Should you buy a positively geared property or a capital growth property? In this Wealth Coffee Chat, we break down A-grade, B-grade, and C-grade properties, growth rates, equity timelines, borrowing power, and how smart leverage builds long-term wealth. Discover which strategy truly accelerates your portfolio.

In this episode of Wealth Coffee Chats, guest host Sarah Shome breaks down one of the most powerful — yet often misunderstood — tools used by sophisticated property investors: the master limit structure. Sarah explains how this flexible, pre-approved credit umbrella helps investors clearly separate loan purposes, maintain ATO-friendly documentation, and maximise tax deductibility of interest.

In this week’s Financial Planning Thursday on Wealth Coffee Chats, Alex dives into one of the most overlooked yet powerful habits for financial success - budgeting with consistency. Far from a boring spreadsheet exercise, Alex reframes budgeting as a mindset shift that helps you take control of your money, invest intentionally, and create long-term wealth.

In this Property Management Wednesday edition of Wealth Coffee Chats, Kat Schoster from the Six Star Property Management team breaks down one of the most common and costly mistakes landlords make — being too passive with rent reviews. After 15 years in the industry, Kat has seen countless investors lose thousands of dollars simply by avoiding or delaying rent adjustments to “keep good tenants happy.”

In this Tax Time edition of Wealth Coffee Chats, Anthony Wolfenden, Tax Financial Advisor at Positive Tax Solutions, uncovers a little-known capital gains tax (CGT) exemption that could make a big difference in your property and estate planning. While most investors understand the six-year rule — allowing you to treat a former principal place of residence as CGT-exempt even while renting it out — Anthony dives deeper into an often-overlooked extension of that rule that applies at the end of life.

In this inspiring and eye-opening episode of Wealth Coffee Chats, property coach Caroline Bounds shares the true story of two couples who started with the same income, resources, and opportunities — but ended up in completely different financial realities. Through the journeys of “Jane & John” and “Fred & Freida,” Caroline reveals how goal setting, strategy, and guidance can make or break long-term wealth creation.

In this Finance Friday episode of Wealth Coffee Chats, We delivers a fast-paced rundown of the latest money news before diving into practical tips for anyone eyeing a property auction. With the RBA keeping rates on hold amid rising inflation and unemployment, he explains why most banks expect no movement until mid-2026 and what that means for borrowers right now.

In this episode of Wealth Coffee Chats, Alex from the financial planning team breaks down the Reserve Bank of Australia’s latest rate hold announcement and what it means for investors navigating inflation, housing demand, and employment shifts. He walks through key takeaways from the RBA’s November statement, explaining why inflation remains stubbornly high at 3.2%, how the end of state electricity rebates could affect future readings, and why labour market conditions are creating a tug-of-war between inflation control and economic stability.

In this data-driven episode of Wealth Coffee Chats, we explore the latest ABS statistics and compare house and unit prices across Australia’s capital cities. Learn how cities like Brisbane, Melbourne, and Darwin are tracking against long-term averages, and what it reveals about value, volatility, and opportunity. Discover why units are more micro-driven than houses, how price correlations influence portfolio strategy, and where downside risk may surprise you. A must-watch for investors keen to balance growth potential with risk awareness.

In this Friday edition of Wealth Coffee Chats, we dives into two major updates shaking up the lending world. First, the ongoing speculation around interest rates — with inflation stuck above target and unemployment ticking up, the RBA faces a tough call ahead of its Melbourne Cup Day meeting. But the bigger story this week is Macquarie Bank’s surprise move to stop accepting loans under trusts or companies.

In today’s Wealth Coffee Chat, Alex breaks down the latest inflation update—3.2% headline and 3% trimmed mean—and what it means for your investment strategy. With inflation rising and unemployment also ticking up, the RBA faces a tough call. Alex unpacks how different asset classes—cash, fixed interest, equities, property, and commodities—perform in high inflation environments and shares what savvy investors should focus on now. Is it time to shift your capital? Let’s dive into what matters most for wealth creation in 2025.

In this episode of Wealth Coffee Chats, we break down the latest rental reform laws in Victoria and what they mean for property investors. From banning rent bidding to extending notice periods and enforcing new advertising standards, the changes are significant. Learn what to avoid, how to protect yourself from fines, and what your property manager should be doing to keep you compliant. If you’re investing in Victoria—or planning to—don’t miss this critical update.

In today’s Wealth Coffee Chat, tax expert Anthony Wolfenden unpacks the hidden tax traps around selling your principal place of residence—especially for Aussie expats and non-residents. Learn how the 6-year CGT exemption works, why being overseas could cost you hundreds of thousands in tax, and what timing strategies can protect your profits. If you’ve ever moved out of your home, rented it, or lived offshore—this is a must-watch episode.

In today’s inspiring Wealth Coffee Chat, Bob shares the real story of Dave and Jess—an Aussie couple in their early 30s who transformed their financial future in just 12 months. With strategic advice, smart property decisions, and better tax planning, they unlocked nearly $257,000 in combined equity and tax savings. Learn how they did it, why inaction is costly, and how you can apply the same steps to your own portfolio—no matter your starting point.

In this episode of Wealth Coffee Chats, Sarah reveals a quiet yet powerful regulatory shift that could reshape Australia’s mortgage market. APRA is making it easier for smaller banks to access the same low-cost lending advantages as the Big Four—meaning more competition, sharper rates, and better deals for borrowers. Find out how this change impacts refinancing, specialised lending, and why the mortgage wars are just beginning.

In today’s Wealth Coffee Chat, Alex breaks down a powerful yet underutilised strategy for first home buyers—combining the 5% deposit scheme with the First Home Super Saver Scheme. Whether you’re starting your property journey or a parent helping adult kids into their first home, this episode shows how to fast-track your deposit, save on tax, and get into the market sooner. Real numbers, smart strategy, and practical steps to get moving.

In this episode of Wealth Coffee Chats, Cass unpacks Victoria’s brand-new Portable Rental Bond Scheme and what it really means for landlords and investors. With the government now guaranteeing bonds and setting stricter timelines on bond claims, landlords may face tighter cash flow and admin pressures. Cass breaks down how it works, the hidden risks, and why it’s especially relevant if you own or plan to invest in Victorian property. Stay informed and protect your portfolio.

In this episode of Wealth Coffee Chats, host and property investment coach Jared reveals one of the most overlooked yet powerful habits every property investor should master - negotiating better interest rates. Whether you’ve got a single mortgage or a multi-property portfolio, a simple 15-minute phone call to your bank could save you thousands of dollars a year.

In today’s Wealth Coffee Chat, we unpack a costly oversight affecting more than half of Australian mortgage holders—offset accounts not properly linked to home loans. Jason reveals the hidden dangers of assuming your bank “did it right” and explains how this simple mistake could be costing you thousands in interest. Learn how to verify your offset account, the difference between redraws and true offset facilities, and why reviewing your loan post-construction is a must. Don’t let admin errors erode your wealth—take control and stay informed.

In today’s Wealth Coffee Chat, Cass breaks down how smart investors and proactive property managers deal with rent arrears before they become major issues. Learn what causes arrears, how to spot tenant red flags early, and the essential systems every investor should have in place. If late rent is affecting your cash flow—or you want to avoid it altogether—this episode is your early warning system.