Send us a question/idea/opinion direct via text message! This week Nick and Kelvin delve into the latest insights from the first home buyer report, migration trends, and retail spending data. They discuss the resilience of first home buyers in the current market, the tentative signs of a turnaround in migration, and the cautious optimism surrounding retail spending. The conversation also touches on the importance of community engagement and the recent client dinner, highlighting t...

Send us a question/idea/opinion direct via text message! This special guest episode launches the latest joint research by Cotality and Westpac, looking at first home buyers. Kelvin Davidson, Chief Property Economist at Cotality, is joined by Westpac's Senior Economist, Satish Ranchhod to discuss the latest report, including the broader macroeconomic and interest rate environment. They then move into the detail of FHB activity, including % market share (by region and price bracket), types of p...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in mortgage lending, interest rates, and the labour market. They explore the rise in mortgage lending activity, the implications of interest-only lending, and the slight increase in the unemployment rate. The conversation also covers the recovery in building consents and the overall economic outlook, highlighting the importance of adapting to market demands in property deve...

Send us a question/idea/opinion direct via text message! With Nick away on holiday across the ditch, in this episode Kelvin Davidson is joined by Eliza Owen, Cotality's Head of Research for Australia. First Kelvin discusses the recent Cotality Home Value Index results for NZ, as well as a look ahead to this week's Financial Stability Report and key labour market figures for Q3 - both out on Wednesday. Then Kelvin and Eliza kick into a wide-ranging discussion about the similarities and differe...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the announcement from the Labour party about a proposed Capital Gains Tax. The conversation delves into the implications of a new 28% tax on the net sale of residential and commercial properties which could take effect on July 1, 2027. It discusses the details surrounding the tax, including what types of properties are affected, the valuation process, and the potential revenue implications. Concer...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on construction costs (CCCI report for Q3), government policies, net migration, rental market dynamics, Reserve Bank policies, and inflation. They explore the implications of these factors on the housing supply and the overall economy, providing insights into future trends and market sentiment. The monthly video summary is available on Youtube Sig...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on investor trends, the role of first home buyers, and the impact of economic policies. They analyse recent data, including the rise of multiple property owners and the record share of sales to first home buyers in September. The conversation also touches on the implications of monetary policy changes and the outlook for the housing market m...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the recent 50 basis point cut to the OCR, exploring its implications for the New Zealand economy. They delve into the concept of spare capacity, its effects on inflation, and the housing market's future. The conversation highlights the importance of consumer confidence and economic indicators in shaping monetary policy decisions, ultimately painting a picture of cautious optimism for e...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent trends in the property market, including a slight increase in home values for the first time in six months. They analyse the Reserve Bank's lending data, economic indicators, and the implications for the Official Cash Rate (OCR). The conversation also touches on attracting first home buyers from Australia following a listener question. Sign up for news and insights or contact on LinkedI...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest trends in the property market, including the recent Mapping the Market data release, lending statistics, and the implications of a new Reserve Bank Governor. They explore the current state of house prices, the impact of lending practices on first home buyers, and the anticipated changes in monetary policy under the new governor. Sign up for news and insights or contact on LinkedIn...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent GDP contraction of 0.9% in Q2, its implications for monetary policy, and the potential for interest rate cuts. They explore the current state of the property market (courtesy of the latest monthly chart pack), including mortgage lending dynamics and buyer behaviour, while emphasising the need for collaboration between monetary and fiscal policies to stimulate economic growth. Sign up fo...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the recent trends in the property market, focusing on the balance between population growth and housing supply. They analyse data from 2019 to 2024, highlighting how different regions have experienced varying levels of demand and supply. The conversation also touches on the complexities of housing demand, the impact of net migration, and the current state of retail spending as an economic indicato...

Send us a question/idea/opinion direct via text message! In this episode of the New Zealand Property Market Podcast, Nick Goodall interviews Geoff Christopher, co-founder of Afterburner, an AI-driven automation platform designed to enhance productivity for financial advisors. They discuss Geoff's background, the origin of Afterburner, and how it addresses common pain points in the mortgage application process. The conversation also touches on the impact of AI on job security, the import...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, focusing on the Cotality Home Value Index for August. They analyse trends in property values, particularly in Auckland, and compare the New Zealand market to Australia. The conversation also covers the impact of economic factors on property prices, recent mortgage lending trends, and the implications of the relaxation of the foreign buyer ban. The ep...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest affordability report, highlighting improvements in housing affordability due to plateauing house prices and falling interest rates. They explore regional differences in affordability, the economic context affecting the property market, and trends in lending, particularly among first home buyers. The conversation also touches on signs of economic improvement and the implications fo...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, piggy-backing off the latest Cotality monthly chart pack focusing on first home buyers and investor activity as well as the split in value change by the different tiers of the market. They then explore the implications of last week's Monetary Policy Statement from the Reserve Bank and government plans to relax the foreign buyer ban as well as the Minister for Ho...

Send us a question/idea/opinion direct via text message! In this episode Nick and Kelvin discuss the recent decision by the Reserve Bank to cut the Official Cash Rate (OCR) by 25 basis points to 3%. They delve into the implications of this decision, including forecasts for inflation, GDP growth, and the housing market. The conversation highlights the anticipated further cuts to the OCR and the overall economic outlook, emphasising the importance of monitoring key economic indicato...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the latest Pain and Gain report for Q2, highlighting the decline in resale profits and the overall sluggishness of the property market. They delve into the economic indicators affecting the market, including inflation and interest rates, and preview the upcoming monetary policy statement. Sign up for news and insights or contact on LinkedIn, X @NickGoodall_CL or @KDavidson_CL and email nick.goodal...

Send us a question/idea/opinion direct via text message! In this episode, Nick interviews Ilsa Wolfe, a property investment coach and director at Wolfe Property. Ilsa shares her journey into property investment, discussing her early experiences during the global financial crisis, the importance of cash flow, and the impact of healthy homes on communities. She emphasises the significance of building effective power teams, understanding numbers, and conducting thorough due diligence. ...

Send us a question/idea/opinion direct via text message! This week Nick and Kelvin discuss the current state of the property market, highlighting the stagnation in property values and the regional variability across New Zealand. They delve into the implications of the labour market's performance (including the discouraged worker effect) on the economy and property values, as well as the anticipated monetary policy changes from the Reserve Bank. The conversation emphasises the need...