Send us a text Cutting insurance costs without cutting corners Home, car, health, life, trauma, income protection... insurance is one of those things you need but hate paying for. And with premiums on the rise, a lot of people are asking, "How can I cut the cost without leaving myself exposed?" In this episode of The Winner’s Playbook, Josh and Billy break down the smart way to review your insurance without risking your future. From home and contents to life and income protection, they unpack...
All content for The Winner's Playbook is the property of Link Wealth Group and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Send us a text Cutting insurance costs without cutting corners Home, car, health, life, trauma, income protection... insurance is one of those things you need but hate paying for. And with premiums on the rise, a lot of people are asking, "How can I cut the cost without leaving myself exposed?" In this episode of The Winner’s Playbook, Josh and Billy break down the smart way to review your insurance without risking your future. From home and contents to life and income protection, they unpack...
Send us a text Cutting insurance costs without cutting corners Home, car, health, life, trauma, income protection... insurance is one of those things you need but hate paying for. And with premiums on the rise, a lot of people are asking, "How can I cut the cost without leaving myself exposed?" In this episode of The Winner’s Playbook, Josh and Billy break down the smart way to review your insurance without risking your future. From home and contents to life and income protection, they unpack...
Send us a text Coming home? What returning expats need to know about tax, super and money If you’re an Aussie moving back after a stint overseas, this episode is your essential money checklist. Josh and Billy dive into what you need to know before and after you return, including tax residency rules, superannuation strategies, insurance cover, investing, estate planning and what to do with foreign income. They talk about real client stories, common mistakes, and how to avoid a nasty tax surpri...
Send us a text Confused about what the new super tax changes really mean? In this episode of The Winner’s Playbook, Josh and Billy unpack the latest changes to the controversial Division 296 tax and what they mean for Australians with large superannuation balances. They explain how the policy has shifted, including the scrapping of the tax on unrealised gains, and what the new $3 million and $10 million thresholds actually mean in practice. You’ll also hear about smart strategies like contri...
Send us a text Gold just hit record highs… but is it too late to buy? The price of gold just smashed through an all-time high, and suddenly everyone wants in. But is this a smart move or classic FOMO? In this episode of The Winner’s Playbook, Billy and Steve break down why gold has surged, whether the hype is justified, and what Aussie investors need to consider before jumping in. They unpack why central banks are buying gold in bulk, how it compares to other asset classes, and why gold is se...
Moving to Singapore? What Aussies need to know about tax, residency and expat life Thinking about making the move to Singapore? Whether it is for a career opportunity, lifestyle change, or lower taxes, there is a lot more to it than just hopping on a flight. In this episode of The Winner’s Playbook, Josh is joined by Tristan Perry, Managing Director of Tax and Accounting at RP Financial Private in Singapore. Tristan is an Aussie expat himself and a leading expert on Australian tax residency, ...
𝗪𝗼𝘂𝗹𝗱 𝘆𝗼𝘂 𝗳𝗮𝗹𝗹 𝗳𝗼𝗿 𝗮 𝘀𝗰𝗮𝗺? 𝗛𝗲𝗿𝗲’𝘀 𝗵𝗼𝘄 𝘁𝗼 𝘀𝗽𝗼𝘁 𝗼𝗻𝗲 𝗯𝗲𝗳𝗼𝗿𝗲 𝗶𝘁’𝘀 𝘁𝗼𝗼 𝗹𝗮𝘁𝗲! Scams and hacks are getting more sophisticated every day. From phishing texts and deepfake video calls to fake investment platforms and remote access attacks, it’s getting harder to tell what’s real and what’s a trap. In this episode of The Winner’s Playbook, Josh and Billy break down the scams they’ve seen firsthand, including stories from clients, friends and even their own families. They cover the most common red...
Sold a car? Got a bonus? Received an inheritance? A sudden lump sum can be a massive opportunity, but if you don’t have a clear plan, it’s easy to waste it or make the wrong moves. In this episode, Josh and Billy break down what to do when a big chunk of money lands in your lap. They talk through how to set priorities, avoid emotional decisions, and structure your money in a way that actually pushes you forward in life. You’ll hear how to decide between paying down debt, investing in shares...
ETFs made simple: how to build a strong investing foundation ETFs have become one of the easiest and most effective ways to start investing, but with thousands to choose from, it can get overwhelming fast. In this episode of The Winner’s Playbook, Josh and Billy strip it right back and talk about how to keep investing simple using ETFs and index funds. They cover what ETFs actually are, why they’re a great way to get started, and how they compare to stock picking. You’ll hear real stories fro...
The US insider takeaways every Aussie investor should know Billy’s just back from a whirlwind trip through Harvard, MIT, New York and LA, meeting with some of the biggest fund managers in the world. In this episode, Josh and Billy unpack what he learned and what it means for Australian investors. They dive into the rise of private assets like private equity, credit and infrastructure, and why the best companies are no longer going public. You'll hear why this is a game-changer for everyday in...
What a good financial adviser should actually help you with There’s a lot more to financial advice than just picking a few shares or tweaking your super. In this episode of The Winner’s Playbook, Josh breaks down the eight core areas every solid financial plan should cover, no matter where you're at in life. He walks through what real holistic advice looks like, starting with your goals and then covering everything from superannuation, debt, tax, and investing, through to estate planning, per...
New first home buyer rules are here. What you need to know Massive changes are coming for first home buyers, and they’re hitting sooner than expected. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what’s changing from October 1, who qualifies, how much you can borrow, and the fine print you don’t want to overlook. They unpack the real impact of no income caps, boosted price limits (hello, $1.5 million in Sydney), and the scrapping of lenders mortgage insurance wh...
Why rentvesting is the strategy more buyers are choosing now Can’t afford to buy where you want to live? You’re not alone. With property prices climbing fast in major cities, more Australians are turning to rentvesting, a strategy that lets you live where you love and still get on the property ladder. In this episode of The Winner’s Playbook, Billy and Carlo from Link Wealth Finance break down what rentvesting is, how it works, and whether it’s a smart move for your situation. They share...
Tax time rolls around, the refund hits your account… and for most people, it’s gone just as fast. In this episode of The Winner’s Playbook, Josh and Billy unpack why so many Aussies waste their tax refund and what smarter, more strategic moves you can make instead. They explain how the tax system really works, why that “bonus” isn’t a gift from the ATO, and how to shift your mindset so you actually do something useful with your refund. From common mistakes to hidden traps around HECS and seco...
You don’t need a head start: how to build wealth from scratch Think you need rich parents to get ahead financially? Think again. In this episode of The Winner’s Playbook, Josh and Billy dive into what it really takes to build wealth when you’re starting from zero. No trust fund. No family handouts. Just hustle, clarity and the right mindset. They open up about the hidden advantages of doing it the hard way, how to avoid common traps like lifestyle creep and comparison, and why so many first-g...
Why most budgets fail and what to do instead Budgets are one of the most common financial tools out there, but let’s be honest, most people can’t stick to them. In this episode of The Winner’s Playbook, Josh and Billy break down why traditional budgeting often fails and share practical, realistic alternatives that actually work in real life. They cover: The real reasons people give up on budgeting (and it’s not just because it’s boring)How to make a spending plan you’ll actually followThe buc...
Talking to your parents about money, wills & what comes next In this episode of The Winner’s Playbook, Josh is joined by Carlo, a Senior Mortgage Brokers from Link Wealth Finance, for a conversation that many avoid but absolutely need to have: how to talk to your parents about money, wills, aged care and estate planning. It’s not about being morbid. It’s about making sure your family is protected, informed and not left scrambling when life throws a curveball. They dive into why these conv...
If you're in Australia on a visa, you might be wondering what you can and can't do with your money. The rules can feel like a minefield, but there are smart ways to make progress if you know how to play it. In this episode, Billy sits down with financial adviser Fei Kong to unpack what non-residents need to know about investing, saving and building a future in Australia. They cover common mistakes to avoid, how tax residency really works, why a tax file number is a must and what you need to t...
Thinking about changing careers but worried about the money side of it? In this episode, Josh and Billy break down how to make a career change without blowing up your finances. They cover what to expect if you’re taking a pay cut, how to prepare for it, and the smart moves you can make to stay afloat while starting over. They share personal stories, practical tips on budgeting, buffers and backup plans, plus the hidden risks of staying in a job just because it’s comfortable. You’ll also hear ...
No one likes thinking about what happens when they die, but sorting it out now can save your family a world of stress later. In this episode, Josh and Billy break down everything you need to know about estate planning. They cover wills, superannuation, life insurance, and the tax traps most people don’t even know exist. You’ll learn how super, and insurance payouts actually work, what happens if you die without a will, and why binding nominations matter more than you think. They also d...
Combining finances with your partner can be a game-changer or a total mess if you’re not on the same page. In this episode, Billy and Steve break down the real-world pros and cons of combining money in a relationship. They talk through common setups couples use (from full joint accounts to hybrid models), why shared goals matter and the red flags to watch for in each other’s money habits. They also dive into why it’s not always about the split, but about being open, honest, and realistic, esp...
Send us a text Cutting insurance costs without cutting corners Home, car, health, life, trauma, income protection... insurance is one of those things you need but hate paying for. And with premiums on the rise, a lot of people are asking, "How can I cut the cost without leaving myself exposed?" In this episode of The Winner’s Playbook, Josh and Billy break down the smart way to review your insurance without risking your future. From home and contents to life and income protection, they unpack...
