The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Phil Gadd
71 episodes
1 month ago
Send us a text Is the Fernie dream actually worth the price tag in 2026? On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story. In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing...
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Send us a text Is the Fernie dream actually worth the price tag in 2026? On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story. In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing...
Send us a text Is the Fernie dream actually worth the price tag in 2026? On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story. In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing...
Send us a text The snow is back on the peaks and Fernie’s real estate market is heating up again. In this month’s Fernie Real Estate Market Report, Phil Gadd breaks down October 2025: listings down 22%, sales up 36%, and inventory tightening as winter approaches. Discover what these numbers really mean for buyers, sellers, and investors—and how the Bank of Canada’s latest 2.25% rate cut could shape the months ahead. Packed with local insight, long-term data trends, and Phil’s on-the-gro...
Send us a text Senior VP of eXp Realty Holly Mabery joins The Property Mindset Podcast for an empowering conversation on leadership, mentorship, and confidence. Recorded live at eXpCon Miami by Milly Gadd, this episode explores how women in real estate can build successful, resilient careers and inspire the next generation. Perfect for agents, investors, and anyone striving to grow in the business. 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate i...
Send us a text Thinking about selling your Fernie home or curious what your property is really worth? In this episode of The Property Mindset Podcast, Phil Gadd explains how the eXp Luxury platform gives your Fernie property global exposure — and why starting with a Comparative Market Analysis (CMA) is the smartest move before listing or buying. Learn how eXp Luxury elevates your marketing with 90,000+ agents worldwide, elite media placement in outlets like The Wall Street Journal and M...
Send us a text Fernie’s real estate market just shifted — sales dropped over 50%, but prices and demand remain strong. In this episode, Phil Gadd breaks down what that means for buyers, sellers, and investors in 2025. Discover where the real opportunities lie, what’s driving Fernie’s property market resilience, and how to act strategically in the months ahead. 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show ...
Send us a text Thinking about selling your Fernie home? 2026 may be your best window yet. In this episode, Phil Gadd of First Tracks Real Estate Group breaks down why next year’s market could deliver top-dollar results — from BCREA’s bullish forecasts to Fernie’s tightening inventory and surging buyer demand. A must-listen for homeowners looking to maximize equity and time their move perfectly. 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insight...
Send us a text The Bank of Canada just cut its key rate for the first time since March—📉 but what does it really mean for Fernie real estate? Join Phil Gadd as he unpacks how this decision affects mortgages, buyer confidence, and local housing trends. Plus, stay tuned for exciting news about his new Koocanusa Village lake house project! 👉 Schedule a consultation with Phil today 🔔 Don’t forget to subscribe for more real estate insights and Fernie lifestyle tips! Show Sponsor: First Tracks Re...
Send us a text In this episode of The Property Mindset Podcast, Phil Gadd breaks down Fernie’s July 2025 real estate trends — where sold listings have surged, average prices climbed, and inventory is tightening across the valley. Discover what this shift means if you’re buying, selling, or investing in Fernie, BC. Get clear insights into pricing trends, buyer momentum, and how Fernie stacks up against other BC markets. Stay ahead of the Fernie property market — subscribe for monthly updates a...
Send us a text May 2025 reveals a tale of two markets—sales are down, prices are cooling, but properties are moving faster. 📊 New listings dropped 24% 💰 Sale prices fell 2% ⏱️ Days on market down by 53% 🛑 MSI sits at 7.3, solidifying a strong buyer’s market Tune in for this month’s insights into Fernie's evolving market and what it means for your next move—plus the long-term trends still favouring both buyers and sellers. 👉 Schedule a consultation with Phil today 🔔...
Send us a text In this episode, we dive into the April 2025 Fernie real estate numbers—where tariffs, election tension, and shifting buyer confidence are showing up in the data. 📉 Listings and sale prices are down. 📈 Days on market are up. But there's more beneath the surface. Whether you're buying, selling, or watching from the sidelines, this episode breaks down the trends and opportunities emerging in a cooling market. 👉 Schedule a consultation with Phil today 🔔 ...
Send us a text Explore the Fernie real estate landscape with Phil Gadd in the March 2025 episode of The Property Mindset Podcast: New Listings Surge: A 28% jump to 78 year-to-date listings – what's driving the increase?Sales Performance: Identical to last year with 17 homes sold in March – stability or stagnation?Median Price Adjustments: A slight decrease to $670,000, down 4% – signs of market correction?Pricing Trends: Average listing prices down 17% year-over-year; sale prices reflect caut...
Send us a text In this episode of The Property Mindset Podcast, I’m getting personal—sharing how goal setting, persistence, and strategic action led us to achieving ICON Agent status at eXp Realty in 2024. But this episode isn’t just about awards and stock. It’s about the power of clear goals and how setting intentional, structured plans can transform both your business and life. 🔹 The journey from running a restaurant to real estate success 🔹 How we overcame financial struggles to build a t...
Send us a text Losing out on your dream home in a bidding war? You’re not alone. In today’s Fernie real estate market, multiple offers are common, and unprepared buyers often miss out. But with the right strategy, you can secure your dream home—without overpaying! In this episode of The Property Mindset Podcast, I’m sharing proven bidding war strategies that have helped my clients win even in the most competitive situations. Learn how to craft a winning offer, avoid costly mistakes, and posit...
Send us a text Dive into the Fernie real estate market with our comprehensive February 2025 update in this episode of The Property Mindset Podcast. This month, we’ve witnessed a significant 21% increase in new listings and a notable change in sales dynamics, with prices showing unexpected movements. We explore what these developments mean for both buyers and sellers as inventory changes shape the market landscape. Key highlights include: A detailed analysis of the rise in new listings and wha...
🏡 Buying a Home in Fernie? Don’t Overpay! 🏡 With rising prices and intense competition, buying a home in Fernie can feel like a race against time. But what if you had 10 powerful hacks to get ahead of the competition, find hidden deals, and negotiate like a pro? In this episode of The Property Mindset Podcast, I break down: ✔️ Off-market listings and how to access them before others ✔️ Fixer-upper strategies that save you thousands 💰 ✔️ Pre-approval power—why it’s a game-changer ✔️ Seasonal m...
🏡 Thinking of Selling Your Home in Fernie? Here’s How to Get Top Dollar! Are you trying to sell your home in Fernie but worried about it sitting on the market for months? With rising home prices and changing buyer trends, selling a home in 2025 requires the right strategy! In this episode of The Property Mindset Podcast, I’ll walk you through expert-backed steps to help you sell your home faster and for the best possible price. 📌 What You’ll Learn in This Episode: ✅ How to price your home com...
Trump’s Tariffs & Fernie’s Economy – What You Need to Know A 25% tariff on Canadian steel and aluminum just hit, and Canada is fighting back with $155 billion in retaliatory tariffs. But how does this trade war impact Fernie’s economy, real estate market, and cost of living? In this episode of The Property Mindset Podcast, Phil Gadd breaks down: ✅ Rising home construction costs & infrastructure delays 🚧 ✅ Inflation impact on groceries, vehicles & household goods 🏠 ✅ Job risks in c...
Dive into the new year with a comprehensive analysis of the Fernie real estate market in January 2025 on The Property Mindset Podcast. This episode provides an in-depth look at the major shifts and trends affecting the market, from a surprising increase in new listings to significant changes in property prices. Whether you're a potential buyer, seller, or investor, understanding these dynamics is crucial for making informed decisions. We'll explore: The significant rise in new listings and wh...
Thinking about buying in Fernie but unsure what type of property is right for you? In this episode of The Property Mindset Podcast, we break down the pros and cons of investing in a rental property vs. securing your dream vacation home. With Fernie’s real estate values climbing and demand for short-term rentals increasing, now is the time to explore your options. 🎯 What You’ll Learn in This Episode: The financial benefits of investment properties vs. vacation homesMarket trends driving Fernie...
Are you over 50 and considering downsizing in Fernie, BC? In this episode of The Property Mindset Podcast, Phil Gadd explores why downsizing is a game-changing move for homeowners looking to simplify their lives and maximize the incredible lifestyle Fernie has to offer. Whether you're an outdoor enthusiast or planning for retirement, downsizing can unlock financial freedom, reduce your workload, and give you more time to enjoy powder days at Fernie Alpine Resort or peaceful evenings by the fi...
The Property Mindset: Fernie Real Estate, Market Insights & Investment Strategies
Send us a text Is the Fernie dream actually worth the price tag in 2026? On paper, relocating to Fernie, BC looks like a financial trap. The median home price has hit $952,050, the price-to-income ratio is a staggering 7.7, and vacancy rates are near zero. But spreadsheets don't tell the whole story. In this episode, Phil Gadd strips away the marketing fluff to break down the "Fernie Paradox"—the tension between the elite mountain lifestyle and the harsh economic reality of buying in. Drawing...
