBuilding #abodey #propertydocuments #propertydocumentation #housepek #survey #buildingquality #buildingsurveyor
In this episode of the No BS Real Estate Podcast, Jo Agresta and expert property negotiator, Scott Aggett dissect some of the most un-sellable nightmare properties on the market. This includes a golden toilet throne with a perv mirror, mouldy floral bathrooms straight out of The Shining, and homes so badly located you’d need earplugs just to survive the inspection.But it’s not just comedy. Scott breaks down the real market risks of buying these “dog sh*t assets,” why buyers emotionally overpay for them, and how certain features quietly kill buyer interest long before price becomes the problem.If you’re selling, buying, or just addicted to property chaos, this episode will both entertain and educate — while making you feel significantly better about your own house.#NoBSRealEstate #NightmareProperties #PropertyInvesting #AustralianRealEstate#BuyersAgent #InvestmentStrategy #HauntedHouse #HomeBuyer#FirstHomeBuyer #RealEstate #WealthBuilding #abodey Ensure your next property isn't a financial and lifetime nightmare. Get in touch with Scott today: https://greenshootsproperty.comFor smarter property decisions and full homebuying and property inevstment guidance for free, visit https://www.abodey.com.au/
In this episode of the No BS Real Estate Podcast, host Jo Agresta sits down with Maria Andreou from Accent Home Staging, a stylist who knows exactly why your place isn’t selling (and isn’t afraid to say it).
It's not the market. It’s probably your furniture and clutter.
From clashing colours to weird layouts and rooms that scream “don’t live here,” Maria breaks down the small styling mistakes that are turning off buyers and costing you tens of thousands.
Whether you’re selling now or just don’t want to sabotage your future value, this one’s for you.
🔗 Get in touch with Maria at Accent Home Staging:
https://accenthomestaging.com.au
Subscribe to No BS Real Estate and follow us on Spotify, Apple Podcasts, and YouTube for more no-fluff interviews with Australia’s best property professionals.
#homestaging #propertystyling #sellmyhome #realestatetips #vendorselleradvice #homesellingmistakes #stylingtosell #realestatestaging #melbournerealestate #NoBSRealEstate #realestatepodcast #abodey #interiordesign #realestate #buyersagent #propertyinvestment #homestagingtips #rentvesting
In this episode of the No BS Real Estate Podcast, host Jo Agresta sits down with Ula Kwapisz — a Home Lending Mobile Specialist to help first homebuyers cut through the noise around home loans, property financing, and the age-old question: broker or bank?
With a strong background in digital marketing, e-commerce, and customer experience, Ula now helps everyday Australians get loan-ready, understand their borrowing power, and feel confident making property decisions — even if they don’t have it all figured out yet.
We cover:
✔️ Why fear stops so many people from even applying for a loan
✔️ The truth about what banks really look for when assessing your borrowing power
✔️ How banks and brokers differ — and the pros/cons of each
✔️ What to do if you’re overwhelmed, unsure, or scared of making a mistake
✔️ The key conversations buyers need to have BEFORE looking at homes
✔️ Why planning now (even in your 20s/30s) is the best thing you can do for future-you
✔️ How Ula transitioned from e-commerce to finance — and what she learned about human behaviour along the way
Whether you're a first-home buyer, someone who’s been sitting on the fence, or just curious how the loan process works for you, this episode gives you the inside track — straight from someone who works with buyers every day.
📲 Want smarter property decisions?
Visit our website: https://www.abodey.com.au/
Or Download the Abodey AI App for personalised, plain-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget — helping you buy faster and with confidence.
https://abodey.app.link/rCnZsWfXGOb
#homeloan #borrowingpower #mortgageadvice #firsthomebuyer #financeeducation #propertyfinance #mortgagebroker #commbank #NoBSRealEstate #Abodey #wealthbuilding #longterminvesting #realestate #australianproperty #propertyinvestment #buyersagent #investing #australianproperty #firsthomebuyer
In this episode of No BS Real Estate Podcast, host Jo Agresta sits down with Manik Sethi, founder of Property Buyer’s Advisory — a seasoned buyer’s agent and vendor advocate known for his calm demeanour and brutally honest insights.Having migrated to Australia in 2015, Manik built his wealth through strategic property investments — eventually helping friends do the same before launching his advisory firm. Today, he helps first-time buyers and seasoned investors alike avoid costly mistakes and build wealth with clarity and confidence.We cover: ✔️ Why smart people still buy the WRONG property✔️ The biggest traps even seasoned investors fall into (and how to avoid them)✔️ Why most people buy without a plan — and what to do instead✔️ The role of a buyer’s agent vs. vendor advocate (and why both matter)✔️ How to spot value and long-term growth potential in a hot or cold market✔️ Real talk on balancing wealth-building, lifestyle, and future financial securityWhether you're a first-home buyer, rentvestor, or a seasoned property investor, this episode delivers grounded advice, real-world experience, and actionable strategy.🔗 Learn more about Manik and Property Buyer’s Advisory:https://www.propertyba.com.au/📲 Want smarter property decisions?Download the Abodey AI App for personalised, simple-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget — helping you buy faster and with confidence.https://abodey.app.link/rCnZsWfXGObSubscribe to No BS Real Estate and follow us on Spotify, Apple Podcasts, and YouTube for more no-fluff interviews with Australia’s best buyers agents, brokers, and property professionals.#propertyinvesting #startinvesting #analysisparalysis #investmentstrategy #australianrealestate #taxbenefits #cashflow #portfolioGrowth #vendoradvocate advocate #NoBSRealEstate #Abodey #wealthbuilding #longterminvesting #realestate #homebuyer #firsthomebuyer #australianproperty #propertyinvestment #buyersagent #investing #buyingahome
In this episode of The No BS Real Estate Podcast, host Jo Agresta sits down with Deepak Mehta, Founder of PropVest, to tackle the belief that “it’s too late to invest.”
Deepak explains why the real risk isn’t timing the market — it’s indecision. With a structured, strategy-first approach, he shows how busy professionals can move from research overload to confident action, leveraging tax benefits, cash-flow discipline, and step-by-step portfolio growth.
If you’ve been sitting on the sidelines, second-guessing every headline, this conversation gives you the practical roadmap to start now — without gambling or guessing.
💬 What we cover
Why you haven’t missed the boat (and why waiting costs more than starting small)
Beating analysis paralysis with a clear, repeatable investment framework
How to align strategy, budget, and risk profile (not just chase “hot suburbs”)
Using tax benefits and smart structures to accelerate results
Cash-flow rules for real-world investors (buffers, repayments, contingencies)
New vs established: picking assets that actually perform
The PropVest Co-Envision → Co-Execute → Co-Accelerate model for portfolio growth
How to set milestones and scale sustainably over 5–15 years
Whether you’re buying your first investment or optimising an existing portfolio, Deepak’s no-fluff approach will help you make a decision you won’t regret — and take the next step with clarity and confidence.
Connect with Deepak Mehta (PropVest):
Want smarter property decisions?
Download the Abodey AI App for personalised, plain-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget — helping you buy faster and with confidence.
👉 https://abodey.app.link/rCnZsWfXGOb
#propertyinvesting #startinvesting #analysisparalysis #investmentstrategy #australianrealestate #taxbenefits #cashflow #portfolioGrowth #PropVest #DeepakMehta #NoBSRealEstate #Abodey #wealthbuilding #longterminvesting #firsttimeinvestor #mindset #successmindset
In this episode of The No BS Real Estate Podcast, host Jo Agresta sits down with Daniel Demirci, CPA and Director of Mark Daniel & Co, to reveal what most people never learn about tax minimisation, property investing, and cash-flow strategy.Daniel isn’t your typical accountant — he’s a new-age advisor helping Australians use the rules to their advantage. From business owners and investors to everyday professionals, his firm takes a modern approach to strategic accounting, blending technology, tax planning and forward-thinking advice to help clients keep more of what they earn.Together, Jo and Daniel dive into how the wealthy legally minimise tax, how to structure your income, and the small daily habits that can transform your financial position over time.💬 What we coverTax minimisation strategies every investor and business owner should knowHow to legally pay less tax and protect your assetsHow to set up your business for long term success with positive cash flowThe real link between property investing and smart tax planningHow to manage cash flow in uncertain markets and rising cost-of-living conditionsThe biggest mistakes people make at tax time — and how to avoid themWhy cloud accounting and automation are changing finance foreverHow to build long-term wealth through clarity, compliance, and controlWhether you’re running a business, building a property portfolio, or simply want to understand how to make your money work harder, this episode delivers powerful, practical insights on how to think like the wealthy — not just work like them.Connect with Daniel Demirci (CPA – Mark Daniel & Co):👉https://markdanielco.com.auWant smarter property decisions?Download the Abodey AI App for personalised, plain-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget — helping you buy faster and with confidence.👉 https://abodey.app.link/rCnZsWfXGOb#taxminimisation #CPA #financialplanning #propertyinvesting #cashflowmanagement #accountingtips #australiantax #wealthcreation #NoBSRealEstate #Abodey #investingtips #businessowners #accountingfirm #financialstrategy #paylesstaxes #notax #taxfreewealth #taxreduction #accounting #accountant
In this episode of The No BS Real Estate Podcast, host Jo Agresta sits down with Ali Muhammad, Director of Planet Wealth, to tackle one of the biggest questions Australians are asking right now:How do you build wealth when everything around you is getting more expensive?With over 15 years of experience in financial planning, property investment and superannuation strategy, Ali explains why it’s never been more important — even in your 20s and 30s — to plan for your financial future.They unpack why so many people live paycheck to paycheck, how rising interest rates and the cost of living are crushing savings, and the simple, strategic steps anyone can take to build long-term financial stability.💬 What we coverHow to start building wealth even in a high-cost economyWhy living pay-to-pay is the biggest financial risk Australians faceSmart retirement planning and superannuation strategies that start paying off earlyThe role of property investment and smart debt management in wealth creationHow to protect your income and lifestyle against future economic shocksWhy financial literacy — not luck — decides who thrives in uncertain timesStep-by-step habits to take control of your money and build a secure futureWhether you’re just starting out, trying to get ahead, or re-thinking your money goals, this conversation will help you understand how to invest wisely, manage risk, and build lasting wealth — even when the economy isn’t playing nice.Connect with Ali Muhammad (Planet Wealth):https://planetwealth.com.au/Want smarter property decisions?Download the Abodey AI App for personalised, plain-English property reports that instantly match you with properties aligned to your specific needs, future goals, and budget — helping you buy faster and with confidence.👉 https://abodey.app.link/rCnZsWfXGOb#financialplanning #buildingwealth #costofliving #retirementplanning #superannuation #propertyinvestment #wealthcreation #investingAustralia #financialadvice #NoBSRealEstate #Abodey #budgetingtips #financialfreedom #moneymindset #retirementplanning #retirement #futureplanning