Mortgage rates, the Fed, inflation, QT, MBS, AI, and the 2026 housing boom all collide in this episode of Motivational Monday with LPT Realty. Robert Palmer and Matthew Hodge break down what the Fed is really doing behind the scenes, why mortgage rates are not reacting to rate cuts, how the 10-year Treasury and bond investors are driving the market, and why lowering short-term rates is key to the real estate rebound coming next year.
They also dive into LPT’s back-to-back national recognition as the number one residential real estate brokerage in training by Training Magazine, and they share highlights from LPT’s week in New York with NASDAQ, the NYSE, Deloitte, and the company’s top 1000-unit Titan teams.
Agents will walk away with clarity, confidence, and the exact talking points needed to advise buyers and sellers as we head into the final stretch of the year.
👉 Preparation beats prediction. If you want to win 2026, the work starts right now.
KEY POINTS:
- Why the Fed’s next rate cut could temporarily push mortgage rates up.
- What “the Fed getting out of the way” actually means for long-term mortgage rates.
- How QT, balance sheet runoff, and MBS reinvestments affect housing.
- Why inflation lag, tariffs, and AI-driven economic spikes are shaping the 2026 boom.
- How to explain refinancing, rate lag, and buyer timing to consumers.
- How inventory movement and seller motivation are changing the market.
- LPT’s second consecutive Training Magazine MVP Award and what it means for agents.
- Inside LPT’s New York trip with NASDAQ, NYSE, Deloitte and JP Morgan.
- Why 2026 is still positioned for the biggest housing surge in years.
QUOTES:
“The Fed is getting out of the way, lowering the floor so long-term mortgage rates finally have a path to come down.”
“Half of the top twenty teams in the country will be at LPT Realty when Real Trends comes out next year. I am calling that.”
“This is who I am now. I am the CEO of LPT, the fastest growing, most awesome real estate brokerage in the world.”
RESOURCES:
Learn from the Best Brokerage Now!
@lpt realty
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