In this heartfelt episode of Rebuild and Rise, I sit down with a very special guest, Carina Tom, president of NU World Title, to share a story that’s as powerful as it is personal.
Carina opens up about her journey—from working at a mall to becoming a respected leader in the real estate industry. But beyond the success, she courageously shares the most painful chapter of her life: the devastating loss of her son, Mikey. His memory has become her why—the driving force behind how she leads, lives, and shows up for others.
Together, we talk about faith in the middle of unimaginable pain, resilience when life feels overwhelming, and the importance of not walking through hardship alone. This conversation is about grief, strength, and what it truly looks like to rebuild—and rise—after tragedy.
If you’ve ever had to start over, carry loss, or find purpose through pain, this episode is for you.
Comment below: What part of Carina’s story spoke to your heart most?
Don’t forget to like, subscribe, and share this episode with someone who needs encouragement to keep going and rise again.
Follow Carina Tom on Instagram: @theultimatetitlegirl
Website: nuworldconnecttitle.com
Connect with me: @micahabigailllc | @rebuildandrisepodcast | @fitcreditdoctor
Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio
New episodes every Wednesday at 5:00 AM EST
Visit: micahabigail.com
In this episode of Rebuild and Rise, I take a deep dive into what presence really means—comparing the power of simply being there for the people we love versus trying to show love through material gifts.
I share a story that hit close to home: an older couple whose long-standing financial habits kept them from achieving their dream of homeownership. It’s a sobering reminder of how repeated financial decisions—especially the ones we brush off as “small”—can quietly shape our future.
We talk about the real cost of poor financial choices, particularly during the holiday season when overspending feels normal and even expected. I break down how better credit management and intentional financial planning can save tens of thousands of dollars over a lifetime—and open doors that once felt out of reach.
This episode is also about perspective. I challenge us to invest wisely, not just in money, but in people. To stop trying to impress others with expensive gifts while sacrificing our peace, our stability, and our future.
Drawing from my own experiences and biblical principles, I remind you that true wealth isn’t measured by what’s under the tree—it’s found in relationships, stewardship, and showing up fully for the people who matter most.
This season, let’s rebuild the way we think about money, rise above the pressure to perform, and choose presence—because that’s where real legacy is built.
Comment below — what part of this conversation challenged the way you think about money, presence, or relationships?
Don’t forget to like, subscribe, and share this episode with someone who’s ready to rebuild their financial habits, rise above seasonal pressure, and focus on what truly matters.
Follow me on Instagram:
@micahabigailllc
@rebuildandrisepodcast
@fitcreditdoctor
Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio
New episodes drop every Wednesday @ 5:00 AM EST
Visit: micahabigail.com
In this episode of Rebuild and Rise, I’m opening up about the real foundations of building a successful business—from the messy early stages of doing everything myself to the humbling lessons of leading a team. I share how stepping out of solo entrepreneurship forced me to confront my own limits, delegate with intention, and create solid SOPs so my business could finally run on structure instead of stress.
I talk about what it truly means to hire the right people, why realistic expectations matter, and how delayed gratification has shaped my journey as a leader. I also get honest about the hard parts—investing in employee development, knowing when to let someone go, and trusting God with every step of the process. This episode is all about growth, stewardship, and learning how to lead with both wisdom and accountability.
If you’re an entrepreneur who’s building, rebuilding, or scaling, my hope is that this conversation gives you clarity, courage, and a few practical steps you can apply today. We rise higher when we’re willing to learn, release control, and lead with purpose.
Comment below — what part of my story spoke to you most?
Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step in their entrepreneurial journey!
Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast, and @fitcreditdoctor
Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio
New episodes drop every Wednesday @ 5:00 AM EST
Visit: micahabigail.com
In this deeply personal episode of Rebuild and Rise, I’m opening up about the real story behind my entrepreneurial journey—how I went from building ideas in a basement to leading a business I once could only pray for. I share the emotional battles I faced, the moments that stretched me, and the pivotal day I walked away from a stagnant corporate job to finally build something of my own.
I break down the principles that shaped me along the way: knowing your worth, mastering negotiation, committing to growth, and surrounding yourself with people who align with your purpose. I also talk about the beauty of starting small, the power of gratitude, and why resilience isn’t optional—it’s the foundation of everything I’ve built.
If you’re standing on the edge of a big decision or wrestling with the fear of starting over, this episode is for you. Tune in for raw insight, real encouragement, and practical wisdom to help you navigate the hard, holy work of entrepreneurship.
Comment below — what part of my story spoke to you most?
Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step in their entrepreneurial journey!
Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast, and @fitcreditdoctor
Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio
New episodes drop every Wednesday @ 5:00 AM EST
Visit: micahabigail.com
Are finances causing tension in your relationship? In this episode of Rebuild and Rise Show, I open up about the real conversations couples need to have around money, credit, and long-term goals. Avoiding the money talk only leads to bigger problems later—and I’ve lived that lesson myself.
Grounded in Proverbs 31, I share my journey toward becoming a woman of wisdom and stewardship. I talk about what I’ve learned from my Bible study community and the practical guidance from Kathy Greer and my pastor, Dr. Greg Williamson. Their wisdom continues to shape how I view partnership, alignment, and financial unity in relationships.
This episode breaks down why couples need to talk about money early, how credit scores can impact your future together, and what Proverbs 31 reveals about wisdom and stewardship. I also dive into the importance of building alignment, strengthening communication, and approaching your relationship like a true partnership. Whether you’re dating, engaged, or already married, you’ll come away with practical steps to improve trust, clarity, and financial harmony.
Don’t forget to like, subscribe, and share this episode with someone who needs a reminder that faith, grit, and a fresh start can rebuild anything.
Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast & @fitcreditdoctor for more financial tips, mindset and encouragement.
Streaming on YouTube, Spotify, Apple Podcasts, and iHeartRadio
New episode drops every Wednesday @ 5:00 AM EST
In this episode of Rebuild and Rise Show, I’m taking you behind the scenes of one of the biggest milestones of my life—four years of running my own business, Micah Abigail LLC. This journey didn’t come wrapped in comfort. It came with pressure, hard resets, and the kind of moments that force you to either crumble or rise.
I opened up about navigating COVID, losing my sense of direction, and the exact moment I realized I needed to build something that was truly mine. I talk about the late nights, the self-education, the sacrifices, and the foundation I had to rebuild from scratch—not just in business, but in myself.
I also share the battles most people don’t see: struggling with alcoholism, choosing healing, and learning to lean into faith when everything around me was shaking. That faith became my anchor. That determination became my fuel.
This episode is for anyone who feels like they’re rebuilding, reinventing, or fighting for the version of themselves they know they can be. My story is proof that when you commit, when you give everything you’ve got, and when you stay rooted in purpose—you can build an empire from the ground up.
Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast & @fitcreditdoctor for more financial tips, mindset and encouragement.
Streaming on YouTube, Spotify, Apple Podcasts, and iHeartRadio
New episode drops every Wednesday @ 5:00 AM EST
Let’s rebuild. Let’s rise. Together.
Comment below — which part of this journey hit home for you the most?
And don’t forget to like, subscribe, and share this episode with someone who needs a reminder that faith, grit, and a fresh start can rebuild anything.
In this episode of Rebuild and Rise, I sit down with my good friend and trusted mortgage lender, Kei Kullberg—powered by GoRascal. Kei shares his inspiring journey in the mortgage and real estate industry, starting back in 2017 and working his way up from processing and underwriting to becoming a successful loan officer helping families achieve the dream of homeownership.
We dive into how understanding loan guidelines on a deeper level allows Kei to guide clients toward smarter financial choices, build generational wealth through real estate, and navigate today’s competitive housing market with confidence. Kei also talks about the power of pre-screening, how business development and coaching shape professional success, and why credit education is key to every real estate journey.
He shares actionable real estate tips for first-time homebuyers, including why starting with multi-family properties is one of the smartest ways to begin investing. Whether you’re in the industry or just starting your real estate journey, this conversation is packed with insight, motivation, and practical advice to help you rise in business and in life.
If you’re ready to learn what it truly takes to build wealth through real estate and make confident financial decisions, this episode is for you.
Comment below — what part of Kei’s story inspired you most?
Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step toward building wealth through real estate investing!
Follow Kei Kullberg on Instagram: @kei_themortgageguy
Website: keikullberg.com
Follow me on Instagram: @micahabigailllc | @rebuildandrisepodcast | @fitcreditdoctor
Visit: micahabigail.com
In this special episode of Rebuild and Rise Show, I sit down with Isis Richardson—a proud military veteran and social worker with a Master’s from Fordham University—who shares her powerful journey of rebuilding her credit and achieving her dream of homeownership.
Isis opens up about the emotional and financial challenges she faced, the lessons she learned along the way, and how seeking help from a credit repair team became the turning point in her story. Together, we talk about resilience, financial education, and the importance of community when you’re rebuilding from the ground up.
If you’ve ever faced financial setbacks, felt overwhelmed by debt, or wondered if it’s too late to start over—this episode will remind you that redemption is possible and it’s never too late to rise again.
Follow Isis Richardson on Instagram: @surgery411official
Connect with me: @micahabigailllc, @rebuildandrisepodcast, @fitcreditdoctor
Visit: micahabigail.com
In this solo episode, I get real about one of the hardest seasons of my life — facing financial irresponsibility and the consequences that came with it. I talk about what it was like to go from enjoying the highs of young adulthood to hitting a wall of debt, bad credit, and denial. But this isn’t just a story about struggle — it’s about rebuilding. I share how I slowly learned to take ownership of my finances, educate myself, and rebuild my credit piece by piece. I’ll walk you through the lessons, the humility, and the small wins that eventually led me toward freedom and confidence. If you’ve ever felt stuck, ashamed, or overwhelmed by money, this one’s for you.
Tune in as I open up about what it really takes to rise again — with honesty, grace, and determination.
In this episode of Rebuild and Rise Show, I sit down with Lindsay Stevens, one of Hudson Valley’s leading voices in real estate and leadership. Lindsay’s been in the industry since 2009, and what she’s built is nothing short of inspiring — a thriving team, a powerful mindset, and a deep commitment to personal growth.
We dive into what it really means to show up, lead with purpose, and overcome the fears and challenges that come with building something great. Lindsay also opens up about the importance of financial literacy, developing people, and creating lasting impact through service and leadership.
This conversation is packed with wisdom, heart, and real-life lessons that go far beyond real estate.
Tune in, get inspired, and remember — no matter where you’re starting from, you have the power to rebuild and rise.
In this inspiring episode of Rebuild and Rise, I have the privilege of sitting down with Alexander Zakharin — a driven and accomplished real estate agent who’s made his mark in the heart of New York City.
Alexander takes us through his incredible journey — from growing up in Russia and Ukraine, navigating life across different countries, to finding success in one of the most competitive real estate markets in the world. We dive deep into the challenges of adapting to new cultures, the power of hard work, and the lessons he’s learned along the way.He also opens up about his passion for ballroom dancing and fitness, and how those interests have shaped his mindset, discipline, and approach to business. With over a million followers on social media, Alexander shares powerful insights on building a personal brand, staying consistent, and staying motivated even when things get tough.
This episode is packed with wisdom for anyone looking to push boundaries — whether you’re a real estate agent, entrepreneur, or simply someone striving to rise above challenges and chase your dreams.
In this inspiring episode of Rebuild and Rise, I sit down with my incredible friend Corrie Beth— a multi-faceted entrepreneur, fitness enthusiast, and woman of unwavering faith.
As the co-owner of Pure Physique, Corrie shares her powerful journey from personal hardships and health struggles to becoming a successful business owner, devoted wife, and mother grounded in purpose. Her story is one of perseverance, faith, and the determination to rebuild stronger than ever.
We dive deep into the lessons that have shaped her journey — from the power of words and the importance of discipline to the vital role of faith in both life and business. Corrie also opens up about her passion for financial literacy and education, drawing from her background as a teacher and her belief that strong values start at home.
This episode is a heartfelt reminder that with faith, focus, and community, you can overcome life’s toughest challenges and rise even higher.
Be sure to listen, subscribe, and share the Rebuild and Rise Show for more stories of resilience, growth, and transformation.
In this heartfelt episode of Rebuild and Rise, I welcome my dear friend Josie, a third-generation McDonald's owner-operator, who shares her incredibly inspiring journey. Josie's story is one of resilience and hope as she challenges what's expected and shows us what's possible. From her humble beginnings, personal hardships, and health challenges, to managing an empire of 50 McDonald's franchises, Josie exemplifies how to balance motherhood and business with grace.
By rising above the noise, she is opening doors for women to become franchise owners, devoted mothers, and leaders in their communities and faith. We delve into her strategies for building generational wealth, her involvement with the Ronald McDonald House, and the significant role faith has played in her life. This episode is packed with valuable insights on financial literacy, personal growth, and the power of resilience.
Be sure to listen, subscribe, and share the Rebuild and Rise Show so you never miss an episode filled with resilience, hope, and real-life inspiration.
I’m so excited to share this special episode with you — a front-row seat to my keynote in Georgia where I break down the truth about credit, money, and financial mastery.
In this talk, I explain how the new Vantage 4.0 and FICO 10T scoring models are transforming the mortgage industry, why “trended data” matters, and how it could help approve more loans while lowering risk. I also dive into the real story behind collections, medical debts, inquiries, and Credit Karma scores — and why one missed payment can have such a big impact on your financial future.
My passion is helping people take control of their credit, understand the algorithms behind lending decisions, and build real financial confidence. Speaking in Georgia gave me the opportunity to connect with professionals, homebuyers, and families eager to understand how credit really works — and now you can listen in too.
If you’ve ever wondered why your Credit Karma score looks different from your mortgage score or how to set yourself up for success before applying for a home loan, this episode is full of practical tips, real stories, and eye-opening truths.
Tune in now to gain key insights on credit, money moves, and the mindset shifts that can help you build long-term wealth.
Be sure to listen, subscribe, and share this episode with anyone who could benefit from a fresh perspective on credit and financial empowerment!
Follow me on Instagram: @micahabigailllc & @fitcreditdoctor for more financial tips and encouragement.
Streaming now on YouTube, Spotify, Apple Podcasts, and iHeartRadio
New episodes drop every Wednesday @ 5:00 AM EST
In this episode of Rebuild and Rise, I am diving deep into the world of credit scores and unravel the complexities surrounding them. We cover the crucial differences between various credit scoring models and how each industry uses its own algorithms to assess your risk. I share insider tips from the mortgage industry, highlighting the importance of soft pulls versus hard pulls and how they impact your credit score.
We also explore why paying off certain debts might actually lower your credit score and discuss strategic ways to manage your credit cards effectively. Throughout this episode, I emphasize the mindset shifts necessary to take control of your financial future, including the importance of living below your means and making well-informed decisions.
Join me as we uncover strategies to not only improve your credit score but also set you on a path toward long-term financial stability and freedom.
Be sure to listen, subscribe, and share this episode with anyone who could benefit from a fresh perspective on credit and financial empowerment!
In this episode of the Rebuild and Rise Show, join me, Micah Smith as I dive deep into the most common myths and misconceptions about credit repair. Drawing from over a decade of experience and real-life stories, I reveal the truth behind credit counseling, the emotional traps of debt, and the practical steps you can take to regain control of your financial future. Whether you’re facing credit challenges or just want to better understand how credit really works, this episode is packed with insights and actionable advice to help you move forward with confidence.
Don’t miss this episode if you’re ready to clear the fog around credit, avoid costly mistakes, and start building a path toward true financial freedom.
Be sure to listen, subscribe, and share this episode with anyone who could benefit from a fresh perspective on credit and financial empowerment!
In this heartfelt episode of the Rebuild and Rise Show, I sat down with Amanda Wilcox, a true powerhouse in foreclosure prevention. Amanda shares her incredible mission to prevent foreclosures and her unwavering commitment to helping families rebuild their lives and find financial peace.
We dive into the real challenges homeowners face, the practical steps families can take to protect themselves, and the lasting impact Amanda has made through her life’s work. If you’ve ever wondered what it looks like to bring hope in the middle of financial hardship, this conversation is for you.
If you know someone navigating foreclosure or financial struggles, share this episode with them.
In this episode of Rebuild and Rise, I sat down with Veronica Galucci, a powerhouse entrepreneur with an incredible story. Veronica opens up about her journey from working in corporate product development to becoming a stay-at-home mom and launching multiple successful businesses. She shares the real challenges she faced, the lessons she learned, and why community support was so crucial along the way.
We dive into her passion for empowering women through her boutique, Nolita, and the importance of creating inclusive sizing in fashion. Veronica also talks about financial preparedness, how her faith has guided her business decisions, and what it truly takes to build something meaningful.
This conversation is all about resilience, faith, and the beauty of making women feel confident in their own skin. Trust me, you’ll be inspired by her story!
In this episode of the Rebuild and Rise Show, I sit down with Katherine Hernandez — a financial strategist whose story begins with lack but transforms into legacy. Katherine opens up about growing up in a family without financial education, the struggles that shaped her perspective on money, and the powerful moment she decided to break the cycle.
Her journey is not just about numbers — it’s about breaking barriers, shifting mindsets, and using knowledge as a tool to empower others. Together, we talk about what it means to take ownership of your financial story and how true freedom comes from education, persistence, and purpose.
If you’ve ever felt stuck because of your background or limited by what you didn’t know, Katherine’s story will remind you that it’s possible to rise above and build a new path forward.
Tune in, be inspired, and remember — your starting point doesn’t define your destination
Share this episode with someone who needs encouragement today.
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In this episode of the Rebuild and Rise Show, I share a powerful lesson I learned from John Maxwell at the Life Surge event in Newark, NJ — and how it completely shifted my perspective on failure.
We often talk about return on investment, but have you ever thought about your return on failure? I break down the difference between a good miss and a bad miss, why excuses keep you stuck, and how keeping your successes close to your failures keeps you humble and grounded.
I open up about my personal journey to sobriety, the hard truth about the excuses that were holding me back, and the exact moment I decided enough was enough. I also share how embracing challenges, building uphill habits, and taking full accountability have transformed my life, my business, and my relationships.
You’ll learn how to identify whether a failure is a good miss or a bad miss, and why your excuses might be the biggest obstacle between you and your goals. I talk about the mindset shift that helped me rebuild my life from the ground up, and why having uphill hopes means you need to match them with uphill habits. And I’ll remind you why you’ll never “accidentally” reach the top of the mountain — you have to climb your way there, step by step.
If you’ve ever felt trapped by setbacks, struggled with excuses, or wondered how to turn your failures into fuel for your future, this episode is for you.
I promise — you can rise from anything. Let’s talk about how.
If this episode resonates with you, please like, share, and subscribe so more people can rebuild and rise.