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That Backyard Property Podcast
Michael Killiner
81 episodes
16 hours ago
I'm Michael Killiner the host of 'That Backyard Property' podcast. Join me as we embark on an exciting journey to help, inspire, and empower prospective property buyers in Australia. The podcast will explore the property buying process, the myths surrounding property acquisition, and practical guidance for navigating the market. I'll speak with expert guests to provide valuable insights every fortnight, alongside bite-sized episodes to simplify complex real estate jargon for you. Tune in every Tuesday for new episodes and learn how to take decisive steps towards your property goals!
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Business
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All content for That Backyard Property Podcast is the property of Michael Killiner and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
I'm Michael Killiner the host of 'That Backyard Property' podcast. Join me as we embark on an exciting journey to help, inspire, and empower prospective property buyers in Australia. The podcast will explore the property buying process, the myths surrounding property acquisition, and practical guidance for navigating the market. I'll speak with expert guests to provide valuable insights every fortnight, alongside bite-sized episodes to simplify complex real estate jargon for you. Tune in every Tuesday for new episodes and learn how to take decisive steps towards your property goals!
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Business
Episodes (20/81)
That Backyard Property Podcast
The Ultimate Guide to Bridging Finance: Buy Before You Sell!

Welcome back to That Backyard Property Pod! Today, we’re breaking down the "dry but vital" world of bridging finance.Whether you are an upgrader trying not to disrupt your kids' schooling or a retiree looking to downsize, bridging finance is a powerful tool that allows you to secure your next home before selling your current one. We dive into the mechanics of how these loans work, the specific terminology you need to know, and which banks are currently offering the best products for this niche.General advice only and not personal advice. CRN 485467


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Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

TikTok: /⁠⁠@backyardpropertypodcast⁠⁠

Tusk Finance Email: broker@tuskfinance.com.au


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Chapters:

01:26 Understanding Bridging Finance

04:03 Mechanics of Bridging Loans

06:57 Bank Options and Strategies

08:26 Bridging for Downsizers

11:17 Conclusion and Final Thoughts

--------------------------------------


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#BridgingFinance #InterestRates #HomeLoan #Mortgage #PropertyFinance #VariableRate #MortgageStrategy #ThatBackyardPropertyPod #FinanceTips

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18 hours ago
12 minutes 30 seconds

That Backyard Property Podcast
Perth Property Crisis: First Home Buyer's Reality Check with Brooko Moves

Brooko Moves joins Michael from That Backyard Property Podcasts for a raw, honest, and hilarious look at what it's actually like on the ground trying to buy a first home in Perth's hyper-competitive market.


This episode cuts through the noise to discuss why first home buyers are "hating it , the price explosion after the 5% scheme, the emotional toll of missing ou , and the funny side of dealing with eccentric real estate agents.


What We Discuss:

  • What a home truly means to someone trying to buy for the first time.
  • The pressure of competing with 50 people on overpriced "dumps".
  • Why Brooke wants to "go crazy with the pink" paint.
  • Why the 5% scheme has made the problem far worse.
  • How to handle well-meaning family advice


General advice only and not personal advice. CRN 485467


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Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

TikTok: /⁠⁠@backyardpropertypodcast⁠⁠

Tusk Finance Email: broker@tuskfinance.com.au


Connect with Brooko:

YouTube: https://www.youtube.com/@brookomoves

Instagram: https://www.instagram.com/brooko_moves/

TikTok: https://www.tiktok.com/@brooko_moves


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Chapters:

0:00 Welcome Brooko Moves & The Sanctuary of Home

4:21 Why The Content Started: Shining a Light on The Property Struggle

7:59 The 5% Scheme: Why it Made the Market "Far Worse"

10:39 The Market Cycle: Michael's $140k Loss on His First Home

12:49 Dealing with Outdated Boomer Advice (Stop Eating Avocado Toast!)

18:22 From Sydney to Perth: Losing Hope of Home Ownership

22:20 Making an Offer: The Thrill, The Rejection, and The Overbid

29:48 The Good, The Bad, & The Tesla: Working with Real Estate Agents

34:39 The Most Awkward Open Home Story

39:13 Personal Pride: Overcoming Severe Social Anxiety


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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #Firsttimehomeowner #MichaelKilliner Brookomoves #PodwaveStudios

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2 days ago
47 minutes

That Backyard Property Podcast
Fixed vs. Variable: Why Banks Are Suddenly INCREASING Fixed Rates

Welcome back to That Backyard Property Pod! Today, we are diving deep into the massive and unexpected changes happening in the world of interest rates. We’ve seen fixed interest rates increase for the first time since that crazy rate-hike cycle a couple of years ago. Major banks like Westpac, P&N, and Suncorp have all moved their fixed rates up, signalling a significant shift in the market outlook.


We cover:

  • Why major banks are suddenly increasing their fixed rates (and what they're predicting for the next 6 months).
  • The simple breakdown of the two main loan types and their basic features (redraw, offset accounts, etc.).
  • Stability vs. flexibility, and why most fixed loans restrict extra payments and offset accounts.
  • How to tell if fixing a portion of your loan is still a smart strategy, especially if you're borrowing 80-95% LVR.
  • The latest data showing why a rate cut is highly unlikely in the foreseeable future.


General advice only and not personal advice. CRN 485467


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Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

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Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

TikTok: /⁠@backyardpropertypodcast⁠

Tusk Finance Email: broker@tuskfinance.com.au


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Chapters:

00:00 Introduction and Overview

00:46 Understanding Fixed and Variable Interest Rates

01:56 Pros and Cons of Fixed Rates

03:42 Current Market Trends and Predictions

04:51 Advice for Borrowers

06:23 Summary


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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#FixedRate #InterestRates #HomeLoan #Mortgage #PropertyFinance #VariableRate #MortgageStrategy #ThatBackyardPropertyPod #FinanceTips

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1 week ago
7 minutes 39 seconds

That Backyard Property Podcast
Perth Property 2025 Unpacked: Top performing suburbs and 2026 predictions

In this action-packed episode, Michael sits down with Reece from Follio Property to break down the unprecedented market conditions and regulatory changes impacting investors across Australia.Perth has been the standout performer, but how long can the boom last, and who is giving the right advice. Tune in to find out the best performing suburbs in Perth and what we can expect in 2026.


General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

TikTok: /@backyardpropertypodcast

Tusk Finance Email: broker@tuskfinance.com.au


Guest Contact:

LinkedIn: /@reecebeddall

Instagram: /@reecefollioproperty

Follio Podcast: /@folliopodcast


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Chapters:

01:37 Welcome Back: Guest Introduction

02:21 Perth Property Market: A Deep Dive

03:48 Record Low Listings: Impact on Sales

07:47 Investor Trends: Local vs. Interstate

12:26 Trust Lending and Market Regulations

19:08 Long-Term Investment Strategies

23:25 The Role of Social Media in Real Estate

24:53 Stricter Entry for Buyer's Agents

25:11 Identifying Spruikers and Educating Investors

27:31 Perth Property Market Data for 2025

27:52 Top Suburbs in Perth for Investment

30:41 Owner Occupied Appeal and Investment Strategy

35:30 Speculative Plays and Regional Investments

38:51 Rockingham and Market Cycles

40:16 Predictions for 2026

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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1 week ago
46 minutes 54 seconds

That Backyard Property Podcast
APRA Just CRACKED DOWN on Property Investors! (New 6x DTI Cap Explained)

A huge change has just hit the lending environment, but is it the "investor crackdown" the headlines are claiming? The financial regulator, APRA, has introduced a significant new rule targeting high Debt-to-Income (DTI) lending, specifically, loans more than six times a borrower's gross income.


In this mini-episode, we break down exactly what the new 20% DTI cap means for banks and, more importantly, for you as a borrower or property investor.


Spoiler Alert: This new rule will likely not affect 90-95% of people in the market!


Don't let the scaremongering stop your property plans! Tune in to understand the facts before February 1st, when the new rule comes into effect.


General advice only and not personal advice. CRN 485467


--------------------------------------


Follow the podcast

Subscribe to my channel: / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Instagram: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@mortgageswmichael⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


--------------------------------------


Chapters:

00:00 Introduction and Recent Changes in Lending Environment

00:49 Understanding the DTI Cap

02:20 Impact on Different Types of Buyers

03:25 Assessment Buffers and Lending Safety

04:32 Clarifications and Effective Date

05:15 Investor Confidence and Market Impact

06:27 Conclusion and Community Updates


General advice only and not personal advice. CRN 485467


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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2 weeks ago
7 minutes 19 seconds

That Backyard Property Podcast
Is Australia Heading for a Property Crash? Nerida Conisbee on the Supply vs Demand Dilemma

In this must-watch episode of That Backyard Property Podcast, Michael sits down with one of the property market's most respected experts, Nerida Conisbee, Chief Economist for Ray White, to unpack the most challenging issues facing buyers, sellers, and renters across Australia.

From the booming Perth market to the complex national affordability crisis, we dive deep into the data and dynamics driving property decisions. General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Chapters:

00:00 Introduction to Supply and Demand Issues

00:14 Challenges in the Perth Property Market

02:00 Personal Insights on Home Ownership

04:48 Inflation Data and Economic Outlook

19:12 Regional Property Trends and Market Recovery

20:50 Investment Risks and Market Trends

21:07 Gold Coast Real Estate Boom

23:23 Perth's Economic Evolution

26:14 Housing Affordability Challenges

30:49 The Impact of Stamp Duty and Land Tax

38:08 Reflections and Personal Insights

40:57 Closing Remarks and Community Engagement

--------------------------------------


Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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2 weeks ago
41 minutes 26 seconds

That Backyard Property Podcast
Perth Property Offers: 4 Steps to Get Your Dream Home Accepted

Welcome back to That Backyard Property Pod for another mini episode!In this episode, we're tackling all things offers in the current hot property market, focusing especially on Perth. If you're buying a property and not using a buyer's agent, this episode is perfect for you.With fierce competition, often seeing at least five other offers on the table, it's crucial to present an ideal offer. Forget the rumors about prices being $100k over asking; agents are often pricing low to attract interest.Tune in to see how you can benefit!

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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Chapters:

00:00 Introduction to the Episode

00:37 Understanding the Perth Property Market

00:59 Challenges in Getting Offers Accepted

02:09 Key Components of an Ideal Offer

03:51 Importance of Finance in Offers

05:53 Cash Offers Explained

06:57 Settlement Period Considerations

09:27 Recap and Final Thoughts

11:02 Exciting News and Conclusion


--------------------------------------

General advice only and not personal advice. CRN 485467


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Realestate #MichaelKilliner #PodwaveStudios

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3 weeks ago
11 minutes 40 seconds

That Backyard Property Podcast
Perth Property Market: How To Win As A Buyer When Listings Are Down With Karen Riches

Welcome back to That Backyard Property Pod! In this episode, Michael sits down with the phenomenal Karen Riches, a name synonymous with elite performance in Perth real estate.

But success on this level usually demands 24/7 hustle... and Karen operates differently. Discover how she built a resilient real estate empire while maintaining a strict, non-negotiable schedule.

Karen shares her journey of grit and strategy. You'll get her direct, unfiltered insights into the hot Perth market—which has seen over 40% growth—and why buyers need a brand-new approach. General advice only and not personal advice. CRN 485467

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Chapters:

00:00 Introduction to Karen Riches

00:58 Balancing Work and Family Life

07:37 Karen's Journey in Real Estate

11:18 Challenges and Resilience in Real Estate

26:53 Current Property Market Insights

27:58 Market Trends and Predictions

29:05 Tips for Buyers in a Competitive Market

29:51 Navigating Different Real Estate Processes

31:22 Challenges in the Current Market

34:54 Bridging Finance: A Must-Have

37:28 Dealing with Different Market Cycles

48:04 Reflections on the Real Estate Industry

54:42 Conclusion and Final Thoughts

--------------------------------------


Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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3 weeks ago
55 minutes 23 seconds

That Backyard Property Podcast
The 20% Deposit Myth is Dead: UBank's New 10% Strategy for Property Investors

In this mini-episode, we dive into the massive changes introduced by UBank that are shaking up the Australian property industry. A major myth in housing is that you need a 20% deposit to buy property, but UBank is proving that false, especially for investors!We break down how UBank is now allowing borrowers—including investors—to secure a loan with only a 10% deposit and completely avoid paying Mortgage Insurance. This is a huge development, potentially saving investors $15,000 to $25,000 in MI costs!Tune in to see how you can benefit!

--------------------------------------


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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Introduction and Episode Overview

00:11 UBank's Industry-Changing Guarantee Scheme

00:48 Avoiding Mortgage Insurance: Various Strategies

01:45 Debunking the 20% Deposit Myth

02:59 UBank's New Policy for Investors

03:39 Understanding Equity and Investment Strategies

05:00 UBank's Competitive Edge for Investors

06:55 The Importance of Mortgage Brokers

07:18 Community Engagement and Closing Remarks

--------------------------------------

General advice only and not personal advice. CRN 485467


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Realestate #MichaelKilliner #PodwaveStudios

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4 weeks ago
7 minutes 54 seconds

That Backyard Property Podcast
The Harsh Reality of Perth's Land Shortage with Andrew Campbell

Welcome back to That Backyard Property Pod! This week, Michael sits down with social media star and house and land expert, Andrew Campbell. Andrew is a house and land expert whose bread and butter is the Perth property market, house and land, and the construction industry.In this revealing episode, Andrew provides a much-needed positive and realistic outlook on the current market.Tune in to find out how $750k is the new norm and how to break into the market whilst avoiding THREE big mistakes.


General advice only and not personal advice. CRN 485467

--------------------------------------


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Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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Chapters:

00:00 Introduction: The Land Shortage Crisis

00:49 Meet the Expert: Andrew Campbell

01:31 Andrew's Journey to Perth

02:54 Entering the House and Land Industry

04:38 Current Market Challenges and Opportunities

09:49 First Home Buyer Tips and Strategies

14:26 Navigating the Construction Process

16:38 Labor Shortages and Price Increases

17:09 Future Industry Outlook

18:01 Guiding Clients Through the Process

19:30 Building a Social Media Presence

24:01 Common Mistakes for First Home Buyers

29:34 Personal and Professional Reflections

32:40 Conclusion and Contact Information

--------------------------------------


Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

Show more...
1 month ago
33 minutes 43 seconds

That Backyard Property Podcast
Michael Killiner's Deep Dive Into The RBA Interest Rate Decision: What It Means For You

Join us for another mini-episode where we break down the latest inflation data and what it means for interest rates and your home loan.Despite strong suggestions of a third interest rate cut this year on Melbourne Cup Day, the Reserve Bank of Australia (RBA) kept rates on hold. The reason? Recent inflation data!Tune in to find out how this will affect you!

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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Introduction and Recap

00:16 Inflation Insights on Melbourne Cup Day

00:52 Impact of Inflation Data

02:30 Unemployment Concerns

03:14 Home Lending Strategies

05:34 Looking Ahead and Community Engagement

06:34 Closing Remarks

--------------------------------------

General advice only and not personal advice. CRN 485467


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Realestate #MichaelKilliner #PodwaveStudios

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1 month ago
6 minutes 48 seconds

That Backyard Property Podcast
Perth Property Market Update: Is Now the Right Time to Buy?

In this episode of That Backyard Property Pod, Michael is joined by the expert Rowen Powell from Verve, one of the best buyer's agents in the Perth property market. They dive into the current complexities of the market, which Rowan describes as "murky" due to a lack of stock, difficulty in determining value, and external noise from interest rates.


General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Market Overview: Current Sentiments and Trends

00:46 Expert Insights: Navigating the Perth Property Market

02:05 Understanding Market Dynamics: Transactions and Strategies

03:14 Challenges and Frustrations in the Current Market

05:17 Key Factors in Property Valuation and Selection

06:35 Strategies for Successful Property Purchase

12:26 Seasonal Trends and Market Predictions

16:25 Understanding Market Value

17:22 The Role of a Buyer's Agent

18:10 Future of Real Estate Transactions

18:50 Complexities in Real Estate Deals

21:17 Negotiation Tactics

23:57 Creative Wealth Transfer Strategies

26:47 Positives in the Current Market

28:59 New Office and Team Updates

30:45 Conclusion and Community Engagement

--------------------------------------


Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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1 month ago
31 minutes 14 seconds

That Backyard Property Podcast
The END of Unlimited Borrowing? Macquarie's Decision Changes EVERYTHING with Michael Killiner

Macquarie Bank has officially pulled the pin on new trust and company lending and it’s a massive blow to many property investors!


In this essential mini-episode, we dive straight into the huge news that sees a major lender exit the market for company and trust loans. The reason? A crackdown on "unlimited borrowing capacity" spruiked by buyer's agents and others that caught the eye of ASIC and APRA.


The investment landscape is changing fast. If you're using trusts, you need this update!


What are your thoughts on this major policy change?


--------------------------------------


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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Introduction and Episode Overview

00:14 Macquarie's Exit from Trust and Company Lending

01:01 Impact on Borrowing Capacity and Industry Reactions

03:27 Alternative Lending Strategies

04:09 Detailed Analysis of Lending Policies

06:49 Practical Tips for Increasing Borrowing Capacity

09:36 Conclusion and Community Engagement



--------------------------------------

General advice only and not personal advice. CRN 485467


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Realestate #MichaelKilliner #PodwaveStudios

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1 month ago
10 minutes 24 seconds

That Backyard Property Podcast
Thinking of Building a Home in Perth? Watch This First with Ben Caine

In this episode of That Backyard Property Pod, we dive deep into the intricacies of home construction with award-winning architect Ben Caine, founder of Leanhaus Architecture. Ben shares his thoughts on the current construction industry, key pain points like cost, time, and quality, and his approach to better building standards through the concept of passive houses. He talks about the importance of adaptability in home design, discusses the pitfalls of the traditional architectural process, and emphasises the significant shifts required in architectural education. Ben also provides personal insights from his diverse career journey and sheds light on the crucial role of family and personal satisfaction in his professional life.


General advice only and not personal advice. CRN 485467

--------------------------------------


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Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Introduction and Current State of the Construction Industry

00:53 Meet the Guest: Ben Caine

01:28 What Home Means to an Architect

03:52 Challenges in Building and Education

11:05 Understanding Passive House Design

18:55 Dual Occupancy and Future-Proofing Homes

24:45 Building a Second Home: A Success Story

26:54 Current Challenges in the Construction Industry

28:13 Addressing Construction Pain Points: Cost, Time, and Quality

29:31 Choosing Between Builder and Custom Routes

32:18 The Importance of Builder Partnership from the Start

34:21 Architectural Industry Secrets and Fixed Price Contracts

39:43 Personal Journey: From Dissatisfaction to Success

42:59 Parenting and Life Lessons

46:28 Pride in Professional and Personal Achievements

49:25 Conclusion and Final Thoughts

--------------------------------------


Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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1 month ago
50 minutes 13 seconds

That Backyard Property Podcast
Unlock Savings: How $100 a Week Slashes Years Off Your Mortgage

In this episode of That Backyard Property Pod, we delve into the intricacies of home loans, focusing on offset accounts and redraws. We'll break down how these tools can help you pay off your loan quicker and where you should keep your savings. We also explore variable vs. fixed loans and offer valuable tips for managing your home loan effectively. Additionally, we provide a step-by-step guide on using extra repayments and lump sums to significantly reduce interest and shorten your loan term.

General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Introduction to Home Loans

00:48 Understanding Offset Accounts and Redraws

02:20 Variable vs Fixed Loans

02:56 Offset Accounts vs Redraw: A Detailed Comparison

05:48 Strategies to Pay Off Your Loan Faster

06:06 Using Our Online Calculator

08:06 Maximizing Savings with Offset Accounts

15:11 Conclusion and Final Tips

--------------------------------------


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

#Realestate #MichaelKilliner #PodwaveStudios

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1 month ago
15 minutes 52 seconds

That Backyard Property Podcast
Nic White: The Grit, Glory and Grind Behind a Wallaby Career

Welcome to another episode of That Backyard Property Pod! In this exciting episode, we are joined by Nick White, Wallaby #875, Australian halfback legend, and one of the most famous tashes in Australia. Nick shares incredible insights into his rugby career, from winning the rugby championship to playing with the Western Force, and the emotional highs and lows of his journey. He also discusses his experiences with injuries, the significance of home, and the responsibility of carrying the Wallaby jersey. Beyond the field, Nick opens up about his family life, his approach to coaching, and how he balances the competitive drive with being a supportive father and husband.


General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

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--------------------------------------


Chapters:

00:00 Introduction and Early Career

00:51 Personal Life and Family

05:33 Balancing Professional and Personal Life

08:35 Setting High Standards

12:43 The Significance of the Wallaby Jersey

15:09 Retirement and Physical Challenges

20:44 Memorable Moments and Reflections

25:58 The Unbelievable Atmosphere at Sandy Park

27:28 Transitioning from Player to Coach

30:06 Influential Coaches and Mentors

32:47 Admiring Exceptional Players

37:59 Balancing Rugby and Family Life

41:54 Pride and Legacy in Rugby

48:41 Final Thoughts and Farewell

--------------------------------------


Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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1 month ago
50 minutes 22 seconds

That Backyard Property Podcast
Understanding the Importance of Credit Scores for Home Loan Applications

Welcome back to another episode of That Backyard Property Pod. In today's mini episode, we delve into the critical role of credit scores in home loan applications. Learn how banks assess credit scores, the impact of missed payments and defaults, and the importance of choosing the right bank for your situation. We discuss how credit inquiries affect your score and the advantages of using a credit repair company to improve your rating. Whether you’re a first-time homebuyer or looking to refinance, this episode provides essential tips to ensure your application is successful.

General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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--------------------------------------


Chapters:

00:00 Introduction and Community Growth

00:21 Understanding Credit Scores

00:28 Bank Application Processes

01:46 Impact of Credit Inquiries and Payments

03:43 Credit Repair and Solutions

05:03 Real-Life Examples and Advice

08:05 Conclusion and Final Tips

--------------------------------------


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

#Realestate #MichaelKilliner #PodwaveStudios

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1 month ago
8 minutes 35 seconds

That Backyard Property Podcast
Inside Perth's Property Boom: Justin Merendino's Rise to Real Estate Fame

In this episode of That Backyard Property Pod, we sit down with Justin Merendino, a well-known real estate agent and social media influencer from Perth, also known as the King of Balcatta. Justin shares his journey in the Perth property market, discussing the current state of the market, the challenges faced by his generation in property buying, and his unique methods for securing listings. He also delves into the meaning of home, the impact of his Italian heritage, and the importance of excellent customer service. Throughout, Justin reveals his authentic, resilient approach to life and work, emphasizing the significance of being true to oneself and always offering help without expectation.


General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


--------------------------------------


Chapters:

00:00 Introduction to the Perth Property Market

01:40 The Meaning of Home

04:28 Cultural Heritage and Family Traditions

06:28 Challenges in the Current Market

11:09 The Art of Prospecting and Listing

18:24 Embracing Social Media in Real Estate

20:00 The Turning Point: Ashfield Property

20:28 Being Authentic and Different

22:25 Dealing with Criticism and Positivity

26:42 Customer Service and Early Jobs

31:24 The Importance of Asking for Help

32:33 Defining Success and Personal Values

36:54 Future Aspirations and Family

39:02 Closing Thoughts and Farewell

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

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1 month ago
39 minutes 45 seconds

That Backyard Property Podcast
Navigating the Hot Perth Property Market: First Home Guarantees & Essential Tips

Welcome back to another episode of That Backyard Property Pod. In today's mini episode, we dive deep into the current Perth property market, which is hotter than ever. We discuss the recent changes to the First Home Guarantee Scheme, the escalating median house prices, and the critical factors to consider for first-time home buyers and investors. Learn about the numbers you need to keep in mind, effective strategies for getting your offer accepted, and the importance of having the right advice and support.


General advice only and not personal advice. CRN 485467

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Follow the podcast

Subscribe to my channel: / ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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Chapters:

00:00 Introduction to the Perth Property Market

00:15 Current Market Conditions and Challenges

01:33 Debunking Myths for First Home Buyers

02:55 Understanding Borrowing Capacity and Savings

06:12 Making a Competitive Offer

11:10 Final Tips and Encouragement

13:36 Conclusion

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Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

#Realestate #MichaelKilliner #PodwaveStudios

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2 months ago
14 minutes 48 seconds

That Backyard Property Podcast
Behind the Deals: Commercial Real Estate in Perth with Lachlan Andrew

In this episode of That Backyard Property Pod, host Michael sits down with Lachlan Andrew, a valuer and expert in the Perth commercial property market. They delve into the intricacies of large transactions, the differences between residential and commercial properties, and the various asset classes within the commercial space. Lachlan shares insights from his journey in property valuation and sales, touching upon the emotional and technical aspects of real estate deals. The episode also covers the impact of economic conditions on property markets, the challenges in apartment development, and the importance of building long-term relationships in the property industry.


General advice only and not personal advice. CRN 485467

--------------------------------------


Follow the podcast

Subscribe to my channel: / @⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ThatBackyardPropertyPodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Visit my website:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://tuskfinance.com.au⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


Follow me on social media:

Facebook: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tuskfinancemk⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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LinkedIn: /⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelkilliner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


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Chapters:

00:00 Introduction and Initial Thoughts

00:51 Guest Introduction and Background

01:36 Family and Personal Values

05:45 Journey into Commercial Real Estate

08:34 Understanding the Commercial Market

10:48 Challenges and Opportunities in Commercial Real Estate

13:07 Current Trends in Perth's Property Market

18:38 Investment Insights and Market Comparisons

22:58 Types of Buyers in Commercial Property

25:05 Importance of Leases in Commercial Real Estate

28:14 Memorable Transactions and Client Relationships

31:21 Residential vs. Commercial Property Investment

35:58 Current Market Trends and Opportunities

39:08 Personal and Professional Achievements

41:06 Conclusion

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Music from #Uppbeat

https://uppbeat.io/t/andrey-rossi/seize-the-day

License code: UVSF5JTJM8QUZNXZ


Produced by ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Podwave Studios⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

#Australianproperty #perthproperty #propertyinvestment #MichaelKilliner #MelbourneProperty #PodwaveStudios

Show more...
2 months ago
41 minutes 36 seconds

That Backyard Property Podcast
I'm Michael Killiner the host of 'That Backyard Property' podcast. Join me as we embark on an exciting journey to help, inspire, and empower prospective property buyers in Australia. The podcast will explore the property buying process, the myths surrounding property acquisition, and practical guidance for navigating the market. I'll speak with expert guests to provide valuable insights every fortnight, alongside bite-sized episodes to simplify complex real estate jargon for you. Tune in every Tuesday for new episodes and learn how to take decisive steps towards your property goals!