Send us a text Gearing: how to use debt to grow your wealth (without blowing it all up) Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference betwe...
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Send us a text Gearing: how to use debt to grow your wealth (without blowing it all up) Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference betwe...
Combining finances with your partner can be a game-changer or a total mess if you’re not on the same page. In this episode, Billy and Steve break down the real-world pros and cons of combining money in a relationship. They talk through common setups couples use (from full joint accounts to hybrid models), why shared goals matter and the red flags to watch for in each other’s money habits. They also dive into why it’s not always about the split, but about being open, honest, and realistic, esp...
The Winner's Playbook
Send us a text Gearing: how to use debt to grow your wealth (without blowing it all up) Gearing sounds risky, but done right, it can fast-track your path to wealth. In this episode of The Winner’s Playbook, Josh and Billy break down exactly what gearing is, how it works with both property and shares, and why some strategies amplify your upside while others come with serious traps. They cover key concepts like loan-to-value ratios, debt recycling, gearing inside super, and the difference betwe...
