In this conversation, global retail expert Nick breaks down how dopamine spending, Black Friday culture, attention fatigue, and trust erosion are shaping the way Australians make (or avoid) the biggest financial decision of their lives.
Why can people drop $200 on a sale item instantly, but freeze when it comes to a deposit?
Why does it take the average buyer 22 months to commit?
Why do most property brands all blend together?
And how do you actually build the confidence to move forward?
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Guest Introduction
00:01:31 - Impact of Black Friday on Property Market
00:01:54 - Understanding Consumer Behavior
00:10:00 - The Influence of Social Media on Buying Habits
00:15:45 - The Importance of Trust in Business
00:17:17 - Understanding Emotional Default
00:22:54 - The Role of Consistency in Building Trust
00:23:51 - The Complexity of the Home Buying Decision
00:31:39 - Understanding the Power of Ideology in Consumer Behavior
00:32:53 - The Impact of AI on Consumer Behavior
00:35:02 - The Dangers of AI and Cognitive Bypass
00:47:43 - The Role of Differentiation in Property Retail
00:48:54 - The Power of Having an Opinion in Business
Rentvesting has officially gone mainstream. With property prices rising faster than people can save, more Australians are choosing to live where they want and buy where they can afford.
In this episode, Michael sits down with Alex from Astute Property Network to break down why rentvesting has surged, how first home buyers are using it as a stepping stone into the market, and the real numbers behind this strategy.
Check out Astute Property Network: https://www.astutepropertynetwork.com.au/
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Introduction
00:01:12 - Rentvesting
00:02:23 - Rentvesting is the only way
00:04:54 - Rentvesting vs Traditional Home Buying
00:08:28 - Tax Benefits
00:10:49 - Rentvesting Success
00:16:13 - Family Considerations
00:16:48 - The Importance of Having Options
00:18:30 - Advising on Rent Vesting and Investment
This episode of Property Now breaks down one of the biggest challenges facing Australians today. How do you move from renting to owning when prices feel out of reach, information is overwhelming and deposit savings feel impossible.
Carbs is joined by Kon Stathopoulos from McGrath, Arjun Paliwal from InvestorKit and Chris Ferris from Coposit.
Together they unpack why so many renters feel stuck, what is actually holding people back, and the practical steps that can shift someone from hesitation to action.
The panel covers the real drivers behind the rising average first home buyer age, the impact of information overload, how analysis paralysis delays buying decisions, and the mindset differences between people who stay renting and those who eventually secure a home.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:01:21 - Discussion on Renting to Owning
00:10:07 - The Impact of Age on Home Ownership
00:16:10 - The Trend of Regret in Property Buying
00:17:14 - The Evolution of Sydney as a Global City
00:30:27 - The Importance of Strategic Decision Making in Property Buying
00:32:16 - The Power of Downsizing in Property Portfolio
00:35:52 - The Need for Early Planning and Strategy in Property Ownership
00:39:31 - The Concept of 'Seasons of Life' in Property Investment
When 200 people line up on a Thursday night to talk about housing policy, you know something’s changed.
Melissa Neighbour; town planner, founder of Sydney YIMBY, and one of Australia’s most talked-about housing advocates - joins Carbs to unpack the YIMBY movement and what “Yes In My Backyard” really means.
If you’ve ever wondered why we can’t build enough homes - or how density could actually make life better - this episode will change the way you see your street.
Follow Melissa Neighbour:
Instaram - https://www.instagram.com/missneighbour/Linkedin - Melissa neighbour - https://www.linkedin.com/in/melissaneighbour-future-city/
Twitter / X - https://x.com/missneighbourFollow Sky Planning:Linkedin - Sky Planning - https://www.linkedin.com/company/skyplanning/Instagram - https://www.instagram.com/sky_planning/
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home.
To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Melissa Naber's Early Life and Career
00:01:08 - Melissa's Journey into Town Planning
00:03:49 - Activism and Return to Town Planning
00:17:21 - The Yimby vs Nimby Discussion
00:18:34 - The Birth of Yimby NSW
00:21:02 - The Impact of City Evolution on Affordability and Community
00:30:36 - Discussion on Housing Density and Policies
00:31:19 - Inner West Council's Approach to Housing
00:34:14 - Rapid Fire Questions: Changing Planning Rules and Walkable Cities
00:41:01 - The Future of Housing Crisis
00:43:53 - The Role of City Design in Addressing Loneliness
In 2023, National Cabinet promised 1.2 million new homes in five years - but one year in, we’re already 61,000 behind and thousands of builders have collapsed.
In this episode of Property Now, Michael Carbone sits down with:
🏗 Andrew Hrsto (Owner & Founder, ALAND) — one of Sydney’s most active developers
📊 Eliza Owen (Cotality Chief Economist) — Australia’s leading property analyst
💡 Chris Ferris (Coposit CEO) — helping Australians enter the market smarter
Together they unpack:
• Why the 1.2 million target is already off track — and what needs to change now
• How rising material and labour costs are crushing project feasibility
• The skills shortage that no one’s talking about — and how it could derail housing supply
• Why ownership is slipping away and Australia could be headed for a nation of renters
• What government levers could actually work — and what developers need to deliverIt’s a raw, data-driven conversation between industry leaders and decision makers on what it will really take to fix the housing crisis.
🎧 Listen now on YouTube, Spotify or Apple Podcasts.
#PropertyNow #HousingCrisis #CoreLogic #ALAND #Coposit #AustraliaHousing #PropertyMarket
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!
🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now
📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.
🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home.
To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Introduction
00:00:23 - Discussion with Economists and Developers
00:09:40 - Impact of Not Meeting Housing Targets
00:15:06 - Institutional Investment and Housing Affordability
00:18:49 - Challenges in Meeting Housing Targets
00:19:36 - Addressing the Labour Shortage in Construction
00:26:01 - Demand-side Policies and Housing Affordability
00:30:13 - Potential Impact of a Drop in Home Value
00:35:56 - Discussion on Housing Delivery and Affordability
00:36:26 - Predictions and Policy Suggestions for Housing Market
Bondi might be paradise - but at $1,350 a week for a two-bedroom with no parking, how long can people keep up?
In this episode , Carbs and Chris dive into the viral Coposit interview that racked up over a million views, unpacking what it says about Sydney’s rental crisis and how it’s reshaping the dream of homeownership.
From shocking rent-to-income ratios to the growing “live for now” mentality, this episode gets real about affordability, lifestyle trade-offs, and what the future looks like for a generation that can’t even afford to rent — let alone buy.
📊 We’ll explore:
Why half of Sydney renters are now in rent stress
The psychology of “living for today” when ownership feels out of reach
Whether moving home or rentvesting are still realistic strategies
How overseas demand and short-term stays (Airbnb) are driving up prices
By the end, you’ll understand why this isn’t just a “Bondi problem” — it’s the future of renting in Australia.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:05 - Introduction
00:01:31 - Video Review and Reactions
00:15:13 - Discussion on Property Ownership and Rental Market
00:16:06 - Airbnb and its Impact on Rental Market
If you're into property in Sydney, you've seen him. In just 12 months, Jason Ballo went from local buyer’s agent to one of the most recognisable faces in Australian real estate content.
In this episode of Property Now, Carbs sits down with Jason to unpack his viral rise - from filming open homes with his pregnant wife to creating a business that’s redefining property marketing.
They dive into:
How Jason’s videos turned listings into record-breaking sales
The moment he realised his catchphrase had gone viral
What most agents get wrong about content and personal branding
The suburbs in Sydney he’s watching right now
Why “being yourself” is the most scalable marketing strategy
Whether you’re an agent, developer, or just obsessed with Sydney property, this one’s packed with insights, laughs, and lessons from one of the industry’s most entertaining voices.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Introduction
00:00:15 - Introducing Guest: Jason Ballo
00:01:34 - Origin of Jason's Catchphrase
00:02:23 - Evolution of Jason's Video Style
00:07:38 - Jason's Early Career Experiences
00:08:52 - Jason's Early Interest in Property
00:12:16 - Learning from His Parents
00:15:44 - Jason's Return to Real Estate
00:16:51 - Identifying Strengths and Weaknesses
00:18:54 - Transition from Selling Agent to Buyers Agent
00:19:08 - Personal Life and Impact on Career Decisions
00:24:20 - Initial Success and Recognition
00:26:10 - The Intention Behind the Videos
00:29:33 - Impact of Videos on Real Estate Sales
00:32:33 - Importance of Location in Property Value
00:33:07 - Understanding the Sydney Real Estate Market
00:33:10 - Effectiveness of Video Marketing in Real Estate
00:39:01 - Buyer's Perception vs Market Reality
00:43:00 - Challenges in the Real Estate Industry
00:44:20 - Favorite Suburbs in Sydney
00:46:44 - Memorable Properties and Videos
00:48:37 - Opinion on Current Video Trends
00:49:58 - Advice for Content Creators
00:53:14 - Contacting Jason and Final Remarks
In this episode of Property Now, Michael Carbone and Chris Ferris unpack the Albanese government’s expanded First Home Buyer Guarantee Scheme, where you can now buy with 5% deposit and no LMI - even if you earn over $1M a year. They break down:
What’s changed and why it’s a huge deal for buyers.
How the policy could add fuel to the fire of Australia’s housing crisis.
The real pros, cons, and traps first-home buyers need to know.
Why this move could make the government more invested than ever in keeping property prices high.
If you’re thinking about buying your first home or investing in 2025, this is one episode you can’t afford to miss.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!
🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now
📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.
🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Introduction
00:00:29 - First Home Buyer Guarantee Scheme
00:00:48 - Changes in the Scheme
00:01:13 - Implications of the Changes
00:04:56 - Pros of the Scheme
00:07:17 - Cons of the Scheme
00:15:04 - Continuing Impact of the Scheme
00:15:14 - The Domino Effect on Property Prices
00:16:07 - Increased Demand and Supply Issues
00:17:16 - Government's Role and Challenges
00:19:34 - Government's Short-Term Solutions and Long-Term Effects
00:20:07 - Personal Opinions on the Scheme
00:21:21 - Final Thoughts and Advice
00:22:48 - Closing Remarks
Thinking about investing beyond residential property? In this episode of Property Now, Michael Carbone sits down with Daniel Millar (RW Capital), Brenton Thompson (Hannas Group), and Joseph Daoud from It’s Simple Finance to unpack the commercial property market.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
Buying your first home can feel overwhelming. Deposits, grants, loans, property choices, and the risk of making the wrong move. So we’ve gone back through the archives and pulled together the most practical, insightful moments from our past episodes to create the ultimate step-by-step guide for Australian first home buyers.2 Homes at 24?: https://open.spotify.com/episode/60TwLT6RQc9IBNrsMbNOdS?si=nbn__58_RDKO4Wqa8ZKcfw
First Home Buyers: 10 Rules You Can’t Ignore:
https://open.spotify.com/episode/5qz2yOO2ogzsW1hQDtA7j9?si=KmAMU-CkTnWMODxEWWmVGw
Can You Trust Developers?: https://open.spotify.com/episode/2SaxdUAyJKCWD17S6alIXW?si=peyUQmLxTrGDrllmHRpr7A
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
"Trust me. I'm a real estate agent". In this episode of Property Now, Michael Carbone sits down with Stacey Leonie, founder of The Sydney Sell, to uncover what buyers and sellers really need to know when dealing with agents.
From underquoting and pressure tactics to building genuine long-term relationships, Stacey pulls back the curtain on the industry’s dirty secrets while also sharing practical advice for buyers who want to protect themselves – and for sellers who want an agent they can actually trust.
Listeners will also hear Stacey’s personal journey from South Coast dairy farm to Double Bay real estate, breakfast radio, and back again, plus her mission to do real estate differently through community projects and advocacy.
Sydney Sell: https://www.thesydneysell.com/
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!
🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now
📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.
🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
Newcastle is no longer just the “steel city.” With stunning beaches, major infrastructure projects, and a lifestyle that rivals Sydney at a fraction of the price, the region is quickly becoming one of Australia’s hottest property markets.
In this episode of Property Now, host Michael Carbone sits down with Ed Crawford (Tri-State Projects) and Mario Mourad (Autobiography) to unpack what’s driving demand in Newcastle, where buyers and investors are coming from, and which suburbs are set to take off.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
Buying property has never been harder - but what if the rules could change?In this episode of Property Now, host Michael Carbone sits down with Mark Macduffie (Downsizer), Michael Long (Lewis Land), and Blake Schulze (Colliers) to unpack how innovative deposit solutions are opening doors for first home buyers, investors, and downsizers alike.From families unlocking equity to help their kids, to young buyers purchasing with only $10K, we explore how PropTech is rewriting the property playbook. Plus, we share real case studies — like the 21-year-old who secured his first apartment and the parents who used their home equity to buy for themselves and their kids.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!
🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now
📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.
🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Introduction and Discussion on Urban Density
00:01:00 - Introduction to the Podcast Episode and Guests
00:01:18 - Discussion on Property Market Trends and Challenges
00:02:39 - Discussion on the Role of Downsizers in the Property Market
00:06:12 - Discussion on Property Market Trends and Buyer Confidence
00:13:45 - Discussion on the Concept and Genesis of Downsizer
00:15:40 - Challenges in the Early Stages of Downsizer
00:15:51 - Discussion on Property Market Innovation and Resistance
00:16:10 - Discussion on the Role of Technology in Property Market
00:16:19 - Discussion on the Challenges of Change in the Property Market
00:17:25 - Discussion on the Importance of Trust and Credibility in the Property Market
00:17:32 - Discussion on the Slow Pace of Change in the Property Market
00:18:01 - Discussion on the Role of Banks in the Property Market
00:18:45 - Discussion on the Role of Government in the Property Market
00:19:24 - Discussion on the Role of Developers in the Property Market
00:19:38 - Discussion on the Sales Process in the Property Market
00:19:53 - Discussion on the Role of Financial Tools in the Property Market
00:20:25 - Discussion on the Challenges of Gaining Acceptance from Banks
00:22:29 - Discussion on the Importance of Pre-qualification Process in the Property Market
00:24:26 - Discussion on the Role of Developers in the Pre-sales Process
00:25:34 - Discussion on the Role of Financial Tools in the Pre-sales Process
00:25:53 - Discussion on the Role of Coposit in the Property Market
00:27:02 - Discussion on the Role of Downsizer in the Property Market
00:28:46 - Discussion on the Role of Different Buyers in the Property Market
00:30:09 - Discussion on the Role of Bank of Mum and Dad in the Property Market
00:30:49 - Discussion on the Role of Bank of Mum and Dad in Property Purchase
00:31:15 - Discussion on the Role of Coposit in Property Purchase
00:32:21 - Discussion on the Role of Downsizer in Property Purchase
00:34:15 - Discussion on the Importance of Education in Property Purchase
00:35:00 - Discussion on the Role of Agents in Property Purchase
00:39:30 - Discussion on the Future of Property Market
00:41:19 - Discussion on the Role of Innovation in Property Market
00:42:46 - Discussion on the Importance of Getting into the Property Market
00:46:09 - Discussion on Downsizer and Lewis Land Group Services
00:46:31 - Discussion on Lewis Land's Property Development
00:47:02 - Discussion on Harbour Shores Project
00:47:59 - Discussion on Collier's Services
Buying your first home does not have to be overwhelming if you know the rules. In this episode of Property Now, host Michael Carbone sits down with Aidan Hartley, founder of Owl Home Loans and self-proclaimed “First Home Buyers’ Mortgage Broker”, to unpack his 10 Commandments for First Home Buyers.
From buying with as little as 0% deposit, to avoiding costly LMI, choosing the right bank, cleaning up your credit score, and knowing when to walk away from a property, these are the strategies that could save you thousands and fast track your home ownership journey.Whether you are saving for a deposit, ready to make an offer, or just starting your property research, this episode is packed with practical, no-nonsense tips that every first home buyer needs to hear.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!
🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now
📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.
🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
00:00:00 - Introduction
00:00:27 - Aidan Hartley's Career Start
00:01:26 - First Home Buyers vs. Investment Buyers
00:02:00 - Trend Shift in Home Buying
00:03:45 - The 10 Commandments for First Home Buyers
00:03:47 - Commandment 1: No Need for 20% Deposit
00:08:30 - Commandment 2: Lender's Mortgage Insurance (LMI)
00:10:49 - Commandment 3: Always Get Pre-Approval
00:13:27 - Commandment 4: Pick the Fast Bank
00:17:14 - Commandment 5: Offset vs. Redraw
00:22:28 - Commandment 6: Broker Fit
00:25:20 - Commandment 7: Credit File Cleanup
00:32:57 - Commandment 8: Don't Overshare
00:35:21 - Commandment 9: Property Checks
00:40:05 - Commandment 10: Don't Panic
00:41:48 - Aidan Hartley's Experiences and Predictions
In this episode of Property Now, Carbs welcomes back our resident mortgage broker, Jason He, to unpack the latest Reserve Bank of Australia (RBA) rate cut and what it means for homeowners and first‑time buyers. As Australia experiences its third rate cut of the year, we discuss why the banks are passing on the full 0.25 % reduction, whether it’s ever been different in the past and how your savings account might also be affected.Jason shares practical strategies to make the most of lower interest rates, including why keeping your repayments unchanged could save you over $100,000 in interest on a typical loan. We also dive into your biggest questions from
Reddit:• Should you borrow to your maximum or stay conservative?• Is it smarter to buy now or wait for the market to cool?• What are the pros and cons of the 5 % first‑home buyer deposit scheme?• How much deposit do you really need to get into the market?Whether you’re a seasoned property investor or thinking about buying your first home, this episode offers actionable mortgage tips, market insights and clear advice straight from a trusted broker.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au00:00:00 - Introduction00:00:48 - Discussion on RBA Rate Cut00:03:04 - Impact of Rate Cut on Repayments00:08:23 - Reddit Question 1: Timing the Market00:15:05 - Reddit Question 2: Borrowing Capacity, Deposit Size, and Affordability00:16:21 - Considering Factors Before Maxing Out Loan00:17:13 - Borrowing More vs Borrowing Less00:17:29 - The Concept of Buffer in Property Purchase00:19:13 - Buyer's Remorse and Property Value Over Time00:22:42 - Reddit Question 3: The 5% Deposit Scheme00:23:30 - Understanding the 5% Deposit Scheme00:26:22 - The Impact of Government Policies on Property Prices00:28:09 - Addressing Assumptions About Borrowers
Thinking of buying land and building a house in Australia? This episode of Property Now is your complete beginner's guide to buying land, from choosing the right block to understanding site costs, developer guidelines, house and land packages, and build timelines.Hosted by Michael Carbone, we’re joined by Paul Thompson (Devcore) and Paul Hendry (Rawson Homes), two experts from the house and land world. Together, we break down what first home buyers and investors need to know before making one of the biggest purchases of their lives.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
In this episode of Property Now, host Michael Carbone sits down with top property marketers Ellie Cashman (Cashman Consulting), Lisa Smith (Bluenotes), and Alistair Cantrill (Bullet Studios) to unpack how real estate campaigns are built and what buyers need to know before signing anything.
From buyer psychology and emotional triggers to floorplan features, suburb growth signals, and transparency red flags, this episode reveals the tactics behind the sale and how to cut through the noise.
Whether you’re a first-home buyer, downsizer, investor, or developer, this conversation will help you make smarter, more confident property decisions.
🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
In this episode of Property Now, we explore how self-managed super funds (SMSFs) are changing the game for property investors. Whether you're a seasoned buyer or just starting to think about your future, this conversation breaks down what SMSFs are, how they work, and whether using your super to invest in property is the right move for you.We’re joined by Leanne Tinyow from SMSF Copilot, mortgage broker Jason He, and Coposit’s customer expert Savannah Lobbe. We cover setup costs, borrowing capacity, legal rules, residential vs commercial property, and real examples of buyers making it work.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
The Reserve Bank of Australia has surprised many by holding the cash rate at 3.85 percent, despite widespread expectations of a cut. In this episode of Property Now, we’re joined by Belinda Allen, Senior Economist at CommBank, to unpack what this decision really means for the property market, your borrowing power, and your Coposit journey.Whether you're making weekly Coposit payments or just starting to think about buying your first home, this episode offers valuable insights into what comes next for interest rates, how the market is responding, and what smart buyers should be doing right now.We also dig into new CommBank data revealing how customers are managing their repayments after recent rate cuts and what it tells us about the mindset of today’s mortgage holders.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au
In this episode of Property Now, we dive deep into how artificial intelligence and data analytics are transforming the way Australians buy property. Featuring expert insights from Mark Bernberg (Ray White Projects) and Mat Djolic from HTag, this conversation unpacks how AI is helping developers and agents understand buyer behaviour like never before. We explore how property decisions are moving away from gut feel and into the realm of real-time data, including the tools that reveal buyer intent, predict suburb growth, and optimise off-the-plan sales strategy. For buyers, this episode offers a rare behind-the-scenes look at how your online actions are influencing what stock gets released, what price points developers choose, and where the next big opportunity might be hiding. Whether you’re a first-home buyer, investor, or just curious about the future of real estate, this episode is packed with practical insights that will help you make smarter decisions.🔔 Don’t forget to subscribe to our channel for more discussions on property trends, financial strategies, and insights into the Australian property market. Hit the notification bell to stay updated with our latest episodes!🌟 If you have a question for the team, a PropTok you would like to send us or are interested in coming on the show, head over to our website to get in touch! https://www.coposit.com.au/resources/property-now📢 Found this video valuable? Give it a thumbs up and share it with friends, family, or anyone interested in saving money and getting ahead in the property market.🏠 This podcast is brought to you by Coposit, where $10k means you can buy a brand-new home. To learn more about how it works and browse properties, visit: www.coposit.com.au