The Residual Real Estate Agent Show

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The Residual Real Estate Agent Show

Jose Luiz Morales

264 episodes

4 days ago

Are you choosing the right debt for your growth, or is your Business Line of Credit vs Term Loan decision actually a trap? Understanding the Business Line of Credit vs Term Loan difference is the only way to protect your profit in a shifting market. This guide reveals how a Business Line of Credit vs Term Loan affects your monthly cash flow. Many entrepreneurs struggle to scale because they don't understand the "hidden" rules of bank lending. Whether you are a restaurant owner looking for Bu...

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Are you choosing the right debt for your growth, or is your Business Line of Credit vs Term Loan decision actually a trap? Understanding the Business Line of Credit vs Term Loan difference is the only way to protect your profit in a shifting market. This guide reveals how a Business Line of Credit vs Term Loan affects your monthly cash flow. Many entrepreneurs struggle to scale because they don't understand the "hidden" rules of bank lending. Whether you are a restaurant owner looking for Bu...

Show more...

Episodes (20/264)

The Residual Real Estate Agent Show

What Lenders Really Look For In Your Cash Flow Analysis

Are you choosing the right debt for your growth, or is your Business Line of Credit vs Term Loan decision actually a trap? Understanding the Business Line of Credit vs Term Loan difference is the only way to protect your profit in a shifting market. This guide reveals how a Business Line of Credit vs Term Loan affects your monthly cash flow. Many entrepreneurs struggle to scale because they don't understand the "hidden" rules of bank lending. Whether you are a restaurant owner looking for Bu...

4 days ago

7 minutes

The Residual Real Estate Agent Show

Owner Financing With Low Money Down (What’s Realistic)

Are you tired of the bank taking all your profit through interest heavy 30 year loans? In this episode, we dive deep into creative finance and the specific "levers" you can pull to gain total control over your real estate deals. If you have been searching for creative finance strategies that actually work in today’s market, you need to understand how to negotiate directly with sellers. Most investors get stuck thinking they need a 25% down payment for every property. However, by using owner ...

1 week ago

8 minutes

The Residual Real Estate Agent Show

Reverse 1031 Exchange: Buy Before You Sell

Found a great investment opportunity but haven't sold your property yet? Learn how to use a Reverse 1031 Exchange to buy your next deal first and leverage Creative Financing for Real Estate to close fast. Discover the "Equity Swap" method using Cross Collateralization Real Estate to secure 100% funding without a massive cash down payment. If you are looking to Buy Before You Sell Real Estate, this is the ultimate strategy to keep your momentum going in a competitive market. Here's what you'...

2 weeks ago

7 minutes

The Residual Real Estate Agent Show

How to Fund ANY Deal With Seller Financing! Don't Let the Bank WIN

Are you tired of losing investment opportunities because you can't bypass the bank? This in-depth Seller Financing strategy guide reveals how investors are using the 5 Negotiating Levers to secure high-equity deals and generate massive returns! Owner Financing is the ultimate power move to fund Owner Financing Deals without dealing with restrictive bank limitations. This episode dives deep into mastering the negotiation of Owner Finance Terms and understanding key financial mechanics. We cov...

4 weeks ago

1 hour 2 minutes

The Residual Real Estate Agent Show

How Investors Are Buying Commercial Buildings With Less Cash Upfront

Most lenders demand 25-30% down and perfect tax returns to buy a commercial building. But with this creative financing strategy, you can purchase commercial property with just 10% down and no tax returns required. In this episode, we break down the exact "capital stack" that makes this possible: The buyer puts down 10%, the seller carries a second mortgage for 20%, and the lender covers the remaining 70% . This is a game-changer for small business owners—like auto body shops, nail salons, or...

1 month ago

6 minutes

The Residual Real Estate Agent Show

How to Buy Your Parents' House (No Cash Needed)

Stop saving for a down payment if you are buying house from parents! 🛑 In this episode, we explain exactly how does a gift of equity work so you can potentially close on a home with $0 cash out of pocket. If you are looking into buying a home from a relative, the "Family Bank" strategy might be the financial loophole you have been waiting for. Most people think you need 20% down to buy mom and dad’s house, but that is not true. We break down the process of using gift of equity for down payme...

1 month ago

8 minutes

The Residual Real Estate Agent Show

Business Credit Cards vs Lines of Credit

Are you confused about the difference between a Business line of credit vs term loan and terrified of getting rejected by the bank? Many business owners struggle to secure capital because they do not understand the specific Business loan requirements needed to get approved. In this episode, we sit down with an insider from Logix Federal Credit Union to reveal exactly how to build business credit without making costly mistakes. We break down why Credit union business loans often offer better ...

1 month ago

21 minutes

The Residual Real Estate Agent Show

What You Need to Finance a Car Under Your Business

Have you ever wondered how to finance a car under your business name and actually make it work without wrecking your personal credit? This episode pulls back the curtain on exactly how that process works, from documentation to bank approvals, so you can master business car financing confidently. ✅ Discover the true path to buying a car under LLC without personal risk ✅ Learn the key business auto loan requirements banks look for ✅ See how you can build business credit with a car loan, and wh...

1 month ago

17 minutes

The Residual Real Estate Agent Show

Agent Millionaire Secret: How To Turn Tax Savings Into 10 Houses

Tired of paying massive taxes on your real estate commissions? High earners get hammered in taxes, but top investors use a simple agent tax strategy to get ahead. This episode reveals the ultimate wealth-building tactic, where your host Jose Luiz Morales and expert guest Jimmy Vreeland show you the powerful strategy for how real estate agents pay less taxes in California and across the country by leveraging advanced deductions. The key is achieving Real estate professional status to of...

2 months ago

33 minutes

The Residual Real Estate Agent Show

Stop Saying “Bad Leads” — Start Fixing Your Sales Process

Most agents think rejection means the end of a deal, but the truth is, it’s just redirection. Your lead conversion struggles aren’t about bad leads; they’re about how you communicate, follow up, and earn trust. It’s time to fix the process that’s been holding you back and finally master real estate lead conversion once and for all. ✅ Discover why most real estate lead conversion efforts fail, and what top agents do differently ✅ Build a consistent real estate follow up strategy that keeps yo...

2 months ago

9 minutes

The Residual Real Estate Agent Show

Creative Financing 101 for Realtors | From Sales to Wealth

Tired of selling homes but never owning any? Learn how creative financing strategies help real estate agents grow beyond commissions and start building real wealth through ownership, not just transactions. Most agents start their careers focused on buy-and-hold or chasing listings. But that approach limits growth. In this conversation, we dive into what separates average agents from those who scale, understanding creative financing strategies for agents, like subject-to deals, hard money, an...

2 months ago

7 minutes

The Residual Real Estate Agent Show

Sell Your Business Right: Steps You Don't Want To Miss for a Profitable Exit

Thinking about selling your business but not sure where to start? Understanding how to sell your business the right way can mean the difference between walking away with what it’s really worth, or leaving thousands on the table. In this episode, Jose Luiz Morales sits down with Shawn Ahrabi, a business sale and valuation expert, to walk you through the full business sale process explained clearly and confidently so you can achieve a smooth, profitable exit. What you'll learn: ✅ Discov...

2 months ago

1 hour 4 minutes

The Residual Real Estate Agent Show

The Best Lead Generation Sources for Real Estate 2025

What if the next big real estate opportunity isn’t in houses or apartments; but in RV parks? Mychele Bisson turned small rentals into a 56M portfolio by focusing on one powerful niche that most investors overlook, RV parks. Her journey proves that success isn’t about luck, it’s about strategy and vision. She reveals how the RV park business model generates consistent income, how she used creative financing for real estate when traditional loans weren’t an option, and why her RV park i...

3 months ago

1 hour 5 minutes

The Residual Real Estate Agent Show

Government Shutdown: The Shocking Impact on The Real Estate Market

Government shutdown is here; will it freeze your real estate closing and delay your home deal? Find out what this means for mortgages, FHA loans, VA loans, and flood insurance. When uncertainty hits, buyers, sellers, and realtors need clarity. In this conversation, Jose Luiz Morales and Silverio Garcia from Silver Mortgage Group break down how teh USA government shutdown directly impacts the real estate market and what lenders are doing to keep files moving. What you'll learn: - How a real ...

3 months ago

22 minutes

The Residual Real Estate Agent Show

How Virtual Wholesaling Can 10x Your Business in Half the Time

Ready to close deals from your couch? What if you could scale your wholesaling business remotely; no driving, no office, just deals from anywhere. Virtual wholesaling is the key to 10x your business without the grind. Learn how to leverage your network and find cash buyers online while building a nationwide business. Virtual wholesaling allows you to break free from the traditional hustle and grow your real estate business faster with fewer limitations. Whether you’re just starting or lookin...

3 months ago

48 minutes

The Residual Real Estate Agent Show

No Equity? Here’s How to Finance Your ADU

Wondering how to finance an adu when you have little or no equity? In this episode, Jose Luiz Morales sits down with lending expert Mike Yates to explain an incredible program that offers 100% financing home loan options, plus a $15,000 grant for closing costs. If you’ve been searching for the right adu loan or exploring adu financing options, this could be the solution that finally makes owning or building an accessory dwelling unit california possible. This program is designed to make home...

3 months ago

10 minutes

The Residual Real Estate Agent Show

How Buyers Cover the Gap on FHA/VA Assumable Loans

Want a low-rate assumable mortgage without a huge check at closing? This buyer guide shows how a VA loan assumption or FHA loan assumption can stay affordable by covering the equity gap with a smart second and a clear assumable mortgage process. Expect to qualify with the current servicer, disclose any second loan, and plan payments so the total still works long term. 🔑 What you’ll learn ✅ How buyers structure a VA loan assumption or FHA loan assumption to cover the equity gap with les...

3 months ago

12 minutes

The Residual Real Estate Agent Show

The Tech Every Real Estate Business Needs in 2025!

Looking for the best CRM for new real estate agents and wondering what tech you actually need when starting your business? In this episode, Jose Luiz Morales breaks down the systems, tools, and real estate technology that help new agents and investors get organized and grow. From choosing the right real estate CRM to building your real estate database, this guide shows how to start smart and avoid wasted time. ✅ Learn how to set up the best CRM for real estate and why most agents overcomplic...

4 months ago

31 minutes

The Residual Real Estate Agent Show

The #1 Way Real Estate Agents Can Get More Deals

In this powerful interview, discover the real estate investing business model that's changing the game for agents. Don't be an agent who is "leaving money on the table." Learn the secrets to how to make more money in real estate by serving your clients with more options. We'll show you how to offer solutions that go beyond a traditional listing and give you the confidence to get more deals. This is the ultimate guide for agents looking for a strategic advantage. Aidelys shares his incredible...

4 months ago

25 minutes

The Residual Real Estate Agent Show

$15K Grant + 100% Financing = Your Path to Homeownership

Are you ready to buy a home with no money down? In this episode, we explain how to use a 100% financing program and a $15K grant available to qualified buyers. Learn how you can get into a home with zero down and receive financial help with closing costs. This is a game changer for anyone trying to move from renting to owning with minimal upfront costs. What you’ll learn in this episode: ✅ How the 100% financing program works ✅ How to apply for the $15K closing cost grant and get zero down ...

4 months ago

16 minutes