Hosted by Sarah and Nick, we share honest conversations, real-life stories, and practical insights from active investors across the UK. Whether you're starting out or scaling up, you'll find inspiration, knowledge and community here—without the hype.
🎙️Weekly episodes
🏘️ Real investors, real journeys
💡 Actionable tips for every stage of your property journey
Join our growing community with regular in-person & online networking events and exclusive online support. Find out more at www.thispropertylife.co.uk
The world of property investing can be incredibly rewarding—but it can also feel lonely, confusing, and overwhelming at times. Whether you're just starting out or deep into your journey, you’ve probably had moments where you wished you had someone to ask, a sounding board, or a place to stay informed and inspired.
That’s exactly why we created the This Property Life Community.
It’s more than just a network. This is a space built by property investors, for property investors. A supportive, non-hypey, real-world community designed to help you grow your knowledge, connections, and confidence in all things property.
Every month, join live networking featuring:
Miss a network session? All sessions are recorded so you can watch on your schedule.
Discounted Membership ticket prices for in person events.
Meet the team and fellow investors face-to-face and do business with each other, help & inspire each other. These events feature:
No sales pitches — just genuine networking in a friendly, relaxed environment.
Locations alternate between the north and south.
Stay connected and supported 24/7 in our private WhatsApp group:
Access a growing library of premium content, including:
Try the TPL Community FREE for 2 months with no obligation. Experience all these benefits firsthand, including access to live Zoom calls, the WhatsApp group, the content hub, and an invitation to our next in-person event. After your free trial, membership continues at just £35 per month — cancel anytime, no contracts, no fuss.
Hosted on Acast. See acast.com/privacy for more information.
Hosted by Sarah and Nick, we share honest conversations, real-life stories, and practical insights from active investors across the UK. Whether you're starting out or scaling up, you'll find inspiration, knowledge and community here—without the hype.
🎙️Weekly episodes
🏘️ Real investors, real journeys
💡 Actionable tips for every stage of your property journey
Join our growing community with regular in-person & online networking events and exclusive online support. Find out more at www.thispropertylife.co.uk
The world of property investing can be incredibly rewarding—but it can also feel lonely, confusing, and overwhelming at times. Whether you're just starting out or deep into your journey, you’ve probably had moments where you wished you had someone to ask, a sounding board, or a place to stay informed and inspired.
That’s exactly why we created the This Property Life Community.
It’s more than just a network. This is a space built by property investors, for property investors. A supportive, non-hypey, real-world community designed to help you grow your knowledge, connections, and confidence in all things property.
Every month, join live networking featuring:
Miss a network session? All sessions are recorded so you can watch on your schedule.
Discounted Membership ticket prices for in person events.
Meet the team and fellow investors face-to-face and do business with each other, help & inspire each other. These events feature:
No sales pitches — just genuine networking in a friendly, relaxed environment.
Locations alternate between the north and south.
Stay connected and supported 24/7 in our private WhatsApp group:
Access a growing library of premium content, including:
Try the TPL Community FREE for 2 months with no obligation. Experience all these benefits firsthand, including access to live Zoom calls, the WhatsApp group, the content hub, and an invitation to our next in-person event. After your free trial, membership continues at just £35 per month — cancel anytime, no contracts, no fuss.
Hosted on Acast. See acast.com/privacy for more information.
Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, host Sarah Blaney speaks with Jake Colwill, an experienced property investor and developer based in Bristol. Jake shares how he and his partner Lucy have built a smart, sustainable property business by flipping properties to generate capital, which they then reinvest into high-quality HMOs in premium southern markets.
What You'll Learn:
Timestamps
[02:39] - The Origins of Their Strategy
[06:03] - Freehold Blocks and Title Splits
[09:22] - Sourcing Off-Market Deals
[16:02] - Structuring Their Business
[19:01] - What Makes a Premium HMO
[22:01] - Valuations: Commercial vs. Bricks & Mortar
[24:37] - Hold Strategy and Long-Term Thinking
[27:36] - Building Momentum Through Niching
[30:29] - Final Thoughts and Resilience in Property
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, host Sarah Blaney is joined by property expert Wendy Whitaker-Large to tackle a provocative and controversial question: Are landlords responsible for the housing crisis? Wendy offers a balanced and experience-led take as they explore key topics such as supply planning, government policy, investor behavior, and what’s really driving the shortage of homes in the UK.
What You'll Learn:
Timestamps
[01:04] - Introduction of Wendy Whitaker
[02:28] - Secondhand Properties & Landlord Refurbishments
[06:05] - Media's London Focus
[08:09] - Home Ownership and Affordability
[12:30] - Right to Buy & Housing Shortage
[16:56] - Government Debt & Economic Challenges
[21:23] - Small Builders vs. Large Developers
[31:19] - Government's Reliance on Private Landlords
[40:58] - Renters’ Rights Bill Impact
[50:46] - Conclusion and Final Thoughts
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, host Sarah Blaney speaks with Michael Dean, co-founder of Avamore Capital, about the current challenges facing UK property developers.
What You'll Learn:
Timestamps
[02:34] - Michael’s Background
[05:36] - Build Cost Inflation, Slow Sales, And Landowner Expectations
[09:00] - Why Small-To-Mid Deals Offer More Flexibility
[14:38] - Deferred Payments, Overage, Jv Agreements
[21:49] - Finding The Right Landowners: Motivated & Pressurised Sellers
[29:44] - Operator Vs. Discretionary Developer Mentality
[34:24] - Outlook On Interest Rates And The Market Bottom
[42:42] - Political Risks And Budget Speculations
[45:27] - Final Thoughts & Getting In Touch
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, host Sarah Blaney sits down with Michael Langley, a small-scale property developer who has built his business through smart partnerships and a clear vision.
What You'll Learn:
Timestamps
[02:12] - Michael's transition from architecture to property development
[06:22] - Michael discusses meeting his business partner, Christian
[11:57] - How profit and project responsibilities are split in their JVs
[19:13] - Explanation of Special Purpose Vehicles (SPVs) and their operational structure
[23:55] - The cost breakdown of building in different areas
[31:24] - Case study of their current development project in Forest Hill, London
[42:03] - Challenges in construction costs and subcontractor management
[46:34] - Planning delays and the frustrations with under-resourced planning departments
[57:26] - Stress-testing deals to ensure investor returns even with market fluctuations
[59:47] - Michael’s advice for new developers
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, Sarah Blaney welcomes back property expert James Lynch to look into title splitting. While James’s expertise centers on splitting freehold buildings into leasehold units, the practical strategies he shares today are transferable to almost any property transaction.
What You'll Learn:
Timestamps
[02:00] - Tip #1: Use PropTech to Source Smart
[04:41] - Tip #2: Go Off-Market
[05:50] - Tip #3: Save on Stamp Duty (Legally)
[08:39] - Tip #4: Due Diligence from a Distance
[14:17] - Tip #5: Work with the Right Solicitors
[18:16] - Tip #6: Save on Lease Plans
[22:54] - Tip #7: Get the Right Valuer
[29:13] - Tip #8: Choose the Right Lender and Broker
[31:57] - Tip #9: Expedite Title Registration
[34:07] - Conclusion & How to Contact James
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, host Sarah Blaney looks into the world of Houses in Multiple Occupation (HMOs) with seasoned investor Henry Davis. With over 30 years of experience, Henry shares the practical lessons he's learned from building and managing both small and large-scale HMOs.
What You'll Learn:
Timestamps
[03:45] - Why Henry chose HMOs for better cash flow
[05:13] - Design pitfalls and why most HMOs fail at tenant retention
[11:26] - Choosing your tenant avatar: professionals vs. students
[20:33] - Furniture, fittings, and clever layout tips for durability
[26:16] - How to create inviting, robust communal areas
[36:32] - Scaling up: large HMOs, planning permission, and property selection
[38:16] - Data-driven investing and mastering local planning policy
[42:51] - Budgeting, working with QSs, and paying builders wisely
[55:03] - Final advice, practical tips, and where to find Henry’s resources
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In the fourth and final episode of the "Controlling the Uncontrollables" mini-series, Nick and Caroline look into one of the biggest fears in property development: working with builders and contractors. From sourcing reliable tradespeople to managing quotes, timelines, and red flags, this episode arms property investors with practical insights to help them navigate the tricky terrain of contractor relationships.
What You'll Learn:
Timestamps
[02:58] - What Makes a Good Contractor
[06:37] - Why You Don’t Need a Builder Before a Deal
[09:35] - Estimating Refurb Costs Independently
[12:56] - Finding Reputable Builders
[16:35] - What to Ask When Vetting a Builder
[21:44] - Setting Expectations and Incentivising Deadlines
[28:59] - Spotting Red Flags and Trusting Your Gut
[40:50] - Payment Terms and Financial Protection
[48:12] - Looking Ahead: Buying Boring Businesses
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode, Sarah Blaney and Nick Claydon respond directly to a recent BBC Panorama documentary on the UK government's ambitious pledge to build 1.5 million new homes by 2029.
What You'll Learn:
Timestamps
[03:02] - Housing Crisis Origins: Thatcher, Right to Buy & No Replacements
[04:57] - Construction Chaos: Brexit, Boomers & University Overload
[09:10] - The Fantasy of 1.5 Million New Homes
[12:16] - Why Landlords Aren’t the Villains You Think
[15:24] - Greenbelt vs Grey Belt: The Land We Can’t Touch
[20:17] - Planning Hell: Local Council Shenanigans
[27:31] - Eight Years for Planning on a Brownfield Site
[29:34] - Nutrient Neutrality, Sewage, and 40-Year Mistakes
[32:48] - Final Thoughts: How Do We Fix This?
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode, Sarah Blaney and Nick Claydon return to the topic of Energy Performance Certificates (EPCs), shifting the focus from England and Wales to the Scottish property market.
What You'll Learn:
Timestamps
[01:50] - Current EPC Standards in Scotland
[03:32] - Introduction of the Heat Retention Rating (HRR)
[04:20] - Clean Energy and Heating Systems
[05:51] - The Unintended Consequences of Policy
[07:47] - EPC Validity Period Shrinks to Five Years
[08:37] - Types of Housing Stock in Scotland
[12:01] - Investment Recommendations
[15:48] - Should You Panic or Prepare?
This Episode is Kindly Sponsored by:
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Ready to grow your property business without the hype? Start your free two-month membership trial with This Property Life today! https://bit.ly/this-propertylife-memebership
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In this episode of This Property Life, host Sarah Blaney sits down with Peter Vandervennin, an industry veteran with 25 years as a mortgage advisor and 43 years in financial services. With rates fluctuating, fees soaring, and lender criteria tightening, UK property investors face increasing challenges when financing or refinancing properties.
What You'll Learn:
Timestamps
[00:00] - Introduction to the Episode
[02:03] - Why Lender Fees Are Sky-High
[06:45] - Why Mortgage Products Are Pulled Overnight
[09:03] - Do Lenders Dislike Certain Postcodes or Landlords?
[14:27] - Why Refinancing is So Painful Now
[18:23] - Do Lenders Really Check Affordability?
[22:20] - Why Mortgage Applications Get Declined
[28:36] - What Are Lenders Really Looking For?
[30:48] - Fix for 2 Years, 5 Years, or Go Variable?
[33:43] - Final Thoughts and How to Connect
This Episode is Kindly Sponsored by:
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In this episode of This Property Life, Sarah Blaney and Nick Claydon break down the ongoing discussions around EPC (Energy Performance Certificate) changes in England and Wales. With rising concerns about the cost of property upgrades and the future of rentability, the hosts offer practical advice for landlords and investors, aiming to reduce panic and provide clarity.
What You'll Learn:
Timestamps
[00:00] - Introduction
[01:27] - Episode Overview
[03:33] - Breakdown of Energy Performance Certificate
[05:06] - Practical Steps for Landlords
[09:27] - Discussion on Political Uncertainty
[13:06] - Cost Cap and Regional Disparities
[14:45] - Housing Market Impact on Tenants
[18:03] - The Importance of Long-Term Outlook
[19:54] - Final Thoughts and Advice
This Episode is Kindly Sponsored by:
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————
In this episode of This Property Life, Nick and Caroline continue their four-part series on controlling the Uncontrollables in property investing. In this part, they focus on navigating the complex world of planning permissions, builders, and contractors.
What You'll Learn:
Timestamps
[00:00] - Introduction
[01:21] - Overview of the Episode
[02:40] - Understanding the Planning Process
[05:55] - How To Use The Local Authority's Planning Portal
[08:18] - Pros and Cons of Pre-Applications
[15:25] - Working with Historic Scotland
[22:33] - Planning Timeframes, Delays & Tactics
[28:59] - How The Committee Process Works
[36:19] - Political Bias & Planner Personality Conflicts
[42:31] - Closing Thoughts: and Key Takeaways
This Episode is Kindly Sponsored by:
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————
In this episode of This Property Life, Sarah Blaney welcomes Elina James to discuss the dynamic world of property flipping in one of the most competitive markets in the world; London. Property flipping in high-value areas often feels unattainable, but Elina proves otherwise with her bold and strategic approach.
What You'll Learn:
Timestamps
[00:00] - Introduction & Guest Welcome
[03:32] - From Finland to London: Elina’s Property Journey
[05:53] - How Networking Unearthed a Hidden Gem
[08:57] - Creative Deal-Making and Securing Below Market Value
[12:12] - Rapid Renovation: A 2.5-Week Turnaround for £21K
[16:04] - High-End Marketing with a Twist
[21:00] - Agent Relationships & Finding the Next Deal
[22:10] - Key Takeaways for Flipping in Competitive Markets
[28:16] - Closing Thoughts
This Episode is Kindly Sponsored by:
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————
In this second episode of their four-part series, Nick and Caroline look into the complexities of property lending, a crucial yet often misunderstood part of property investing. Focused on larger and more complex development projects, this episode uncovers the true risks, strategies, and horror stories involved in financing property deals.
What You'll Learn:
Timestamps
[00:00] – Intro & Overview of the 4-Part Series
[01:56] – Why Lending is Crucial and When You Need It For Your Projects
[05:27] – The Importance Of Accurate Numbers And Avoiding Over-Optimistic Estimates
[08:59] – Regulated vs. Unregulated Lending Explained
[15:40] – Planning, Bridging & the Risks of Timeframes
[18:48] – How Development Finance Works & Why It’s Risky
[24:38] – Real-Life Red Flag Stories (And Close Calls)
[27:23] – The Dangers of Going “All In” with One Lender
[39:40] – Scaling, Private Equity & Knowing Your Risk Appetite
[44:54] – Closing Thoughts & Teaser for the Next Episode
This Episode is Kindly Sponsored by:
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————
In this episode of This Property Life, Sarah Blaney is joined by James Lynch, a seasoned property investor who specializes in title splits. James shares how this strategy helped him accelerate his property growth and turn his portfolio from 5 properties in Bristol to 45 overnight.
What You'll Learn:
Timestamps
[02:57] - James' Property Background
[04:26] - Vertical vs. Horizontal Title Splits
[07:09] - How James Got Started
[10:31] - Purchasing the 40-Flat Block
[19:32] - Valuation and Bridging Finance
[25:39] - Legal Challenges with Leaseholds
[42:24] - Lessons Learned from the Deal
[56:41] - Conclusion & Key Takeaways
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————
In this episode, Nick and Caroline kick off a special four-part series, "The 4 Uncontrollables of Property Development”. Today’s focus is on building control as they unpack their recent experience developing a boutique hotel in Edinburgh, highlighting how inconsistent enforcement, regional differences, and bureaucratic inefficiencies can significantly impact property projects.
What You'll Learn:
Timestamps
[00:00] - Introduction
[02:35] - Overview Of The Four-Part Series
[04:26] - Defining ‘Uncontrollables’ in Property
[07:36] - Building Control vs Planning: What’s the Difference?
[08:56] - England vs Scotland: Different Systems, Different Outcomes
[12:50] - The Building Warrant Process in Scotland
[23:05] - Fire Safety Obsession & Miscommunication
[33:18] - Dealing with Retrospective Compliance
[43:20] - Lessons Learned: What They’d Do Differently
[51:44] - Final Thoughts & What’s Next in the Series
This Episode is Kindly Sponsored by:
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025
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In this episode of This Property Life, Sarah Blaney is joined by Mark Paterson, Senior Associate at Montagu Evans and an expert with over two decades of experience in business rates. This fast-paced, insight-packed conversation gets into the often-overlooked but critical subject of business rates for property investors, commercial landlords, and serviced accommodation operators.
Timestamps
[03:10] - What business rates are and how they differ across the UK
[14:43] - Difference between rate per value and actual value.
[19:10] - COVID-era reliefs ending in 2026 and what replaces them
[30:40] - How often business rates change and what’s coming in 2026
[48:24] - where to follow Mark?
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025 ——————————————————————
In this solo episode of This Property Life, host Sarah Blaney unpacks the much-anticipated Renters' Rights Bill currently moving through UK Parliament. Sarah discusses not only the legal changes but also the broader impact on the property market, landlord operations, and tenant-landlord dynamics.
What You'll Learn:
Timestamps
[03:52] - End of Fixed-Term Tenancies
[07:33] - No-Fault Eviction Ban (Section 21)
[09:24] - Rent Increases, Bidding Wars, and Pet Requests
[11:37] - Written Terms, Fees, and Discrimination Rules
[12:24] - Penalties & PRS Database
[15:11] - Decent Homes Standard & Enforcement
[16:19] - What It Means for Tenants and Landlords
[20:13] - Final Thoughts and Advice
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025
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In this episode, host Sarah Blaney is joined by commercial property surveyor and investor Kirsty Darkins, Founder of KD Commercial who brings over two decades of experience in the commercial space. While others are turning away from retail property and the high street, Kirsty is doing the opposite, uncovering overlooked opportunities in town centres across the UK.
Key Learnings
[00:00] - Trailer
[03:43] - Kirsty’s background as a commercial surveyor and investor
[10:35] - What is Kirsty’s analysis about the high street?
[20:58] - Top 3 things before investing in high streets.
[24:14] - Rents difference in long commercial and towns.
This Episode is Kindly Sponsored by:
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Ready to unlock your Property Investment game in 2025? Grab your FREE copy of our Buy-to-Let market guide today! https://bit.ly/buy-to-let-hotspots-guide-2025
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In the episode of This Property Life, Nick Claydon sits down with the co-host Sarah Blaney to dig into one of the most overlooked yet powerful tools in property investing: your gut feeling. From personal stories of financial loss to red-flag characters and dodgy deals, they explore why your subconscious is often smarter than your logic when making crucial decisions.
[01:55] - Gut feeling vs. logical thinking: How the "second brain" protects us
[04:15] - Sarah’s builder disaster: Ignoring instincts and paying the price
[07:20] - Nick’s story of “Nigel”: Flattery, red flags, and a £40k loss
[16:11] - A commercial tenant mistake: When pressure overrides judgment
[22:39] - Join the community: How to connect with like-minded property investors
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