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Wealth Wisdom: Building Wealth, Building Legacy
Fox Hill Wealth Management
50 episodes
6 days ago
Welcome to ”Wealth Wisdom,” where hosts Bill Ryan, Eric Benz, and Justin Obey dive into wealth management and financial planning. Each episode unpacks key topics like market trends, investment strategies, and personal financial planning to guide both new and seasoned investors towards financial security. Join us for expert insights and actionable advice to enhance your financial literacy and success. Tune in to build and preserve your financial future with Wealth Wisdom. Powered by Fox Hill Wealth Management with offices in Boston, MA and Newport, RI 👉 Free Resources like Investment Growth Calculators, Home Affordability Calculators and more: https://www.foxhillwealth.com/ 👉 More information and insights on building wealth: https://www.foxhillwealth.com/blog 👉 Upcoming Events: https://www.foxhillwealth.com/event-list
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All content for Wealth Wisdom: Building Wealth, Building Legacy is the property of Fox Hill Wealth Management and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Welcome to ”Wealth Wisdom,” where hosts Bill Ryan, Eric Benz, and Justin Obey dive into wealth management and financial planning. Each episode unpacks key topics like market trends, investment strategies, and personal financial planning to guide both new and seasoned investors towards financial security. Join us for expert insights and actionable advice to enhance your financial literacy and success. Tune in to build and preserve your financial future with Wealth Wisdom. Powered by Fox Hill Wealth Management with offices in Boston, MA and Newport, RI 👉 Free Resources like Investment Growth Calculators, Home Affordability Calculators and more: https://www.foxhillwealth.com/ 👉 More information and insights on building wealth: https://www.foxhillwealth.com/blog 👉 Upcoming Events: https://www.foxhillwealth.com/event-list
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Business
Episodes (20/50)
Wealth Wisdom: Building Wealth, Building Legacy
Ep 51 | Should You Buy Gold? 50% Gains in 2025 + Wealth Management Tips
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Gold is up more than 50% this year — so should you actually be buying it right now?   In this episode, we break down one of the weirdest stretches in the market we’ve seen in a while. NVIDIA delivered another monster earnings report, demand for AI chips looks stronger than ever, and yet… the stock still sold off. Then a jobs report hit, rate-cut expectations flipped almost instantly, and markets were all over the place.   Meanwhile, gold has quietly become the top performer of 2024. Central banks are loading up, the U.S. dollar is slipping, geopolitical tensions are rising — and a lot of investors are wondering whether this is a real long-term shift or just another spike driven by fear.   If you’re trying to make sense of gold’s 50% run and want a grounded look at whether it belongs in your portfolio heading into 2025, this episode’s for you.   We get into: 🥇 Why gold has surged 52% YTD — and what’s actually driving the move 💵 How U.S. debt, money printing, and dollar weakness factor into the story 🌍 The role China, Russia, India, and other central banks are playing 📉 Why crypto and other high-risk assets have been getting hammered 🤖 NVIDIA’s blowout quarter, AI demand, and the “AI bubble” debate 📊 What the latest jobs data means for rate cuts and the broader market 🔄 How to think about gold as part of a long-term wealth strategy   Timestamps:  00:15 A Night at the Theater 02:05 NVIDIA's Blockbuster Earnings 02:39 Gold's Meteoric Rise 05:18 The AI Boom and Market Trends 09:23 Job Reports and Economic Indicators 14:41 The Surge in Gold Demand 20:30 Theories on Gold and Cryptocurrencies 20:54 Stable Coins and Gold Backing 21:22 Costco's Gold Bars and Retail Trends 23:38 US Debt and Gold Prices 24:55 Gold as an Investment Asset 31:58 Quantum Stocks and Market Trends 35:37 NVIDIA's Market Dominance 39:34 Conclusion and Upcoming Topics
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6 days ago
40 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Ep 50 | 75% Can’t Afford Homes + Warren Buffett’s Final Letter
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement This week on Wealth Wisdom, Matt Morizio friend of the pod and Founder of Reconstructing Wealth — joins us to unpack one of the biggest questions of the week: is the proposed 50-year mortgage actually a solution to the housing affordability crisis or does it make things worse?   Nearly 75% of American households can’t afford a median-priced home, the cost gap between renting and buying has exploded, and a new wave of ideas — from ultra-long mortgages to portable loans — is hitting the national conversation. Matt brings a refreshingly honest perspective on how these proposals stack up against real math, real emotions, and real financial planning.   We dig into why buying a home has become so difficult, what a 50-year mortgage would actually change, and whether stretching payments for half a century helps buyers… or banks. Then we zoom out to the broader economy — from the Fed’s latest rate decision to the trillion-dollar cost of the government shutdown — and how all of it ties back to housing, investing, and volatility in the market.   We get into: 🏡 Why 75% of Americans can’t afford a median-priced home 📉 How the cost of buying has surged far beyond the cost of renting 📊 What a 50-year mortgage really saves per month — and why it adds $389,000 in interest 🔁 The idea of a “portable mortgage” and whether it could work in the U.S. 💸 Why most homeowners never stay 30 (let alone 50) years in one home 📉 How investors emotionally react to market drops — and how advisors bring them back to reality 🏦 The Fed’s latest move, market volatility, and what “no December rate cut” triggered 🏛️ The economic impact of the longest government shutdown ever 📈 Teaching younger generations to invest earlier — and why the stock market’s long-term returns matter 🧠 Warren Buffett passing the torch and the timeless lessons in his final letter   A huge thank you to Matt for joining us and sharing his insights on housing, investing, and how to navigate the emotional side of money in today’s unpredictable market. TIMESTAMPS:01:03 Dave Ramsey's Financial Philosophy 03:59 Discussion on Mortgage Strategies 05:34 Market Reactions and Economic Updates 07:10 Client Concerns and Financial Planning Tools 10:54 Government Shutdown and Market Impact 12:36 Housing Market Challenges and Advice 18:41 First-Time Home Buyer Tips 19:34 Teaching Kids About Investing 20:01 Young Clients and Investment Strategies 20:23 Historical Growth of Home Values vs. Stock Market 22:05 Risk and Reward in Investments 24:49 50-Year Mortgage Analysis 28:59 Generational Shift in Investing 29:55 Warren Buffet's Retirement and Legacy 36:06 Final Thoughts and Wrap-Up  
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1 week ago
37 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Diversification with Real Estate Investing — with Paul Nardozzi, Managing Director at Forum
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   This week on Wealth Wisdom, Paul Nardozzi — Managing Director at Forum — joins us to break down what investors need to understand about today’s real estate market.   Mortgage rates are hovering around 6%, most homeowners are locked into rates below 4.5%, and the traditional real estate playbook has been completely rewritten. Paul brings over 20 years of experience in real estate debt, credit, and equity — and explains how investors can navigate a market defined by high rates, limited supply, and the rising power of rentals.   We dive into what’s really happening in housing, how Forum is opening access to institutional-level real estate deals, and why “higher for longer” might actually create opportunity for smart investors.   We get into: 🏠 Why so many homeowners are staying put — and how that’s driving rental demand 📈 The 34% cost gap between owning and renting a home 🏢 How multifamily and student housing are thriving despite rate pressure 💰 How Forum structures its debt and equity vehicles for individual investors 🧱 The rise of private credit and what makes real estate-backed lending different ⚙️ Why AI data centers are shaping the next wave of real estate investment 💭 How “higher for longer” rates could redefine long-term wealth building 👨‍👩‍👧 Paul’s personal take on wealth, family, and cash flow   A huge thank you to Paul for joining us and sharing his insights on how to think differently about real estate, opportunity, and long-term investing in today’s market.   TIMESTAMPS:00:29 Special Guest Introduction: Paul Nardozzi 01:16 Impact of Fed Rate Cuts on Real Estate 02:43 Challenges in Home Ownership 03:30 Rising Demand for Rentals 06:03 Generational Shifts in Housing Preferences 07:02 Tech Industry Updates and Job Cuts 08:37 Amazon's Strategic Job Cuts 10:34 Meta's Investment in AI and Data Centers 14:45 Forum's Investment Strategy and Philosophy 16:43 Forum's Debt and Equity Vehicles 20:42 Focus on Multifamily and Student Housing 23:18 Exploring Real Estate Investment Opportunities 24:10 Challenges in Real Estate Development 25:24 Current Market Trends and Strategies 27:01 Focus on Multifamily Housing 29:28 Private Credit and Real Estate 34:20 Client Portfolio Management 41:46 Rapid Fire Questions
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3 weeks ago
45 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Ep 48 | Everything you need to know about Roth IRAs, IRAs, and 401ks
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Confused about retirement accounts? Wondering whether you should open a Roth IRA, stick with your 401(k), or finally try that backdoor Roth strategy everyone’s talking about?    We’re breaking down exactly how each one works, who they’re for, and how to use them to build tax-free wealth for the long haul.   We’re also catching up on the latest market moves — from mortgage rate drops and the Fed’s next decision, to meme stocks making another wild comeback and why Netflix just took a $619 million hit.Bill had some video issues during the recording, but he stayed on and kept the insights coming.   If you’ve ever felt lost navigating retirement planning (or just want to make sure you’re not leaving money on the table), this episode’s for you.   We get into: 💰 What makes IRAs, Roth IRAs, and 401(k)s different — and how to pick the right one for you 🔄 How to do a backdoor Roth conversion the smart way (without triggering the pro-rata rule) 💼 The “mega” backdoor Roth strategy and how high earners can shelter even more 📊 Why having both IRA and Roth IRA money can help manage taxes in retirement 🏦 Mortgage rate drops, government shutdown delays, and what they mean for investors 🍩 Beyond Meat, Krispy Kreme, and why chasing meme stocks rarely pays off 🎬 Netflix’s $619M tax hit — and why the team still believes in the stock 🥇 Gold’s pullback and how to rebalance without panic Timestamps:  00:38 Entrepreneurial Insights and Business Pivots 02:52 Golfing Adventures and Local Courses 04:33 Secrets of IRAs and Roth IRAs 05:02 Weekly Financial News and Market Updates 06:54 Mortgage Rates and Home Affordability 11:40 Government Shutdown and Economic Impact 16:10 Meme Stocks and Investment Strategies 18:31 Gold Investments and Portfolio Management 21:13 Understanding IRAs and Roth IRAs 24:07 The Importance of Investment Choices 24:53 Understanding Roth and Traditional IRAs 25:40 Roth IRA Withdrawal Rules 26:37 Consolidating 401(k) Accounts 27:59 Contribution Limits and Income Restrictions 32:04 Backdoor Roth IRA Conversion 37:09 Mega Backdoor Roth Strategy 42:54 Netflix Stock Analysis
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1 month ago
49 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Ep 47 | From Beverage to Apparel Brand: The Swing Juice Story with Jon Mason
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement This week on Wealth Wisdom, Jon Mason — the founder of Swing Juice — joins us to share how a simple golf energy drink idea turned into one of the most surprising brand pivots in the game.   Originally launched as a natural energy drink for golfers, Swing Juice evolved into a bold lifestyle apparel brand that now partners with the USGA and MLB Players Association. Jon shares the full story — from mixing formulas in his kitchen and hustling for shelf space, to selling 1,800 shirts in 36 hours after a viral moment.   We dive into what it really takes to reinvent a brand, the lessons learned from years of trial and error, and how staying true to a vision can turn a small idea into a lasting movement.   We get into: ⛳ How “Swing Juice” started as a golf energy drink in 2003 💡 The turning point that led Jon to shut down the beverage and pivot into apparel 👕 Building a lifestyle brand in a conservative golf market 🔥 The viral “Go Get That!” t-shirt moment and how it changed everything 📦 Bootstrapping, printing shirts at 4 a.m., and the grind behind growth 🤝 Partnering with the USGA, MLB Players Association, and Coors Light 💬 What Jon learned about licensing, brand building, and entrepreneurship 💭 How he defines wealth and success after 20 years in businessA huge thank you to Jon Mason for joining us and sharing the incredible Swing Juice story — a true reminder that reinvention is always possible.Timestamps:00:14 Introducing John Mason and Swing Juice 01:54 The Origin Story of Swing Juice 12:23 Challenges in the Beverage Industry 15:55 The Big Pivot to Golf Apparel 20:35 Building the Swing Juice Apparel Brand 28:55 The Viral T-Shirt Sensation 31:43 Dealing with Legal Challenges 32:50 Reflecting on Business Decisions 36:32 Expanding the Brand 37:45 Networking and Licensing Deals 39:54 Entrepreneurial Insights and Advice 47:32 The Importance of Support Systems 50:56 Rapid Fire Questions   #Entrepreneurship #BrandBuilding #PivotStory #SwingJuice #GolfLifestyle #StartupJourney #Ecommerce #ViralMarketing #SmallBusiness #WealthWisdom
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1 month ago
1 hour

Wealth Wisdom: Building Wealth, Building Legacy
Ep 46 | Should You Choose Active or Passive Investing in 2025?
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementIs active investing really worth it in 2025? Should you just throw your money into the S&P 500 and forget about it? Or is there more to building real wealth than playing it passive? We break down what active management actually means, why we do it the way we do, and how it helps our clients beat benchmarks and stay ahead of inflation. We’re also hitting a few big stories: the AI boom and that AMD–OpenAI deal, Buffett’s latest buy, the government shutdown, and our take on Eli Lilly — one of the stocks we’re holding and why. If you’ve ever wondered whether active investing is really worth it (or just a fancy buzzword), this one’s for you. We get into: 🤖 The AMD + OpenAI deal and whether we’re living through an AI bubble 💸 How trillions are circling between Nvidia, Microsoft, Oracle, and OpenAI 🧠 Warren Buffett’s $9.7B OxyChem buy — classic Berkshire or new direction? 🏛️ The government shutdown, IRS furloughs, and why Wall Street doesn’t seem to care 🛢️ Israel–Hamas ceasefire and what falling oil prices could mean for consumers 💰 2026 tax bracket changes and what they say about inflation 🎙️ A quick detour into “Diary of a CEO” and the debate around active vs. passive investing 📈 Why Fox Hill’s team believes in active management over just parking money in the S&P 500 💊 Inside one of their stock picks — Eli Lilly, GLP-1s, and how a weight-loss drug is reshaping healthcareTimestamps:02:25 Active Investment Management 03:32 AI and Market Trends 10:13 Buffet's Big Acquisition 12:15 Government Shutdown Concerns 14:52 Tax Bracket Updates 16:24 Active Management Philosophy 27:38 Understanding PE Ratios and Investment Strategies 28:19 Investment Advice for Young Adults 30:46 The Importance of Diversification 33:28 Active Management vs. Passive Investment 36:05 Market Timing and Long-Term Investment 46:39 Exploring Eli Lilly's Investment Potential#AI #OpenAI #ActiveInvesting #SP500 #Buffett #GovernmentShutdown #Inflation #TaxBrackets #EliLilly #WealthWisdom
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1 month ago
53 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Ep 45 | From Playing It Safe to Generational Wealth: Bruce Sinclair on Taking Risks, Building Cashflow & Trusting Your Gut | The Wealth Wisdom Show
Whenever you're ready, we can help you in one of two ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Show Description: What does it really take to build wealth - and keep it? In this episode of Wealth Wisdom, hosts Justin Obey and Bill Ryan of Fox Hill Wealth Management sit down with returning guest Bruce Sinclair, producer and entrepreneur behind Honor Rebel Media, to talk about how financial freedom is built through mindset, risk, and resilience. Bruce shares the lessons he learned from turning real estate investments into creative independence, how proximity to greatness shaped his career, and why the 70% rule might just be the secret to taking action before you feel ready. Whether you’re an entrepreneur, investor, or just someone looking to gain clarity on your financial journey, this conversation will inspire you to bet on yourself and take the next step toward building lasting wealth. 💡 In This Episode: The “70% Rule” and how to start before you feel ready Why proximity to greatness and ambition is key to growth How Bruce built financial freedom through real estate investing Lessons on generational wealth and passing down values Overcoming the fear of investing in stocks and crypto Defining true wealth beyond money The mindset shifts that create long-term opportunity   🕒 Chapter Markers: 00:00 - Welcome back to Wealth Wisdom with Bruce Sinclair 02:00 - Why waiting for “perfect timing” holds you back 04:45 - Lessons from the 70% Rule and learning by doing 07:00 - The challenge of building generational wealth 10:00 - Work ethic, leadership, and setting the example 12:00 - A career lesson from Kevin Hart: “Don’t keep your mouth shut” 18:00 - Creating brave culture and open communication in business 20:00 - Bruce’s unconventional path into film and TV 23:00 - How real estate became his financial foundation 27:00 - Wholesaling, flipping, and cashflow lessons 33:00 - The true meaning of financial freedom 36:00 - Overcoming fear of investing in stocks 42:00 - The global rise of cryptocurrency 45:00 - Tangible vs. intangible wealth 46:15 - Advice to your 20-year-old self: Take bigger bets early 50:00 - Honoring family, legacy, and the impact of example #business #entrepreneur #wealth #media #success #wealthwisdom #foxhillwealthmanagement #honorrebelmedia
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1 month ago
52 minutes

Wealth Wisdom: Building Wealth, Building Legacy
The Truth About Real Estate & Wealth - with Casey Fava & Matt Vieira | 44
Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.   Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. ------   We’ve been wanting to have this conversation for a while—real estate is on everyone’s mind, and we wanted to hear directly from the people who know it best.   In this episode of Wealth Wisdom, we sit down with Casey Fava and Matt Vieira, co-founders of the Fava & Vieira Group at Compass Realty, to explore the realities of buying, selling, and thriving in real estate today. They’re usually busy helping clients buy and sell homes, but today they’re pulling back the curtain to share their own story—and some of the things most people never hear about the market.   We get into: 🏡 How they partnered up and built their group under Compass 📲 Why Compass’ tools and culture give its clients an edge ⚖️ Zillow—the necessary evil that shapes the industry 📉 What’s really happening in today’s housing market (and why buyers are feeling the fatigue) 🤝 The difference between working with full-time vs. part-time agents 💡 The daily habits and lessons that keep them sharp ✨ Their personal definition of wealth—and why it’s more than money in the bank   Huge thanks to Casey and Matt for sharing their journey with us. This conversation delivers real-world wisdom, honest perspectives, and actionable takeaways—whether you’re buying your first home, selling in a tough market, or just trying to understand how real estate and wealth truly connect.    What’s your take—do you see a home as just a place to live, or as one of the most important investments you’ll ever make?   ______   Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement TIMESTAMPS:00:27 Meet the Real Estate Experts 00:57 Journey to Compass Realty 01:52 Understanding the Compass Model 04:23 Impact of Zillow and Market Dynamics 06:05 Challenges and Strategies in Real Estate 12:37 Market Trends and Buyer Behavior 19:16 Importance of Full-Time Realtors 23:00 Balancing Corporate Job and Real Estate 23:36 Going Full-Time in Real Estate 23:55 Challenges and Rewards of Real Estate 24:59 Importance of Client Relationships 26:45 Team Dynamics and Client Support 30:36 Handling Difficult Clients 37:47 Real Estate as an Investment 39:45 Daily Habits for Success 44:02 Advice for Aspiring Real Estate Agents   #FavaAndVieira #RealEstate #HousingMarket #Zillow #HomeBuying #HomeSelling #FirstTimeHomeBuyer #FullTimeRealtor #RealEstateInvesting #WealthBuilding #FinancialFreedom #FoxHillWealthManagement #WealthWisdomPodcast   
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2 months ago
46 minutes

Wealth Wisdom: Building Wealth, Building Legacy
From Jay-Z to Kevin Garnett: The Birth of Honor Rebel Media - With Bruce Sinclair | 43
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Download our financial white paper: https://www.foxhillwealth.com Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.This episode is a special one—we’ve been wanting to do this for a while: bring our own clients on the show to share their incredible stories. Today we’re sitting down with Bruce Sinclair, founder of Honor Rebel Media and one of our amazing clients. Usually, Bruce is the one behind the camera telling other people’s stories, but this time he’s stepping into the spotlight to share his own. And trust us—you’ll want to hear it. We get into: 🎤 Growing up in Boston’s hip hop scene and going from aspiring rapper to producer 🎬 How Bruce hustled his way from Blue Cross cubicles to Hollywood sets and major TV projects 📈 The birth of Honor Rebel Media and what it takes to turn a creative passion into a real business 🤝 Collaborating with cultural icons like Kevin Garnett and building powerful partnerships 🤖 Why AI is changing media—and how Bruce is using it as a tool, not a threat 💡 His 70% Rule: why you don’t wait until you’re “ready,” you just start and figure it out along the way A sincere thank you to Bruce for sharing his journey with us. His path is a powerful example of perseverance, creativity, and vision—and a reminder of what’s possible when you stay committed to your craft. We came away inspired, and we’re confident you will too.______   Follow Honor Rebel media:https://www.honorrebelmedia.com/https://www.instagram.com/rebel_honor  https://youtube.com/@honorrebelmedia ______ Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:01:40 Bruce's Early Life and Media Beginnings 03:32 College Years and Early Career 07:23 Transition to Television and Freelance Work 10:46 Founding Honor Rebel Media 20:28 Navigating the Pandemic and Recent Projects 23:14 Bruce's Unexpected Elevator Encounter 24:59 Meeting Mark Wahlberg and Kevin Garnett 26:05 Joining KG's Team in LA 27:11 Strategic Partnerships and Media Ventures 29:17 The Amway Docuseries Project 35:23 AI in Media Production 41:32 Advice for Aspiring Media Professionals   #business #entrepreneur #wealth #media #success #wealthwisdom #foxhillwealthmanagement #honorrebelmedia
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2 months ago
47 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Invest Like a Futurist: Diversification, AI, and Hidden Opportunities | 42
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here.   Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here. What if the best investments of the next decade aren’t even on your radar yet?In this week’s Wealth Wisdom, we explore what it really means to invest like a futurist — spotting the trends shaping the next decade and positioning yourself before the crowd catches on. We cover: ⚡ AI’s energy hunger — data centers projected to use 12% of U.S. electricity by 2028 🏗 The great buildout — nuclear plants, mega data centers, and the infrastructure boom fueling AI 🔐 Defense plays — cybersecurity + utilities as both offense and portfolio protection 🛒 “Boring” companies that win — why Costco, Home Depot, and others could quietly crush it 📊 Offense + defense strategies — diversifying across sectors and time horizons like a pro Before diving deep, we hit the headlines: 🍏 Apple’s big announcement and why Wall Street wasn’t impressed 📉 Nearly 1M jobs revised away — and what it means for rate cuts 🤖 AI data centers so big they’re now being called “AI cities” Finally, we take you inside the Fox Hill portfolio with our latest move: Robinhood — why we added it right before it joined the S&P 500 and why we think it’s building the future of investing for a new generation. Are you ready to invest like it’s 2035?  Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:00:23 The Million Dollar Question: Future Investments 01:04 Apple's Innovation Dilemma 13:00 AI's Impact on Energy and Jobs 15:00 Investing Like a Futurist 22:17 Discussing AI in Business 22:39 AI Infrastructure and Investment 25:51 AI's Impact on Utilities and Energy 27:50 Diversification and Technology Integration 33:21 Robinhood: A Case Study 35:53 Robinhood's Innovations and Future #AI #DataCenters #AIInfrastructure #Cybersecurity #Costco #HomeDepot #Diversifying #FutureOfInvesting #PortfolioStrategy #WealthBuilding #NuclearEnergy #JobsReport #Robinhood #FoxHillWealthManagement #WealthWisdom
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2 months ago
43 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Teaching Kids Money Management: The Allowance Debate | 41
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here. Allowance just got controversial—and if you’re a parent, grandparent, or anyone raising kids (so, basically anyone who’s ever stepped on a LEGO), you’re going to want to tune in. In this episode of Wealth Wisdom, we dive into the Allowance Debate—how to give your kids money and teach them to be responsible, independent humans (without turning them into little employees). We dig into: 💸 The three allowance “paths”: give it, make them earn it, or go hybrid 🪣 The Three-Bucket System for chores, allowance, and bonuses 🏦 When to start giving an allowance—and how to get kids to actually care about money 💳 Paying your kids through your business (yes, there are tax perks) 📈 Why teaching kids to spend and save is crucial for their financial future Before we dive into allowance, we hit this week’s headlines: 📊 S&P 500 and NASDAQ close near record highs 💼 August jobs report misses expectations—what it means for rate cuts 🤖 Companies spend $375B+ on AI infrastructure, keeping the economy humming And to wrap it all up, we spotlight one of our portfolio names: Amphenol Corporation—the backbone of the AI buildout. From fiber optics to data centers and defense, we break down why we own it and why it’s quietly crushing it (+95% since we bought in). Let us know if you’re #TeamAllowance or #NoAllowance—polls are up on Spotify, and our inbox is always open. And as always, if you got value from this episode, be a good friend and share it with one. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:01:20 Quick News Hits 06:11 Deep Dive: Structuring Allowance for Kids 23:23 Family Contributions and Allowance 24:04 Above and Beyond Chores 25:52 Teaching Money Management 28:18 Age-Based Allowance Guidelines 29:57 Best Practices for Implementing Allowance 31:22 Avoiding Common Pitfalls 32:56 Investing and Saving Discussions 35:57 Phone Addiction and Parenting 38:08 Stock Pick Highlight: Amphenol Corporation #Allowance #Parenting #Money #Kids #AI #SP500 #Amphenol #FoxHillWealthManagement #WealthWisdom
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2 months ago
46 minutes

Wealth Wisdom: Building Wealth, Building Legacy
Living a Life of Intention: Financial Lessons from "Die with Zero" | Ep 40
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here. In this episode of Wealth Wisdom, we dive into Bill Perkins’ book Die With Zero and unpack what it really means for financial planning, wealth management, and living life intentionally. Should you spend your money while you can, or save for later? The team explores this thought-provoking question while connecting it to real client stories and everyday financial decisions. We also cover the latest market trends—from interest rate cuts and mortgage rates, to Nvidia’s earnings, Cracker Barrel’s logo fiasco, and how brands like American Eagle are leveraging celebrity partnerships. And as always, we spotlight one of our portfolio holdings—this time, BJ’s Wholesale Club. We dive into: 📉 Why the Fed may be preparing for two rate cuts before year-end—and what it means for borrowers and investors 💻 Nvidia’s dominance in AI and why investors are both excited and cautious 🍽 The Cracker Barrel logo backlash and what it teaches us about branding and stock reactions 💍 Taylor Swift & Travis Kelce’s engagement news—and the surprising ripple effects on brand value and stocks 📘 Key takeaways from Die With Zero—how to align spending, saving, and experiences for a more fulfilling life 🏪 Why BJ’s Wholesale made it into the portfolio (and how it compares to Costco in today’s market) Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions. Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth 👉 Instagram: https://www.instagram.com/foxhillwealth 👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps: 00:54 Market Update: Fed, Mortgage Rates & Jobs Report 04:15 Nvidia’s Earnings & AI Outlook 08:10 S&P Hits Record High & Student Loan Repayments Resume 09:00 Cracker Barrel Logo Fiasco 11:45 Taylor Swift, Travis Kelce & Brand Value 15:00 Die With Zero – Core Ideas & Key Takeaways 21:00 Client Stories: Spending vs. Saving Mindsets 27:00 Redefining “Zero” – Legacy, Charity & Family Support 33:00 Teaching Kids About Money & Investing 39:00 Portfolio Spotlight: BJ’s Wholesale Club 45:00 Closing Thoughts & Summer Wrap-Up #WealthWisdom #DieWithZero #FinancialPlanning #Investing #Nvidia #BJWholesale #FoxHillWealthManagement
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3 months ago
50 minutes 25 seconds

Wealth Wisdom: Building Wealth, Building Legacy
Is College Still Worth the Cost? | Episode 39
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.College costs are soaring, student debt is piling up, and a new generation is asking: is a four-year degree still worth it? In this episode of Wealth Wisdom, we're diving deep into the ROI of a college education and exploring why a new generation is reconsidering the traditional path. We kick things off with this week’s headlines: Is AI in a bubble? We discuss a recent 15% drop in Palantir’s stock and whether it signals a tech bubble burst. Bill points out that with a price-to-earnings (P/E) ratio in the seven hundreds, Palantir's valuation is "insane". Inflation & The Fed: We talk about the latest CPI and PPI reports, discussing why inflation remains a concern even with a potential 25 basis-point rate cut from the Fed. Retail Rivalry: We highlight Walmart's strong performance, especially in groceries, contrasting it with Target’s recent struggles and a CEO change. The ROI of College: Is It Still Worth It? 🎓 With an average of $39,000 in federal student loan debt per borrower, we break down the financial reality of higher education. Financial Benefits: Only 52% of Americans who attended college say the financial benefits outweighed the cost. The Alternative Path: A surprising 70% of teens report their parents are open to them exploring alternatives to college. The Trade School Advantage: We argue that while a four-year degree can lead to a higher average starting salary, trade schools offer a much higher earning floor with less debt. A self-employed plumber, for example, can charge upwards of $300 an hour in some areas. We shine a spotlight on one of our portfolio companies: Uber.  We dive into the company's bold move to partner with major players like Waymo and Lucid to launch a fleet of 20,000 robo-taxis within the next six years. Profitability & Growth: The company is now profitable, boasts a healthy $7 billion in annual cash flow, and recently announced a share buyback. The Driverless Future: We discuss the potential for this move to revolutionize the ride-sharing industry. Early data shows no drop in demand for regular rides in cities where robo-taxis have launched, a promising sign that the technology will complement, not cannibalize, the existing business. As always, if you got value from the episode, be a friend and share it with one. We'll see you next Friday! Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-we
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3 months ago
48 minutes 1 second

Wealth Wisdom: Building Wealth, Building Legacy
Building a Wire Sculpture Business - Interview with Ryan Kelley | 38
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.In this episode of Wealth Wisdom, we sit down with Ryan Kelley, founder of Wire by Ryan, to talk about how he built a thriving art business creating one-of-a-kind wire, metal, wood, and stone sculptures—and what it really takes to make a living as an artist. We dive into: 🎨 How Ryan went from making pieces in high school for brownies and pizza… to selling large-scale works for thousands of dollars 🌳 The incredible story behind his 13-foot welded steel tree installation in New Hampshire 🏛 The wildest (and most expensive) project he’s done—a 66-piece steel word wall for a luxury spa in Las Vegas 💡 How he defines “wealth” and the mindset shifts that helped him embrace his role as an artist and business owner 🏗 His boldest move yet: building Split Rock Studios, a two-family artist residence and creative space on a horse farm 🤝 Why community, networking, and showing up for others have been key to his success A huge thank you to Ryan for sharing his journey, humor, and hard-earned wisdom. Stories like his are a reminder that turning your passion into a career is possible—with the right mindset, persistence, and a little creativity. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:00:54 Ryan Kelly's Artistic Journey 01:52 Family Influence and Artistic Background 03:18 Exploring Ryan's Sculptures 04:15 Large-Scale Projects and Installations 09:23 Business Side of Art 11:25 Community and Collaboration 13:45 Balancing Multiple Ventures 16:36 Embracing the Artist Identity 18:50 The Beginnings of a Creative Journey 19:57 Embracing the Mindset Shift 21:07 Defining Wealth and Success 23:20 The Importance of Community and Learning 25:22 Formalizing the Art Business 29:01 Building Split Rock Studios 32:26 Rapid Fire Question   #WireSculpture #ArtBusiness #Artist #CreativeEntrepreneur #WealthWisdom #FoxHillWealthManagement
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3 months ago
38 minutes 17 seconds

Wealth Wisdom: Building Wealth, Building Legacy
From Caregiver to Business Owner - Interview with Shari Flight | 37
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> https://www.skool.com/wealth-wisdom-collective Schedule a free consultation and see if it makes sense to work with us. --> Click here.Dementia isn’t just a “memory problem”—and if you’ve got aging parents, a spouse, or even want to protect your own brain health down the road, you’re going to want to listen up. In this episode of Wealth Wisdom, we sit down with Shari Flight, co-founder of Ember Holistic Care, to talk about what really happens after a dementia diagnosis—and how to plan, prepare, and protect both your loved one and yourself. We dig into: 🧠 Dementia vs. Alzheimer’s—why they’re not the same thing (and why most people get this wrong) 🏥 How to choose the right assisted living or memory care facility—and the sneaky questions you have to ask 💸 The real cost of care (spoiler: $10K–$20K/month isn’t unusual) and how to avoid financial burnout 💪 Prevention tips that actually help—think diet, exercise, learning new skills, and even red light therapy 👨‍👩‍👧 How to mediate family disagreements before they blow up into full-on battles A huge thank you to Shari for joining us and sharing her experience, heart, and expertise. Conversations like this remind us why we do what we do—and why there’s so much to learn from incredible people in our communities. This is just the beginning: we’ll be bringing you more episodes with amazing guests, each with their own story, insights, and wisdom to share. Stay tuned—you won’t want to miss what’s coming next.Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement Timestamps:01:00 Sherry's Journey into Dementia Care 02:51 Starting Ember Holistic Care 04:38 Services and Support Offered by Ember Holistic Care 08:40 Challenges and Learnings in the Business 12:13 Financial Planning for Dementia Care 18:33 Navigating Dementia Care Options 23:00 Choosing the Right Room for Dementia Care 24:12 Holistic Approaches to Dementia Prevention 26:29 Defining Wealth Beyond Finances 28:22 The Importance of Enjoying Retirement 33:24 The Challenges and Rewards of Starting a Business 36:32 Evolving Business Strategies in Dementia Care 41:27 Rapid Fire Round: Personal Insights     #DementiaCare #AlzheimersAwareness #CaregiverSupport #HealthyAging #FinancialPlanning #WealthWisdom #FoxHillWealthManagement
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3 months ago
44 minutes 8 seconds

Wealth Wisdom: Building Wealth, Building Legacy
How will Trump’s ‘Big Beautiful Bill’ Affect You? | Episode 36
Whenever you're ready, we can help you in one of the following ways: Take our free financial health assessment: --> Click here. Download our financial white paper --> Click here. Join us in our free Wealth Wisdom Skool Community --> Click here. Schedule a free consultation and see if it makes sense to work with us. --> Click here. Tax law just got a glow-up, and if you’re a business owner, investor, or anyone who files a return (so, yeah, basically everyone), you’re going to want to pay attention. In this episode of Wealth Wisdom, we break down what everyone’s calling the “One Big Beautiful Bill”—Trump’s latest tax reform that’s packed with changes affecting your deductions, depreciation, and dollars. We dig into: 💸 The return of 100% bonus depreciation, what it means and how to actually use it 🏡 Opportunity Zones 2.0: why this could be huge for real estate investors 🧾 SALT deduction cap jumps from $10K to $40K (yup, four times bigger) 👶 The new “Trump Accounts” for kids are they a smart savings tool or just a political flash? 🚙 The truth about writing off that SUV (spoiler: it’s not as easy as Instagram says) Before we dive into the bill, we hit this week’s headlines: 📈 The Fed holds steady (again), but inflation isn’t done yet 🇪🇺 Trump signs a trade deal with the EU—plus rebate check rumors?? 📉 Amazon stock drops post-earnings while Meta and Microsoft crush it 💰 Bezos sells $5.7B in shares—smart tax move or prepping for Mars? And to wrap it all up, we spotlight one of our portfolio names: TJX Companies (aka TJ Maxx, Marshalls, HomeGoods). We’re up nearly 90% on it, and there’s a reason why. From “the treasure hunt” shopping model to weathering online retail and inflation, TJX continues to prove it's more than just a bargain bin play. Let us know what you want to hear next week, polls are up on Spotify, and our inbox is always open. And as always, if you got value from the episode, be a friend and share it with one. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart.   DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementTimestamps:00:00 Introduction and Casual Banter 01:53 Big Beautiful Bill: A Deeper Dive 02:44 Rapid Fire News: Trade Deals and Tariffs 04:30 Stock Market Highlights: Earnings and Investments 07:10 Federal Reserve and Economic Insights 09:41 Housing Market and Home Prices 11:44 Amazon and Big Tech Earnings 19:51 Reconciliation Bill: Tax Changes and Business Impacts 26:33 Common Misconceptions About Vehicle Deductions 27:04 IRS Requirements for Business Vehicle Use 27:38 Audit Red Flags and Deductible Expenses 29:16 Bonus Depreciation and Real Estate Incentives 30:59 New Tax Incentives for Energy Production 31:59 Trump Accounts for Kids 34:34 Pass-Through Business Income Deductions 38:02 Qualified Opportunity Zones and Real Estate 40:13 Clean Energy and Tax Incentives 44:
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3 months ago
53 minutes 6 seconds

Wealth Wisdom: Building Wealth, Building Legacy
Dreamlining: Saving Money for the Life You Want | Episode 35
Most people try to build wealth without knowing what it’s really for—but in a world where markets shift fast and AI is changing everything, having a clear financial vision matters more than ever. In this episode of Wealth Wisdom, we unpack Dreamlining, a bold, practical approach to financial planning that starts with your dream life and works backward to fund it. We break down: 🌟 What Dreamlining really is—and why it’s more than just vision boards and wishful thinking 📅 How to map out your dreams over 6-month, 2-year, and long-term timelines 💸 How to calculate the real cost of your dream life—and make it financially possible 🚐 Real-world examples: from RV life across America to culinary sabbaticals in France 🏡 Why creative planning (renting, downsizing, geo-arbitrage) can help you live better now, not just “someday” Before we dive in, we kick things off with this week’s market breakdown: 📈 S&P 500 hits new highs—AI momentum and policy tailwinds keep driving growth 🤖 Google beats earnings, rolls out Gemini AI across all search, despite fears of falling behind 🚗 Japan–U.S. trade deal shakes up automakers, Toyota jumps on tariff shift 🏠 Real estate update: home prices hit records, but market shows signs of cooling 📉 Mortgage rates still hovering around 6.9%, what it means for buyers and sellers Then we turn the spotlight to Arista Networks, one of the lesser-known names powering the AI infrastructure behind the scenes. With almost half its revenue tied to big cloud and AI players, it’s a company the team believes is worth watching closely. Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement TIMESTAMPS:01:19 Rapid Fire News 01:36 AI and Market Insights 04:43 Google's Earnings and Market Reactions 09:36 Real Estate Market Trends 13:52 Deep Dive into Dreamlining 22:33 Calculating Specific Costs 23:17 Creative Goal Setting 24:20 Breaking Down Expenses 25:08 Affordable Alternatives 27:26 Geographic Arbitrage 28:56 Funding Your Dreams 31:51 Living Life Now 33:58 Stock Deep Dive: Arista Networks 42:44 Conclusion and Resources   #Dreamlining #FinancialPlanning #RetirementPlanning #AIInvesting #GeminiAI #WealthStrategy #DesignYourLife #SmartMoneyMoves #MarketInsights #PurposeDrivenFinance #FoxHillWealthManagement #WealthWisdomPodcast
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4 months ago
43 minutes 56 seconds

Wealth Wisdom: Building Wealth, Building Legacy
How to Make Your Retirement Money Last 30+ Years (Asset Allocation Guide) | Episode 34
Most people still plan for retirement like it’s the 1990s, but retirement today lasts longer, costs more, and demands a smarter strategy.   In this episode of Wealth Wisdom, we reveal why the old 4% rule no longer works and what you actually need to retire with confidence, flexibility, and real freedom.   We break down: 🧓 The 3 phases of modern retirement—and how each one affects your spending 📉 Why being too conservative in retirement can be just as risky as being too aggressive 💰 How to set up “buckets” of money for security, growth, and long-term needs ⚖️ The truth about Roth conversions—and when they really make sense 📊 How tax efficiency, healthcare costs, and portfolio design work together in retirement planning   And before we dive in, we kick off with this week’s market insights: 💸 Gen Z drops $14 billion on Prime Day—what that says about consumer habits 💥 Nvidia breaks $4 trillion—plus their new chip deal with China 🏡 Is the housing market broken… or just stuck? 🏛️ Trump, rate cuts, and jobless claims—how politics are (or aren’t) shaping markets 📺 Netflix’s monster year, ad-supported growth, and their plan for sports & live events   Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagement   Timestamps:01:10 Market News Highlights 06:15 Retirement Planning Insights 06:22 Nvidia's Milestone and Tech Talk 14:59 Retirement Phases Explained 19:14 Modern Retirement Strategies 24:14 Balancing High Growth Stocks in Retirement 24:57 The Importance of a Safety Net in Market Downturns 27:04 Understanding Roth Conversions 34:29 Common Retirement Mistakes to Avoid 40:08 Analyzing Netflix's Performance and Future Prospects 44:40 Eaton Corporation: A Strong Industrial Play 50:00 Final Thoughts and Sign-Off   #RetirementPlanning #4PercentRule #RothIRA #RothConversion #NvidiaStock #MarketUpdate #TaxStrategy #NetflixStock #FoxHillWealthManagement #FinancialStrategy     
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4 months ago
51 minutes 36 seconds

Wealth Wisdom: Building Wealth, Building Legacy
The 7 Levels of Wealth | Episode 33
Most people think you’re either rich or poor—but real wealth has 7 levels, and knowing where you stand can change your financial life. In this episode of the Wealth Wisdom Podcast, we break down the 7 Levels of Wealth, a practical roadmap that shows how to go from living paycheck to paycheck… to living with freedom, security, and real financial independence. We dig into: 📊 Why over 50% of Americans are stuck at Level 2—and how to break out 💸 What it actually means to have “breathing room” in your finances 🏦 How to build stability (even if saving 6 months of expenses feels impossible) 📈 The difference between financial independence and abundant wealth 🧠 Why mindset, not income, is the biggest driver of financial progress And before we dive into the 7 levels, we kick off with this week’s economic update: 💥 S&P 500 hits all-time highs—what's driving the rally? 🤖 Nvidia crosses $4 trillion—how AI and Bitcoin mining are connected 📉 Will interest rate cuts really come in 2025? 🌍 Trump’s new tariffs on Brazil and Canada—and how markets are reacting 🪙 Bitcoin’s surge, CoreWeave’s GPU empire, and what it means for investors Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementTimestamps: 00:37 Exploring the Seven Levels of Wealth 02:35 Rapid News Economic Market Segment 09:12 Understanding the Seven Levels of Wealth 09:56 Level One: Clarity 13:44 Level Two: Self-Sufficiency 16:10 Level Three: Breathing Room 16:43 Level Four: Stability 17:20 Building an Emergency Fund 17:43 Setting Financial Goals 18:46 Slow and Steady Approach 19:39 Achieving Financial Flexibility 22:03 Understanding Financial Independence 24:23 Reaching Abundant Wealth 25:34 Strategies for Financial Progress 30:30 Action Steps and Final Thoughts    #Tariffs #Bitcoin #Nvidia #Inflation #Recession #RateCuts #BRICS #Markets
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4 months ago
33 minutes 59 seconds

Wealth Wisdom: Building Wealth, Building Legacy
Red, White, and Compounding - Episode 32
In this special 4th of July episode of Wealth Wisdom from Fox Hill Wealth Management, we explore how American innovation has fueled decades of market growth—and why we believe the U.S. remains the strongest long-term investment opportunity. 🎯 In this episode, we cover: The history of U.S. innovation: From Ford and IBM to Apple, Tesla, and Nvidia How AI, biotech, and robotics are shaping the next wave of market leaders Why the S&P 500 continues to deliver strong long-term returns Key reasons U.S. companies dominate global market capitalization The cultural and economic factors driving American entrepreneurship 💥 We also break down the latest economic policy updates: Major changes to U.S. tax law, including SALT deduction increases Updates on Medicaid, SNAP, and child tax credits New defense and border spending initiatives What’s next for green energy incentives and nuclear technology Wealth Wisdom aims to give you the insights and tools to navigate financial trends with confidence. Through conversations like these, we strive to make complex financial topics more accessible and actionable for everyone. Join us on this journey as we explore the many facets of financial growth and well-being. Remember to subscribe and stay connected for more valuable perspectives from Fox Hill Wealth Management. At Fox Hill Wealth Management, we believe wealth is about more than just money - it’s about financial freedom, confidence, and security. As a fee-only, fiduciary Registered Investment Advisor (RIA), we provide unbiased, expert financial guidance with your best interests at heart. Take our free financial health assessment: https://www.foxhillwealth.com/financial-health-quiz Join us in our free Wealth Wisdom Skool Community: https://www.skool.com/wealth-wisdom-collective/about?ref=bd32948733ea4735bd928a6433b4210f DISCLAIMER: This content is for educational and informational purposes only and should not be construed as investment, tax, or legal advice. Past market performance is not a guarantee of future results. Always consult with a financial professional before making investment decisions.________________________________________________________________________Follow along at: 👉 LinkedIn: https://www.linkedin.com/company/fox-hill-wealth👉 Instagram: https://www.instagram.com/foxhillwealth👉 YouTube: https://www.youtube.com/@FoxHillWealthManagementTimestamps:0:33 Celebrating American Innovation 02:07 Rapid Fire News: Tax Legislation 03:13 Debating the Economic Impact 07:06 Green Energy and Tax Credits 12:57 Unemployment and Market Trends 16:43 Historical Market Performance 17:42 The Impact of the Model T and Early Technological Innovations 18:16 The Evolution of Personal Computing 19:32 The Internet Boom and the Rise of Smartphones 20:32 The AI Revolution and Its Implications 23:54 Global Market Cap Comparisons 27:18 Factors Behind America's Economic Success 34:42 Investment Strategies for the AI Era 37:51 Closing Remarks and Future Outlook #Innovation #Investing #Markets #Economy #AI #Taxes #Policy #Growth #Technology #Wealth
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4 months ago
38 minutes 14 seconds

Wealth Wisdom: Building Wealth, Building Legacy
Welcome to ”Wealth Wisdom,” where hosts Bill Ryan, Eric Benz, and Justin Obey dive into wealth management and financial planning. Each episode unpacks key topics like market trends, investment strategies, and personal financial planning to guide both new and seasoned investors towards financial security. Join us for expert insights and actionable advice to enhance your financial literacy and success. Tune in to build and preserve your financial future with Wealth Wisdom. Powered by Fox Hill Wealth Management with offices in Boston, MA and Newport, RI 👉 Free Resources like Investment Growth Calculators, Home Affordability Calculators and more: https://www.foxhillwealth.com/ 👉 More information and insights on building wealth: https://www.foxhillwealth.com/blog 👉 Upcoming Events: https://www.foxhillwealth.com/event-list