Indian healthcare system is reaching a breaking point. Medical inflation, insurance confusion, and misaligned incentives are putting millions of families at very real financial risk often without them realising it. In this conversation, Vishal Gondal, founder of GOQii and co-author of the India Fit Report, explains why healthcare costs are rising faster than income, how hospitals and insurers often work against each other, and how these pressures silently push Indian households toward financial crisis. If you’re worried about medical expenses, anxious about medical bills or trying to make sense of India’s healthcare maze this episode cuts through the noise and gives you real clarity.