The Vault with Financielle

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The Vault with Financielle

Financielle

131 episodes

3 days ago

Send us a text This week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas: 💸 ”I feel a credit card purchase coming on…” 💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect yourself and loved o...

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Society & Culture

Self-Improvement

All content for The Vault with Financielle is the property of Financielle and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

Send us a text This week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas: 💸 ”I feel a credit card purchase coming on…” 💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect yourself and loved o...

Show more...

Society & Culture

Self-Improvement

Episodes (20/131)

The Vault with Financielle

“My Boyfriend Used Me for £3,000… What Do I Do Now?” | The Vault Episode 98

Send us a text This week, we’re playing “Jail or No Jail” with your money confessions 👀 then diving into your dilemmas: 💸 ”I feel a credit card purchase coming on…” 💸 ”My Boyfriend Used Me for £3,000… What Do I Do Now?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partner 🫶 Protect yourself and loved o...

3 days ago

37 minutes

The Vault with Financielle

UNLOCKED: Modelling Your 2026 Money Goals – Real Plans, Real Numbers

Send us a text Today, we’re turning goals into plans. In this final episode of the Unlocked series, Laura models real 2026 money goals live using real submissions from the Financielle community to show what goal modelling actually reveals, and why numbers are the difference between wishing and doing. We start with a quick refresher on why modelling works: It shows whether your goals are realisticIt highlights what needs to change to reach themSmall routine tweaks compound into massive results...

6 days ago

41 minutes

The Vault with Financielle

NYE Chaos: Confessions, Goals & What to Do Next With Your Money | The Vault Episode 97

Send us a text Happy new yeaaaaar! 🎆 This week, we’re playing a NYE edition of “Jail or No Jail” with your money confessions 👀 Then we chat through our personal money goals, celebrate an amazing money win and jump into a listener dilemma: 💸 “I’ve changed my financial life - now what?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financiell...

1 week ago

50 minutes

The Vault with Financielle

UNLOCKED: Goal Setting – How to Track Your Way to a 2026 Glow Up

Send us a text We’re finally at the goal-setting part of the journey — and this isn’t about overwhelming yourself with huge targets you forget by February. It’s about building goals that fit into your monthly routine so you actually hit them. In this episode, Laura talks about: Why we all love a fresh start but lose motivation fastWhy most goals never get reached (too vague, too many, no plan)How tracking progress creates healthy dopamineWhy micro tracking leads to macro resultsWhy 2026 is ab...

1 week ago

37 minutes

The Vault with Financielle

“We’ve overspent this Christmas” & How to Reset for 2026 | The Vault Episode 96

Send us a text Ho ho ho! Here’s a special Christmas Eve episode of The Vault 🎄🎁 This week, we’re getting festive with a brand new game, “Jail or No Jail”, using your money confessions! We also share a Twixmas money checklist to help you reset between Christmas and New Year, and dive into a community dilemma we know so many of you will relate to: “We’ve overspent this Christmas” 🫣 If money feels a bit heavy right now, you’re not alone, and this episode is here to help you feel calmer...

2 weeks ago

57 minutes

The Vault with Financielle

UNLOCKED: Ready for the Year Ahead – The Most Underrated Money Habit

Send us a text UNLOCKED Week 3: Ready for the Year Ahead Last week we touched lightly on sinking funds. This week, we’re going all in because your year will fail without them (sorry, not sorry). In a world of credit and BNPL, saving up for the things you want is one of the most underrated money habits there is. Sinking funds are about delayed gratification, being prepared, and having money waiting for future you. In this episode, Laura covers: Why sinking funds are her favourite under-the-rad...

2 weeks ago

28 minutes

The Vault with Financielle

“Should I Use Child Benefits For My Debts?” | The Vault Episode 95

Send us a text “Debt-free status is way more important than a luxurious lifestyle” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Do I sacrifice take-home pay for a bigger pension?” 💸 ”Should I use child benefits for my debts?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with o...

3 weeks ago

39 minutes

The Vault with Financielle

UNLOCKED: Reset & Rebuild – How to Create a Budget You’ll Actually Stick To

Send us a text UNLOCKED Week 2: Reset & Rebuild This week, we’re talking about the budgeting tool: the heart of your routine and the thing most people get wrong. In this episode, Laura opens with a mini rant about how budgeting gets framed as restrictive and punishing… even though we build routines for everything else in life but somehow still wing it with our money. We get into: - Why people don’t stick to budgets (hint: they’re not built for *your* life) - Why a budget isn’t about b...

3 weeks ago

33 minutes

The Vault with Financielle

“Do I Still Need My F**k-Off Fund?” | The Vault Episode 94

Send us a text “Spending your younger years travelling is shortsighted” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should I increase my credit card allowance?” 💸 ”Should I still have an F-off fund?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners* 🫶 Get life ins...

1 month ago

39 minutes

The Vault with Financielle

UNLOCKED: How Looking Back at Your Money Habits Can Set You Up for Success

Send us a text Welcome to The Vault Unlocked with Laura from Financielle! We’re kicking off a five-week Unlocked series, and first up is all about ✨reflection✨. Looking back at your money habits can feel awkward and icky, but it’s the secret to actually getting ahead. In this episode, Laura dives into: - Why we avoid checking our accounts - Why a “fresh start” doesn’t magically fix everything - The patterns you only spot when you zoom out - How to shift from “I was so sh*t with money” to “t...

1 month ago

30 minutes

The Vault with Financielle

"I’m Scared To Move In With My New Partner" | The Vault Episode 93

Send us a text “Using a boyfriend to fund your lifestyle is embarrassing” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Is my job costing me too much?” 💸 ”I’m scared to move in with my new partner after losing everything once before” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect w...

1 month ago

42 minutes

The Vault with Financielle

Where to Start with Investing | The Vault Episode 92

Send us a text #ad A special investing episode, brought to you with our friends at AJ Bell Dodl 📲🤑 The Financielle team walk you through their personal investing journey and chat through community dilemmas. If you're curious about investing and want to get started - this episode’s for you. 🫵💰 Thanks to our episode sponsors Dodl. The low-cost, little-effort app designed to help you on your investing journey. You can download the app here https://dodl.onelink.me/uBIb/zl3xxzv7 Just remem...

1 month ago

47 minutes

The Vault with Financielle

"Should I Invest in my pension or property?" | The Vault Episode 91

Send us a text “30 free hours childcare is a scam” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”I just won a car…” 💸 ”Should I Invest in my pension or property?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 Connect with our Partners* 🫶 Get life insurance with our friends at Lifesearch. ...

1 month ago

47 minutes

The Vault with Financielle

“15 People to Buy For… and I’m Still Paying Off Debt” | The Vault Episode 90

Send us a text “There’s nothing wrong with saying ‘my budget’s tight this year” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”15 People to Buy For… and I’m Still Paying Off Debt” 💸 ”I’ve fixed my money situation… but I still don’t trust myself around sales” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at...

1 month ago

44 minutes

The Vault with Financielle

“Rebuilding My Finances From Scratch After Losing My Job” | The Vault Episode 89

Send us a text “M&S are taking the piss with their £8 carrots this year” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Can I afford business class and if so, am I allowed to treat myself?” 💸 ”Rebuilding My Finances From Scratch After Losing My Job” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financiel...

2 months ago

36 minutes

The Vault with Financielle

The Debt That Rose From the Dead | The Vault Episode 88

Send us a text Happy Halloween! 🎃 “We’ve turned halloween into another reason to overspend” - we unpack this week’s controversial opinion, then dive into your dilemmas: 👻 ”My ‘Dream Home’ is a Haunted House” 🧟‍♀️ “The Debt That Rose From the Dead” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸 Connect with ou...

2 months ago

38 minutes

The Vault with Financielle

“I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” | The Vault Episode 87

Send us a text “You’ll never “save” your way to wealth” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”Should we contribute equally to our Christmas Sinking Fund?” 💸 ”I’m Changing Careers — But I’m Sad About Slowing Down My Money Goals” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financielle.com] 💖💸 ...

2 months ago

41 minutes

The Vault with Financielle

“10 Days Until Payday and Nothing to Fall Back On” | The Vault Episode 86

Send us a text “You should never lend money to family” - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 ”10 Days Until Payday and Nothing to Fall Back On” 💸 ”A £9 a month payrise is just an insult!” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email thevault@financielle.com 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at financielle.com 💖💸 #AD Get your ✨free will✨ here (Available until 3...

2 months ago

40 minutes

The Vault with Financielle

A BIG ANNOUNCEMENT & “Is Wedding Debt Really Worth It?”| The Vault Episode 85

Send us a text WE’VE GOT A VERY SPECIAL EPISODE FOR YOU 🥹 A big announcement, followed by this week’s controversial opinion, “Parents shouldn’t pay for their kids’ weddings”. We then dive into your dilemmas: 💸 ” I can’t bring myself to spend” 💸 ” Is Wedding Debt Really Worth It?” Got a money win or (totally anonymous) dilemma? Share it via the Financielle app community or email [thevault@financielle.com] 💌 You’re not alone in figuring this stuff out. Get honest, helpful reads at [financie...

3 months ago

45 minutes

The Vault with Financielle

How Do We Keep Things Fair in Our Blended Family? | The Vault Episode 84

Send us a text #ad A special bonus episode, brought to you with our friends at Octopus Legacy 🐙 We’re talking all things blended families and how to protect them. Whether you’re part of a blended family or know someone who's part of one, this episode is not for gatekeeping. "You should never ask family about what’s in the will, it’s rude" - we unpack this week’s controversial opinion, then dive into your dilemmas: 💸 "I don't want my husband's new partner to get ANYTHING!" 💸 ”How Do ...

3 months ago

51 minutes