Summer Series rolls on. 2026 is set to be a big year for property with many research houses forecasting big gains in values. So, what's a first home buyer to do? Darragh Heard, founder and director of sales and marketing property at Tallpopie, explains to Brooke Cooper the challenges FHBs face now, including construction bottlenecks and actually having a series of good dwellings to choose from!
Reach out to us at enquiries@savings.com.au
00:39 - Savings tip - buy humbly
03:59 - FHBs in 2026
06:12 - Supply side struggles
11:21 - Demand side
13:19 - Taxes on developers
16:03 - Developers changing tack
20:18 - Repurposed sites for housing
Summer Series: In depth chats to keep you entertained and informed over the December-January lull where you don't know what day it is.
Melbourne remains an enigma in terms of property price performance. Prices are still flat in a lot of areas. Despite interest rate cuts, demand hasn't picked up too much and it remains a balanced market. Victoria is one of the only states broadly on track fulfilling its housing supply goals, and there are some ambitious densification projects going on.
Haz and savings scribe Harry sit down to digest the top suburb picks that real estate agents and property experts have identified for us.
Read Harry's article here https://www.savings.com.au/news/melbourne-suburbs-to-watch-in-2026
02:00 - Sunshine
04:21 - Footscray
07:11 - Point Cook
10:10 - Corio
11:59 - Thomastown
14:14 - Coburg
16:23 - Box Hill
Reach out to us at enquiries@savings.com.au
Summer series rolls on. In this episode we're talking about Darwin property. Property in the Top End has been a curious success story over the past year or so, neatly coinciding with the introduction of a $50k homeowners grant. On to discuss this and the suburbs to watch in 2026 is Belinda Tennant, the founder of Thrive Property NT.
The article about Darwin property here
https://www.savings.com.au/news/darwin-suburbs-to-watch-2026
Reach out to us at enquiries@savings.com.au
00:54 - Darwin CBD
02:15 - Lyons and Muirhead
03:30 - Fannie Bay
04:54 - Stuart Park, Parap, Larrakeyah, The Gardens
06:18 - Local bant
08:30 - Influence of $50k homebuyers grant
10:14 - Investors driving demand?
Summer Series continues on. Let Denise Raward's dulcet tones take you through some of the Gold Coast suburbs to watch in 2026, as marked by property experts. There's a central theme among most: Northern growth corridors. With Denise as a GC local herself, and with Haz growing up there, it's an entertaining one.
Read Denise's article with expert picks:
https://www.savings.com.au/news/gold-coast-suburbs-to-watch-2026
Reach out to us at enquiries@savings.com.au
01:08 - Overview
03:27 - Southport
07:18 - Labrador
09:37 - Pimpama
12:49 - Helensvale
16:30 - Biggera Waters
18:17 - Ashmore, Parkwood & Molendinar
22:20 - Miami
25:46 - Why no southern suburbs?
The first summer series kicks off! These episodes are designed to be more casual in nature over the quiet period.
In this episode Brooke and Haz sat down casually to talk about some of the biggest themes and stories of the year. From the RBA cuts to a continued pause, to the ongoing property price rebound, savings account conditions, mortgage rates under 5% - 2025 had a bit of everything.
Reach out to us at enquiries@savings.com.au
Experts' top savings tips wrap:
https://www.savings.com.au/news/how-can-i-financially-get-ahead-in-2026
02:15 - Best savings tips of the year
07:00 - Most impactful money habits
13:00 - New TD rates from ANZ, Macquarie, Heartland
16:55 - Domain housing affordability report
22:30 - Fixed home loan rate hikes from Macquarie, others
25:15 - RBA 2025 review
27:30 - Trump Tariffs Review
31:56 - Election and budget review
40:17 - Mid-year RBA and inflation review
41:10 - Changes to savings accounts in 2025
46:05 - Changes to home loans in 2025
51:41 - Property prices in 2025
55:55 - RBA forecasts for 2026
58:20 - Property forecasts for 2026
We speak to savings scribe Harry O'Sullivan on the latest GDP figures and what it all means for the economy and the RBA's rate setting agenda this week.
Reach out to us at enquiries@savings.com.au
00:37 - Savings tip
02:38 - GDP overview
04:12 - Household savings ratio
04:50 - GDP per capita
06:38 - Red flags in the economy?
08:01 - Will the RBA change the cash rate in December?
Ever seen some dodgy financial advice floating around on socials, namely TikTok and Instagram? Ever thought they make it seem like it's too easy to buy 50 investment properties and leverage yourself to the hilt? Here to discuss the problem of finfluencers and the dangers of overleverage is Deline Jacovides, financial adviser and founder of Mazi Wealth. She's been busy herself busting those finfluencer myths on social media and she joins the podcast to discuss this more in-depth.
Of course, this in itself is not to be considered financial advice.
Reach out to us at enquiries@savings.com.au
01:34 - Savings tip
03:05 - Crackdown on properties bought through trusts
04:38 - The dangers of overleverage
08:22 - The rise of finfluencers
11:11 - Why APRA is cracking down on high leverage
12:57 - Are the finfluencers sweating
Ever seen some dodgy financial advice floating around on socials, namely TikTok and Instagram? Ever thought they make it seem like it's too easy to buy 50 investment properties and leverage yourself to the hilt? Here to discuss the problem of finfluencers and the dangers of overleverage is Deline Jacovides, financial adviser and founder of Mazi Wealth. She's been busy herself busting those finfluencer myths on social media and she joins the podcast to discuss this more in-depth.
Of course, this in itself is not to be considered financial advice.
Plus we speak to savings scribe Harry O'Sullivan on the latest GDP figures and what it all means for the economy and the RBA's rate setting agenda next week.
And all the latest news and savings tips of course.
Reach out to us at enquiries@savings.com.au
02:30 - Savings tips
06:05 - Listener feedback
07:23 - APRA lending restriction news
10:45 - Westpac savings news
12:46 - Help to Buy launches 5 Dec
18:45 - Harry on GDP
28:44 - Deline Jacovides on dodgy financial advice
We had an extended discussion with co-host Brooke Cooper about the recent rule changes in Victoria about agents having to disclose the reserve price a week out from auction, and what that means for the market.
Brooke's piece on Victoria's auction news:
https://www.savings.com.au/news/victoria-forces-disclosure-of-auction-reserve-prices-in-crackdown-on-underquoting
Reach out to us at enquiries@savings.com.au
01:28 - Deals of the auction rules
03:20 - What the critics are saying
06:35 - What is underquoting
08:38 - Price transparency
10:32 - A free market?
11:26 - Personal anecdotes
On this week's podcast we're talking about selling your property and the traps to avoid. We've talked about buying properties ad nauseum but not really ever about selling - until now. We've got David Kaity on - property marketing strategist, the founder of Revolutionary Real Estate and author of the book Real Estate Agents Don’t Sell Homes - to discuss how to save on costs when selling! Great chat
Plus we also had an extended discussion with co-host Brooke Cooper about the recent rule changes in Victoria about agents having to disclose the reserve price a week out from auction, and what that means for the market.
David's book:
https://www.amazon.com/Real-Estate-Agents-Dont-Homes/dp/1925447898
Reach out to us at enquiries@savings.com.au
00:57 - David's savings tip
01:40 - Reining in those selling costs
04:01 - Why sellers don't negotiate commissions
06:06 - Why auctions are a bad idea
09:56 - Who actually sells homes
11:23 - Who should buy the book?
On this week's podcast we're talking about selling your property and the traps to avoid. We've talked about buying properties ad nauseum but not really ever about selling - until now. We've got David Kaity on - property marketing strategist, the founder of Revolutionary Real Estate and author of the book Real Estate Agents Don’t Sell Homes - to discuss how to save on costs when selling! Great chat
Plus we also had an extended discussion with co-host Brooke Cooper about the recent rule changes in Victoria about agents having to disclose the reserve price a week out from auction, and what that means for the market.
And all the latest news and savings tips of course.
David's book:
https://www.amazon.com/Real-Estate-Agents-Dont-Homes/dp/1925447898
Brooke's piece on Victoria's auction news:
https://www.savings.com.au/news/victoria-forces-disclosure-of-auction-reserve-prices-in-crackdown-on-underquoting
Reach out to us at enquiries@savings.com.au
01:46 - Listener feedback
03:44 - Savings tips
07:00 - Inflation roaring back
10:15 - Housing affordability at an all time low
12:52 - CBA withdraws sub-5% home loan
16:40 - Brooke on auction rule changes in Vic
33:14 - David on why auctions are a bad idea
We spoke to savings scribe Denise Raward on home loans under 5%. There are a few out there, and Denise keeps a close eye on the market movements. However, most are fixed instead of variable, so you'll need to weigh up if it's worth it to 'lock it in Eddie'.
Forgive the echo at the start - it gets better, I promise.
Denise's article:
https://www.savings.com.au/home-loans/which-home-loans-offer-interest-rates-below-5
Reach out to us at enquiries@savings.com.au
00:27 - Denise's savings tip
02:02 - Sub-5% home loan providers
03:31 - Variable rates under 5%
05:49 - Why more popular on fixed
08:15 - What's a good rate these days?
10:34 - Potential rate rises on the horizon
11:24 - Compare lenders with Denise's article
The ABS' lending indicators report showed a marked uptick in the level of investment lending, in fact it's at a record high. Credit growth is also at its strongest level in a decade - the last time it was this hot, APRA put the handbrake on investment lending. On to discuss why and how investment lending has grown so hot is Joel Bowman, the senior economist at Domain. He also spoke about the impact on first home buyers, including the expanded guarantee scheme and how that factors in.
Reach out to us at enquiries@savings.com.au
00:44 - Joel's savings tip
01:25 - Reasons for investment lending uptick
02:57 - Potential APRA handbrakes?
05:34 - Uptick in Victoria despite doom and gloom
07:44 - Moving to first home buyers
09:24 - Spring selling season, how it's going
The ABS' lending indicators report showed a marked uptick in the level of investment lending, in fact it's at a record high. Credit growth is also at its strongest level in a decade - the last time it was this hot, APRA put the handbrake on investment lending. On to discuss why and how investment lending has grown so hot is Joel Bowman, the senior economist at Domain. He also spoke about the impact on first home buyers, including the expanded guarantee scheme and how that factors in.
Plus we spoke to savings scribe Denise Raward on home loans under 5%. There are a few out there, and Denise keeps a close eye on the market movements. However, most are fixed instead of variable, so you'll need to weigh up if it's worth it to 'lock it in Eddie'.
And all the latest news and savings tips of course.
Denise's article
https://www.savings.com.au/home-loans/which-home-loans-offer-interest-rates-below-5
Reach out to us at enquiries@savings.com.au
01:30 - Savings tips
04:22 - Unemployment news
07:30 - ING savings account increase & cut
10:04 - Wage growth strong but steady
14:13 - Denise on sub-5% home loans
26:51 - Joel Bowman on investment lending levels
We chat to savings scribe Bea Garcia about transitioning from renting to buying a home and how to know you are ready. It comes down to flexibility versus stability.
Bea's article here:
https://www.infochoice.com.au/home-loans/transitioning-from-renting-to-buying-a-home
00:45 - Savings tip
01:47 - Knowing when you're ready
04:14 - Finance and lifestyle tradeoffs
07:00 - Does it make sense in 2025/26
08:47 - How to prepare to make the jump
Reach out to us at enquiries@savings.com.au
This week we're talking housing supply. We've talked about it a few times before, but the recent building approvals data shows a healthy uptick in homes approved for construction, most notably apartments. So, is this a positive sign? Here to discuss all that and more is Shane Garrett, the chief economist at Master Builders Australia. Great chat!
00:50 - Savings tip
02:02 - Uptick in building approvals
03:45 - Housing Accord targets
06:10 - Labour shortages and red tape
09:14 - Immigration
11:06 - Apartments vs houses
14:22 - Calls from the mother country
Reach out to us at enquiries@savings.com.au
This week we're talking housing supply. We've talked about it a few times before, but the recent building approvals data shows a healthy uptick in homes approved for construction, most notably apartments. So, is this a positive sign? Here to discuss all that and more is Shane Garrett, the chief economist at Master Builders Australia. Great chat!
And we chat to savings scribe Bea Garcia about transitioning from renting to buying a home and how to know you are ready. It comes down to flexibility versus stability.
And all the latest news and savings tips.
Bea's article here:
https://www.infochoice.com.au/home-loans/transitioning-from-renting-to-buying-a-home
01:50 - Savings tips
04:45 - ubank 90% LVR no LMI home loan
09:48 - ubank savings account rate hike
12:25 - $5k cashback from The Mutual Bank
15:20 - Renting vs buying with Bea Garcia
26:11 - Fixing Australia's housing supply with Shane Garrett
We spoke to savings scribe Bernadette Lunas, editor of Your Investment Property Magazine about building approvals, and what that means for the government's construction goals and for investors.
Bern and Brett Warren's articles on YIP
https://www.yourinvestmentpropertymag.com.au/expert-insights/brett-warren/why-our-housing-shortage-will-drag-on-for-another-decade
https://www.yourinvestmentpropertymag.com.au/news/apartment-approvals-surge-in-september-abs
00:20 - Savings tip
01:51 - Jump in apartment approvals
05:23 - What's needed to achieve targets?
07:28 - What does this mean for investors?
In this episode we're talking about young people's proclivities to invest with Bryan Wilmot, the CCO of investment platform Stake. We talked about the latest research from the firm, plus his general take on the share market right now.
00:35 - Savings tip
01:15 - Hesitation to invest
02:26 - Attitudes towards investing
04:31 - Inheritocracy
06:13 - Investing returns and stacks
08:40 - Rise of AI
10:42 - Are we in a share market bubble?
In this episode we're talking about young people's proclivities to invest with Bryan Wilmot, the CCO of investment platform Stake. We talked about the latest research from the firm, plus his general take on the share market right now.
Plus we spoke to savings scribe Bernadette Lunas, editor of Your Investment Property Magazine about building approvals, and what that means for the government's construction goals and for investors.
And all the latest news and savings tips.
Read Bern and Brett Warren's articles on YIP:
https://www.yourinvestmentpropertymag.com.au/news/apartment-approvals-surge-in-september-abs
https://www.yourinvestmentpropertymag.com.au/expert-insights/brett-warren/why-our-housing-shortage-will-drag-on-for-another-decade
02:09 - Savings tips
05:11 - RBA holds cash rate
10:05 - CBA digi home loan proving popular
12:56 - Westpac selling RAMS
15:45 - Bern's building approvals update
24:58 - Investing research with Bryan