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this is daily
Glen James
583 episodes
1 day ago
Your quick dose of smart money, property, career, retirement and business tips from the money money money shows. Hosted by Glen James, John Pidgeon, Rachelle Kroon, Shelley Johnson, Martin McGrath, Kayla Malss and Adrian Smith.

Hosted on Acast. See acast.com/privacy for more information.

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Education
Business,
Investing
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All content for this is daily is the property of Glen James and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Your quick dose of smart money, property, career, retirement and business tips from the money money money shows. Hosted by Glen James, John Pidgeon, Rachelle Kroon, Shelley Johnson, Martin McGrath, Kayla Malss and Adrian Smith.

Hosted on Acast. See acast.com/privacy for more information.

Show more...
Education
Business,
Investing
Episodes (20/583)
this is daily
maximising your age pension: what to do in your 60s

In your 60s? Now’s the time to plan ahead for retirement and maximise your Age Pension entitlement. In this clip, Glen James and Martin McGrath break down what steps you can take before turning 67 to get the most out of Centrelink, from gifting rules and super strategies to timing your long service leave and planning big lifestyle spends.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/SOx4ju9hdGk


If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help


Sign up to the Retire Right newsletter here: https://email.retireright.com.au/


🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright


To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here: https://www.moneypodcast.com.au/mmmshownotes


This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.

Intro Music:

 "80's Movie Marathon" by Luciano Music Co.

 Licensed via Shutterstock Music (royalty-free, commercial use permitted).

Segment/Outro Music:

 "Photograph" by nomaBeats

 Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 day ago
10 minutes 11 seconds

this is daily
the real gift parents should be giving

Don’t outsource your kids’ financial literacy, no one else will do it for you. In this clip, Glen James and John Pidgeon talk about the best ways to teach kids about money at every age: from pocket money and saving jars to investing and buying their first car.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/feD5v6lA2GU


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 days ago
8 minutes 4 seconds

this is daily
what smart 30-somethings do with their money

Your 30s are a high-impact decade: financially, professionally, and personally. In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down the key foundations to have in place, what to focus on when building wealth, and the mindset shifts that matter most.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/B0CVsS76dtI


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
3 days ago
6 minutes 18 seconds

this is daily
is default super insurance good enough? Here’s what you need to know

Should you ditch your default super insurance? Glen James and Phil Thompson explain what you can keep, what you can add, and why certainty matters.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/p8lWJg__YVg


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
4 days ago
7 minutes 55 seconds

this is daily
I have invested in DHHF, should I invest in anything else?

Keep your investing simple and let your money do the work! In this clip, Glen James, Phil Thompson and James Millard break down why index funds like DHHF can be all you need to grow wealth without overcomplicating things.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/Kzw8UEnfFHE


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
5 days ago
9 minutes 13 seconds

this is daily
first investment property: principal + interest or interest only?

If you’re buying your first investment property, should you choose principal & interest (P&I) or interest-only repayments? In this clip, Glen James, John Pidgeon, and Rachelle Kroon break down a listener’s question about a $600k first investment and whether P&I or interest-only will get them closer to their goal of buying another property in 3–5 years.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/QOCSxtHTds4


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
6 days ago
10 minutes 19 seconds

this is daily
using a trade support loan to invest in ETFs vs flush it through the FHSS

Dylan’s 22, two years into his electrical apprenticeship, living at home, and already has $50k in savings. But with a trade support loan and house deposit on the horizon, he’s wondering: should he invest the loan, use the First Home Super Saver Scheme, or just keep stacking cash? Glen James, John Pidgeon and Rachelle Kroon share their thoughts.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/kEszZmyTOJ8


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 week ago
13 minutes 26 seconds

this is daily
maximise age pension in your 70s, funeral bonds + gifting

If you're in your 70s and on the age pension, this clip is all about making the most of it. Glen James and financial adviser Martin McGrath unpack strategies like gifting, using funeral bonds, and how lifetime annuities are assessed by Centrelink. Whether you're after extra cash flow or peace of mind for your family, these small wins can add up.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/E7hBXcSJKD8


If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help


Sign up to the Retire Right newsletter here: https://email.retireright.com.au/


🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright


To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here: https://www.moneypodcast.com.au/mmmshownotes


This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.

Intro Music:

 "80's Movie Marathon" by Luciano Music Co.

 Licensed via Shutterstock Music (royalty-free, commercial use permitted).

Segment/Outro Music:

 "Photograph" by nomaBeats

 Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 week ago
9 minutes 30 seconds

this is daily
is car dealer finance worth it?

Are dealer finance offers too good to be true? In this clip, Glen James breaks down how guaranteed future value deals work, what to watch out for with 0% or low-interest car loans, and why some people fall into the trap of always driving a new car.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/GC1Gco8cz5Q


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 week ago
7 minutes 11 seconds

this is daily
retirement reality check in your 40s: super, property & mortgage strategies

If you're in your 40s and wondering if you're on track for retirement, this clip is for you. Glen James and John Pidgeon dive into real-world super projections, what the average Aussie has (and should have), and how to turn things around, even if you’re behind.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/LpiPd7Gg2pE


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
1 week ago
21 minutes 25 seconds

this is daily
money tips every 20-something needs to hear

In this clip, Glen James, John Pidgeon and Rachelle Kroon unpack what it means to live fully in your 20s without going into debt.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/bHhEDAowpv8


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

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1 week ago
2 minutes 3 seconds

this is daily
buying units and dealing with strata: what you should be before you sign

Thinking of buying a unit or apartment? This clip is packed with practical advice on what to look for when buying strata-titled property. Inspired by a listener question in our Facebook group, Glen James and John Pidgeon break down everything from strata fees and sinking funds to red flags, investment strategy, and the difference between units, townhouses and apartments.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/1g4GF-_U5QM


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

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1 week ago
29 minutes 25 seconds

this is daily
buying property in a company: the pros and cons

In this clip Rachelle Kroon and Leah Hall from Lift Accounting for a deep dive into the pros and cons of holding property in company.


This audio is from a clip on the this is property YouTube channel: https://youtu.be/TxXLNOI_QfU


this is property is proudly brought to you by:

Solvere Wealth: https://www.solverewealth.com.au

Sphere Home Loans: https://www.spherehomeloans.com.au


Grab a copy of John's book, Sort Your Property Out & Build Your Future: https://amzn.to/45l7n9M


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Learn more about this is property here: https://www.moneypodcast.com.au/property


Hosted on Acast. See acast.com/privacy for more information.

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1 week ago
8 minutes

this is daily
how the First Home Super Saver (FHSS) scheme works

Thinking about buying your first home? The First Home Super Saver (FHSS) scheme might be one of the best-kept secrets to fast-track your deposit while saving on tax. In this clip Glen James and Vince Scully unpack the basics of how the scheme works.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/lE8mees_Acg


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

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2 weeks ago
6 minutes 44 seconds

this is daily
how to use superannuation to pay off your mortgage in your 60s

Can you use your super to pay off your mortgage in your 60s, even if you're still working? In this clip of Retire Right, Glen James and Martin McGrath unpack what being debt-free in your 60s really looks like and how superannuation strategies like Transition to Retirement (TTR) and ceasing a position of employment can help.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/8GzlIcK58vU


If you’d like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-help


Sign up to the Retire Right newsletter here: https://email.retireright.com.au/


🏡 Join the retire right facebook group: https://www.facebook.com/groups/retireright


To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here: https://www.moneypodcast.com.au/mmmshownotes


This video is for education and entertainment purposes only and is intended for Australian residents. It is not a substitute for professional financial, tax or legal advice. Any advice provided is general financial advice only, which does not take into account your objectives, financial situation or needs. You should consider whether the advice is appropriate for your circumstances before acting on it. If you choose to buy a financial product, read the relevant product disclosure statement (PDS) and target market determination (TMD), and seek personal advice from a licensed adviser. We may discuss products, services or listener questions in this video for illustration and entertainment purposes. It is impossible to provide personal advice in this format, as we don’t know your individual financial situation. We may also change the names of questioners for privacy. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies. SYMO Interactive Pty Ltd (trading as Retire Right Australia) and Glen James are authorised representatives of MoneySherpa Pty Ltd, which holds Australian Financial Services Licence 451289. Martin McGrath, Financial Edge Group and their employed financial advisers are authorised representatives of Synchron Advice, which holds Australian Financial Services Licence 243313. Please read our Financial Services Guide at moneypodcast.com.au.

Intro Music:

 "80's Movie Marathon" by Luciano Music Co.

 Licensed via Shutterstock Music (royalty-free, commercial use permitted).

Segment/Outro Music:

 "Photograph" by nomaBeats

 Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

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2 weeks ago
15 minutes 4 seconds

this is daily
investing in your 30s: make the most of your income

In your 30s, you're likely earning more, but are you making the most of it? In this clip, Glen James, John Pidgeon, and Rachelle Kroon talk about building solid investing habits, navigating property, using salary sacrifice to boost your super, and how lifestyle creep can quietly derail your future goals.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/uT-bIdQ_NbQ


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 weeks ago
15 minutes 36 seconds

this is daily
life insurances: stepped vs level premiums, health loadings & insurance in super

This is a jam-packed insurance Q&A! Glen James and Phil Thompson from Skye Wealth break down your life insurance questions.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/vdDbVR0aq6M


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 weeks ago
18 minutes 51 seconds

this is daily
relationships in your 20s matter: choose wisely

In this clip, Glen James, John Pidgeon, and Rachelle Kroon get real about relationships — not just romantic ones, but friendships and the people you surround yourself with.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/AVNf2GawfZQ


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 weeks ago
4 minutes 19 seconds

this is daily
a bit about Queenie, her book, her values and view on the FIRE movement

Financial content creator Queenie joined Glen James to chat about where her money journey started, what drives her and why she wrote her book.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/t1v_jJvHn00


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 weeks ago
10 minutes 2 seconds

this is daily
is it worth paying more of my mortgage knowing I'm planning on selling the home?

Shirley’s planning to sell her home in 3 years, but should she make extra mortgage repayments now? Glen James, John Pidgeon, and Rachelle Lroon from discuss the pros, cons, and hidden traps you need to know before putting more money on your loan.


This audio is from a clip on the money money money YouTube channel: https://youtu.be/Gv0yQTVrS4E


money money money is proudly brought to you by Sphere Home Loans. No matter where you are in Australia, their team is ready to assist with your mortgage needs—whether you're purchasing a home, investing in property, or looking to refinance.


Sphere Home Loans: https://www.spherehomeloans.com.au/


Learn how to be a better investor with 'The Quick-Start Guide to Investing' book: https://amzn.to/4dE11ai


We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need: https://email.moneypodcast.com.au/


Need a system to manage your money? Check out the free Glen James Spending Plan here: https://education.moneypodcast.com.au/courses/the-glen-james-spending-plan


This video is for education and entertainment purposes. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. We may discuss products, services and answer listener questions on this video for entertainment & illustration purposes only. We may change the name of the questioner for anonymity. It is impossible to give you personal advice on an entertainment video as we do not know the details of your personal financial situation. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this video. SYMO interactive Pty Ltd, the publisher of the video, is an authorised representative of MoneySherpa Pty Ltd (as is Glen James) which holds financial services licence 451289. Please read our Financial Services Guide located at moneypodcast.com.au. This video is intended for residents of Australia.


Intro theme:

"Coal" by Hartley

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Community Segment Theme:

"Tuscan" by Geoffrey Jerrell

Licensed via Shutterstock Music – royalty-free, commercial use permitted.

Midroll Advice Segment:

"Sunset Paradise Pop" by Lesion X

Licensed via Pixabay Music – royalty-free for commercial use.

Outro Music:

"Photograph" by nomaBeats

Licensed via Pixabay Music – royalty-free for commercial use.

No copyright infringement intended. All music used under appropriate commercial licences.


Hosted on Acast. See acast.com/privacy for more information.

Show more...
2 weeks ago
6 minutes 34 seconds

this is daily
Your quick dose of smart money, property, career, retirement and business tips from the money money money shows. Hosted by Glen James, John Pidgeon, Rachelle Kroon, Shelley Johnson, Martin McGrath, Kayla Malss and Adrian Smith.

Hosted on Acast. See acast.com/privacy for more information.