As this year comes to a close, the storm doesn’t feel abstract anymore.
From conversations in my recent travel to Dubai and Abu Dhabi to the quiet patterns emerging back home, I found myself noticing the same undercurrent everywhere I went. People are bracing. Families are recalibrating. Financial stress is no longer isolated, it’s global. There's a growing sense that it's time for a financial reset.
In this year-end reflection, I share what travel revealed about human commonality, why rising searches around mortgages and bankruptcy matter, and how demographic shifts and climate pressures are quietly reshaping our financial reality.
And I'm excited for the upcoming release of my second book, The Storm, exploring how social change, economic stress, and environmental forces are converging and why moments of disruption often create the clearest opportunities for reset.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#FinancialReset #EconomicSignals #GlobalMarkets #PersonalFinance #DistressedDebt #TheStorm #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
I’ve been thinking a lot lately about listening — not the polite kind, but the kind that actually changes how you see things and experience life.
After traveling and sitting in rooms with people across global private credit markets, one thing has become very clear to me, the best insight doesn’t come from talking more. It comes from slowing down and really hearing what’s being said and sometimes what isn’t.
Sit with me for this Coffee with Bill episode of Debt Doctor — I'm sharing my thoughts on why listening has become one of the most valuable tools I use in leadership, investing, and debt resolution.
From cultural perspective to quiet warning signs in private credit, this is a conversation about awareness, humility, and why markets often speak long before the numbers do, if you’re willing to listen.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#PrivateCredit #InvestorMindset #Leadership #DebtMarkets #GlobalFinance #MarketCycles #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
Loan servicing looks very different when you’ve lived through multiple credit cycles.
Join me for this not-to-be-missed discussion with David Pollio, a long-tenured operator who’s seen the loan servicing and real estate investment business evolve from the inside out.
From the lessons carved by the 2008 financial crisis to today’s changing return expectations, Dave brings a grounded, experience-first perspective on what actually matters in this market.
You'll want to hear his take on why long-term relationships still outperform short-term strategies, how technology is reshaping servicing without replacing human judgment, and why newer investors often misunderstand today’s risk-reward reality.
We also explore the growing role of home equity investments, the complexity of second mortgages, and the early warning signs of what some are calling a “zombie mortgage” problem.
This episode is a reminder that in loan servicing, longevity, integrity, and adaptability are not soft skills — they’re success skills.
About Our Guest:
Dave Pollio is the Managing Director of Acquisitions at SN Servicing Corp https://snsc.com/, specializing in flexible mortgage loan servicing solutions. Connect further with Dave on LinkedIn https://www.linkedin.com/in/dave-pollio-16522a6/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#LoanServicing #DistressedDebt #MortgageMarkets #RealEstateInvesting #PrivateCredit #HousingFinance #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
Real estate is moving through one of its most defining transitions in decades and the signals aren't subtle. In this conversation with Chaz Guinn, we reveal some of the more surprising factors driving today’s real estate trends.
We dig into borrower behavior, why and how more people are pursuing modifications instead of walking away, and how the affordability gap is shifting the future of homeownership. We also explore where technology is transforming real estate transactions and asset management, and why ethical practices matter more now than ever.
If you’re an investor navigating today’s uncertainty or seeking ways to find more creative opportunities, this episode will help you see the signals with clarity and move forward with precision.
About Our Guest:
Chaz Guinn is the Founder & CEO of Revolve Capital https://revolvecapital.com, specializing in the non-performing mortgage market and at the forefront of acquiring, managing, and selling 1st lien NPLs and RPLs backed by single-family homes, creating profitable opportunities for a diverse range of investors. Connect further with Chaz on LinkedIn https://www.linkedin.com/in/chaz-guinn-25695b35/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#RealEstate #DistressedAssets #RealEstateTrends #BorrowerBehavior #RemoteWorkShift #RealEstateTechnology #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
Bank deceptive practices aren’t rare — they’re embedded into the system.
In this episode, Bill Bymel and expert guest Bill Moreland, founder of BankRegData, expose the quiet tactics big banks use to mask risk, manufacture stability, and keep regulators and the public in the dark.
From the surge in NDFI (Non-Deposit Financial Institution) loans, to extend-and-pretend strategies, to balance-sheet games born from years of artificial rate suppression, this conversation breaks down the mechanisms that distort the true health of our financial system and the consequences investors need to prepare for.
We’ll look at the generational divide around “normal” interest rates, the mispriced risk inside bank balance sheets, and why understanding duration and risk profile is non-negotiable for investors today.
If you want to understand the hidden pressures shaping the economy right now, this episode is required listening.
About Our Guest:
Bill Moreland is the Founder and Partner of BankRegData, a simple to understand solution to reviewing Bank Call Report and UBPR performance https://bankregdata.com. Connect further with Bill on LinkedIn https://www.linkedin.com/in/bill-moreland-097586/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#BankDeceptivePractices #NDFI #BankRisk #FinancialStability #BankRegulation #InvestingStrategy #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
AI may be reshaping the real estate industry, but there’s one thing it still can’t automate: the human instinct that makes or breaks a deal.
Listen in as Bill Bymel and Amanda Walsh go beyond the tech hype to show why real estate remains a deeply human business and why the most valuable insights still come from brokers who understand people, not just data.
From intuition and personal advice to emotional intelligence and real-world experience, these are just a few of the irreplaceable advantages that technology simply can’t replicate.
If you're watching the market evolve, this conversation offers a grounded — and maybe surprising — look at where AI helps, where it falls short, and why the future of real estate still depends on the human touch.
Listen in for a perspective the algorithms can’t give you and a reminder of why relationships remain the real competitive edge.
About Our Guest:
Amanda Walsh, aka “Mandy The Real Estate Broker" is Founder and Broker/Owner of AMW Real Estate, a boutique, multi-state brokerage mandytherealestatebroker.com. Connect further with Mandy on LinkedIn https://www.linkedin.com/in/amwrealestate/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#RealEstateBrokers #RealEstateInvesting #BrokerExpertise #PropTech #AIinRealEstate #RealEstateMarketInsights #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
Real estate is entering a new season — one marked not by loud headlines, but by subtle shifts that signal something bigger beneath the surface. The old playbook for agents isn’t built for what’s coming next.
Join me and Jacquelyn Cayon to trace the quiet disruptions reshaping the industry
We’re watching affordability hit a breaking point, technology compress margins, and buyers and sellers rely less on traditional gatekeepers.
That doesn’t mean all agents will disappear, but the ones who thrive will be the ones who adapt, evolve, and understand where the market is actually heading.
This conversation asks a deeper question:
What happens when an industry built on tradition collides with a market that no longer plays by old rules?
The answers aren’t obvious and that’s exactly why they matter.
If you want to understand how automation, pricing disruption, and shifting buyer behavior are rewriting the future of real estate — and what investors, operators, and agents need to be watching — this episode will give you the clarity you won’t hear anywhere else.
About Our Guest:
Jacquelyn Cayon is Vice President of Global Supplier Services at JP Morgan Chase and has led vendor management teams at distressed loan divisions of the most major servicers and mortgage investors. Connect further with Jacquelyn on LinkedIn https://www.linkedin.com/in/jscayon/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#RealEstateMarket #RealEstateInvesting #RealEstateAgents #HousingAffordability #PropTech #FutureOfRealEstate #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
Insurance costs are skyrocketing — and it’s not just inflation.
We’re facing a perfect storm where rising repair costs collide with the growing intensity of billion-dollar weather events. Storms are hitting harder, more often, and the financial fallout is reshaping entire markets.
In this episode, Bill breaks down what’s really behind the surge in premiums, why insurers are struggling to stay afloat, and what these shifts mean for property owners, investors, and the broader credit markets.
Understanding the drivers of this insurance crisis is essential to protecting portfolios.
About Our Guest:
Gretchan Francis is Managing Director of InsureMAC, leader in the forced-placed insurance industry https://insuremac.com/. Connect further with Gretchan on LinkedIn https://www.linkedin.com/in/gretchan/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#InsuranceCrisis #InflationImpact #RealEstateInvesting #ClimateRisk #CreditMarkets #EconomicTrends #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
The mood at this year’s ABS East Conference in Miami Beach, FL was electric — record attendance, booming deal flow, and talk of endless opportunity.
But beneath the optimism, cracks are showing.
Grab your coffee and join me for this episode of Debt Doctor. I'm sharing candid insights from Miami’s ABS East Conference — from rising auto-lender bankruptcies to inflated valuations and the tightening grip of regulators.
Let's drill down what’s really driving the asset-backed securities surge, where private credit is headed next, and why the current market feels eerily reminiscent of the Bernie Madoff era.
And pull back the curtain on what investors need to see now — accountability in private credit, realistic valuations, and caution around the shifting landscape of securitization. Because when confidence expands faster than capacity, the reckoning is never far behind.
Tune in as I reveal:
Whether you’re managing a fund, structuring deals, or simply trying to read the signals beneath the noise — this episode gives you the context behind the headlines.
If you haven't seen the canary in the coal mine episode I referenced - Auto Lender Bankruptcies Expose the Hidden Debt Crisis Brewing Beneath the Surface - you can catch it here > https://youtu.be/A5ACAjwYaeQ.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#ABSEast #PrivateCredit #DebtMarkets #Securitization #AssetBackedSecurities #InvestingInsights #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
The middle class, once the heartbeat of the American dream, is feeling the squeeze. From housing affordability to rising education costs, today’s families are caught between luxury development and workforce housing, with few real paths to sustainable stability.
In this previously LIVE episode of Debt Doctor, fellow investor Kamil Homsi joined me to get beneath the surface of what’s really driving the pressures of the complex layers of affordability and debt, from the local family to the global economy.
We went in depth on:
🎯 Why middle-class housing seems to be vanishing and whether new models like Build-to-Rent could restore balance.
🎯 How private equity’s era of cheap leverage is reshaping investor strategy amid refinancing pressure.
🎯 The ripple effects of U.S. corporate and government debt and what it means for global stability, BRICS, and the next generation of wealth creation.
🎯 Practical paths toward solutions — from trade schools to smarter fiscal policy.
If you’re an investor, policymaker, or anyone watching the real estate and capital markets shift in real time — this conversation isn't just a market talk, it’s a global-to-local reality check on the forces shaping how we live, work, and invest.
About Our Guest:
Kamil Homsi is Founder & CEO of GRC Investment Group SFO (Dubai) and Global Realty Capital (New York) https://globalrealtycapital.com/. Connect further with Kamil on LinkedIn https://www.linkedin.com/in/kamilhomsi/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#HousingMarket #GlobalEconomy #PrivateEquity #RealEstateInvesting #DebtMarkets #EconomicOutlook #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
Every market shift tells a story and today’s real estate landscape is no exception. The market is shifting, and experienced investors know what that means — opportunity for those who understand the cycles and stay disciplined on fundamentals.
In this conversation with Tony Alahverdi we're talking candid about how smart investors are adapting to a changing market cycle, how today’s real estate environment mirrors past cycles, why short sales are quietly making a comeback, and what investors should really be focusing on — sustainable cash flow, not speculative appreciation.
We dive into what makes a buyer’s market different this time, how demographics and economic trends are reshaping demand, and why long-term thinking (and relationships) still win in real estate.
Whether you’re buying real estate, lending, or managing distressed assets, this episode gives you perspective on what’s next and how to position yourself wisely. A reminder that real wealth is built by those who play the long game.
About Our Guest:
Tony Alahverdi is the Owner Broker of TAG Realty, REO and Distressed Property Specialists https://www.tagrealtyco.com/. Connect further with Tony on LinkedIn https://www.linkedin.com/in/tony-alahverdi-1ba37b4/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#RealEstateInvesting #CashFlow #ShortSales #DistressedDebt #InvestmentStrategy #HousingMarket #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
I’ve learned over the years — in real estate, distressed debt, and business in general — that the real measure of success isn’t just the deals you close or the capital you raise. It’s the quality of our partnerships.
In this Coffee with Bill episode of Debt Doctor, I’m talking about the messy, meaningful truth behind business partnerships and joint ventures — what makes them thrive, and what makes them fall apart. From ego clashes to communication breakdowns, I’ve seen how trust, shared purpose, and mutual respect can either protect or destroy everything you’ve built.
Whether you’re an investor, an entrepreneur, or a partner in a fund or distressed debt venture, this conversation will help you evaluate your own partnerships — where they’re strong, where they’re strained, and how to create collaboration that lasts beyond the profit cycle.
Because in business, partnerships aren’t just transactions. They’re the relationships that build real, sustainable wealth.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#BusinessPartnerships #Leadership #TrustAndTransparency #JointVentures #RealEstateInvesting #DistressedDebt #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
When the U.S. government shut down, I wired $25 million to American taxpayers. Not because I had to, but because doing the right thing matters, even when the system doesn’t make it easy.
Not because I had to.
Because integrity matters.
Because our housing system is broken in ways most people never know.
The federal government is sitting on a massive portfolio of non-performing reverse mortgages, loans meant to help seniors stay in their homes, but now stuck in limbo with no clear process for resolution. These homes are sitting vacant. The neighborhoods around them are suffering. And HUD still doesn’t have an effective mechanism to deal with these defaults.
Meanwhile, everyone’s talking about a “housing shortage.” But here’s the truth: we have plenty of homes, they’re just trapped in a hidden shadow market.
Today’s housing inventory per capita looks eerily similar to 2008. I’m seeing properties languish, investors overleveraged, and opportunities for smart, values-driven capital to step in and make a real difference.
At First Lien Capital, we’ve built a business around rehabilitating defaulted loans and returning these homes to productive use. It’s not just profitable, it’s essential if we want to stabilize communities and rebuild trust in the system.
In this episode, I break down what’s really happening behind the scenes. From the rise in reverse mortgage defaults to the untapped inventory that could reshape the housing market, and how investors can position themselves to profit responsibly in a changing economy.
If you care about where this market is headed and how to play your role in fixing what’s broken — this one’s for you.
You can also watch the full investor playbook on reverse mortgages and how First Lien Capital maximizes this niche strategy.
Why Reverse Mortgages May Be the Sleeper Asset in an Aging Housing Economy: https://youtu.be/vF0jUctkEx8
How Reverse Mortgage Auctions Are Creating a New Niche for Investors: https://youtu.be/fS4jymxcaag
Turning HUD Reverse Mortgage Wins into High-Impact Investments that Revitalize Communities
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#ReverseMortgage #RealEstateInvesting #NonPerformingLoans #HUD #ImpactInvesting #DistressedDebt #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
The bankruptcies of two major auto lenders, Tricolor and First Brands, may look like isolated incidents, but they’re really early tremors of a larger debt quake.
Let's discuss what these collapses reveal about growing stress in the subprime and private-debt markets, and why the warning signs can’t be ignored.
As liquidity tightens and opacity deepens, fewer lenders are stepping in to serve high-risk borrowers, driving up costs and spreading risk across the financial system. It's important to understand how these failures ripple far beyond the auto sector, influencing consumer credit, investor confidence, and the broader lending landscape.
Hear practical insights for investors on evaluating collateral and risk exposure in private-debt portfolios, and what today’s patterns tell us about the next phase of the credit cycle.
If the current environment feels eerily reminiscent of pre-2008 conditions, you’re not imagining it.
Tune in to understand the signals, mitigate exposure, and position yourself to navigate the storm before it hits.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#SubprimeLending #AutoFinance #PrivateDebt #DistressedDebt #FinancialCrisis #DebtDoctor
The music in this video is copyrighted and used with permission.
Music: Snappy by Jonathan Boyle
Source: https://www.premiumbeat.com
License: Creator License #7035351
What happens when a seasoned real estate investor with a $35 million net worth suddenly finds himself on the wrong side of the Global Financial Crisis?
In this episode, I sit down with Stefan Whitwell to shed light on his not uncommon journey through one of the most turbulent times in modern financial history.
From Wharton halls to real estate highs, Stefan’s story takes a dramatic turn when the 2008 crisis hit, forcing him to confront liquidity crunches, bankruptcy, and the frustrating realities of a banking system that often prioritizes those who don’t need help over those who do.
His candid reflections pull back the curtain on systemic biases that left countless investors stranded — lessons that still hold weight in today’s distressed debt market.
Stefan doesn’t just recount the chaos — he shares the insights that helped him rebuild: the power of a margin of safety, the difference between good and bad debt, and how aligning investments with personal values can protect wealth in an unpredictable market.
His perspective is a reminder that resilience and patience aren’t just survival tools, they’re the keys to creating sustainable, long-term meaningful success.
If you’re navigating the shifting tides of real estate, debt, and financial strategy, this conversation is a masterclass in extracting new strategy from struggle.
About Our Guest:
Stefan Whitwell is the Founder of Whitwell & Co. wealth management https://whitwelladvisors.com. Connect further with Stefan on LinkedIn https://www.linkedin.com/in/whitwell/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#DistressedDebt #RealEstateInvesting #FinancialCrisisLessons #DebtRecovery #WealthBuilding #DebtStrategy #DebtDoctor
PremiumBeat.com Creator License #7035351 for Snappy by Jonathan Boyle
When it comes to investing in distressed real estate, one thing I’ve learned again and again is that due diligence is everything. In this conversation with Greg Trotter, distressed property oversight expert in the commercial space, we get real about why property condition assessments and a disciplined approach to risk are non-negotiable if you want to succeed in this industry.
I’ve seen too many investors chase deals without uncovering what’s really under the hood. That’s a fast track to costly mistakes. Greg and I share lessons from years in the trenches where the right due diligence process has protected capital, revealed hidden risks, and ultimately created opportunities others missed.
We also talk about how the market is shifting, what new investors need to watch out for, and how to adapt as conditions change. It's packed with practical insights to help you avoid costly mistakes and maximize your returns in distressed debt and real estate.
If you’re serious about avoiding pitfalls and positioning yourself for long-term wins in distressed debt and commercial real estate, this is an episode you don’t want to miss.
About Our Guest:
Greg Trotter is the Founder of Commercial Building Consultants (CBC) https://www.thecbcteam.com/ and a trusted expert in CRE due diligence, project management, and distressed property oversight. Connect further with Greg on LinkedIn www.linkedin.com/in/thebuildingguy.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#DistressedDebt #RealEstateInvesting #DueDiligence #CommercialRealEstate #InvestorStrategies #DebtDoctor
PremiumBeat.com Creator License #7035351 for Snappy by Jonathan Boyle
How easy it is for financial products to be dressed up as solutions, while quietly concealing risk. In this eye-opening Coffee with Bill episode of Debt Doctor, I take a hard look at Earned Wage Access (EWA) apps marketed as financial lifelines, but more often trapping borrowers in high-cost debt.
Though “cash-advance" apps are promoted as alternative to big banks, these fintech platforms charge fees that can balloon into 4-figure APRs and then ask borrowers to “tip” them for the privilege. As More Perfect Union highlighted in their video Billionaires Found a New Way to Steal Your Paycheck, this new wave of digital payday lenders is bleeding wages from the very people they claim to serve.
When financial instability takes root at the household level, it ripples up through credit performance, default rates, and ultimately the secondary mortgage market.
Whether you’re protecting your portfolio or preserving your paycheck, this conversation will sharpen your risk radar and challenge how you see “innovation” in financial services.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#DebtDoctor #EarnedWageAccess #HiddenDebt #SocietyFallacies #FinancialTransparency #ConsumerFinance
PremiumBeat.com Creator License #7035351 for Snappy by Jonathan Boyle
In this exclusive Coffee with Bill conversation, we flipped the script as my friend and colleague Eric Brody, Founder & Principal at ANAX, asks me the pointed questions on distressed debt, resilience in business, and the evolving real estate market.
I share some secrets, strategies, and solutions that have carried me through decades of investing in distressed debt across any market cycle. From the early days of the 2008 financial crisis to today’s shifting economic landscape, I reveal how I’ve evolved with the industry—what’s worked, what hasn’t, and how I continue to find success in a space most investors avoid.
We dive into the realities of distressed loans and special servicing, including when a “loan to own” approach makes sense, how technology is transforming the way we identify distress, and why strong relationships remain the most valuable asset you can hold.
Listen in for some personal insights into navigating borrower, lender, and investor dynamics, while exploring the broader market forces, like repricing fears, private equity capital, and government unpredictability that shape today’s opportunities.
This isn’t theory, it’s my real-world playbook for building resilience, uncovering hidden opportunities, and staying profitable through the inevitable ups and downs of the secondary mortgage market.
Whether you’re new to distressed debt or looking to sharpen your strategy, this conversation delivers practical wisdom you can put to work right now on how to position yourself for success in the secondary mortgage market while building the resilience, relationships, and teams necessary to thrive in times of uncertainty.
About Our Guest:
Eric Brody is Founder & Principal at ANAX, an ENABLED Capital Advisory Firm https://anaxrep.com/, and Host of Real Tech Talk Podcast. Connect further with Eric on LinkedIn https://www.linkedin.com/in/ericbrody1/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#DistressedDebt #SecondaryMortgageMarket #PrivateEquity #RealEstateInvesting #SpecialServicing #LoanToOwn #DebtDoctor
PremiumBeat.com Creator License #7035351 for Snappy by Jonathan Boyle
Seller financing has evolved from a niche strategy with stigma into a powerful tool shaping today’s distressed debt market. Dominic McFadin, Co-Founder of Note Buyers of America joins me to explore the changing dynamics of seller financing and what investors need to know to succeed with seller financing right now.
We're discussing:
If you’re investing in the secondary mortgage market, this conversation gives you practical, actionable insights to avoid pitfalls, spot real value, and structure smarter deals.
About Our Guest:
Dominic McFadin is Co-Founder of Note Buyers of America (NBOA) https://www.soldmynote.com/ bringing transparency and cutting-edge technology to the mortgage note industry. Connect further with Dominic on LinkedIn https://www.linkedin.com/in/dominic-m-9b11791a/.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#DistressedDebt #SellerFinancing #SecondaryMortgageMarket #RealEstateInvesting #DueDiligence #MortgageInvesting #DebtDoctor
PremiumBeat.com Creator License #7035351 for Snappy by Jonathan Boyle
Salvatore Buscemi, Managing Partner and Co-Founder at Brahmin Partners and a seasoned investor with deep roots in private equity and real estate, joins Debt Doctor bringing his sharp insights into how family offices shape investment strategies, and why the recent surge of “dumb money” has distorted market trends in ways that demand caution and clarity from serious investors.
We also dive into the broader economic picture of how national debt and shifting global dynamics are influencing investment opportunities, the growing role of AI and technology in reshaping markets, and why Salvatore believes America is heading into a golden era while regions like the Middle East may be on the brink of stability.
For those of us in the secondary mortgage market, his perspective is a valuable reminder that real estate investments require disciplined analysis, not hype. This conversation challenges investors to stay informed, think strategically, and navigate the complexities of today’s economic landscape with precision.
Tune in for an unfiltered look at the risks and opportunities ahead and how disciplined capital will continue to thrive amidst uncertainty.
About Our Guest:
Salvatore Buscemi is Managing Partner and Co-Founder at Brahmin Partners https://brahminpartners.com, managing a portfolio featuring privately-held life sciences companies, complemented by a diverse array of high-performing enterprises and select industrial real estate assets. Email sal@investinglegacy.com to receive a free signed copy of Sal's book, The Top 10 Mistakes That Prevent You from Building an Investing Legacy. Connect further with Sal on LinkedIn.
First Lien Capital is your trusted investment partner delivering security and strong returns while making real impact, and First Lien Resolutions is your Special Assets Group for hire delivering integrated resolutions to protect capital and restore performance to distressed real estate debt scenarios.
Schedule a consultation with Bill to ELEVATE https://billbymel.com/investor/ or REVIVE https://billbymel.com/advisor/ your portfolio today.
To advertise on Debt Doctor or request an episode topic, please email podcast@billbybmel.com.
#PrivateEquity #FamilyOffices #SecondaryMortgageMarket #RealEstateInvesting #GlobalMarkets #DebtDoctor
PremiumBeat.com Creator License #7035351 for Snappy by Jonathan Boyle