Today's episode is a mix of clips from episodes this year unpacking how property lending really works, from loan structures and redraw strategies to bank policy changes and valuations. Topics covered:

👉🏾 using redraw from your investment loan to buy ETFs (clip from ep740)

👉🏿 using interest-only IP loans to smash PPOR mortgage faster (clip from ep737)

👉🏻 how accurate is the CommBank Home Hub property valuation? (clip from ep737)

👉 is it a good idea to buy an investment property with cash? (clip from ep746)

👉🏼 Macquarie bank pulls out of trust and company lending (clip from ep745)

👉🏽 Ubank now offers 90% loans with no LMI 😱 (clip from ep745)

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

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Today's episode is a mix of this is property clips exploring how property investors make decisions about location, equity and portfolio growth. Topics include:

👉🏿 investment property choice: Sydney vs. regional? (clip from ep731)

👉🏻 claiming travel, tools & repairs for interstate properties as tax deductions (clip from ep740)

👉 pay off my property or use equity and invest now? (clip from ep731)

👉🏼 using equity to buy another investment property (clip from ep737)

👉🏽 what data says about choosing location: post-covid shifts & satellite cities (clip from ep 744)

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

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In today's episode Rachelle interviews listener Chris* about his journey of buying his first home in 2020 to building a five-property portfolio in just a few years. He talks about:

👉🏻 buying with an investor mindset from day one

👉 how picking locations he knew shaped his strategy

👉🏼 how he managed serviceability as a single buyer and as the portfolio grew

👉🏽 learnings: his first property was his worst performer

*Name changed for privacy

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Investor activity is surging in regional New South Wales, and buyer’s agent Marcus Davidson joins Rachelle to break down where the opportunities and risks really are. They talk about:

👉🏾 how regional markets differ from capital cities

👉 investor profiles that Marcus works with

👉🏻 areas that Marcus buys in and why

👉🏽 Tamworth deep dive - blue chip areas, price points

👉🏿 what type of property performs best in Regional NSW

👉🏼 risks of buying in regional towns

👉🏾 Marcus's 3-5 year outlook for regional NSW

👉 infrastructure growth

👉🏽 some case studies

👉🏼 where Marcus wouldn’t invest, underrated areas, due diligence tips, red flags

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

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John and Rach break down three huge property changes hitting the headlines: APRA’s new lending cap coming february 2026, NSW & VIC’s town-centre zoning reforms and the national rollout of the 2% shared-equity scheme.

👉🏾 what APRA’s DTI cap actually is and who it affects

👉🏿 what's causing prices to continue going upward

👉🏻 tips for investors amidst the changes

👉 the winners and losers of NSW/VIC town-centre upzoning changes

👉🏼 2% shared-equity scheme explained + pros and cons

👉🏽 a warning about gap finance

👉🏾 use the shared equity scheme vs live or invest regionally

Check out where rezoning is happening in NSW here: https://www.planningportal.nsw.gov.au/

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Needing a buyer's agent. Check out John's team at https://www.envisageproperty.com.au/

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need. To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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At 23, Dan* bought his first property as an investment with a combination of hard work, strategy and support from his parents. In today's episode Dan joins Rachelle to share the steps he took to do that, touching on:

👉 the early money habits he established after reading The Barefoot Investor at 15

👉🏼 his saving and investing journey and how he saved that deposit

👉🏽 seeing a mortgage broker and deciding whether to buy to live in vs buy to invest

👉🏾 asking his parents for a parental guarantee to buy a better asset

👉🏿 the type of property, purchase price and location he bought

👉🏻 why he used a BA

👉 the challenges he faced

👉🏼 and his tip for anyone wanting to get into the market

*Name changed for privacy

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

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John and Rachelle answer your questions!

👉 renovate home or buy an investment first?

👉🏼 what type of valuation should I get?

👉🏽 what to ask a buyers agent before you commit

👉🏾 is it a good idea to buy an investment property with cash?

👉🏿 best structure to buy a working farm

👉🏻 have I missed the boat to buy my first IP?

👉 what’s happening in Melbourne property market sub 1M

👉🏼 how much do you need to buy an IP?

👉🏽 how has the FHB scheme affected markets?

👉🏾 how to buy second IP without cash

👉🏿 paying off loans, selling and exit strategies

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

John and Rachelle unpack the latest lender policy shifts, UBank’s new 90% no-LMI offering plus listener feedback they received on a recent episode that sparked backlash. Glen James also drops in for a discussion around rentvesting.

👉🏻 Macquarie bank pulls out of trust and company lending

👉 Ubank offers 90% loans with no LMI

👉🏼 discussing feedback on the boom bust property cycle episode

👉🏽 Glen, Rach and John debate the rentvesting strategy

The boom bust property cycle episode: https://open.spotify.com/episode/61ldDLT57VZCRSKaJ55J8i?si=5a4d2331b87b4ac5

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In this episode John & Rachelle chat with Luke Metcalfe, founder of property data insights platform Microburbs, about the data points that matter when researching where to buy. They talk about:

👉🏾 what Microburbs actually does & who it's for

👉🏻 the most influential data point for choosing a location

👉🏼 the post-covid shift to regions & satellite cities

👉🏽 what to check first when researching a suburb

👉 what gentrification really means for growth

👉🏿 public housing thresholds and it's impact on capital growth

👉🏾 top 3 mistakes investors make when choosing location

👉🏼 supply & demand as the core drivers of growth

👉🏻 how the Microburbs platform is improving

👉 where Luke would invest right now

Check out Microburbs here: https://www.microburbs.com.au/

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In this live clarity call, John chats with long-time listeners Kristyn and Brenton, two teachers from the Central Coast, who are thinking of using equity from their home to invest in property. If you're a first time investor today's episode is packed with actionable tips! John talks to them about:

👉🏾 assessing their risk profiles and money mindset

👉🏿 using home equity wisely

👉🏻 debt recycling explained

👉 setting clear investment goals

👉🏼 balancing lifestyle with financial growth

👉🏽 borrowing capacity vs what you can handle

👉🏾 finding the right property price point

👉🏿 yield, cash flow & capital growth trade-offs

👉🏻 outsourcing vs DIY property search

👉 next-step action plan & mindset for investors

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Grab John's book Sort Your Property Out & Get Invested: https://www.moneypodcast.com.au/store

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In this anonymous listener story, “Meg” shares how she went from living at home and saving hard for her first deposit to building a $2.5M property portfolio by 25. She talks about:

👉 buying her first place at 22 on the Gold Coast

👉🏼 leveraging equity to buy again in Perth and the Central Coast (instead of saving cash)

👉🏾 managing risk, buffers and surprise expenses

👉🏿 splitting costs and mortgages in a relationship

👉🏽 and her advice for first-time buyers in today’s market

Meg was initially going to buy a 1 bed in Sydney for $570k but instead bought a 2 bed 2.5 bath on the Gold Coast for $600k. The unit in Sydney is now valued at $600k.

Have a question for John and Rachelle? Connect with Rachelle on Instagram: https://www.instagram.com/rachellekroon_money/ or post in our Facebook group: https://www.facebook.com/groups/m3.podcast

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

In today's episode John interviews David and Louise* who manage their money and property investing separately. They talk about:

👉🏻 their individual risk appetites

👉 why they've chosen to keep things separate

👉🏼 getting a BFA (binding financial agreement)

👉🏿 the properties they have between them

👉🏽 how they navigate shared expenses

👉🏾 planning for retirement

👉🏻 and their tips for listeners

*Names changed for privacy

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In this Q&A episode, Rachelle sits down with return guest, accountant Leah Hall from Lift Accounting to unpack your burning tax and property questions:

👉🏾 using redraw from your investment loan to buy ETFs

👉🏿 how to document and reset the 6-year CGT rule

👉🏻 claiming travel, tools & repairs for interstate properties

👉 repairs vs improvements - what’s instantly deductible

👉🏼 can you transfer loan splits to a new property after you sell?

👉🏽 depreciation schedules, back-dating returns & renos

👉🏾 CGT rules if you rent where you live & own an investment or move into your investment

👉🏿 renovation deductibility before vs after "available to rent"

👉🏻 redoing your depreciation report after a reno vs giving your accountant receipts

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Is there really a way to time the market? In this episode of John and Rach are joined by Darren Wilson from Property Share Market Economics to chat about the 18.6 year real estate cycle. They discuss:

👉🏾 Darren's background

👉🏿 what the 18.6 real estate cycle is

👉🏻 the four phases of the cycle

👉 where are we in the cycle right now?

👉🏼 should we expect a downturn from 2027?

👉🏾 signs that the market is changing

👉🏿 how can this be used to inform our investing strategy?

👉🏻 tip for a investor preparing for a change in the cycle

👉 recommended reads to learn more

Learn more about Property Share Market Economics here: https://propertysharemarketeconomics.com/

📘 Books mentioned 👇

One Hundred Years of Land Values in Chicago by Homer Hoyt: https://amzn.to/3CjnlD1

The Secret Life of Real Estate and Banking by Phillip Anderson: https://amzn.to/3ICnqLl

Boom Bust: House Prices, Banking and the Depression of 2010 by Fred Harrison: https://amzn.to/4o3ADvK

The Secret Wealth Advantage: How You Can Profit from the Economy's Hidden Cycle by Akhil Patel: https://amzn.to/46OiE5c

Listen to our episode with Cathy Stacey from 2021 here: Listen on Apple Podcast | Listen on Spotify

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Kicking off our investor location series, Rachelle Kroon chats with Envisage Property buyer’s agent Kimberley Gelhar who specialises in regional Victoria. They discuss:

👉🏻 a day in the life of a buyer's agent

👉 why invest in regional VIC?

👉🏼 Geelong snapshot

👉🏽 VIC land tax

👉🏾 Shepparton snapshot & $420k buyer case study

👉🏿 Bendigo snapshot

👉🏻 Bendigo $530k buyer case study

👉 market shifts in the last 12 months

👉🏼 Envisage Property's two-step process: strategy & sourcing

👉🏽 buying in hot markets & avoiding overpaying

Envisage Property: https://www.envisageproperty.com.au/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

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Rach and John are coming to you from FinCon in Portland, Oregon. After three days surrounded by finance content creators, they swap notes on how the American property scene stacks up against Australia’s, touching on:

👉🏻 how 30-year 2% fixed loans affect how Americans buy, sell & move

👉 cost of living & attitudes towards home ownership

👉🏼 rent to buy schemes & private lending

👉🏽 property taxes & state taxes

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.

Rach and John dig into some listener questions about:

👉🏾 funding renovations - cash, equity or future-value valuations

👉🏻 what if investors with 2+ properties had to sell

👉 converting non-tax deductible debt into tax deductible & loan splits

👉🏼 using equity to buy another investment property

👉🏽 debt recycling & selling a property that has split loans attached

👉🏻 how accurate is Commbank's Home Hub property valuation?

👉🏾 use interest-only IP loans to smash PPOR mortgage faster?

Watch this episode on YouTube: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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In this episode John and Rachelle are joined by Eliza Owen, Head of Research at Cotality, to unpack how public school zones influence property values. They discuss Cotality's report on house values inside vs outside of Australia's top public school catchments and whether paying extra to be in-zone really makes sense for families and investors.

👉🏾 school catchment premiums vs long-term capital growth growth

👉🏿 which school catchment had a $1.3M price difference

👉🏻 inside vs outside catchment growth comparisons over 15 years

👉 the link between school reputation and suburb growth

👉🏼 how much should school zones play into an investor's strategy?

👉🏽 school zone premiums vs private school fees

👉🏾 2025 market commentary and consumer sentiment

👉🏻 quickfire investor Q&A with Eliza

Read the Cotality report here: https://www.cotality.com/au/insights/articles/families-pay-six-figure-premiums-to-secure-homes-in-top-public-school-catchment-zones

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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The First Home Guarantee expansion has been brought forward to 1 Oct, sparking urgency in the property market. But should you rush in? Rachelle and John unpack what it means for the property market, the risks of buying just for the sake of it and why having and sticking to your strategy matters more than ever. They touch on:

👉🏾 First Home Guarantee changes brought forward – what that means

👉🏼 FOMO and rushing into the wrong property

👉🏽 lessons from clients who lost money in hot markets

👉 buyer’s agents: when they help and when they don’t

👉🏿 how to pick assets that stand the test of time

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

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Selling property isn’t always straightforward and that’s where a seller’s agent (or vendor advocate) can step in. In this episode, John and Rach chat with Veronica Morgan about what a seller’s agent does, how they differ from real estate agents, and why they can be a game-changer for vendors. Veronica is a buyers agent, co-host of The Elephant in the Room podcast, and founder of Good Deeds Property Buyers, with over 25 years’ experience in real estate and has in recent years expanded her business to include vendor's advocacy. They unpack:

👉🏾 what a seller’s agent actually does

👉🏿 when you should engage one

👉🏻 common red flags when choosing an agent

👉 how they’re paid and where the value lies

👉🏼 real client stories and lessons learned

Learn more about Veronica at https://veronicamorgan.com.au/

Check out The Elephant in the Room podcast: https://www.theelephantintheroom.com.au/

We're on Youtube! Subscribe to this is property: https://www.youtube.com/@thisisproperty

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

We hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.

To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.

Hosted on Acast. See acast.com/privacy for more information.