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FFL USA
FFL USA
105 episodes
6 days ago
What if the most powerful sales advantage isn’t talent, but a boring routine you repeat until it looks like magic? We sit down with the Viper Financial crew to unpack how a 19–21 year-old team paid off debt, built real momentum, and turned disciplined habits into steady production. MJ shares how he stared down 30,000 dollars in credit card debt, found insurance by chance, and cleared it in under six months by protecting his mornings, dialing before food, and treating every conversation like a...
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What if the most powerful sales advantage isn’t talent, but a boring routine you repeat until it looks like magic? We sit down with the Viper Financial crew to unpack how a 19–21 year-old team paid off debt, built real momentum, and turned disciplined habits into steady production. MJ shares how he stared down 30,000 dollars in credit card debt, found insurance by chance, and cleared it in under six months by protecting his mornings, dialing before food, and treating every conversation like a...
Show more...
Entrepreneurship
Business
Episodes (20/105)
FFL USA
Nobody Wants to Do This... But It WORKS (Ep. 246)
What if the most powerful sales advantage isn’t talent, but a boring routine you repeat until it looks like magic? We sit down with the Viper Financial crew to unpack how a 19–21 year-old team paid off debt, built real momentum, and turned disciplined habits into steady production. MJ shares how he stared down 30,000 dollars in credit card debt, found insurance by chance, and cleared it in under six months by protecting his mornings, dialing before food, and treating every conversation like a...
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6 days ago
45 minutes

FFL USA
Why 18–22 Year Olds Are Winning in Sales (Ep. 245)
Think a top-producing sales culture has to be slow, quiet, and “professional”? Meet the Wolfpack—a crew of 18–22-year-olds who turned skepticism into staggering results by making one simple rule non-negotiable: one sale a day. We brought together Ryan, Stan, Adnan, and Rosston to unpack how $87K and $90K months actually happen, why they publicly post chargebacks and bank deposits, and how that raw transparency crushes the “pyramid scheme” label better than any pitch. We get into the gritty m...
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1 week ago
40 minutes

FFL USA
Why 18–22 Year-Olds Are Passing Traditional Careers for Life Insurance (Ep. 244)
The spark isn’t luck—it’s urgency. Rosston and a crew of twenty‑somethings walk us through how a small Naperville start became a Dallas breakthrough, a hard detour to the wrong IMO, and then a disciplined rebuild to a $1.5M‑per‑month life insurance organization. Their edge isn’t a hack; it’s a culture that outworks everyone, a system that protects dialing blocks, and leaders who tell the truth about leads, chargebacks, and the cost of learning to win the long game. We dig into the real playb...
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2 weeks ago
1 hour 15 minutes

FFL USA
The 22-Year-Old Dominating The Insurance Industry (Ep. 243)
Two years can rewrite a life. We sit down with Stanley Smith to unpack how a broke 20-year-old who failed his licensing test turned into the engine behind a 500-agent team, a 34,000-square-foot sales floor, and a daily target of half a million in issued premium. The story isn’t about luck; it’s about environment, standards, and telling the truth even when it stings. Stan walks us through the early missteps—licensing setbacks, distractions, and a move to Dallas with two suitcases to escape ba...
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2 weeks ago
1 hour 15 minutes

FFL USA
Stop Settling for Low Comp: A Transparent Look at the Independent Model (Ep. 242)
Two young agents, Pedro Albuquerque and Jonathan Stell, explain why they left a captive setup for higher comp, direct carrier pay, and real ownership with Family First Life. We break down lead strategy, commission math, daily pay, and the systems that let new agents win fast without politics or scarcity. • captive pain points and propaganda • higher compensation, advances and back-end pay • control of leads and in-house Facebook campaigns • aged vs high-intent leads and reinvestment • daily ...
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3 weeks ago
1 hour 1 minute

FFL USA
The $49K Month Blueprint: Leads, Scripts, and Systems That Scale (Ep.241)
What does it really take to turn a $17-an-hour job into a $49,700 virtual month selling life insurance? We sit down with Jovanni Sanchez to unpack the exact moves: starting on $1 bronze leads, committing to a weekly subscription of high-intent veteran leads, and running a clean, honest script that keeps policies on the books. No fluff—just the decisions and habits that transformed skill into stable production and a path to scaling a team. Jovanni breaks down the script he uses to set need, c...
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2 months ago
49 minutes

FFL USA
How a Top Solar Leader Found Stability in Life Insurance (Ep. 240)
If you’ve ever built something big and watched it wobble on forces you can’t control, this conversation will feel like a deep breath. We sit down with Hayden Hill, Nina Hill, and Edmund Bayard—a classically trained violinist turned top solar leader—who walks through why he’s moving his team into life insurance and what he learned from years of volatility, seized panels, and delayed commissions. The core message: choose a needs-based product with clean fulfillment, simple systems, and fast pay...
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2 months ago
1 hour 5 minutes

FFL USA
How Three Agents Built Success in Their Early 20s (Ep. 239)
Three young insurance agents – Monserat Vargas, Breon Vargas, and Leo Hernandez – reveal how they've built successful sales careers averaging $60,000 in monthly premium and netting around $35,000 after expenses. Their relentless work ethic, disciplined schedules, and commitment to helping others creates a blueprint for success that contradicts typical expectations for people their age. • Waking up at 4am and working 12-hour days, 6 days a week as their standard schedule • Building an energet...
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3 months ago
49 minutes

FFL USA
Non-Negotiables, Not Goals: The Secret to Top Producer Consistency! (Ep. 238)
Luke Venzlaff shares his journey from server and bartender to successful insurance professional, revealing the work ethic and mindset that helped him overcome challenges and reach the top of the leaderboards at just 24 years old. • Waking up at 4 AM daily to drive 40 minutes to his Los Angeles office • Setting "non-negotiables" instead of goals, including daily minimum activities that must be completed • Moving out of his parents' house to create financial pressure that motivated greater suc...
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3 months ago
32 minutes

FFL USA
Lead Flow Equals Cash Flow: Kash & Morad’s $80K Blueprint (Ep. 237)
Top insurance producers Kash Bashtawi and Morad Ahmed share their journey from humble beginnings to earning $50,000-$82,000 monthly in the life insurance industry, revealing how this career path has completely transformed their financial futures and family lives. • Life insurance changed their career trajectory, with Kash coming to the US without speaking English and Morad transitioning from T-Mobile during the pandemic • Successful agents follow a structured 8am-8pm schedule, protecting the...
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3 months ago
51 minutes

FFL USA
How Three Agents Turned Struggles Into Success (Ep. 236)
What does it take to build success when life throws its worst at you? Three remarkable insurance professionals reveal their secrets to resilience and achievement in this raw, inspiring conversation. Jordan Supino shares his extraordinary journey of battling acute myeloid leukemia while bench pressing 500 pounds to "push the cancer out." His philosophy that "foundation is everything" becomes a powerful metaphor for approaching life's inevitable storms. Rather than being defined by his di...
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3 months ago
59 minutes

FFL USA
Culture King: The 23-Year-Old Redefining Insurance (Ep. 235)
What happens when a struggling college student receives a misdirected Instagram DM about insurance? For Kyle Yee, it became the catalyst for an extraordinary transformation from USC economics student to the owner of a thriving insurance agency in LA's Fashion District—all by age 23. Kyle's remarkable journey began when he answered what he thought was a message about solar consulting. That fateful connection with industry leader Jacob Gardner opened his eyes to the potential of the insurance ...
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4 months ago
49 minutes

FFL USA
Building a $60K/Month Insurance Business While Raising Four Kids (Ep. 234)
What does it take to build a thriving life insurance business while raising four children? In this episode, Daniel Samano and Brenda Garnica share their inspiring journey from a barber shop and utility company job to consistently selling $60,000 in combined monthly premium with Family First Life. When Brenda lost her stable job, the couple faced a turning point. With no prior insurance experience, they both got licensed and dove into the business headfirst. Their path wasn’t easy and Brenda a...
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4 months ago
54 minutes

FFL USA
Why Top Agents Are Switching to Transamerica Final Expense (Ep.233)
Transamerica unveils its groundbreaking changes to their Final Expense Express product, featuring an innovative text-to-sign process and expanded underwriting acceptance for multiple health conditions. • New six-digit PIN signature process launches August 8th, simplifying virtual sales • Policy application takes under 8 minutes with underwriting decisions in first 3 minutes • Expanded underwriting now approves combinations of serious conditions for level coverage • New Policy Promise feature...
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4 months ago
43 minutes

FFL USA
From Poker Shark to Life Insurance Domination: Riyad Morsali Shows His $447K/year Hand (Ep.232)
From the high-stakes world of professional poker to the competitive field of insurance sales, Riad Mourssali's remarkable journey demonstrates how transferable skills and unwavering work ethic can lead to extraordinary success regardless of formal education or background. After ten years making a living at poker tables, Riad found himself at a crossroads when online poker faced regulatory challenges. When a friend showed him substantial commission deposits after just two months in insurance,...
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6 months ago
32 minutes

FFL USA
From Homelessness to Millions: The Rise of FFL’s Young Empire Builders (Ep.231)
Meet the young revolutionaries transforming the insurance industry. John Egan, Thomas Fox, and Max Konopka—all under 22 years old—have built multimillion-dollar agencies at Family First Life, defying conventional wisdom about success in sales. Their stories demolish the myth that age equals achievement. John candidly shares his journey from selling drugs at 12 to building an empire. Thomas reveals how he lived in his car while attending college before insurance changed everything. Max starte...
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6 months ago
1 hour 24 minutes

FFL USA
How They're Changing the Way Life Insurance Is Sold (Ep. 230)
6 months ago
54 minutes

FFL USA
Building a Hall of Fame Insurance Legacy (Ep. 229)
Ever wondered what separates consistent six-figure producers from one-hit wonders in the insurance industry? The answer might be simpler than you think. Meet Klint Nuntapreda, a five-time Hall of Fame insurance producer, and Dennis Leung, a former seafood factory owner who recently pivoted to selling life insurance after closing his 30-year family business. Their candid conversation reveals powerful truths about building sustainable success in the industry. Both men emphasize the transformat...
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7 months ago
34 minutes

FFL USA
Top Producers Get Real about Life Insurance Sales (Ep. 228)
Ever wonder why top sales pros leave lucrative careers to sell insurance? This eye-opening conversation reveals the magnetic pull of an industry where compensation matches effort and helping people pays exceptionally well. Their candid discussion demolishes misconceptions about insurance sales while highlighting what makes it uniquely attractive to ambitious professionals. The group also addresses common challenges like managing chargebacks, the investment in leads, and maintaining positivit...
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8 months ago
41 minutes

FFL USA
How to Become the Top 1% in your Twenties (Ep. 227)
From foster care and sleeping in cars to writing dozens of life insurance policies every month – meet the new face of insurance success. Two remarkable young agents, barely old enough to legally drink, are proving that age and background are no barriers to building wealth in the insurance industry. Their success offers a masterclass in modern insurance sales approaches. Both emphasize remaining calm and authentic on calls, genuinely addressing client needs rather than pushing products. What ...
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8 months ago
21 minutes

FFL USA
What if the most powerful sales advantage isn’t talent, but a boring routine you repeat until it looks like magic? We sit down with the Viper Financial crew to unpack how a 19–21 year-old team paid off debt, built real momentum, and turned disciplined habits into steady production. MJ shares how he stared down 30,000 dollars in credit card debt, found insurance by chance, and cleared it in under six months by protecting his mornings, dialing before food, and treating every conversation like a...