Is $1 million enough to retire? What about $2 million? In this week's episode of The Retirement Income Show, we break down why there’s no magic number—because a confident, stress-free retirement is really about having steady, reliable income that lasts your entire life. We unpack why some assets generate stability while others only look good on paper, and how factors like inflation, taxes, and long-term care fit into the equation. You’ll also learn why even people with $10 million worry they ...
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Is $1 million enough to retire? What about $2 million? In this week's episode of The Retirement Income Show, we break down why there’s no magic number—because a confident, stress-free retirement is really about having steady, reliable income that lasts your entire life. We unpack why some assets generate stability while others only look good on paper, and how factors like inflation, taxes, and long-term care fit into the equation. You’ll also learn why even people with $10 million worry they ...
A new year is the perfect time for a financial reset. In this special edition of The Retirement Income Show, we focus on laying the groundwork for a strong and confident 2026. We walk through the core elements of a solid retirement plan—clarifying your retirement purpose, understanding your expenses, and identifying reliable income sources. From Social Security and pensions to investment strategies and intentional use of savings, this episode is about aligning your money with the life you wan...
In every great Christmas movie, there’s always a villain lurking in the background—ready to steal the joy at the worst possible moment. Retirement planning can feel the same way. In this special holiday edition of The Retirement Income Show, we uncover the hidden threats that can quietly derail even the best-laid retirement plans. From inflation that slowly steals your buying power, to rising healthcare and long-term care costs, and the risk of outliving your money—we break down the “Grinches...
It’s Christmas time, and we're checking the list twice — is your financial advisor ending the year on the “naughty” or “nice” side? In this festive episode of The Retirement Income Show, we break down the signs of a truly client-focused advisor, the red flags that might signal it’s time for a change, and the smart end-of-year moves that can set you up for a stronger 2026. Wrap up the year with clarity, confidence, and a little holiday cheer.
Is $1 million enough to retire? What about $2 million? In this week's episode of The Retirement Income Show, we break down why there’s no magic number—because a confident, stress-free retirement is really about having steady, reliable income that lasts your entire life. We unpack why some assets generate stability while others only look good on paper, and how factors like inflation, taxes, and long-term care fit into the equation. You’ll also learn why even people with $10 million worry they ...
If your income is tied to the stock market, you’re carrying more risk into retirement than you may realize. While that volatility may be fine while you’re working, it becomes a very different story when retirement begins. In this episode of The Retirement Income Show, we break down why the strategy that got you to retirement shouldn’t be the same one that gets you through it. We’ll explore why steady, reliable income is essential in retirement, and what it looks like when your income is no lo...
Just like a house needs a strong foundation to stand the test of time, your retirement plan must be built to “weather the storm” of market ups and downs. In this episode, we break down what it really means to create a solid retirement foundation—one that goes beyond surface-level details and focuses on true stability. We’ll explore the core building blocks that keep your retirement standing strong: consistent income, Social Security timing, and supplemental sources like pensions or annuities....
Ever wondered what your advisor’s business model really is—and why it matters? In this episode of The Retirement Income Show, we break down how your advisor’s model can either support or sabotage your retirement. You’ll learn how to spot red flags—like excessive risk, vague income plans, or sales-driven advice—and what a true retirement-focused model looks like: one built on income, clarity, and fiduciary care. Because it’s not enough to have a good advisor—you need one in the right business ...
In this episode of The Retirement Income Show, we’re sharing key year-end ideas that can help you reduce taxes, boost retirement savings, and strengthen your financial plan before the calendar turns. Don’t wait for the holiday rush or those last-minute December phone calls — tune in now to learn how to make the most of the time you have left this year!
As Halloween approaches, things are getting downright scary—from government shutdowns to spooky yard displays. But the real fright might be lurking inside your own retirement portfolio! In this week’s episode of The Retirement Income Show, we expose the “ghosts and goblins” that can quietly haunt your investments all year long. Tune in to learn how to spot the troublemakers in your portfolio and replace them with strategies designed to bring clarity, confidence, and steady income—no scares r...
Investing for income may sound simple—but using the wrong tools can cut your retirement dreams short. In this episode of The Retirement Income Show, we dive into the essential tools every retiree needs to build reliable income and long-term confidence. From insured options like CDs and annuities to higher-yield investments such as bonds, REITs, and value stocks, you’ll learn how to balance security and growth in a way that fits your retirement goals. Plus, we’ll tackle key questions like: Wha...
Ever wish retirement planning came with an "easy button"? In this episode of The Retirement Income Show, we break down the often overwhelming world of investing into plain English. Instead of drowning in charts, Monte Carlo simulations, and endless mutual fund options, we’ll explore how to set clear goals, focus on your dreams, and create a plan that inspires you—not confuses you. Because investing for retirement shouldn’t be about complicated jargon or one-size-fits-all solutions—it should b...
How do you know when it’s truly time to retire? It might sound like a simple question, but the reality is far more complex—and the wrong decision could have lasting consequences. In this episode of The Retirement Income Show, we break down the essential factors you need to consider before making the leap. From managing debt and planning for inflation to understanding Social Security, taxes, RMDs, healthcare costs, and long-term care, we’ll cover the big questions that determine retirement rea...
Is your financial advisor fully engaged—or just coasting on autopilot? When it comes to your retirement, having someone “asleep at the switch” could put your savings and future at risk. In this episode of The Retirement Income Show, we uncover the red flags that signal your advisor may be snoozing on the job—from cookie-cutter portfolios and lack of tax planning to ignoring legislative changes and failing to understand your personal goals. We’ll also highlight what a proactive advisor should ...
A new 1,200-page law just rewrote key retirement rules. President Trump’s One Big Beautiful Bill is packed with changes that may impact your taxes, Social Security, and healthcare. In this episode of The Retirement Income Show, we cut through the noise and break down what matters most for retirees and pre-retirees, plus how you can prepare to take advantage of these changes in 2025 and beyond.
With so many moving parts in retirement planning—like Social Security, Roth conversions, long-term care, and estate planning—it’s easy to lose focus. In this episode of The Retirement Income Show, we cut through the noise to identify what truly matters: income investing. We’ll explain why retirement is really about replacing your paycheck, not just growing your investments, and how relying on withdrawals can put your future at risk. Learn how to generate reliable income through proper income ...
You’ve spent your life saving and preparing for retirement, but now comes the hard part: spending it wisely. In this episode of The Retirement Income Show with Dave Stearns, we tackle one of the most overlooked and anxiety-inducing parts of retirement planning: decumulation. We explore why it's so difficult to shift from saving to spending, walk through common withdrawal strategies like the 4% Rule, Dynamic Spending, and the Bucket Approach, and explain why decumulation requires a whole new m...
In this episode of The Retirement Income Show with Dave Stearns, we shine a spotlight on the newest and most dangerous financial scams targeting retirees today. From fake Medicare calls and AI-powered voice impersonations to romance scams and phishing emails, scammers are using sophisticated technology and sneaky tactics to steal your money and personal information. We’re breaking down the red flags to watch for, how these con artists find you in the first place, and smart strategies to prote...
In this episode of The Retirement Income Show with Dave Stearns, we tackle some of the most pressing concerns facing retirees and pre-retirees today — from inflation, interest rates, and Social Security uncertainty to scam prevention, housing decisions, and geopolitical instability. We also unpack the risks of outdated investment strategies and explore practical alternatives for generating reliable income. Don’t miss this timely conversation to help you prepare for a stress-free retirement, n...
Have you ever unpacked a new item to assemble it, only to realize a crucial part was missing? It’s frustrating, and it can make the whole thing useless or at least sub-optimal. The same is true in many areas of life, especially retirement planning. If even one piece of your retirement plan is missing, the whole strategy can be incomplete, and that can have serious consequences. If you want to be confident that your retirement plan is truly complete, don’t miss this episode of The Retirement I...
Is $1 million enough to retire? What about $2 million? In this week's episode of The Retirement Income Show, we break down why there’s no magic number—because a confident, stress-free retirement is really about having steady, reliable income that lasts your entire life. We unpack why some assets generate stability while others only look good on paper, and how factors like inflation, taxes, and long-term care fit into the equation. You’ll also learn why even people with $10 million worry they ...
