Banking Will Happen to You, or You Control It (Garrett Gastil) Most people don’t realize they’re “doing banking” every day. They call it car payments, mortgages, credit cards, and lines of credit. Here’s the truth Garrett Gastil shares in this episode: Banking will happen to you, or you’ll be in control of it. Garrett is one of Ascendant Financial’s newest teammates in the United States. He may be early in his practitioner journey, but he is not early in impact. Most importantly, he’s a husband and father who chose to stop outsourcing his financial future. What happened next surprised him. […]

Are You Ever Too Old to Start Infinite Banking? Most people assume financial change has an expiration date. In this episode, Richard Canfield sits down with Mary Hadfield (age 71), a mother and grandmother who proves that it’s never too late to regain control of your money. Joining the conversation is Stan Wolny, who has been guiding Mary through her Infinite Banking journey. This is a real client story, straightforward, honest, and deeply encouraging. Mary’s Starting Point: “I Was Intrigued Because It’s Not the Normal Program.” Mary didn’t discover Infinite Banking through a flashy ad or a trendy financial product. […]

From mowing lawns for beer money to leading a multi-million-dollar trades company, Cory Brewer reveals the real blueprint behind Beyond Landscaping’s explosive growth. In this episode, Cory joins Jayson Lowe and Richard Canfield to break down the systems, culture, and mindset shifts that helped him scale to 40+ full-time staff and finally step out of day-to-day chaos. If you're a trades or service business owner ready to grow without burning out, this conversation will change how you think about leadership, profit, and control.

Most people feel the pressure long before they understand where it’s coming from. The grocery bill creeps up, mortgage renewals pinch harder, and the paycheck seems to vanish faster every single month. FULL TRANSCRIPT available here → CLICK HERE! In this two-part “Triple Threat” series, Jayson Lowe, Richard Canfield, and Henry Wong sit down to unpack why everyday Canadians and Americans are feeling squeezed and, more importantly, what you can actually do about it. This episode is for the you-and-me crowd: the workers, savers, parents, and business owners trying to navigate a financial system that rarely plays fair. Instead of […]

When Policy Meets Reality “If you think you’re going to bring our trade with the United States down to zero, you’re dreaming.” – Kim Moody Canada’s economy is inseparable from the United States. Nearly 70 percent of our economic activity depends on that relationship. So when the federal government drops a new budget promising $60 billion in savings, public-service cuts, and “sacrifice,” the ripple effect reaches every Main Street business and household. This week on Wealth on Main Street, Richard Canfield sits down with Kim Moody, founder of Moody Private Client and one of Canada’s most outspoken tax experts. Together, […]

If Parliament Hill or Capitol Hill can move your wealth, you never really owned it. That single idea frames today’s conversation with Jayson Lowe, Richard Canfield, and returning guest Henry Wong. We tackle tariffs, inflation, business valuation, and why control, not prediction, is the real edge for Main Street entrepreneurs. The Short Version Why Every Tariff Headline Is Really a Valuation Headline Tariffs land in the news as political theatre. On Main Street, they land as math. What actually happens: In the episode, Henry walks through a simple illustration: a 25% tariff can trigger a drop in revenue, a deeper […]

Why we recorded this Elections show up everywhere: federal, state, provincial. However, today’s “election” is different. It’s your dividend election inside a participating whole life policy. It sounds boring. Frankly, it’s designed to be. Yet, the dividend choice you make quietly compounds for decades and affects your cash value, your death benefit, and even your taxes. In short: don’t fix what isn’t broken. Mutual companies have used this system, with smoothing and discipline, for well over a century. As a result, the line on the chart looks… uneventful. And that’s the point. First principles Think like an owner: when dividends […]

The System Behind Success (and Why Most Entrepreneurs Miss It) If time, money, energy, or attention is missing, you’re not building a business; you’re just surviving. That’s how Neil Twa, CEO and Co-Founder of Voltage Holdings, opened his conversation with Richard Canfield on the Wealth on Main Street podcast and right out of the gate, it’s clear this episode isn’t another surface-level business talk. It’s a deep dive into how to build something that runs without you, sells for millions, and still lets you sleep at night. Neil’s journey started long before AI became the buzzword of every boardroom. After […]

What would make someone leave an 11-year career as a financial planner, walk away from spreadsheets and suits, and trade it all for a pair of work boots? That’s exactly what our guest, T.D. Ford from The Texas Boys did. In this conversation, he proves that stepping out on faith can lead to more abundance, peace, and purpose than most people ever find chasing money. We discovered today’s guest, T.D. from The Texas Boys, through our YouTube community (Real Talk Fridays Series). One thoughtful comment led to a conversation, then to a collaboration. Check out their channel and The Fearless […]

How Infinite Banking Creates Financial Peace for Business Owners What if your company could run on peace of mind instead of pressure from the banks? In this episode of Wealth on Main Street, Jayson Lowe and Richard Canfield sit down with Troy Treleaven, a corporate trainer with decades of experience at the Dale Carnegie Organization. Troy shares his inspiring journey from corporate leadership coaching to discovering Nelson Nash’s Infinite Banking Concept (IBC) and how it completely transformed his perspective on money, legacy, and freedom. From Dale Carnegie to Nelson Nash: A Surprising Connection Troy’s background in leadership and mindset training […]

Success or regret often comes down to one thing: guidance. In this episode, Richard Canfield and Jayson Lowe reveal how to combine crypto and the Infinite Banking Concept (IBC) to keep control, minimize risk, and protect your wealth through every market swing. Learn the basics of Infinite Banking The Big Mistake Most Crypto Investors Make Everywhere you look, it’s “buy XRP,” “stake this,” “ride the bull run.” Yes, gains can be huge. However, without a plan to control the flow of money, you’re still at the mercy of banks, taxes, and volatility. Most people are told to buy, hold, and […]

Money touches every part of our lives, but what if the very system behind it is designed for control, not freedom? In this episode, Richard Canfield and Jayson Lowe sit down with David Morgan, known as the Silver Guru, to expose the storm building beneath our financial system. From the rise of central bank digital currencies (CBDCs) to the role of silver and Infinite Banking in protecting families, this conversation reveals practical steps to reclaim control before the next shock hits. Who is David Morgan? David is widely known as the “Silver Guru.” He’s the author of The Silver Manifesto, the voice […]

When people hear “Infinite Banking,” they’re told it’s either a magic bullet or a massive risk. The truth lives in between. This post strips away hype and reveals the real risks, most of which stem from behaviour, not the product, and how to mitigate them. If you want long-term control over how you finance life, start here and turn IBC into a durable advantage, not a headache. Let’s Be Real You’ve probably seen both extremes online. Some people refer to Infinite Banking as the “magic bullet.” Others say it’s too risky. However, the truth lies in between. There are no disadvantages to […]

When families first discover the Infinite Banking Concept (IBC), they often ask the same essential questions. What’s the real benefit of policy loans? Do loan repayments grow the policy? Should every dollar flow through the system? In this episode of Wealth On Main Street, Richard Canfield is joined by US Agents Chey O’Brien and Garrett Gastil to break down some of the most common Infinite Banking FAQs. Together, they explore Nelson Nash’s “Becoming Your Own Banker“ and share how to apply its lessons in everyday life. Premiums vs. Loan Repayments: What’s the Difference? One of the biggest questions clients ask: “What’s […]

In this episode, Nate and Holly Poteet share the story of Living Wealth, their father Ray’s mission, and how Infinite Banking changes families for generations. With Ascendant Financial carrying the torch, the legacy of faith, family, and financial freedom continues. Discover how the Infinite Banking Concept helps keep wealth where it belongs, in the family.

Brothers Garrett and Miles Gastil share their five-year journey practicing the Infinite Banking Concept. From using policies to grow a contracting business to securing family wealth, they reveal lessons on capitalization, control, and building equity. Discover why Infinite Banking is more than numbers, it’s about discipline, freedom, and creating a legacy.

What does it mean to retire on your own terms and create a ripple effect of wealth that lasts for generations? What does it mean to retire on your own terms and create generational wealth that lasts? In this episode of Wealth On Main Street, Richard Canfield and Thomas O’Connell explore the Infinite Banking Concept and how it empowers families to build freedom and legacy. A Career Rooted in Service and Discovery Thomas didn’t start his career planning to be a financial professional. With a degree in criminal justice and political science, he found himself unexpectedly drawn into the world […]

Wealth On Main Street 285: Breaking Free Financially Through Infinite Banking with Riccardo Manazza Picture having complete control over your money and the freedom to decide exactly how it works for you.  In a recent episode of Wealth On Main Street, Richard Canfield welcomed Riccardo Manazza to share an uplifting and empowering story of how the Infinite Banking Concept (IBC) can change the way you live and think about money.  Riccardo’s path is a testament to possibility and resilience.  Beginning as a mechanical engineer in a tough job market, he pivoted into contracting, cultivating a thriving farming operation, and eventually […]

Wealth On Main Street 284: Taking Control: Being the Pilot of Your Finances with John T. Urbik IBCP You are the pilot of your own financial aircraft. If you don’t take the controls, someone else will, often without your best interests in mind. Thousands of hours logged in the cockpit. Countless missions flying B-52 bombers through war zones. In this episode of the Wealth On Main Street podcast, Richard Canfield and Jayson Lowe sit down with John T. Urbik, IBCP, to explore how lessons from aviation translate to better financial decision-making. The insights from this episode show you how to […]

Wealth On Main Street 283: Double Your Financial Freedom: Bitcoin and Infinite Banking Together with Shaun Somers Imagine having a financial system where your savings are safe from government overreach and bank restrictions, while your child’s first major purchase is financed through your family’s own private banking system.  In a recent episode of the Wealth On Main Street podcast, Richard Canfield sits down with Shaun Somers to explore how Infinite Banking and Bitcoin—when used together—can revolutionize the way you grow and protect your wealth.  Shaun shares personal stories, real-world applications, and mindset strategies that show how everyday families can build […]