🎙️ Honest Money’s Weekly Bitcoin Brief
Bitcoin in 2025 looked very different to previous market cycles. In this episode, Anja breaks down how Bitcoin continued to mature as global financial infrastructure, often quietly and away from market headlines, and why Australia played a more meaningful role in the Bitcoin conversation this year than many realised.
This Bitcoin Brief covers Australia’s evolving Bitcoin regulation, the launch of Bitcoin-collateralised loan products, growing institutional investment, and why long-term holder behaviour remains one of the most important signals in the market. Despite relatively flat price action, significant progress continued across financial services, digital assets, and global Bitcoin adoption.
Bitcoin only. No hype. No distractions. Australian lens, global context.
⏱ Chapters:
00:05 Bitcoin’s 2025 Overview: A Year of Maturation
00:24 Bitcoin developments in Australia and New Zealand
00:45 Market expectations vs reality in 2025
01:57 Bitcoin’s shift from speculation to infrastructure
02:36 Long-term holder behaviour and market sentiment
03:49 Australia’s role in the global Bitcoin conversation
05:50 Regulatory shifts and Bitcoin financial products in Australia
00:10:28 Global Bitcoin management and energy monetisation
00:12:01 Global regulatory developments and Bitcoin’s future
🔗 Affiliate Links
If you’re in Australia and looking to get started with Bitcoin, you can sign up to HardBlock, Australia’s longest-running Bitcoin-only exchange, using the link below. HardBlock is currently offering a $10 sign-up discount:
https://www.hardblock.com.au/join/honestmoney
Affiliate terms and conditions:
https://support.hardblock.com.au/article/82-affiliate-code-terms-and-conditions
📌 About Honest Money
Honest Money delivers Bitcoin-only news and education, focused on long-term thinking, sound money principles, and the Australian experience.
⚠️ Disclaimer
This content is for general information and educational purposes only and is not financial, legal, or tax advice. Always seek independent professional advice before making financial decisions.
#Bitcoin #BitcoinBrief #HonestMoney #BitcoinNews #BitcoinAustralia #SoundMoney #BitcoinOnly #LongTermThinking #BitcoinRegulation #BitcoinAdoption #InstitutionalBitcoin #BitcoinFinance
🎙️ Welcome to Episode 20 of The Honest Money Show
In this episode, Anja is joined by Paul Musson, a finance veteran with over 30 years of experience, to explore the flaws in traditional finance, wealth disparity, and the role of monetary policy in shaping the modern economy. The conversation delves into the housing market, the difference between capital and money, and how current economic policies have contributed to wealth inequality.
Paul emphasises the importance of awakening to economic realities and making informed decisions while advocating for a fairer financial system. He also highlights the need for empathy and understanding among individuals to foster positive societal change. The discussion provides practical insights for anyone looking to navigate finance with clarity and purpose.
Whether you’re interested in economic policy, financial reform, or understanding how wealth is distributed, this episode offers a thorough exploration of the forces shaping modern finance.
🔗 Featured Links:
• Paul Musson’s book (Capital Offence): https://www.amazon.com.au/Capital-Offence-Some-Benefit-Expense-ebook/dp/B0F6VQ2SFC
• Audible (narrated by the author), includes a short audio sample: https://www.audible.com/search?keywords=capital+offence+paul+musson
• Paddington Capital Management: https://paddingtoncapitalmgmt.com
🔑 Key Takeaways:
• Paul Musson has over 30 years of experience in finance.
• Traditional finance has systemic flaws that impact society.
• Monetary policy has contributed to wealth disparity.
• The housing market increasingly functions as a tool for wealth redistribution.
• Understanding the difference between capital and money is critical.
• Awakening to economic realities enables informed financial decisions.
• Reforming the financial system is possible but requires effort and sacrifice.
• Empathy and understanding are essential for societal change.
• The average person is capable of making smart financial choices.
• A fairer system can lead to a more productive and equitable society.
⏱️ Chapters:
00:11 – Introduction to Paul Musson and His Journey
03:06 – The Flaws of Traditional Finance
06:04 – Understanding Corporate Culture and Competitive Advantage
09:07 – The Impact of Monetary Policy on Wealth Distribution
12:49 – The Housing Market and Wealth Effect
15:29 – The Role of Government and Central Banks
18:36 – The Concept of Capital vs. Money
21:19 – The Generational Wealth Gap
24:27 – The Importance of Intellectual Honesty in Finance
27:17 – The Call to Action: Writing the Book
30:16 – Conclusion and Future Outlook
37:03 – The Mortgage Crisis and Its Consequences
38:46 – Awakening to Economic Realities
40:23 – Exploring Economic Philosophies
44:04 – Understanding Economic Laws and Human Action
46:38 – Reforming the Economic System
51:15 – Steps Towards Economic Education and Stability
59:05 – The Need for Compassion and Understanding in Economics
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. Built on the belief that understanding money is key to understanding freedom and responsibility, The Honest Money Show aims to improve financial literacy in an increasingly complex financial system.
🔗 Connect With Us:
Subscribe for weekly deep dives into finance, economics, and financial literacy.
Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow
Disclaimer:
This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.
#Finance #EconomicPolicy #WealthDisparity #HousingMarket #FinancialReform #CapitalVsMoney #MonetaryPolicy #CostOfLivingUSA #CostOfLivingCanada #CostOfLivingAustralia #CostOfLivingCrisis #HonestMoneyShow #EconomicEducation #PaulMusson
🎙️ Welcome to Episode 19 of The Honest Money Show
In this episode, Anja is joined by Philipp, Co-Founder and CEO of Lendasat, to explore the growing world of Bitcoin backed loans and what it really means to borrow against your Bitcoin without selling it. The conversation centres on Lendasat, a Bitcoin lending marketplace that connects borrowers and lenders without traditional intermediaries or KYC requirements.
Philipp breaks down the fundamentals of Bitcoin backed lending, including how collateral works, why loan-to-value (LTV) ratios are critical, and how interest rates are determined in today’s market. Together, Anja and Philipp walk through the full lifecycle of a loan — from application and funding to repayment and potential liquidation — highlighting both the opportunities and risks involved.
The discussion dives into liquidation mechanics, how borrowers can actively manage LTV to reduce risk, and why understanding volatility is essential before using Bitcoin as collateral. Philipp also explains how users can test the platform by lending to themselves, offering a practical way to learn without unnecessary exposure.
Beyond borrowing, the episode explores the lender side of the marketplace, outlining how individuals can earn yield on Bitcoin, what to look for when assessing borrowers, and why platform design and transparency matter. The conversation closes with a look ahead at future developments in Bitcoin lending, including instant loans for smaller amounts and evolving market dynamics.
Whether you’re considering borrowing against your Bitcoin, curious about earning yield as a lender, or simply want to understand how Bitcoin backed loans work in practice, this episode provides a clear, educational walkthrough of one of Bitcoin’s emerging financial use cases.
🔗 Featured Links:
• Lendersat Platform: https://lendasat.com
• Follow Philipp on X: https://x.com/bonomat
🔑 Key Takeaways:
• Bitcoin backed loans allow users to access liquidity without selling their Bitcoin.
• Loan-to-value (LTV) ratios are central to managing risk.
• Interest rates typically range between 10–12%, depending on market conditions.
• Monitoring collateral levels is essential to avoid liquidation.
• Liquidation occurs when Bitcoin’s price falls beyond set thresholds.
• Lendersat operates as a marketplace connecting lenders and borrowers directly.
• No KYC enhances privacy but places responsibility on users.
• Borrowers can test the platform by lending to themselves.
• Lenders can earn interest by providing Bitcoin-backed loans.
• The Bitcoin lending space is evolving with faster and more flexible products.
⏱️ Chapters:
00:11 – Introduction to Bitcoin Backed Loans
07:14 – Understanding the Loan Process
17:13 – Navigating the Loan Application
21:50 – Managing Your Loan
24:28 – Dealing with Liquidation Risks
28:54 – The End of the Loan Journey
31:54 – Interest Rates and Market Dynamics
35:35 – Assessing Lenders and Platforms
38:56 – Becoming a Lender
41:13 – Future Developments and Innovations
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world, from monetary expansion and lending markets to Bitcoin. Through in-depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides grounded, practical insights. Built on the belief that understanding money is key to understanding freedom and responsibility, The Honest Money Show aims to improve financial literacy in an increasingly complex financial system.
🔗 Connect With Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow
Disclaimer:
This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Bitcoin and other digital assets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.
#Bitcoin #BitcoinLoans #BitcoinBackedLoans #CryptoLending #FinancialEducation #Collateral #InterestRates #BitcoinLending #HonestMoneyShow
🎙️ Welcome to Episode 18 of The Honest Money Show
In this episode, Anja is joined by Dale Warburton, host of the Why Bitcoin Show and author of No Tenants, No Troubles. Dale makes a compelling case for why Bitcoin may be a superior long-term investment compared to real estate, particularly in the context of Australia’s increasingly unaffordable and policy-driven property market.
Dale unpacks the core thesis of his book, which challenges conventional wisdom around property investment and highlights the hidden risks of tenants, leverage, maintenance, regulation, and government intervention. He explains why property is a protected asset class, how this protection distorts markets, and why these dynamics create structural challenges for both investors and everyday Australians.
The conversation explores Bitcoin’s unique characteristics: true ownership, liquidity, portability, and fixed supply, and contrasts them with the realities of property ownership. Dale also dives into the legal distinctions between Bitcoin and the broader crypto industry, explaining why many crypto assets function more like speculative ventures than sound money.
Anja and Dale discuss how narratives within crypto have evolved, why many investors are becoming disillusioned with altcoins, and how Bitcoin continues to stand apart as digital gold. Dale also introduces his upcoming Bitcoin Will Starter Kit, designed to help individuals think through inheritance, custody, and long-term security of their Bitcoin.
Whether you’re a property investor, a Bitcoiner, or someone questioning traditional investment paths, this episode offers a clear-eyed, practical discussion on money, ownership, and the future of wealth.
🔗 Featured Links:
• Dale Warburton – Why Bitcoin Show: https://whybitcoinshow.com
• Retirement calculator: https://whybitcoinshow.com/bitcoin-retirement-calculator/
• No Tenants, No Troubles by Dale Warburton: https://www.amazon.com.au/No-Tenants-Troubles-Digital-Estate/dp/B0FX98GBRM
• Follow Dale on X: https://x.com/Dale21M
🔑 Key Takeaways:
• Property investment carries hidden risks that are often overlooked.
• Australian real estate is heavily influenced by government policy and protection.
• Bitcoin offers true ownership without tenants, leverage, or counterparty risk.
• Liquidity and portability give Bitcoin a major advantage over property.
• Crypto often functions as a speculative VC game rather than sound money.
• Bitcoin is legally distinct from most cryptocurrencies.
• Investment narratives in crypto are rapidly changing.
• Understanding money is key to making long-term investment decisions.
• Estate planning is critical for Bitcoin holders.
• Financial literacy empowers better choices in uncertain times.
⏱️ Chapters:
00:11 – Introduction to Dale Warburton and No Tenants, No Troubles
03:21 – The Case for Bitcoin Over Real Estate
07:34 – Who the Book Is For
11:45 – Real Estate as a Protected Asset Class
16:05 – The Future of the Property Market
21:06 – Inherent Risks of Property Investment
27:20 – Comparing Bitcoin and Property
30:56 – Legal Perspectives: Bitcoin vs Crypto
34:34 – The Evolution of Crypto Narratives
51:34 – Bitcoin Will Starter Kit and Final Thoughts
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world, from monetary expansion and policy to Bitcoin. Through in-depth conversations with thought leaders, economists, innovators, and everyday people, the show challenges mainstream narratives and offers grounded, actionable insights. Built on the belief that understanding money is key to understanding power, freedom, and the future, The Honest Money Show aims to improve financial literacy and help people regain a sense of agency in an increasingly uncertain world.
🔗 Connect With Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow
Disclaimer:
This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Bitcoin and other digital assets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.
#Bitcoin #PropertyInvestment #NoTenantsNoTroubles #DaleWarburton #FinancialLiteracy #BitcoinAustralia #DigitalGold #RealEstate #BitcoinVsProperty #HonestMoneyShow
🎙️ Welcome to Episode 17 of The Honest Money Show
In this episode, Anja sits down with Mike Beatty, former PE teacher, Bitcoin educator, and creator of the YouTube channel Bitcoin Straight Up. Mike shares his unique journey from Bitcoin sceptic to passionate advocate, breaking down how curiosity, research, and a desire to help friends and family understand Bitcoin eventually led him into full-time education.
Together, Anja and Mike explore why decentralisation sits at the heart of Bitcoin’s security, the risks and misconceptions that still surround the protocol, and why understanding how Bitcoin works is essential for widespread adoption. Mike explains the importance of engaging openly with the community, addressing myths with patience, and creating accessible content for people entering the space for the first time.
The conversation also dives into the role of creators in Bitcoin education, the rise of educational content, the challenges of communicating complex ideas simply, and why diverse voices are needed to build a global free-market ecosystem. Mike and Anja discuss the long-term implications of proposals like BIP 444, the value of spending and using Bitcoin locally, and the ongoing risks of centralisation pressures within the broader ecosystem.
Whether you're new to Bitcoin, a long-time Bitcoiner, or exploring how decentralisation can reshape financial systems, this episode offers clarity, grounded perspectives, and a refreshing look at the importance of education in Bitcoin’s future.
🔗 Featured Links:
• Mike Beatty on YouTube (Bitcoin Straight Up): https://www.youtube.com/@BitcoinStraightUp
• Mike Beatty on X: https://x.com/mike_beatty1
• Mike Beatty on Nostr: npub1yp4n0rw5sgf9sl4ta0wxfvq9pxc67sf0s3vmfp5l7r5uzleqqrhsyskqyk
🔑 Key Takeaways:
• Decentralisation is essential for Bitcoin’s security and long-term viability.
• Education helps break down myths and reduces barriers to adoption.
• Understanding Bitcoin’s protocol strengthens confidence in the system.
• Community engagement is crucial for spreading accurate information.
• Centralisation pressures remain a risk within the Bitcoin ecosystem.
• Spending Bitcoin supports local economies and practical adoption.
• Diverse voices make Bitcoin more accessible to newcomers.
• Analytical thinking can turn scepticism into informed conviction.
• YouTube and social platforms are powerful tools for global education.
• Influential figures and resources help guide new Bitcoiners.
⏱️ Chapters:
00:11 – Introduction to Bitcoin Education
03:06 – The Genesis of Bitcoin Straight Up
06:00 – Mike's Journey from Scepticism to Advocacy
08:55 – Understanding Bitcoin's Risks and Threats
12:14 – Decentralisation: The Core Principle of Bitcoin
14:58 – The Five Rules of Bitcoin
17:59 – Motivation Behind Bitcoin Education
20:51 – The Core vs. Knots Debate
24:01 – BIP 444 and Its Implications
26:51 – The Future of Bitcoin and Community Engagement
33:17 – Navigating Social Media and Content Creation
34:04 – Audience Engagement: Bitcoiners vs. Newbies
36:40 – The Rise of Educational Content in Bitcoin
38:25 – Challenges in Communicating Bitcoin to Newbies
41:05 – The Importance of Diverse Voices in Bitcoin
41:57 – Family Perspectives on Bitcoin
45:42 – Local Community and Bitcoin Adoption
49:19 – Debunking Myths About Bitcoin
56:29 – Influential Figures and Resources in Bitcoin
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world, from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future, and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok and LinkedIn: @HonestMoneyShow
Disclaimer:
This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views of the host and guests are their own and do not represent any organisation or regulatory body. Cryptocurrencies, including Bitcoin, are highly speculative and volatile. You should seek independent professional advice before making any investment decisions. By listening, you accept that all decisions are your responsibility, and neither the host, guests, nor the podcast accept liability for any loss or damage.
#BitcoinEducation #Decentralisation #BitcoinStraightUp #FinancialLiteracy #BitcoinAustralia #BIP444 #BitcoinMyths #CommunityAdoption #BitcoinProtocol #HonestMoneyShow
🎙️ Welcome to Episode 16 of The Honest Money Show
In this episode, Anja sits down with El the Freedom Fairy, a Gen Z Bitcoiner and a passionate advocate for personal liberty and decentralised empowerment. Together, they explore the dangers of political radicalisation on both the right and the left, and how both extremes ultimately lead to increased state control and a loss of personal freedoms.
El breaks down why radicalisation is so harmful, how it divides society, and why neither political extreme provides a genuine path to autonomy. She argues for the need to forge a new movement centred on personal freedoms, accountability, and decentralised principles that reduce reliance on the state. The conversation also highlights how separating money from government is essential in protecting freedom.
The episode further examines Bitcoin’s growing role as a tool for financial sovereignty, the decentralised alternatives it offers, and why its emergence matters for those who value freedom. Anja and El discuss how Bitcoin empowers individuals, how it holds spending accountable, and why it is becoming increasingly important in a world where state power continues to expand.
Whether you're concerned about the rise of political extremism, interested in how Bitcoin supports personal freedoms, or exploring new ways to understand the relationship between money and power, this episode offers clarity, context, and practical insight.
🔗 Featured Links:
• El the Freedom Fairy on X: https://x.com/El_FreedomFairy
• El the Freedom Fairy on TikTok: https://www.tiktok.com/@elthefreedomfairy
• El the Freedom Fairy on Instagram: https://www.instagram.com/elthefreedomfairy/
🔑 Key Takeaways:
• Advocating against radicalisation is crucial for personal freedoms.
• Both right and left radicalisation lead to state control.
• A new political movement should focus on personal freedoms.
• Bitcoin can help protect personal freedoms.
• Separating money from state is essential.
• Holding spending accountable is vital for freedom.
• Radicalisation widens the divide in society.
• Freedom-minded movements are necessary for progress.
• Bitcoin offers a solution to state control.
• Valuing personal freedoms is key to a better society.
⏱️ Chapters:
00:11 – Introduction to El and Her Bitcoin Journey
04:22 – Bitcoin vs. Property: A Personal Choice
19:03 – Women in Bitcoin Sydney: Creating a Safe Space
40:00 – Political Divides and Bitcoin Adoption
51:27 – The Importance of Financial Literacy and Independence
01:07:54 – Final Thoughts and Encouragement to Stay Curious
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok and LinkedIn: @HonestMoneyShow
#Radicalisation #PersonalFreedoms #Bitcoin #StateControl #PoliticalMovements
🎙️ Welcome to Episode 15 of The Honest Money Show
In this episode, Anja sits down with economist, author, and educator Robert P. Murphy, one of the leading contemporary voices in Austrian economics. Together, they explore the foundations of Austrian economic thought, how it contrasts with Keynesian economics, and what these differing worldviews mean for the financial system we live in today.
Robert breaks down the Austrian perspective on business cycles, market pricing, and the dangers of central planning, explaining why many Austrian economists argue that government intervention often amplifies economic instability rather than fixing it. The conversation also highlights how Austrian insights help us understand monetary policy, inflation, and the recurring crises that stem from central banking.
The episode further examines Bitcoin’s growing role as a form of hard money, the decentralised alternatives it offers, and why its emergence signals a major shift in both economic theory and monetary practice. Anja and Robert discuss how decentralisation can lead to more effective economic decision-making, why understanding economic theory matters now more than ever, and what the rise of cryptocurrencies could mean for the future of money.
Whether you're deep into Austrian economics, curious about how Keynesian ideas shaped modern policy, or exploring why Bitcoin is often called the hardest form of money, this episode offers clarity, historical context, and practical insight.
🔗 Featured Links:
• Robert P. Murphy’s Website: https://consultingbyrpm.com
• Robert P. Murphy on X: https://x.com/BobMurphyEcon
• The Bob Murphy Show: https://www.bobmurphyshow.com
• Book: Choice: Cooperation, Enterprise, and Human Action — Robert P. Murphy: https://www.amazon.com.au/Choice-Cooperation-Enterprise-Human-Action-ebook/dp/B01228F4OE
• Contrasting Views of the Great Depression | Robert P. Murphy (Mises Media): https://www.youtube.com/watch?v=envGgTVOL_4
🔑 Key Takeaways:
• Austrian economics prioritises individual decision-making over aggregate statistics.
• Market pricing is central to understanding money, banking, and economic coordination.
• Keynesian economics attributes recessions to insufficient aggregate demand.
• Austrian economists argue that government intervention often worsens boom-bust cycles.
• Central planners lack the market price signals necessary for effective resource allocation.
• Bitcoin represents a form of hard money that challenges traditional fiat systems.
• Business cycles are shaped heavily by banking regulation and government policy.
• Decentralisation enhances resilience and informed economic decision-making.
• Economic literacy is crucial in navigating today’s shifting financial landscape.
• Bitcoin marks a major evolution in monetary theory and practice.
⏱️ Chapters:
00:11 – Introduction to Austrian Economics
05:31 – Defining the Scope of Economics
11:12 – Key Differences: Austrian vs. Keynesian Economics
21:08 – The Rise of Keynesian Economics
28:16 – The Future of Economic Schools
41:15 – Common Resource Problems and Political Implications
42:11 – Rothbard’s Perspective on Environmental Issues
46:56 – Central Planning and Central Banking Critique
55:45 – Austrian Economics and Crisis Management
01:01:00 – Cultural Differences in Government Trust
01:08:23 – Bitcoin and the Future of Money
01:16:09 – The Hardest Money and Institutional Resistance
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok and LinkedIn: @HonestMoneyShow
#AustrianEconomics #KeynesianEconomics #RobertPMurphy #Bitcoin #HardMoney #CentralBanking #BusinessCycle #MonetaryPolicy #EconomicHistory #EconomicTheory #HonestMoneyShow
🎙️ Welcome to Episode 14 of The Honest Money Show
In this episode, Anja sits down with Katie Ananina, founder of Plan B and now CMO of CitizenX, widely known as Katie the Russian. Katie shares her remarkable journey from growing up in Russia to becoming a leading voice in the second-citizenship, Bitcoin, and investment-migration space.
They explore why second citizenship has become a powerful tool for those seeking optionality in an increasingly unpredictable world. Katie dives into the realities of geopolitical unrest, how immigration policies are shifting, and why more people, especially Bitcoiners, are turning to alternative jurisdictions for freedom, stability, and community.
The conversation highlights the human stories behind relocation: the importance of tribe, the practicalities of healthcare and lifestyle, and the growing accessibility of citizenship by investment for the middle class. Katie also discusses the rise of El Salvador as a Bitcoin-friendly hub and what motherhood has taught her about building resilience and choosing where to raise a family.
Whether you're concerned about global instability, exploring second-citizenship options, or simply curious about how Bitcoin intersects with freedom of movement, this episode offers grounded, actionable insights.
🔗 Featured Links:
• CitizenX Website: https://citizenx.com
• CitizenX on X: https://x.com/CitizenX
• Katie Ananina on X: https://x.com/PlanBpassport
🔑 Key Takeaways:
• Second citizenship is increasingly viewed as a hedge against geopolitical uncertainty.
• Katie’s personal story reveals how political instability shapes views on freedom and mobility.
• Clients seek optionality (not escape) when pursuing additional citizenships.
• COVID-19 accelerated remote work and made relocation more viable than ever.
• Investment migration is becoming accessible to a broader middle class.
• El Salvador is emerging as a strong destination for Bitcoiners.
• Community and finding a “tribe” are essential in choosing a new home.
• Healthcare, lifestyle, and environment are core priorities for families.
• Citizenship by investment streamlines an otherwise complex immigration process.
• Motherhood adds a new lens to evaluating safety, opportunity, and long-term stability.
⏱️ Chapters:
00:11 – Introduction to CitizenX and Katie’s Journey
02:59 – Katie’s Early Life and Experiences in Russia
05:54 – The Impact of Political and Economic Instability
08:44 – Understanding Client Motivations for Second Citizenship
11:49 – The Future of Immigration Policies
14:42 – Citizenship by Investment: Trends and Opportunities
18:09 – Healthcare and Lifestyle Considerations for Relocation
21:02 – Democratisation of Citizenship Options
23:54 – The Role of Community in Relocation Decisions
27:04 – Motherhood and Bitcoin: A Unique Perspective
29:53 – El Salvador: A Case Study in Bitcoin Adoption
32:53 – Conclusion and Future Considerations
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok and LinkedIn: @HonestMoneyShow
#CitizenX #SecondCitizenship #KatieTheRussian #InvestmentMigration #Bitcoin #GeopoliticalUnrest #PlanB #ElSalvador #FinancialFreedom #HonestMoneyShow #LifestyleDesign #GlobalMobility
🎙️ Welcome to Episode 13 of The Honest Money Show
In this episode, Anja sits down with James Check, a Bitcoin Analyst specialising in on-chain analytics and market insights. They explore how Bitcoin dipping below $100K has become a psychological marker for investors, and the ongoing shift from old money to new money in the market.
James dives into the dynamics of institutional adoption, high net worth participation, and the changing role of retail investors. The conversation highlights the human decisions, emotional extremes, and strategic thinking that shape Bitcoin’s journey, from long-term holders to the current market rotation.
This episode provides actionable insights into market perception, regulatory impacts, and on-chain data, helping listeners understand the forces driving Bitcoin adoption and its long-term potential as a digital store of value.
Whether you’re a retail investor, institutional player, or Bitcoin enthusiast, this episode offers a clear view of the evolving landscape and the strategic considerations shaping the market today.
🔗 Featured Links:
• James Check on X: https://x.com/_Checkmatey_
• Main website: https://www.checkonchain.com
• Newsletter: http://newsletter.checkonchain.com
• Charting Suite: https://charts.checkonchain.com
• The Bitcoin Checkpoint Report: https://www.unchained.com/go/the-bitcoin-checkpoint
🔑 Key Takeaways:
• $100K is a psychological stretch target for many investors.
• Old money is transitioning to new money in the market.
• Institutions and high net worth individuals are increasingly active.
• Retail investors are being replaced in influence by institutions.
• The market is undergoing a significant rotation.
• Long-term Bitcoiners offer unique insights from past cycles.
• Conviction and strategy are key to navigating volatility.
• On-chain data reveals deeper market behaviour and trends.
• Regulatory clarity is accelerating institutional adoption.
• Bitcoin continues to show potential as a long-term savings asset.
⏱️ Chapters:
00:11 – Introduction to Bitcoin Analysis
03:12 – The Unique Journey of Long-term Bitcoin Holders
06:13 – Why Traditional Finance Analysts Lack a Clear Threshold for Their Thesis
08:32 – What’s Happening in the Bitcoin Market Right Now
13:26 – The Great Rotation: Why This Cycle Is Different
20:57 – Old Money to New Money
27:57 – Future of Bitcoin: Adoption and Nation-States
29:56 – Bitcoin's Realised Cap: A Key Metric
34:28 – Bitcoin Core vs Knots: A Nothing Burger
36:24 – DCA Strategies: Finding the Best Investment Frequency
39:15 – Bitcoin's Transparent Market: Insights from James Check
44:21 – If Satoshi’s Coins Ever Move: What It Could Mean for Bitcoin
52:16 – Bitcoin Adoption Theories: Rapid S-Curve or Gradual Steady Adoption
01:01:22 – Staying Humble in the Bitcoin Market
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok and LinkedIn: @HonestMoneyShow
#Bitcoin #JamesCheck #BitcoinAnalysis #TheGreatRotation #InstitutionalBitcoin #OldMoneyNewMoney #HonestMoneyShow #OnChainAnalysis #BitcoinAdoption #FinancialEducation
🎙️ Welcome to Episode 12 of The Honest Money Show
In this episode, Anja sits down with Jonas Benner, a quant at AMP, who played a pivotal role in helping the financial giant allocate Bitcoin to its portfolio. They dive deep into Bitcoin’s growing legitimacy as an institutional asset and what it takes to introduce such a bold idea within traditional finance.
Jonas shares how his fascination with the history of money laid the foundation for understanding Bitcoin’s value as a bearer asset and its potential as a medium of exchange. From gold to fiat to digital assets, the conversation traces how money evolves — and how Bitcoin might represent the next natural step.
This episode explores the four-stage monetisation process of Bitcoin, why scepticism often arises from misunderstanding, and how financial education is key to shifting institutional mindsets. Jonas also talks about the power of workshops and internal advocacy to create awareness and drive Bitcoin adoption in corporate environments.
Whether you’re a finance professional, Bitcoin enthusiast, or someone curious about how digital assets are making their way into legacy institutions, this episode provides a thoughtful look at the challenges and opportunities of aligning modern financial tools with timeless monetary principles.
🔗 Featured Links:
• AMP Limited: https://www.amp.com.au/resources/insights-hub/is-your-super-invested-in-bitcoin
• Jonas Benner on LinkedIn: https://www.linkedin.com/in/jonas-benner/
🔑 Key Takeaways:
• Jonas Benner played a key role in AMP’s Bitcoin allocation.
• Bitcoin is gaining traction as a legitimate institutional asset.
• Understanding the history of money is key to understanding Bitcoin.
• Bitcoin blends the strengths of gold (scarcity) and fiat (divisibility).
• The shift from physical to digital assets is a natural evolution.
• Bitcoin’s monetisation follows a four-stage adoption model.
• Internal workshops are an effective tool for Bitcoin education.
• Many critics simply don’t understand Bitcoin’s fundamentals.
• Bitcoin can lower time preference and encourage long-term thinking.
• Open dialogue is essential to Bitcoin’s acceptance in traditional finance.
⏱️ Chapters:
00:11 – Introduction to Jonas Benner
02:36 – Jonas’s Journey into Bitcoin
06:57 – The History of Money and Bitcoin's Role
20:34 – Understanding Fiat Money and Its Implications
26:02 – Bearer Assets: Ownership and Control
38:08 – The Stages of Money Adoption
48:05 – Scepticism in Traditional Finance
49:34 – The Impact of Bitcoin ETFs
50:58 – Educational Initiatives at AMP
52:14 – Understanding Money and Value
53:43 – Bitcoin’s Unique Properties
57:35 – Bitcoin as a Medium of Exchange
01:01:15 – Intrinsic Value of Bitcoin
01:11:22 – Investing in Bitcoin vs. Futures
01:14:15 – Personal Investment Philosophy
01:20:24 – The Positive Mind Virus of Bitcoin
01:23:28 – Encouraging Bitcoin Conversations at Work
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, TikTok, and LinkedIn: @HonestMoneyShow
#Bitcoin #JonasBenner #AMP #BitcoinAdoption #InstitutionalBitcoin #HistoryOfMoney #HonestMoneyShow #BitcoinFutures #FinancialEducation #MediumOfExchange #DigitalAssets #BitcoinAsMoney
🎙️ Welcome to Episode 11 of The Honest Money Show
In this episode, Anja sits down with Steve Orenstein, CEO of Locate Technologies — the first ASX-listed company to integrate Bitcoin into its treasury. They explore the bold decision to hold Bitcoin on the company’s balance sheet, the strategic reasoning behind it, and what it means for corporate adoption going forward.
Steve shares the real-world implications of navigating the regulatory landscape in both Australia and New Zealand, how the pandemic accelerated demand for logistics services, and why understanding the fundamentals of money is critical in a rapidly changing financial environment.
The conversation also touches on personal conviction — including the remarkable story of Steve selling his own car to buy Bitcoin — and the broader movement of Bitcoin treasury adoption by companies looking for a long-term hedge against uncertainty. From Bitcoin’s role as a store of value to institutional sentiment across the region, this episode offers a grounded look at why more businesses are starting to take Bitcoin seriously — and what that could mean for the future of finance.
Whether you’re a business owner, investor, or just curious about how Bitcoin is being integrated into real-world operations, this episode offers a firsthand look into the evolving landscape of corporate Bitcoin adoption.
🔗 Featured Links:
• Locate Technologies: https://locate.tech
• Steve Orenstein on LinkedIn: https://www.linkedin.com/in/steveorenstein/
🔑 Key Takeaways:
• Locate Technologies is the first ASX-listed company with Bitcoin on its balance sheet.
• Bitcoin is viewed by the company as a long-term store of value.
• The pandemic drove a surge in logistics demand, boosting Locate’s growth.
• Regulatory challenges prompted a move to the New Zealand Stock Exchange.
• Understanding the fundamentals of money is crucial to appreciating Bitcoin.
• The board supported the Bitcoin strategy after thoughtful internal discussion.
• Steve sold his car to buy Bitcoin — showing his personal conviction.
• Institutional interest in Bitcoin is growing, especially post-pandemic.
• There’s a growing need for corporate education around Bitcoin strategies.
• Direct Bitcoin ownership is a priority for Locate Technologies.
⏱️ Chapters:
00:11 – Introduction to Locate Technologies and Bitcoin
02:09 – Impact of the Pandemic on Business Growth
03:56 – Journey into Bitcoin and Board Discussions
06:08 – Investor Reactions and Education on Bitcoin
08:29 – Recent Developments in Bitcoin Holdings
09:46 – Insights from the Bitcoin Treasury Conference
11:03 – Transitioning to the New Zealand Stock Exchange
15:19 – Regulatory Challenges and Cash Box Rule
18:52 – Understanding the ASX's Cash Box Rule
20:58 – Future of Bitcoin Adoption in Australia
21:56 – Personal Journey with Bitcoin and Ethereum
23:47 – The Lightbulb Moment with Bitcoin
25:59 – Future Plans for Locate Technologies
26:34 – Long-term Strategy for Bitcoin Holdings
28:03 – Global Expansion of Locate Technologies
28:56 – Engagement with the Board and Public Sentiment
31:31 – Direct Ownership of Bitcoin and Custodianship
33:26 – The Importance of Bitcoin in Today's Economy
42:49 – Understanding Bitcoin Treasuries vs. Direct Ownership
54:43 – Long-Term Perspectives on Bitcoin Investment
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #BitcoinTreasury #LocateTechnologies #SteveOrenstein #ASX #NZSX #FinancialFreedom #BitcoinEducation #BitcoinNewZealand #CorporateBitcoin #HonestMoneyShow #BTC #InstitutionalAdoption #BitcoinAustralia #StoreOfValue #EconomicShift
🎙️ Welcome to Episode 10 of The Honest Money Show
In this episode, Anja is joined by Brad Rettler — philosopher, educator, and co-author of Resistance Money. Together, they dive into Bitcoin’s role as more than just a currency: a tool for resistance, a safeguard for human rights, and a foundation for a fairer, more stable economic future.
This wide-ranging conversation explores how Bitcoin challenges entrenched financial systems and empowers individuals — especially those living under oppressive regimes — to reclaim financial sovereignty. Brad brings an academic lens to the discussion, unpacking how education, critical thinking, and open dialogue can help dispel misconceptions and foster a more informed Bitcoin culture.
Anja and Brad also examine the cultural and generational dynamics shaping Bitcoin’s adoption, the importance of privacy in an increasingly surveilled financial landscape, and why today’s Bitcoin holders must embrace the responsibility of educating others. From the impact of Bitcoin mining on local economies to the role of academic research in shaping public understanding, this episode offers a thoughtful and principled take on what it means to build a better money system — and why that matters now more than ever.
This isn’t just a conversation about Bitcoin — it’s a deep philosophical exploration of money, power, and the path to economic freedom.
🔗 Featured Links:
Resistance Money: https://www.resistance.money
Brad Rettler’s X account: https://x.com/rettlerb
Bitcoin Research Institute: https://www.uwyo.edu/philrelig/bitcoin.html
🔑 Key Takeaways:
• Bitcoin can provide financial freedom for those in oppressive regimes.
• Understanding Bitcoin requires stepping back from personal biases.
• Education is crucial for promoting Bitcoin's benefits.
• Bitcoin's role in society extends beyond just being a currency.
• The youth view Bitcoin as a potential solution to financial instability.
• Bitcoin can help maintain privacy in financial transactions.
• The transition to a Bitcoinized world may involve significant challenges.
• Advocacy and education about Bitcoin are responsibilities of current holders.
• Bitcoin mining can have positive impacts on energy use and local economies.
• Academic research on Bitcoin is essential for understanding its broader implications.
⏱️ Chapters:
00:11 – Introduction to Bitcoin and Resistance Money
04:49 – Understanding Bitcoin's Value Proposition
09:42 – The Transition to a Bitcoinized World
13:31 – The Role of Bitcoin in Financial Crisis
16:19 – Navigating the Shift to Bitcoin
20:59 – Educating Others About Bitcoin
25:35 – Human Rights and Bitcoin's Impact
27:47 – The Value of Bitcoin in Personal Freedom
34:02 – Young People's Perspective on Bitcoin
39:20 – Bitcoin Culture and Community Engagement
41:37 – The Role of the Bitcoin Research Institute
48:38 – Demographics and Misconceptions in Bitcoin Research
53:31 – Addressing Myths and FUD Surrounding Bitcoin Mining
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #ResistanceMoney #FinancialFreedom #BitcoinEducation #HumanRights #PhilosophyOfMoney #BitcoinCulture #AcademicResearch #BitcoinYouth #HonestMoneyShow #BTC #BitcoinMining #FUD #EconomicStability
🎙️ Welcome to Episode 9 of The Honest Money Show
In this episode, Anja is joined by Carri C, co-founder of Bitcoin Treasury Solutions — a company dedicated to helping businesses understand and integrate Bitcoin through hands-on, interactive workshops. Together, they explore the risks tied to traditional investments like cash, property, and gold, while highlighting Bitcoin’s role as a hedge against inflation and a tool for long-term financial sovereignty.
This conversation focuses on education over hype. Carri shares lessons from the frontlines of Bitcoin workshops, where participants often experience a powerful shift in perspective — realising how inflation erodes wealth and why Bitcoin’s fixed supply and decentralised nature offer a compelling alternative to legacy systems.
Anja and Carri unpack the misconceptions around so-called "safe" investments, the hidden vulnerabilities in property markets, and why holding cash may feel secure but ultimately leads to purchasing power loss. They emphasise the need for structured, values-driven education to help both individuals and businesses navigate the shift toward a Bitcoin standard.
This episode is more than a discussion about money — it’s a call to action for anyone ready to challenge conventional thinking and take responsibility for their financial future.
🔗 Featured Links:
Bitcoin Treasury Solutions: https://bitcointreasurysolutions.com.au/
Carri’s X account: https://x.com/CarriBtcTreas
🔑 Key Takeaways:
• Bitcoin Treasury Solutions empowers businesses through education.
• Workshops are interactive and conversational, not lecture-based.
• Traditional assets carry risks often misunderstood or ignored.
• Cash is losing value — inflation is the silent wealth destroyer.
• Property and gold are not as “safe” as many assume.
• Bitcoin’s scarcity gives it unique long-term value.
• Education is essential to drive thoughtful Bitcoin adoption.
• Workshops create space for open, critical discussion.
• The Bitcoin community needs more structured, values-first education.
• Institutional interest signals a maturing future for Bitcoin.
⏱️ Chapters:
00:11 – Introduction and Connection in the Bitcoin Space
02:47 – Bitcoin Treasury Solutions: The Genesis and Vision
05:54 – Understanding Investment Risks: A Comparative Analysis
08:39 – The Realities of Property Investment
11:30 – Cash vs. Shares: Unpacking Perceived Safety
14:29 – Inflation and Its Impact on Investment Returns
17:40 – The Role of Bitcoin in Modern Investment Strategies
20:30 – The Importance of Education in Bitcoin Adoption
23:38 – Workshop Outcomes: Transforming Understanding into Action
26:30 – Navigating Skepticism: Engaging with the Curious
29:24 – Conclusion: The Future of Bitcoin Education and Adoption
43:09 – Engaging the Community: Workshops and Conversations
49:53 – Training Techniques: Answering Questions Effectively
01:00:08 – The Importance of Simplifying Complex Concepts
01:10:25 – Adoption and Awareness: The Current State of Bitcoin
01:20:48 – Final Thoughts: Communication and Community Engagement
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #FinancialLiteracy #Inflation #InvestmentRisks #BitcoinEducation #TreasurySolutions #Workshops #HonestMoneyShow #BitcoinAdoption #BTC #AussieBitcoin
🎙️ Welcome to Episode 8 of The Honest Money Show
In this episode, Anja is joined by Andrew, a long-time Bitcoiner whose journey began with scepticism and evolved into deep conviction. With a background shaped by traditional investment thinking, Andrew brings a thoughtful and grounded perspective on what it means to build long-term conviction in Bitcoin — especially in a world of fiat uncertainty and shifting economic narratives.
They discuss the emotional and strategic side of investing in Bitcoin, including Andrew's use of the power law and quantile model to model future price potential, the importance of understanding your personal 'why', and how community plays a crucial role in surviving Bitcoin’s volatile market cycles. Andrew also shares his thoughts on dollar-cost averaging (DCA) vs. lump sum investing, the mixed reactions from family and friends, and why he believes fiat currency devalues quality of life.
The conversation is filled with personal insights, practical strategies, and hard-earned wisdom from nearly a decade in the space. Andrew’s calm, data-informed approach offers a refreshing counter to the hype and hysteria often surrounding Bitcoin discussions.
If you’ve ever wrestled with conviction, volatility, or how to talk to loved ones about Bitcoin, this episode is for you.
🔗 Featured Links:
Connect with Andrew on X: https://x.com/andy_surfie
Connect with Andrew on TikTok: https://www.tiktok.com/@andyboiii3
Connect with Andrew on Instagram: https://www.instagram.com/andyboiii/
Andrew on G’Day Bitcoin: https://www.youtube.com/watch?v=Vlj10_Xt0N4&t=186s
🔑 Key Takeaways:
• Andrew began his Bitcoin journey in 2014 after a friend’s recommendation
• Conviction is built through research, reflection, and market experience
• The power law offers a compelling lens for understanding Bitcoin’s long-term potential
• Community is critical for navigating cycles and deepening understanding
• Dollar-cost averaging is Andrew’s preferred method, though he's open to lump-sum timing
• Fiat money contributes to a decline in quality of life through stealth debasement
• Mixed family reactions reflect broader societal skepticism and learning curves
• Your 'why' matters — especially when volatility strikes
• We’re still early in Bitcoin adoption, with much of the journey still ahead
⏱️ Chapters:
00:11 – Introduction and Origin Story
05:19 – Bitcoin Journey and Community Engagement
12:13 – Market Cycles and Volatility
18:39 – Investment Strategies: Bitcoin vs. Traditional Assets
26:20 – Understanding Bitcoin and Personal Philosophy
33:00 – Risk Perception and Research in Bitcoin Investment
40:06 – Modelling Bitcoin's Future with Data
43:46 – Investment Strategies: DCA vs. Timing the Market
47:41 – Advice for New Investors: Understanding Your Why
52:04 – Family Perspectives on Bitcoin: The Orange Pill Journey
58:11 – Quality of Life and Economic Standards: The Impact of Currency Debasement
01:10:43 – Connecting with the Bitcoin Community: Future Meetups and Engagement
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #BitcoinStrategy #FinancialLiteracy #FiatDebasement #DollarCostAveraging #BitcoinCommunity #HonestMoneyShow #BTC #BitcoinInvesting #BitcoinEducation #PersonalFinance #FamilyFinance #ConvictionNotVolatility #BitcoinPhilosophy
🎙️ Welcome to Episode 7 of The Honest Money Show
In this episode, Anja is joined by Peter Dunworth, a private wealth advisor and co-founder of The Bitcoin Adviser. Known for his forward-thinking approach to estate planning and investment strategy, Peter breaks down Bitcoin as a triple point asset — functioning simultaneously as a store of value, medium of exchange, and unit of account.
This conversation is rich in both technical insights and practical applications. Peter shares how he manages client expectations around Bitcoin's volatility, outlines the growing interest from baby boomers, and examines why institutions are increasingly eyeing Bitcoin as a serious component of their portfolios. They dive into the projected market size of Bitcoin, the structural changes happening in the financial landscape, and how collaborative custody models can protect assets from potential overreach.
A major highlight of the episode is Peter’s introduction of the innovative Loan My Coins product — a Bitcoin-to-Bitcoin loan designed to eliminate counterparty risk and margin calls. Anja and Peter also tackle the importance of estate planning for Bitcoin holders, offering practical guidance on securing digital assets for future generations.
This episode challenges outdated narratives and provides a thoughtful look at how Bitcoin is reshaping conversations around wealth, security, and sovereignty.
🔗 Featured Links:
The Bitcoin Adviser: https://content.thebitcoinadviser.com/honest-money
Loan My Coins: https://www.loanmycoins.com/
Peter’s X account: https://x.com/PeterBTCAdviser
🔑 Key Takeaways:
• Bitcoin is a triple point asset: store of value, medium of exchange, and unit of account
• Volatility is manageable with structured client education and long-term planning
• Loan My Coins offers innovative Bitcoin-backed lending with no margin calls
• Estate planning is essential for digital asset holders
• Collaborative custody enhances security and sovereignty
• Baby boomers and institutions are increasingly exploring Bitcoin
• Australia has a unique opportunity to lead in responsible Bitcoin adoption
• Regulations and education must evolve together for safe mainstream adoption
• Strategic Bitcoin loans can unlock liquidity without giving up ownership
• Bitcoin's market potential spans into the quadrillions, signalling a major recalibration of global finance
⏱️ Chapters:
00:11 – Understanding Bitcoin as a Triple Point Asset
04:49 – Managing Client Emotions and Volatility
09:47 – The Future Market Size of Bitcoin
14:29 – Adoption Trends and Institutional Interest
19:39 – Challenges to Bitcoin Adoption
24:31 – The Role of Governments and Regulations
29:21 – Australia's Path to Bitcoin Adoption
30:07 – Introducing Loan My Coins: A Unique Bitcoin Lending Product
35:13 – Understanding the Risks and Benefits of Bitcoin Loans
38:59 – Strategic Use Cases for Bitcoin-Collateralised Loans
42:09 – Estate Planning and Bitcoin: Protecting Your Digital Assets
45:58 – Collaborative Custody: The Future of Bitcoin Security
50:56 – The Economic Value of Bitcoin in Today’s Market
55:48 – The Future of Bitcoin: Early Adoption and Opportunities
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #TheBitcoinAdviser #TriplePointAsset #LoanMyCoins #BitcoinVolatility #EstatePlanning #BitcoinAdoption #FinancialLiteracy #HonestMoneyShow #BTC #BitcoinStrategy #BitcoinAustralia #WealthPreservation #PeterDunworth
🎙️ Welcome to Episode 6 of The Honest Money Show
In this episode, Anja is joined by Neal Flesher — author of Modern Chains: The Invisible Shackles of Economic Slavery— for a wide-ranging and thought-provoking conversation on the moral and philosophical foundations of money, the destructive nature of fiat currency, and the liberating potential of Bitcoin.
Neal’s philosophical background shaped his understanding of economic systems, while his military experience instilled a deep sense of duty and discipline — both of which fuel his mission to expose the invisible chains of fiat and advocate for a more ethical, decentralised alternative. Together, Anja and Neal explore the ethical implications of currency debasement, the true nature of value, and how Bitcoin can serve as a path to individual sovereignty in a world built on economic control.
This episode digs deep into the essence of economic freedom — discussing how communities, relationships, and individual responsibility play vital roles in breaking free from systems of control. As Neal says, “Reality reasserts itself” — and that truth becomes unavoidable when one examines the failures of fiat and the promise of Bitcoin.
From the ethics of money to grassroots adoption, this is not just a conversation about finance — it is a call to reimagine the future of our monetary system through values, responsibility, and collective action.
🔗 Featured Links:
Neal’s book Modern Chains: modernchains.com
Neal’s X account: https://x.com/NealFlesher
🔑 Key Takeaways:
Neal’s military experience shaped his view on systemic economic control.
Modern Chains breaks down complex economic ideas through a moral lens.
Fiat currency operates as a tool of economic slavery.
Bitcoin represents a moral and ethical solution to fiat’s failures.
Currency debasement causes societal decay and loss of personal autonomy.
True economic freedom begins with understanding the ethics of money.
Building strong communities is essential for Bitcoin’s future.
The path to sovereignty requires personal responsibility and grassroots action.
Economic systems are built on intention — and Bitcoin offers a better alternative.
⏱️ Chapters:
00:11 – Introduction to Neal Flesher and His Background
02:54 – The Philosophical Journey into Economics
05:42 – Military Experience and Its Influence on Economic Understanding
09:03 – The Case Against Fiat Currency
12:05 – Understanding Bitcoin as a Solution
14:41 – Philosophical Foundations of Slavery and Money
17:54 – The Nature of Value and Money
20:43 – Debasement and Its Impact on Society
23:30 – Intrinsic Value and Bitcoin’s Superiority
26:50 – The Challenge of Orange Pilling
29:44 – Moral Philosophy and Bitcoin Advocacy
32:40 – The Role of Community in Bitcoin Adoption
35:42 – Conclusion and Future Perspectives
45:28 – Breaking Free from Chains
51:20 – The Ethics of Economics
57:48 – Bitcoin as a Tool for Sovereignty
01:00:22 – The Role of Intentions in Systems
01:04:18 – The Fight Against Fiat
01:09:25 – Building Community and Relationships
01:15:11 – The Power of Individual Agency
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It is built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #FiatCurrency #Sovereignty #EconomicSlavery #ModernChains #FinancialFreedom #PhilosophyOfMoney #NealFlesher #HonestMoneyShow
🎙️ Welcome to Episode 5 of The Honest Money Show
In this episode, Anja is joined by Andy for a deep dive into the world of superannuation and Bitcoin — exploring how retirement savings can be reimagined through the lens of performance, legislation, and financial empowerment. They compare Bitcoin’s track record against traditional super funds, unpack the mechanics of using self-managed super funds (SMSFs) to gain direct exposure, and discuss the implications of recent legislative changes.
The conversation also shines a light on the transition into retirement, particularly the challenges faced by women who often retire with smaller super balances. Anja and Andy discuss how Bitcoin can act as both a tool of wealth preservation and financial empowerment, offering a sense of control over retirement savings in a system that often feels rigid and outdated.
From breaking down the risks of traditional super to exploring why Bitcoin has dramatically outperformed managed funds over the past decade, this episode challenges mainstream thinking on wealth management and asks whether diversification is truly necessary when one asset consistently outpaces the rest.
🔗 Featured Links:
Andy is a Partner at The Bitcoin Adviser: https://content.thebitcoinadviser.com/honest-money
Learn more about Bitcoin SMSFs: https://www.bitcoinsuper.io
Andy's X account: https://x.com/AndyBTCAdviser
🔑 Key Takeaways:
Superannuation is often underused and misunderstood in wealth portfolios.
Bitcoin has significantly outperformed traditional managed funds over the past decade.
Moving super into Bitcoin is more straightforward than many believe.
Self-managed super funds allow for greater control over investments, including Bitcoin.
Legislative changes regarding superannuation can have significant implications for investors.
Women often retire with smaller super balances, making Bitcoin a powerful tool for financial empowerment.
The performance of Bitcoin can dramatically increase retirement savings over time.
Understanding the risks of traditional super funds is crucial for investors.
Bitcoin provides a sense of control and security over retirement savings.
⏱️ Chapters:
00:11 – Introduction to Superannuation and Bitcoin
03:35 – Performance Comparison: Bitcoin vs. Superannuation Funds
07:55 – The Mechanics of Moving Super into Bitcoin
12:44 – Understanding Self-Managed Super Funds (SMSF)
22:47 – Legislative Changes and Their Impact on Superannuation
30:44 – Transitioning to Retirement: Key Considerations
40:23 – Empowerment Through Bitcoin for Women in Superannuation
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It’s built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Superannuation #Bitcoin #SMSF #Retirement #Investment #WealthManagement #WomenInFinance #FinancialEmpowerment #Legislation #Performance #HonestMoneyShow
🎙️ Welcome to Episode 4 of The Honest Money Show
In this episode, Anja is joined by Andrew Page from Strawman, for an in-depth exploration of Bitcoin through the lens of traditional finance, media narratives, and economic history — with a sharp focus on how Bitcoin is perceived in Australia. Together, they discuss their personal journeys into Bitcoin, the value of open-mindedness in financial education, and why understanding history is key to grasping the long-term potential of this emerging monetary network.
The conversation highlights the disconnect between Bitcoin and the traditional financial world, the role of media in shaping public sentiment, and the higher risks posed by altcoins. Andrew and Anja also examine how Bitcoin can act as a safe haven, its alignment with Austrian economics, and the importance of independent thinking in an era of mainstream financial narratives.
Diving into psychological barriers like unit bias and market volatility, they break down how tools like DCA (dollar-cost averaging) and fractional ownership make Bitcoin more accessible than many realise. Ultimately, the discussion reaffirms Bitcoin’s resilience and long-term promise — not just as an investment, but as a response to the failures of traditional monetary systems.
🔗 Featured Links:
Andrew is a private investor and founder of Strawman - Australia’s premier online investment club: https://strawman.com/home
Holdings and performance: https://strawman.com/Strawman
Andrew’s X account: https://x.com/sage_simian
🔑 Key Takeaways:
• Bitcoin is still overlooked in traditional finance circles.
• Current market perception creates opportunity for those who understand Bitcoin’s fundamentals.
• Education and historical context are crucial for new investors.
• Media narratives tend to downplay Bitcoin’s value.
• Bitcoin offers greater resilience and safety than altcoins.
• Understanding unit bias helps investors see Bitcoin's true accessibility.
• Volatility is part of the process — it’s not synonymous with risk.
• Austrian economics provides a useful lens to understand Bitcoin.
• Fractional ownership and DCA strategies lower the barrier to entry.
• Independent thinking is critical in navigating financial truths.
• Open-minded financial discussions foster better understanding of Bitcoin’s role.
⏱️ Chapters:
00:11 – Introduction to Bitcoin and Traditional Finance
03:19 – The Current State of Bitcoin Understanding in Australia
06:04 – The Impact of Media and Public Perception on Bitcoin
09:06 – Personal Journeys into Bitcoin Understanding
12:01 – The Evolution of Understanding Money and Bitcoin
15:13 – Bitcoin as a Safe Haven Asset
17:54 – The Risks of Altcoins vs. Bitcoin
20:58 – Recommended Resources for Bitcoin Education
23:45 – The Importance of Historical Context in Understanding Money
27:00 – The Challenge of Convincing Skeptics
30:01 – The Role of Personal Experience in Bitcoin Adoption
33:02 – The Future of Bitcoin and Traditional Investments
35:58 – The Broader Economic Implications of Bitcoin
38:56 – The Importance of Open-Mindedness in Financial Discussions
41:44 – Concluding Thoughts on Bitcoin and Society
52:19 – The Lindy Effect and Bitcoin's Resilience
55:30 – Value vs. Price: Understanding Bitcoin's Unique Dynamics
01:00:31 – Unit Bias and the Perception of Bitcoin's Price
01:02:05 – The Importance of Sats and Fractional Ownership
01:06:13 – Volatility and the Psychology of Investing
01:10:06 – The Role of Conviction in Bitcoin Investment
01:14:58 – Austrian Economics and the Bitcoin Perspective
01:20:17 – The Challenge of Independent Thinking in Economics
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It’s built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #TraditionalFinance #AustrianEconomics #Altcoins #BitcoinAustralia #FinancialEducation #Volatility #UnitBias #BitcoinInvestment #DigitalScarcity <...
🎙️ Welcome to Episode 3 of The Honest Money Show
In this episode, Anja and JP dive into the multifaceted world of Bitcoin, discussing its evolution and distinct value proposition. They tackle the common misunderstandings in the crypto community, where many overlook Bitcoin’s core features in favour of faster transaction claims made by other cryptocurrencies. Through the lens of game theory, they explore Bitcoin's design, its role in challenging central banking, and how it represents a true long-term investment opportunity.
The conversation takes a deep dive into the crucial role of digital scarcity and the importance of understanding Bitcoin’s unique problem-solving ability for new investors. They also discuss how Bitcoin’s principles are rooted in Austrian economics, and how its structure aligns the interests of both individuals and the system. Cultural observations from JP’s travels and the importance of fostering a thriving Bitcoin community — and the role of women — are also explored.
As the conversation unfolds, Anja and JP reflect on the journey of learning within the Bitcoin space, touching on how Bitcoin is much more than just a technological innovation — it’s a monetary revolution that continues to challenge traditional financial systems.
🔗 Featured Links:
Follow JP on X: @JP_Technology
Sydney meetups: https://www.meetup.com/bitcoin_sydney/
🔑 Key Takeaways:
Community support was key in launching the podcast.
The crypto community often misunderstands Bitcoin, focusing on speculative tokens.
Bitcoin's unique qualities are often overshadowed by faster transaction claims from other cryptocurrencies.
Bitcoin is a long-term investment, not a get-rich-quick scheme.
Game theory plays a significant role in Bitcoin's success.
Digital scarcity is a core feature that sets Bitcoin apart.
The crypto narrative has failed to deliver on its promises over time.
Understanding Bitcoin's problem-solving capabilities is vital for new investors.
Bitcoin’s principles align with Austrian economics.
Central banks present obstacles to Bitcoin’s broader adoption.
Continuous learning is crucial in the Bitcoin space.
Women-only events help foster a welcoming Bitcoin community.
Bitcoin's privacy tools are crucial for personal safety.
Cultural perceptions influence how Bitcoin is viewed globally.
⏱️ Chapters:
00:11 – The Journey to Podcasting Success
03:06 – Insights from the Crypto Event
05:51 – The Bitcoin vs. Crypto Debate
08:46 – Understanding Bitcoin's Unique Value Proposition
12:02 – The Evolution of Blockchain Narratives
14:58 – The Importance of Game Theory in Bitcoin
17:47 – The Role of Decentralisation in Bitcoin
20:40 – The Problem-Solving Nature of Bitcoin
23:45 – The Future of Bitcoin vs. Crypto
36:15 – Ownership in the Digital Realm
39:11 – The Crypto vs Bitcoin Debate
42:28 – Gambling vs Investing in Crypto
45:52 – Bitcoin as a Savings Account
50:32 – The Simplicity of Bitcoin Investment
53:20 – Bitcoin as a Monetary Phenomenon
55:34 – Game Theory and Bitcoin's Incentives
01:06:26 – Central Bankers and Bitcoin Perspectives
01:11:14 – The Role of Central Banks in Bitcoin's Vision
01:13:16 – Understanding the Bitcoin vs. Crypto Debate
01:16:25 – Bitcoin as the Ultimate Monetary Solution
01:18:07 – Continuous Learning in the Bitcoin Space
01:19:22 – Debating Bitcoin: Engaging the Audience
01:23:48 – Bitcoin Meetups: Building Community
01:27:50 – Women in Bitcoin: Creating Inclusive Spaces
01:30:03 – Experiences from the Bitcoin Conference in Seoul
01:34:34 – The State of Australia: Economic Concerns and Bitcoin's Role
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It’s built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives into the world of Bitcoin and financial literacy.
📱 Follow us on Instagram, X, and LinkedIn: @HonestMoneyShow
#Bitcoin #GameTheory #CryptoVsBitcoin #MonetaryRevolution #BitcoinCommunity #WomenInBitcoin #FinancialFreedom #DigitalScarcity
🎙️ Welcome to Episode 2 of The Honest Money Show!
Our guest, Michael Dunworth, dives deep into the evolution of Bitcoin, the cultural roadblocks to adoption in Australia, and why community is the secret weapon in Bitcoin’s long-term success.
We unpack the historic block size wars, the underappreciated role of Bitcoin nodes, and how mental health, relationships, and identity are shaped through the Bitcoin lens. Michael also shares his experiences at the Bush Bash — a grassroots Bitcoin gathering that captures the spirit of the movement like nothing else.
From the differences between Bitcoin and "crypto" trading, to the existential questions raised by quantum computing, this is a wide-ranging conversation on Bitcoin’s power to reshape individuals and institutions alike.
🔗 Featured Links:
Michael’s X account: https://x.com/MichaelDunwort1
GitHub account: https://github.com/MikeD123/Energy
🔑 Key Takeaways:
Australia is lagging behind in Bitcoin adoption.
Companies are waking up to Bitcoin treasury strategies.
Bitcoin is a cultural shift, not just a financial one.
The block size wars proved the importance of decentralisation.
Nodes matter more than brands.
Bitcoin gives structure, clarity, and purpose to many people.
Quantum computing is a potential risk, but the community is prepared.
Bitcoiners form deep, fast connections through shared values.
The Bush Bash is proof that grassroots Bitcoin is alive and well.
Bitcoin fosters critical thinking, financial literacy, and emotional resilience.
⏱️ Chapters:
00:11 – Introduction and Current Events in Bitcoin
03:01 – The Evolution of Bitcoin Narratives
06:12 – Bitcoin Treasury Companies and Market Dynamics
09:16 – Bitcoin Adoption in Australia
12:00 – The Bush Bash Experience and Community Engagement
15:03 – Cultural Factors Affecting Bitcoin Adoption
17:56 – The Role of Traditional Finance in Bitcoin Understanding
21:17 – The Difference Between Bitcoin and Crypto Trading
26:25 – From Finance to Bitcoin: A Journey Begins
28:03 – Aha Moments: Understanding Bitcoin's Impact
31:55 – The Block Size Wars: A Turning Point
39:33 – Bitcoin's Fragility: The Importance of Nodes
42:02 – Bitcoin as a Precious Resource
45:04 – Cultural Connections: The Bitcoin Community
50:29 – Bitcoin: A World Group Project
56:21 – Navigating Relationships in the Bitcoin World
58:05 – The State of Mental Health and Community Connection
01:01:44 – Bitcoin as a Tool for Mental Clarity and Community
01:06:20 – The Role of Youth in Financial Innovation
01:11:56 – The Importance of Social Dynamics in Bitcoin
01:19:46 – Quantum Computing and Its Implications for Bitcoin
01:20:57 – Practical Steps for Newcomers to Bitcoin
📌 About The Honest Money Show:
The Honest Money Show explores the forces shaping our financial world — from monetary expansion and policy to Bitcoin. The podcast features in-depth conversations with thought leaders, economists, innovators, and everyday people who challenge mainstream narratives and offer grounded, actionable insights. It’s built on the belief that understanding money is key to understanding power, freedom, and the future — and that financial literacy can empower people to take control of their lives in uncertain times, offering a sense of agency in a world that often feels out of their control.
🔗 Connect with Us:
Subscribe for weekly deep dives on economic truth and financial freedom.
📱 Follow us on Instagram, Twitter, and LinkedIn: @HonestMoneyShow
#Bitcoin #BitcoinCommunity #BitcoinAdoption #BlockSizeWars #FinancialLiteracy