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Wealth-Building Made Simple
Phillip Washington Jr.
250 episodes
1 day ago
Your one stop source for wealth-building education.
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Investing
Business,
Entrepreneurship
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All content for Wealth-Building Made Simple is the property of Phillip Washington Jr. and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Your one stop source for wealth-building education.
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Investing
Business,
Entrepreneurship
Episodes (20/250)
Wealth-Building Made Simple
Fixed Income of the Future – Yield That Outruns the Money Printer
Key Takeaways:   Bonds no longer beat inflation: Traditional bonds don’t protect wealth the way they used to, so investors are rethinking fixed-income strategies. Bitcoin’s scarcity creates new opportunities: Because Bitcoin is limited in supply, it’s becoming the foundation for financial products that offer strong returns and stability. New income tools are emerging: Products like Bitcoin-backed investments and preferred stocks are creating fresh ways to earn income. Digital assets are gaining trust: More financial advisors and large investors are turning to digital currency-based investments. Focus is shifting to real value: Financial planning is now centered on maintaining true purchasing power, not just paper stability.   Chapters: Timestamp Summary 0:00 Challenges and Innovations in Fixed Income Investments 8:24 Bitcoin’s Role in Revolutionizing Fixed Income Investments 18:04 Bitcoin as a Protector Against Inflation and Currency Devaluation 28:14 Bitcoin’s Grassroots Impact on Wealth Management and Financial Systems   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 day ago
29 minutes

Wealth-Building Made Simple
AI Compute Rental — Owning the Digital Oil Wells
Key Takeaways: The rise of digital oil wells: Learn how renting AI computing power—like “digital oil wells”—is changing the way people build wealth. AI is transforming industries: From finance to law, AI is helping businesses work faster, smarter, and more profitably. Take advantage of AI opportunities: Businesses can now rent powerful computer chips to run AI models and boost performance. Build new income streams: Discover how to use digital technology to create fresh sources of income within your business. Understand the AI supply chain: Learn how AI technology is made and distributed so you can find smart ways to take part in this growing industry.   Chapters: Timestamp Summary 0:00 Exploring Digital Oil Wells and AI in Wealth Building 2:49 Opportunities in AI Compute Rentals for Business Owners 4:13 AI’s Impact on Evolving White Collar Professions 6:28 Leveraging Data Center Space for Business Expansion Opportunities 8:16 Maximizing Property Income Amidst Inflation Challenges 9:34 Leveraging AI to Enhance Business Profitability and Efficiency 10:27 Opportunities for CPA Firms in the Digital World   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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6 days ago
13 minutes

Wealth-Building Made Simple
You Don't Need to Work More - You Need Better Money
Key Takeaways: The rise of digital money: The growing use of digital currencies like Bitcoin marks a major shift in the global financial system and challenges old ways of thinking about money. Bitcoin as the new foundation: Because it’s scarce and secure, Bitcoin is becoming the core asset—or “heart”—of the modern financial world. Shift assets strategically: Smart investors are using assets like real estate as collateral to invest in Bitcoin-backed opportunities for stronger returns. Plan smart for taxes: A good tax strategy reduces financial strain, improves cash flow, and helps grow long-term wealth. Recognize signs of change: Things like social unrest, high debt, and declining trust in traditional systems show we’re moving toward a digital-based economy—spotting these trends early can create financial advantages. Chapters: Timestamp Summary 0:00 Understanding Financial Singularity and Transitioning to Digital Money 8:04 The Evolution of Temples as Economic and Religious Centers 9:20 Bitcoin as the Future of Scarce Collateral in Finance 13:47 Transforming Slow Capital Into Fast Capital Using Real Estate 20:26 The Transition From Centralized to Decentralized Financial Systems   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 week ago
26 minutes

Wealth-Building Made Simple
How to Generate Tax-Free Income with your Investment Portfolio
Key Takeaways: Create self-sustaining income: Learn how to turn your investments into income-generating assets by smartly borrowing against valuable holdings. Think like the wealthy: The rich often use debt wisely to grow their wealth without selling their main assets. See Bitcoin’s role in growth: Bitcoin is one of the most liquid and limited assets in the world, making it a strong choice for high-growth strategies. Manage risk carefully: Borrow conservatively and assess risks to stay financially strong, even during economic downturns. Build lasting wealth: Use smart planning to create tax-free income and compounding growth that can be passed on to future generations.   Chapters: Timestamp Summary 0:00 Regenerative Income Strategy: Borrowing Against Wealth for Tax-Free Living 3:33 Understanding Financial Systems Through Cosmic and Economic Analogies 5:42 Leveraging Bitcoin-Backed Securities for Strategic Financial Growth 10:23 Leveraging Assets and Loans for Wealth Growth 14:56 Building Wealth Through Strategic Borrowing and Compound Interest 18:02 Borrowing Strategies Versus Selling Investments for Wealth Management 21:10 Understanding the Tax-Free Nature of Borrowing Against Assets 23:12 Leveraging Financial Strategies for Optimal Investment Returns 27:44 Bitcoin as a Scarce and Liquid Asset for Investment 30:19 Investment Advice and Risk Management for Bitcoin Enthusiasts   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 weeks ago
30 minutes

Wealth-Building Made Simple
Trusts, Gifting, and Legacy: Estate Planning Strategies for Generational Wealth
Key Takeaways: Know how estate taxes work: Without proper planning, your family could face large tax bills when wealth is passed on after death. Understand the exemption limit: The current estate tax exemption is $15 million per person, but planning is important no matter your net worth. Use smart estate planning tools: Strategies like gifting assets, creating irrevocable trusts, and forming family partnerships can help lower taxes. Work with the right professionals: A CPA, estate attorney, and financial advisor can help make sure your estate is handled according to your wishes. Start planning early: Early estate planning helps transfer wealth smoothly and ensures you leave a meaningful legacy for future generations.   Chapters: Timestamp Summary 0:00 Understanding Estate Taxes and Planning for Wealth Transfer 2:42 Understanding Estate Taxes and Their Impact on Inheritance 3:13 Estate Planning Strategies to Minimize Tax Burden 5:24 Exploring Major Strategies in Financial Planning 5:50 Estate Planning Through Gifting and Trusts 7:19 Estate Planning Strategies: Gifting, Partnerships, and Trusts 8:21 Considerations Before Moving Assets Into an Irrevocable Trust 8:59 Discussing Permanent Solutions to Permanent Problems 10:01 Investment Risks and the Importance of Professional Guidance   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 weeks ago
10 minutes

Wealth-Building Made Simple
Why the Rich Don't Worry about Inflation
Key Takeaways: Understand what inflation really is: Traditional finance often explains inflation the wrong way. Knowing what causes it helps you protect and grow your wealth. Income isn’t the same as wealth: Making more money isn’t enough—you need to invest in rare assets that grow faster than inflation. Know how central banks work: Since central banks control the flow of money, understanding their actions can help you spot trends and grow your wealth. Borrow smartly instead of selling: Using your assets as collateral lets you access cash without losing your long-term investments. Invest in scarce assets: Putting money into things like Bitcoin or real estate can protect you from the falling value of government-controlled currency.  Chapters:Timestamp Summary 0:00 Understanding Inflation and Wealth Through Energy Principles 4:31 Understanding Government, Central Banks, and Bitcoin’s Role in Economy 14:40 Embracing Creativity Over Consumerism for Personal Empowerment 16:38 Leveraging Scarce Assets for Financial Growth and Stability 23:19 Scarcity and Wealth Building in an Inflationary Economy 27:36 Emotional Intelligence in Investing Amid Ideological Differences Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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3 weeks ago
30 minutes

Wealth-Building Made Simple
How the Wealthy Pay Themselves: Salary, Dividends, or Distributions?
Key Takeaways: Know your monthly spending goals: Figure out how much you want to spend each month after selling your business to guide your financial plan. Plan for taxes and cash flow: Understand your tax responsibilities and make quarterly payments to keep your finances steady. Build a balanced investment mix: Spread your investments across stocks, real estate, and Bitcoin for steady growth and protection. Use modern financial tools: Options like Bitcoin-backed loans can give you access to cash without having to sell your assets. Work with financial advisors: Partner with experts to create an income plan that fits your goals and the lifestyle you want. Chapters: Timestamp Summary   0:00 Introduction to Money Management 0:43 Planning After a Business Sale 2:02 Investment Distribution Strategy 3:13 Income from Investments Discussion 5:12 Innovative Bitcoin Loan Products 6:27 Alternative Investment Income Opportunities   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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3 weeks ago
8 minutes

Wealth-Building Made Simple
The Secret to Making Money in Options: Timing + Patience
Key Takeaways: Learn how options work with volatility: Options trading benefits from market ups and downs, creating big opportunities for investors who understand it. Use timing and patience: Success comes from staying calm inside and waiting for the right moment in the market. Rely on core financial truths: Principles like scarcity, liquidity, and productivity should guide smart decisions. See Bitcoin as a lasting option: Because of global conditions, Bitcoin acts like a perpetual option in today’s markets. Use structured products wisely: These tools can lower risk while still taking advantage of high returns in volatile markets.   Chapters: Timestamp Summary 0:00 Understanding Options Trading Beyond Theoretical Models 3:37 The Interplay of Timing, Patience, and Truth in Investing 12:51 Bitcoin as a Perpetual Option Against Financial Irresponsibility 17:55 Patience and Volatility in Bitcoin and Investment Strategies 26:02 Understanding Money and Its Impact on Politics and Society 28:37 Emotional Intelligence and Truth in Personal and Collective Spending Powered by Stone Hill Wealth Management Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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4 weeks ago
30 minutes

Wealth-Building Made Simple
LLC, S-Corp, or Family Office? Structuring Your Wealth the Smart Way
Key Takeaways: Know your options after selling a business: Understanding different types of business entities helps you plan for taxes and align with your financial goals. Choose the right structure for your needs: Setting up trusts or family offices can reduce taxes, protect your assets, and support long-term legacy planning. Plan early before the sale: Preparing in advance gives you more control and flexibility for your next ventures or retirement. Work with financial and legal experts: A trusted team can help you make smart decisions to protect and grow your wealth. Consider a family office: This setup helps business owners manage their money and investments effectively after exiting their company.   Chapters: 0:00 Entity Planning for Big Liquidity Events 2:47 Strategic Planning for Business Sale and Wealth Allocation 5:08 Tax Implications of Trusts and Family Limited Partnerships 6:47 Using Life Insurance Trusts for Legacy and Wealth Transfer 8:08 Understanding Family Offices for Wealth Management and Estate Planning 10:06 Planning Business Exits 11:21 Consult Advisors Before Investment; Past Performance Isn’t Future Proof   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
11 minutes

Wealth-Building Made Simple
Taxes After a Liquidity Event: How Much You’ll Owe & How to Lower It
Key Takeaways: Plan ahead for big financial events: Large payouts or sales require smart planning to handle possible tax bills. Know the tax impact of what you sell: Selling stocks and selling assets are taxed differently, so it’s important to understand each one Use installment sales to spread taxes out: This method lets you pay taxes over several years instead of all at once. Balance flexibility with tax savings: Finding the right mix can help you get the best results after selling your business. Work with financial advisors early: Getting expert help before and after a sale ensures your decisions match your long-term financial goals.   Chapters: Timestamp Summary   1:46 Planning for Tax Implications of Selling a Business 4:22 Strategies for Structuring Business Sales and Tax Minimization 8:02 Strategies for Managing Wealth After a Business Sale 10:54 Advanced Planning Seminars: Bland Food and Tax Flexibility 11:42 Balancing Flexibility and Tax Benefits in Business Sales   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
16 minutes

Wealth-Building Made Simple
The Great Financial Reset: Gold, Bitcoin, and the End of the Central Bank Monopoly
Key Takeaways: The money system is shifting: The world is moving from a dollar-based system to one that includes neutral assets like Bitcoin and gold. Central banks are under pressure: Decentralized finance and open systems are challenging their traditional control over creating money. Young innovators are driving change: Many are turning to digital and decentralized currencies, building new financial networks outside the old system. Nations are adjusting in different ways: China is moving away from U.S. dependence and stockpiling key resources, while Europe struggles more with these changes. The U.S. still has an edge: Despite its problems, America’s culture of innovation and decentralized system helps it adapt and stay competitive.   Chapters: Timestamp Summary 0:00 The Shift From Centralized to Decentralized Financial Systems 5:16 The Shift from Central Banks to Bitcoin and Open Systems 11:07 Decentralized Power and Neutral Money in a Multipolar World 13:54 Global Economic Shifts and the Future of Innovation   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
20 minutes

Wealth-Building Made Simple
Business Planning 101: Planning for a Recovery While in Survival Mode
Key Takeaways: Watch important financial ratios: Pay attention to numbers like your cash-to-debt ratio and how long it takes customers to pay, since they show how healthy your cash flow is. Use a 16-week cash flow plan: This helps business owners focus on the areas that bring in the most profit. Avoid unprofitable paths: Say no to money-losing opportunities and strengthen existing relationships to keep finances strong. Stay disciplined after hard times: Using lessons learned during downturns helps build long-term success when revenues grow again. Plan big purchases carefully: Good financial planning makes it easier to buy major items, like a luxury car, with confidence. Chapters: Timestamp Summary 0:00 Creating Asymmetric Upside for Business Owners 1:46 Managing Financial Metrics in a Transition Economy 2:26 Effective Debt Management and Customer Payment Strategies 3:20 Balancing Short-Term Survival and Long-Term Business Positioning 4:02 Optimizing Cash Flow and Ratios for Financial Success 7:09 The Importance of Saying No to Unprofitable Efforts 10:44 Financial Discipline and Planning for Business Growth   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
14 minutes

Wealth-Building Made Simple
Financial Gravity 101: Why Productivity Beats Prediction
Key Takeaways: You don’t need to predict the future: Success in financial markets comes from adapting to changes and riding the waves they create. Focus on what really drives value: Productivity, scarcity, and volatility matter more than just charts or predictions. Policies aren’t everything: Government rules and Fed decisions play a role, but the deeper market forces are more important to understand. See volatility as an advantage: Market ups and downs can make you stronger if you learn to benefit from them instead of fearing them. Follow financial gravity, not forecasts: New investors should base their strategies on core principles, not on trying to guess every market move. Chapters: Timestamp Summary 0:00 Investing Without Predicting: Riding Financial Waves 9:03 Productivity, Scarcity, and Volatility as Economic Forces 14:17 Fine-Tuning Investment Strategies with Technical Analysis 18:14 Antifragility in Investing: Thriving Amidst Volatility and Stress 22:19 Investing by Embracing Nature’s Cycles and Stressors   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
26 minutes

Wealth-Building Made Simple
Business Planning 101: Taxes, Debt, And Survival Finance
Key Takeaways: Handle downturns with strategy: Getting through tough economies takes creativity, planning, and smart debt management. Balance cash and debt: Keeping a healthy ratio of cash to debt is key to staying stable. Plan before paying off debt fast: In uncertain times, careful planning matters more than rushing to pay down debt. Compare interest and earnings: Look at the interest rate on your debt versus what your cash could earn before deciding to pay it off. Focus on long-term goals: Make choices that support your future financial security, not just short-term tax breaks.   Chapters: Timestamp Summary 0:00 Creative Strategies for Surviving Economic Transitions 1:49 Balancing Debt Repayment and Investment Returns in Business Finance 3:23 Strategies for Managing Debt and Cash Flow in Business 6:56 Awareness and Non-Judgment in Business Financial Decisions 7:35 Strategies for Managing Debt and Enhancing Business Growth 8:58 Strategic Debt Management for Entrepreneurs   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription  Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
12 minutes

Wealth-Building Made Simple
From Fragile Fiat to Scarce Bitcoin: Two Paths, Two Futures
Key Takeaways: See markets as living systems: Markets don’t act like simple machines. Investors who notice their changing patterns often find hidden opportunities. Stress can mean opportunity: Market ups and downs, like stress, can signal chances to build wealth if you know how to handle them. Create your own strategy: Thinking differently from the crowd and building a unique approach can lead to higher returns, known as alpha. Watch for new money systems: Digital money like Bitcoin offers protection from central banks and opens new investment possibilities. Stay flexible and open to change: Adapting to both personal and global shifts helps investors succeed in a fast-changing financial world. Chapters:Timestamp Summary 0:00 Understanding Market Evolution Through Human Behavior and Hormesis 4:48 Embracing Stress and Volatility in Investing 7:07 Achieving Alpha by Embracing New Paths and Principles 10:06 Building in Untamed Areas and Investment Challenges 10:38 Managing Stress and Volatility for Investment Success 11:53 Finding Calm Amidst Chaos and Preparing for Uncertainty 13:53 Adapting to the New Financial System and Economic Opportunities 18:29 Bitcoin’s Role in a New Economic System 24:09 Civilization’s Evolution and Its Impact on Financial Markets 27:03 Managing Fear and Embracing Change in Investment Strategies Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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1 month ago
28 minutes

Wealth-Building Made Simple
Business Planning 101: Cutting Costs Without Cutting Growth
Key Takeaways: Spend wisely: Businesses should cut unnecessary costs but keep investing in areas that support growth Keep marketing strong: Cutting marketing during tough times can hurt. Staying visible helps a business stay resilient. Work with vendors: Talking with vendors and negotiating better terms can lower expenses when money is tight. Combine finance and creativity: Matching financial planning with creative efforts makes marketing more effective and resources go further. Get expert advice: A skilled CPA can review expenses, suggest improvements, and give guidance on smart negotiation. Chapters: Timestamp Summary   0:00 Strengthening Business While Cutting Costs for Efficiency 1:00 Texas as a Self-Sufficient Economy 2:05 Distinguishing Essential Business Investments from Non-Essential Expenses 3:37 Balancing Marketing Strategies with Financial Prudence 6:36 Negotiation Strategies and Financial Guidance for Entrepreneurs 9:01 Accounting Conversations and Meditation Tips for Business Owners   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 months ago
11 minutes

Wealth-Building Made Simple
Scarcity, Cycles, and Wealth: Rethinking Money in 2025
Key Takeaways: Money power keeps shifting: History shows financial centers moved from the British pound to the US dollar, and now toward digital currencies. Look at markets like natural cycles: Seeing financial systems through cycles and patterns gives deeper insight than just following headlines. Bitcoin-backed stablecoins may reshape banking: They could challenge traditional banks by offering a stronger and more stable foundation. Use the generator-battery-utility model: This approach can help people manage savings more effectively in a changing economy. Governments may take over more companies: During tough times, nations often protect themselves by nationalizing businesses as part of a repeating cycle. Chapters: Timestamp Summary 0:00 Rethinking Money and Financial Systems in the Digital Era 9:05 Investing with Emotional Awareness and Market Flow 12:54 Bitcoin-Based Credit Systems and Their Impact on Traditional Banking 19:39 Building Wealth with the Generator Battery Utility Model 25:43 The Cyclical Nature of Nationalization and Economic Reconstruction Powered by Stone Hill Wealth Management Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip) Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 months ago
31 minutes

Wealth-Building Made Simple
Business Planning 101: Cash Flow is King
Key Takeaways: Keep a cash safety net: Set aside three to six months of expenses to stay stable during economic changes. Know your industry trends: Understanding how money flows in your industry helps you predict revenue and manage cash better. Invest reserves safely: Put extra cash in low-risk, easy-to-access places so it’s available when you need it. Review finances regularly: Use simple tools like spreadsheets to track money and keep forecasts accurate. Manage cash strategically: Smart cash planning helps businesses stay focused on serving customers and supporting employees during tough times.   Chapters: Timestamp Summary 0:00 Managing Business Finances in a Slowing Economy 2:29 Balancing Cash Reserves and Strategic Business Growth 4:51 Building Financial Reserves and Investment Strategies 6:15 Predicting Cash Flow Through Regular Financial Review 8:44 Exploring AI and QuickBooks for Financial Projections 9:51 AI Conversations and Business Finance Tips   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 months ago
11 minutes

Wealth-Building Made Simple
Harvesting Volatility Using Options - The New Yield Curve
Key Takeaways:   The options yield curve is a powerful tool: It offers a way to earn high returns in today’s markets, providing a modern alternative to old interest-rate-based strategies. Sell options on liquid assets: Selling options on assets like Bitcoin or the S&P 500 can be like running a renewable energy plant—using market ups and downs to create steady income. Read market emotions and patterns: Knowing how emotions, seasonal trends, and the volatility risk premium work can help you time your investments better. Profit from volatility gaps: The difference between implied and realized volatility can be an opportunity for gains, especially in emotional markets. Blend defense and offense in strategy: Taleb’s approach focuses on protecting against losses, while Washington’s uses emotional energy for gains—together they make a strong market strategy. Chapters: Timestamp Summary 0:00 Understanding the Options Yield Curve in Modern Finance 3:19 Economic Depression and the Impact of Low Interest Rates 5:19 Emotional Energy and Market Volatility as Waves 9:23 Understanding Volatility Risk Premium in Bitcoin Options Trading 17:02 Emotional Strength and Market Strategies for Financial Success   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 months ago
20 minutes

Wealth-Building Made Simple
Playing the Long Game – When Does it Make Sense to Buyback Shares from Investors?
Key Takeaways: Plan an exit strategy early: Agree with business partners ahead of time on how to handle transitions so changes go smoothly. Learn from Rockefeller’s example: Strategic buying can be a smart way to reshape and grow a business. Combine discipline with emotional intelligence: Managing money well and handling emotions wisely can make partnerships and operations more successful. Work with the right people: Choose partners or employees who share your values and vision to support long-term growth. Value different perspectives: Appreciating different personalities and viewpoints can lead to more innovation and business success.   Chapters: Timestamp Summary 0:00 Strategies for Buying Out Business Partners 3:37 John D. Rockefeller’s Clever Business Takeover Strategy 4:49 Navigating Business Partnerships and Finding the Right Fit 6:58 Building Intelligent Organizations Through Emotional Intelligence and Diversity 10:04 Exxon’s Legacy of Consistent Dividends Since 1882   Powered by ReiffMartin CPA and Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
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2 months ago
12 minutes

Wealth-Building Made Simple
Your one stop source for wealth-building education.