Imagine watching your investments soar one year, only to plummet the next. These dramatic shifts – often triggered by changes in economic growth, inflation, or global events like the COVID-19 pandemic or the GFC – are known as bull and bear markets. If you’ve invested over the past decade, chances are you’ve already experienced both. Read the full article here. This content features an AI-generated voice for narration purposes. However, the article itself was thoughtfully created by the team at Milford to ensure accuracy and quality. This podcast is intended to provide general information only. It does not take into account your investment needs or personal circumstances. It is not intended to be viewed as investment or financial advice. Should you require financial advice you should always speak to a Financial Adviser. Past performance is not a reliable indicator of future performance. Milford is an active fund manager with views and portfolio positions subject to change. Milford Funds Limited is the issuer of the Milford KiwiSaver Plan and the Milford Investment Funds. Please read the relevant Milford Product Disclosure Statement at milfordasset.com. Before investing, you may wish to seek financial advice. The disclosure statements of all Milford Financial Advisers contain more information and are available for free on request. For more information and to see our Financial Advice Provider Disclosure statement, please visit milfordasset.com/getting-advice