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Learn WTF: What The Finance Podcast
Katrina Keller, CPA, CFF, CFE, MST...PhD*coming soon!
49 episodes
1 week ago
Hosted by your Not-So-Typical-Forensic Accountant and humble genius Katrina Keller, CPA, CFF, CFE, MST, Business Strategist with 25 years of experience bringing you unfiltered, raw, conversations about life, finance, and the pursuit of happiness * and why Financial Independence and Education is the key to the to breaking the chains of financial stress. Katrina is unlike any person, and definitely unlike any accountant you've ever met. The girl who "should've been an actress" according to everyone, is here to bring you her passion for people and creating happiness within them!
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Education
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All content for Learn WTF: What The Finance Podcast is the property of Katrina Keller, CPA, CFF, CFE, MST...PhD*coming soon! and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Hosted by your Not-So-Typical-Forensic Accountant and humble genius Katrina Keller, CPA, CFF, CFE, MST, Business Strategist with 25 years of experience bringing you unfiltered, raw, conversations about life, finance, and the pursuit of happiness * and why Financial Independence and Education is the key to the to breaking the chains of financial stress. Katrina is unlike any person, and definitely unlike any accountant you've ever met. The girl who "should've been an actress" according to everyone, is here to bring you her passion for people and creating happiness within them!
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Education
Episodes (20/49)
Learn WTF: What The Finance Podcast
Is this the David Duchovny Review podcast? Finding your human!

Welcome back to *What the Finance* with your favorite humble genius, Katrina Keller! In this episode, Katrina takes you on a personal journey of self-discovery and transformation, reflecting on the past 70 days of her life without coffee and the profound changes she's experienced along the way. Tune in as she shares insights on the importance of self-care, the value of nurturing relationships with clients who truly appreciate your work, and the significance of leaving a legacy for future generations. 


Katrina also discusses her recent experiences at a NASA symposium that inspired her to rethink education and the role of creativity in our lives. As she prepares for a home painting project, she emphasizes the need to take breaks and reconnect with our passions. This episode is filled with raw honesty about mental health, the human experience, and the power of recognizing both the soul and the human within us. 


Join Katrina as she invites you to embark on your own journey of self-exploration, encouraging you to embrace change and cultivate a deeper connection with yourself. Whether you're in a financial rut or simply seeking inspiration, this episode offers a refreshing perspective on what truly matters in life. Don’t forget to subscribe and share the love!

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2 months ago
47 minutes 54 seconds

Learn WTF: What The Finance Podcast
Art, Life Choices, and Financial Freedom: Lessons from an Art Festival

In this episode of *What the Finance*, host Katrina Keller shares her inspiring experience at a recent art festival that sparked deep reflections on life, creativity, and the financial choices that shape our paths. Join Katrina as she recounts her journey through a vibrant festival filled with art, food, and intriguing conversations.


Katrina discusses the impact of attending the festival, pushing herself out of her comfort zone, and the joy of connecting with fellow artists and entrepreneurs. She shares a particularly enlightening encounter with a former CPA who transformed her life by pursuing her passion for creating whimsical robots from recycled materials. This conversation leads to a broader discussion about the significance of following one's passions, the challenges of balancing financial stability with artistic pursuits, and the value of happiness over monetary gain.


As she reflects on her own journey as a creative professional, Katrina emphasizes the importance of making conscious choices that align with our true selves and desires. She explores the concept of financial freedom and how it relates to living authentically and pursuing what truly brings us joy.


Tune in for an engaging episode filled with insights, personal anecdotes, and the reminder that life is a series of choices—what if one day you chose a different path that made you happy? Join Katrina on this thought-provoking journey as she seeks to inspire others to embrace their creativity and pursue the lives they truly desire.

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2 months ago
1 hour 12 minutes 30 seconds

Learn WTF: What The Finance Podcast
Coffee, Castles, and K-1’s: From Dickens to Deductions

Surprise—it’s a coffee episode… or maybe not! ☕ Katrina (aka January Ember when the soul takes over) takes us on a whimsical ride from sipping coffee again after 52+ days of no coffee, to spring-cleaning her life and her beloved Dickens Village Museum.


This episode blends storytelling, art, and finance in true WTF fashion:

✨ Behind-the-scenes of a one-of-a-kind Dickens Village masterpiece—complete with Hogwarts Express, Shakespeare’s birthplace, and museum-quality detail.

☀️ Reflections on creativity, balance, and reconnecting with your soul (literally by looking into your own eyes).

📊 A crash course in Schedule K-1s, shareholder allocations, and why a “zero” on a tax form should make you suspicious.

📚 The bigger picture: why foundational financial education should be taught in schools, and how ignorance isn’t bliss—it’s expensive.


This one’s part coffee confession, part art museum tour, part tax truth bomb, and part soul-searching mantra. As always, it’s about finding joy in the process—whether that’s dismantling a Dickens village, challenging bad bookkeeping, or reconnecting with yourself.


👉 Share this episode, subscribe, and join the movement: let’s educate, empower, and create a world where confidence (and happiness) are the ultimate returns.


⸻


In this episode of **What the Finance**, host Katrina shares a delightful journey as she reintroduces coffee back into her life after a 52-day break. With a few sips a day, she reflects on her evolving relationship with coffee and how it ties into her daily routine.


Katrina also takes listeners on a whimsical tour of her enchanting miniature Dickens Village, a creative project that has transformed her office into a charming display of historical landmarks inspired by her love for literature. From Shakespeare’s Birthplace to Scrooge's accounting house, she shares the evolution of her village and how it has grown into an extraordinary artistic expression.


As she navigates the balance between her creative passions and her professional identity as a CPA, Katrina dives deep into the importance of self-connection. She emphasizes the relationship between our human experience and our souls, encouraging listeners to take the time to engage with themselves and nurture that inner voice.


Throughout the episode, Katrina reflects on personal growth, the complexities of tax season, and the necessity of education in understanding financial responsibilities. She highlights the need for foundational knowledge about taxes and finances, questioning why these crucial topics aren’t taught earlier in life.


Join Katrina for an engaging and insightful conversation filled with creativity, introspection, and practical financial wisdom. This episode is perfect for anyone looking to explore their passions, connect with their inner selves, and gain a better understanding of the financial world.


Don’t forget to subscribe and share the love as Katrina continues to inspire listeners to embrace their own journeys in finance and beyond!

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3 months ago
1 hour 12 minutes 5 seconds

Learn WTF: What The Finance Podcast
How To Think Like A Millionaire (Before You Are One!)

Who says you need a raise to feel rich?

You might just need a nervous system reset, a cold cup of coffee you don’t want anymore, and a good look at your balance sheet (and your soul).


In this episode, I spill all the real tea (and not just because I quit coffee):


📉 Financial burnout is real — here’s how to feel rich anyway

🧠 Healing your nervous system > grinding yourself to dust

🛑 What 49 days without coffee taught me about spending, saving & surviving

📓 The magic of writing it down — and watching your goals come true

📧 Why I “accidentally” deleted my work email and never looked back

💸 How overspending is often emotional… and healing changes everything

🚗 And yes, I’m still obsessed with my Porsche (because joy is an asset too)


This is part finance pep talk, part personal detox diary, and part journal-reading therapy session from a CPA who’s lived it, taught it, and now feels rich AF… without a raise.


✨ Ready to reset?

Start by hitting play. Then head to LearnWTF.com for tools, mini-courses, and that confidence boost your accountant never gave you.

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4 months ago
1 hour 23 minutes 13 seconds

Learn WTF: What The Finance Podcast
WTF Is Success Without Soul?

In a world that rewards hustle, noise, and non-stop productivity, this deeply personal solo episode is about something entirely different: stillness.


After 48 days without coffee, Katrina reflects on how that simple choice unlocked a powerful wave of mindfulness, nervous system healing, and soul clarity. What unfolds is a beautifully honest, unscripted conversation about self-awareness, emotional peace, and the slow process of becoming.


🌿 The surprising benefits of removing stimulants (and distractions)

🧘‍♀️ Why nervous system regulation is a financial and emotional game-changer

📓 How journaling rewires your thinking and reconnects you to purpose

💬 Seeing people—and yourself—with radical presence

🧠 Letting go of performance and embracing the process

💗 How loving yourself IS success—and why peace is the ultimate power move

🪞 A real-life look into Katrina’s inner world, values, and philosophy


Whether you’re in burnout recovery mode, seeking clarity, or just craving a moment of realness—this episode is an invitation to stop, breathe, and come home to yourself.


🎧 Listen now & reconnect.

📲 Explore tools for inner and outer wealth at LearnWTF.com

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4 months ago
1 hour 12 minutes 6 seconds

Learn WTF: What The Finance Podcast
Comfort Cravings & Crushing Habits

Day 45. No coffee. No chaos. Just clarity.

In this reflective solo episode, your favorite forensic CPA shares a wild twist: she finally made a cup of coffee… and didn’t like it. But this isn’t just about caffeine—it’s about what we outgrow, what we cling to, and what we convince ourselves brings comfort.


What started as a sip turned into a full-blown revelation:

☕ Was the coffee a craving… or a toxic ex in a cup?

📲 Are we just looping back into old habits for comfort?

🧠 Can we retrain our thoughts—and taste buds—for something better?

💔 Why healing often tastes different than we expect.

🧃And yes, sometimes hydration is the vibe.


Whether it’s caramel beans or old relationships, this episode serves a hot take on letting go of what no longer serves you—even if it smells good brewing.


⸻


🔍 Takeaways


🔎 Coffee & healing journey – breaking habits

🧠 Neuroplasticity and thought patterns

💬 Toxic nostalgia & emotional triggers

💔 Letting go of past relationships

📈 Mindful living & personal transformation

⚖️ Detox, reset, rebuild

🧃 Electrolytes over espresso (?! Yes.)

☕ Day 45 of No Coffee Confession


⸻


🚀 Call to Action:


Feeling inspired to ditch your own toxic bean (or habit)?

Follow the podcast and subscribe to the newsletter at LearnWTF.com for tools, courses, and more deep dives on the habits that hijack our happiness.

New bean, new you? Let’s find out together.

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4 months ago
8 minutes 38 seconds

Learn WTF: What The Finance Podcast
Self-Love Isn’t Tax Deductible, But Maybe It Should Be!

Why is it easier to expense a laptop than it is to take a damn break?


In this deeply honest and hilariously insightful episode, your favorite forensic CPA-turned-soul-philosopher takes a detour from debits and dives headfirst into healing. After 45 days without coffee, Katrina (and her soulful alter ego, January) unpack what happens when your nervous system finally feels safe enough to rest—and what it really means to reconcile your emotional overhead.


From the boardroom to the bathroom mirror, this episode explores what it looks like to budget for a breakdown, ask yourself “Am I a write-off yet?”, and discover that maybe the most important ROI isn’t return on investment—it’s return on identity.


💥 Whether you’re burned out, bossed around, or just balancing your own balance sheet of joy vs. stress, this one’s for you.


⸻


💡 Key Takeaways


➡️ Why burnout isn’t billable, but you feel the cost anyway

➡️ How to reprogram your nervous system post-stress

➡️ “Put your human on the charger”—what that really means

➡️ Why emotional healing belongs on your financial to-do list

➡️ Rediscovering joy in ordinary things (like driving and breathing)

➡️ The two voices in your head—and the fight for self-kindness


⸻


🎧 Quote of the Day:

“You can’t amortize heartbreak, but you can stop treating joy like a luxury.”


⸻


🎯 Ready to reconcile the books with your own soul?

👉 Subscribe, follow, and head to LearnWTF.com for mini-courses, toolkits, and badass clarity on your journey to confidence—financially and emotionally.

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4 months ago
1 hour 29 minutes 20 seconds

Learn WTF: What The Finance Podcast
To Vacay or Not to Vacay, That is the Question

Do you ever get vacation shame? Do you feel pressured to take a vacation? Do you feel guilty spending money on a vacation? These are the thoughts that plague my mind today! Welcome to a short episode of WTF! Today I’m debating the concepts behind vacations and whether or not we should take them! I’d love to know how you guys feel about this! Please let me know in the comments if you struggle with the same thoughts I do!


Take Action!


If this episode resonated with you, HIT FOLLOW so you never miss an update! Want to dive deeper into financial confidence, business strategies, and more? Visit LearnWTF.com for courses, resources, and real talk about money, business, and life.


💡 Bonus: Katrina is cooking up some killer new tools for LearnWTF.com, including templates for accruing interest on intercompany loans, lease payment calculations, and balance sheet breakdowns that actually make sense.


🚀 If you’re serious about running a successful business, understanding your numbers is non-negotiable. Stop ignoring your financials and start making smarter money moves today!

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5 months ago
20 minutes 3 seconds

Learn WTF: What The Finance Podcast
Retro-Introspection/ The Art of Looking Back to Move Forward

Sorry for the short blip, but enjoy a little look back at Katrina and the shortest episode you’ll likely ever get! LOL 😆 Thank you all for joining and I encourage you to subscribe to the next episode at LearnWTF.com. Season 3! Coming next!

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5 months ago
11 minutes 52 seconds

Learn WTF: What The Finance Podcast
Sorry for the F Bombs but Finance is Frustrating!

In this episode of "What the Finance," host Katrina Keller shares her thoughts on the challenges of life and finance, emphasizing the importance of authenticity and self-expression. After a brief hiatus due to family visits, she reflects on her use of explicit language, explaining that it serves as a genuine expression of her emotions and experiences. Katrina believes that words, including expletives, can convey passion and truth, and she aims to connect with her audience on a deeper level. She also discusses her recent journey of going 34 days without coffee, highlighting personal growth and the importance of self-awareness. As a certified financial forensics expert, she aims to provide relatable financial advice while maintaining a light-hearted approach. Katrina invites listeners to embrace their humanity and engage with her content, which includes upcoming merchandise and insights into tax season.

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5 months ago
45 minutes 16 seconds

Learn WTF: What The Finance Podcast
WTF is This Podcast All About? Unpacking the F*cked Up Concept of Money

Welcome to a raw and real intro episode where forensic CPA, author, future PhD, and your favorite red-haired financial truth-teller, Katrina Keller, lays it all out: What is Learn WTF? What’s this podcast really about? And who is this hilarious, brilliant woman behind the mic?


In this extended solo episode, Katrina gets deeply personal—sharing her journey from future political star to uncovering fraud in her first job and becoming a forensic accountant. She breaks down why finance matters, how money has become the ultimate survival mechanism, and why you need to learn what the finance is going on before life smacks you with five aces.


This isn’t your typical finance podcast. It’s real talk. It’s deep. It’s smart. It’s silly. And it’s here to help you stop being afraid of money and start mastering it—whether you’re a dreamer, a struggling entrepreneur, or just sick of financial stress running your life.


⸻


📌 Key Takeaways:


➡️ Learn WTF is more than a podcast—it’s a movement to end financial confusion and fear.

➡️ Money has become the modern survival tool—understanding it is no longer optional.

➡️ The truth? Most business failures boil down to two things: bad accounting and not working hard enough.

➡️ If you don’t have your personal finances in order, you’re not ready to run a business.

➡️ You can’t outwork a broken financial system—just like you can’t out-exercise a bad diet.

➡️ Katrina brings years of CPA and forensic experience with a rare blend of humor, heart, and realness.

➡️ This podcast helps you build not just financial literacy—but peace, confidence, and clarity.

➡️ It’s a safe space for people with big dreams and big butts, ready to work hard and feel free.

➡️ You are not alone—this podcast shows up for you when no one else does.

➡️ Peace and financial health go hand in hand—your soul doesn’t understand money stress, so fix it.


⸻


✅ Call to Action:


🔥 Ready to stop surviving and start thriving?

👉 Visit LearnWTF.com to grab toolkits, mini courses, and financial resources.

📲 Don’t forget to follow, rate, and share this podcast—so we can blow up and spread the truth!

💌 Got thoughts or just need to hear a friendly voice? Katrina is here. Always. #NoBullshitFinance


⸻


In the podcast "What the Finance," host Katrina Keller, a CPA with extensive experience in fraud and forensic accounting, explores the complexities of finance and its impact on everyday life. She aims to demystify financial concepts, addressing the stigma and shame often associated with money discussions. Katrina emphasizes that money is a survival mechanism in modern society, contrasting it with historical survival instincts. Through her podcast, she shares insights, tips, and personal anecdotes to help listeners navigate financial challenges, whether they are business owners or individuals seeking financial literacy. She encourages open conversations about money, self-education, and living within one's means. Katrina's unique perspective combines humor and deep thoughts, making finance relatable and accessible. Her mission is to empower listeners to take control of their financial lives and embrace their individuality without societal pressures.

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6 months ago
1 hour 12 minutes 4 seconds

Learn WTF: What The Finance Podcast
What Advice Would You Give Your Younger Self?

In the podcast "What the Finance," host Katrina Keller shares her personal journey of self-discovery and financial awareness. She reflects on her recent decision to quit coffee, drawing parallels between personal growth and the lobster's process of shedding its shell to grow. Keller emphasizes the importance of stepping out of comfort zones and making conscious financial choices, such as avoiding daily Starbucks visits that can hinder financial progress. She shares anecdotes from her past, including struggles with dieting and self-worth, urging listeners to prioritize their health and self-value over societal expectations. Keller advocates for self-reflection and learning from past experiences, suggesting that individuals should consider the advice they would give their younger selves. Ultimately, she stresses the significance of education and critical thinking in fostering personal and societal growth, encouraging listeners to embrace change and invest in their futures.

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6 months ago
47 minutes 43 seconds

Learn WTF: What The Finance Podcast
No One Cares About Your Side Hustle - Do It Anyway!

In the podcast "What the Finance," host Katrina Keller shares her personal journey with finance and self-improvement, emphasizing the challenges of living without coffee for 17 days. She discusses the importance of morning routines, like drinking water and warm beverages, and reflects on her feelings of pride and accomplishment in her work, particularly in developing her finance website. Keller addresses the complexities of managing finances for a side hustle, including the costs associated with running a business. She encourages listeners to focus on positivity and connection, sharing her thoughts on the importance of support and belief from others. Throughout the episode, she highlights the need for self-approval and the value of learning from experiences, while also expressing a desire for more meaningful interactions in life. Keller concludes with a reminder to live simply and love deeply, tying her personal insights back to financial wisdom.

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6 months ago
51 minutes 45 seconds

Learn WTF: What The Finance Podcast
#1 Reason Your Business is Failing

In the podcast "What the Finance," host Katrina Keller shares her insights on the challenges of managing personal and business finances. She reflects on her journey as a journal collector and writer, emphasizing the importance of understanding financial realities to avoid pitfalls in business. Keller introduces the character "Miss Wannabe Business," illustrating the consequences of poor financial management, such as mixing personal and business expenses, which can lead to discouragement and failure. She stresses that motivation should extend beyond money, advocating for a focus on growth and sustainability. Keller also discusses the significance of maintaining accurate financial records and understanding liabilities, equity, and the importance of reinvesting profits into the business. Ultimately, her goal is to educate and empower listeners to take control of their financial situations, encouraging them to approach their businesses with compassion and a genuine desire to succeed.

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6 months ago
1 hour 20 minutes 45 seconds

Learn WTF: What The Finance Podcast
Fear, Shame & Success: Why We Hesitate to Go After What We Want

In this thought-provoking and unscripted episode, the host dives into a whirlwind of topics, from breaking personal habits like coffee addiction to overcoming the stigma of celebrity culture and tackling the concept of failure. She shares reflections on her 15-day no-coffee journey, the effects on her body and mind, and how small lifestyle changes can have a big impact on energy, anxiety, and productivity.


The episode takes an intriguing turn when the host discusses politics, personal growth, and a strange synchronicity—a moment where her own words eerily mirrored those spoken by David Duchovny, her favorite podcaster and writer. Another reflection on his Fail Better podcast, this session was dripping with Duchovny inspired moments. This leads to a larger discussion about fear, shame, and the barriers we put up when pursuing opportunities. Why do we hesitate when we want something? Is it fear of rejection, or fear of success?


Throughout, she ties everything back to self-improvement, critical thinking, and the importance of challenging ourselves. She also reflects on education, the future of learning, and the power of personal and professional growth—even hinting at potential presidential aspirations (or at least a deep desire to challenge the way things are done).


TAKE ACTION:


Don’t forget to Follow this podcast, share it with someone who needs a lifeline this week!

and visit LearnWTF.com to subscribe and stay tuned for updates on the book release, toolkits, nano-courses, and more!

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7 months ago
1 hour 22 minutes 46 seconds

Learn WTF: What The Finance Podcast
How To Detox Your Mind, Body, & Life For Success

Greetings from your favorite redhead CPA — reporting live from day 13 of no coffee, zero alcohol, and maximum emotional honesty.


In this special Not-So-Coffee Confession edition of What the Finance?!, I bring you some real talk straight from the Monday fog. You’ll get a preview of the IC-DISC Toolkit I’m building (yep, a legit tax-saving goldmine for exporters), and a full-bodied reflection on what happens when your soul has to carry the weight of your tired, overstimulated body.


This episode is equal parts tax tip and therapy session. If you’re a business owner, a dreamer, or just a human being trying to make it through the week without collapsing in a puddle of existential dread — this one’s for you.


⸻


KEY TAKEAWAYS:


→ IC-DISC 101: If you export U.S.-made goods, there’s a tax-deferring, cash-flow-boosting strategy waiting for you- That most people, even CPA’s don’t know exists!


→ Toolkit coming soon on LearnWTF.com with step-by-step guidance, videos, and testing tools


→ Coffee withdrawal is real — less anxiety, more hunger, and a deep appreciation for your coffee machine (and your soul)


→ You’re not alone in your Monday struggle — your CPA is detoxing, crying, and still doing spreadsheets


→ The soul is your built-in best friend — and sometimes it’s the only one who can pick you up off the floor


→ Social media is built to suck you in. We’re here to help you grow, not scroll, your life


⸻


TAKE ACTION:


Need a CPA who talks tax savings and soul alignment in the same breath?


Follow this podcast, share it with someone who needs a lifeline this week, and visit LearnWTF.com to get on the list for the IC-DISC Toolkit release.


⸻


In this episode of "What the Finance," host Katrina Keller shares her journey through personal and financial challenges, emphasizing the importance of self-awareness and growth. She introduces an IC-DISC toolkit designed to help businesses exporting U.S. goods, which can significantly reduce tax liabilities and improve cash flow. Katrina also candidly discusses her struggles with quitting coffee and alcohol, reflecting on the emotional toll of life changes. She encourages listeners to embrace their inner selves, recognizing the distinction between the body and the soul. By fostering a positive relationship with oneself, she believes individuals can navigate life's difficulties more effectively. Katrina's message is one of resilience, urging her audience to be their own best friend and to support their personal growth amidst life's chaos.

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7 months ago
38 minutes 10 seconds

Learn WTF: What The Finance Podcast
Destruction Becomes Part of The Ritual - David Duchovny Reflections

In this powerhouse reflection episode, your favorite redheaded forensic CPA goes full philosopher. Inspired by David Duchovny’s brilliant podcast Fail Better (yes, Duchovny—as in X-Files), she dives into failure as a lifestyle, utopia as a paradox, and the haunting concept that destruction becomes part of the ritual.


What starts with a caffeine-free morning turns into a whirlwind of insight—covering everything from childhood trauma and billionaires’ insecurities, to biblical eschatology, Social Security, narcissistic world leaders, and what a true utopia might actually look like (spoiler: it’s not mansions and yes-men). She challenges the Unified CEO Theory, questions the lies we tell ourselves, and—naturally—quotes The American President and Robin Hood: Prince of Thieves.


Grab your journal and buckle in. It’s long. It’s raw. It’s probably your new favorite episode.


⸻


Key Takeaways:


➤ “Fail Better” or “Failing Better”?

The brain rebrands Duchovny’s podcast—and there’s meaning in that. Every day, we’re not just failing—we’re failing better.


➤ Bad Ideas Are Simpler

Why do people gravitate toward bad choices? Because they’re easy. Making good decisions—and teaching others to—is hard. But that’s where the magic happens.


➤ Power, Money, and Childhood Wounds

A poignant look at Elon Musk, Trump, and the psychology of billionaires. The real currency? Emotional validation.


➤ Character Is Destiny

Are we doomed by our childhoods, or forged through our reactions to them?


➤ Biblical Real Talk

The Book of Revelation, the Antichrist, and the possibility that… we’re already in it? A brief eschatology lesson that will leave you saying WTF?!


➤ Education Over Regulation

The biggest fix for the world? Not more control—but more education. Less stupidity = less destruction.


➤ Utopia Is a Moving Target

Can paradise exist if growth requires failure? If everyone wants something different—how can we design a perfect world?


➤ Destruction Becomes Part of the Ritual

Like torn muscles in the gym, or shredded fingers learning guitar—growth requires a breaking. Over and over again.


⸻


Call to Action:

If this episode made you think (or made you mad), that’s kind of the point. Subscribe now, follow the show, and head to LearnWTF.com to dig deeper with toolkits, resources, and upcoming video walk-throughs. Join the mission to end confusion, build financial clarity, and spark a smarter, more compassionate world—one WTF at a time.


⸻


In the podcast "What the Finance," host Katrina Keller shares her reflections on life, finance, and personal growth while navigating her coffee-free journey. She discusses the concept of 'failing better,' inspired by a recent episode featuring David Duchovny, and emphasizes the importance of character in shaping destiny. Keller explores the complexities of power and wealth, questioning the morality of billionaires and their paths to success. She draws parallels between historical figures and contemporary leaders, pondering the implications of their actions on society. The conversation shifts to the significance of education and love in fostering progress, suggesting that true humanitarian efforts should prioritize knowledge and compassion over greed. Keller also touches on eschatological themes from the Bible, particularly the Book of Revelation, reflecting on current global events and their potential connections to prophetic narratives. Ultimately, she advocates for a more enlightened and compassionate approach to humanity's challenges.destruction can be a part of growth, likening it to muscle development, where tearing down is necessary for building up. Keller emphasizes the importance of discipline, which often involves sacrificing immediate desires for long-term benefits. She reflects on the concept of utopia, questioning whether a life without challenges would be fulfilling

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7 months ago
1 hour 45 minutes 56 seconds

Learn WTF: What The Finance Podcast
Coffee FREE Confessions & Cosmic Thoughts

Welcome to another not-so-caffeinated confession from your friendly neighborhood CPA! In this episode, I take you behind the scenes of my 8-day journey without coffee—right in the middle of tax season. What started as a self-experiment (recommended by Mel Robbins) turned into a full-blown philosophical rant about anxiety, belly fat, cortisol, the universe, and (somehow) a Sinead O’Connor-inspired jingle about coffee.


You’ll hear about:

→ The accidental murder of a doctor in a coffee-themed parody song

→ How belly fat and anxiety are linked to fasting + caffeine

→ Supplement swaps, electrolyte hacks, and moldy raspberry rants

→ Childhood thoughts about the universe and simulation theory

→ My musings on God, science, and “stick-up-the-butt” syndrome

→ The raw truth of putting yourself out there (and why I’m doing it)


Spoiler: I didn’t drink the coffee. But I did write a jingle.


⸻

Call to Action:

Love what you’re hearing?

Click Follow on Spotify and visit LearnWTF.com for free tools, updates, and all the financial AND philosophical goodies I’m brewing.


In this Episode of Learn WTF, Katrina experience of going eight days without coffee, reflecting on the challenges and benefits of this personal experiment. She humorously recounts a moment of temptation when she almost broke her streak but ultimately chose to pour out the cold coffee. The host discusses the positive effects of her coffee-free journey, including reduced anxiety and noticeable belly fat loss, while acknowledging some fatigue. She emphasizes the importance of self-experimentation and transparency, inviting listeners to join her in exploring healthier habits. The conversation shifts to deeper philosophical musings about existence, God, and the universe, blending humor with introspection. The host expresses her love for laughter and comedy, highlighting the joy it brings to her life. Overall, the episode is a mix of personal growth, humor, and profound thoughts, encouraging listeners to reflect on their own lives and choices.

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7 months ago
31 minutes 19 seconds

Learn WTF: What The Finance Podcast
David Duchovny Dreams & My Accidental Book Review

In this whimsical Valentine’s Day episode, Katrina shares a vivid, soul-stirring dream about none other than David Duchovny—actor, author, and host of the philosophical podcast Fail Better. After diving into his novel The Reservoir, her subconscious served up an emotionally rich dream where she and David connect deeply in a New York hospital, trading vulnerability, philosophy, and a beautifully intimate hug.


This is more than just a fangirl fantasy—it’s a discussion on dreams, dimensional soul theory, creative inspiration, coffee vs. cortisol, and the search for human connection. Katrina explores what it means to truly see someone, and maybe—just maybe—feel seen in return.


Whether you’re into psychology, metaphysics, writing, or the idea that your dreams might actually be secret portals into another version of your life… you’ll love this episode.


Visit LearnWTF.com to explore more deep dives into finance, life, and how to balance your books and your soul.


Subscribe, follow, and share this episode if it made your heart tingle—or your dreams get weird.

And if David Duchovny happens to listen… hey, you’ve got mail (in the dream dimension).


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Key Takeaways


  • ​ Dreams or Visions? What if your vivid dreams are glimpses into your future—or someone else’s?


  • ​ Fail Better, Feel Deeper: How Duchovny’s podcast and writing sparked unexpected connection.


  • ​ Coffee-Free Clarity: Katrina’s caffeine experiment reveals surprising benefits (hello, flat belly!) Goodbye anxiety!


  • ​ Creative Souls & Parallel Dimensions: Exploring the soul’s role in dreams and lucid experiences.


  • ​ Art as a Mirror: Why decorating, writing, and storytelling are acts of vulnerability and soul-sharing.


  • ​ Gut Feelings Are Genius: Trust your instincts—they’re smarter than you think.


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Take Action

  • ​ Subscribe to the podcast and leave a review if Duchovny visits you in your dreams, too!
  • ​ Visit LearnWTF.com to explore your soul’s financial future.
  • ​ Try your own no-coffee challenge and see what dreams show up.
  • ​ Pick up The Reservoir by David Duchovny and get inspired by the quiet depth of story.
  • ​ Embrace your inner artist—whether it’s writing, decorating, or hugging people in dreams.


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In this Episode of Learn WTF, Katrina experiences a surreal Dream encounter with actor David Duchovny, leading to reflections on dreams, creativity, and personal growth. The dream feels so real that it sparks a conversation about the nature of dreams and their potential as visions of the future. The narrator contemplates the connection between dreams and the soul, suggesting that dreams may be a manifestation of the soul's activity. As Valentine's Day unfolds, the narrator humorously claims Duchovny as their Valentine, while also sharing insights about their writing process and the importance of vulnerability in art. The narrative touches on themes of self-acceptance, the balance between life and finances, and the significance of listening to one's instincts. Ultimately, the narrator embraces the power of dreams and the potential for inspiration, encouraging others to remain open to life's possibilities and the messages from their inner selves.

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7 months ago
1 hour 31 minutes 45 seconds

Learn WTF: What The Finance Podcast
Stop Proving Yourself! Start Owning Your Value!

In today’s raw, unscripted episode, Katrina reflects deeply on finding her voice, stepping into true authenticity, and redefining what value means — both self-value and the value others perceive. She opens up about the freedom of speaking without judgment, the emotional journey of being real, and how our energy shapes the way the world sees us. Inspired while listening to her favorite podcast, Fail Better with David Duchovny with the episode featuring actress Maggie Wheeler, this episode is a reflection on the profound concepts of self-value, proof that we all want the same things, to be valued. Are we searching for value in the wrong place?


This episode dives into powerful realizations about trauma triggers, setting boundaries, acceptance, and why it’s critical to stop walking on eggshells and start living unapologetically. Plus, she shares personal stories that are heartfelt, hilarious, and inspiring. If you’re ready to stop hiding and start owning your worth, this one’s for you.

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Top 5 Takeaways:

  1. ​ Your Value Exists Regardless of External Validation.

Other people’s inability to see your worth does not diminish your true value.

  1. ​ Your Energy Tells the Room Who You Are.

Before you even speak, your body language, confidence, and vibe communicate your story.

  1. ​ People Respond from Trauma, Not Always Logic.

Recognizing that most people react based on trauma triggers can change how you see interactions.

  1. ​ Authenticity Creates Freedom.

Ditch the masks. True power and happiness come from living without pretense.

  1. ​ You Create the World Around You.

Through small daily actions, energy shifts, and self-belief, you shape your reality and impact the people around you.


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Poll Question:

  • ​ What does wealth mean to you?

(A) Having lots of money

(B) Having lots of time

(C) Having time and money

(D) Having time, money, and happiness

(E) No clue yet – still figuring it out


  • ​ When you walk into a room, what do you think you’re communicating to others — without even speaking?


If you loved today’s episode, don’t forget to subscribe, share it with a friend, and visit www.LearnWTF.com to grab free resources and join our community. Let’s wake the world up, one WTF moment at a time!


Show more...
8 months ago
1 hour 29 minutes 13 seconds

Learn WTF: What The Finance Podcast
Hosted by your Not-So-Typical-Forensic Accountant and humble genius Katrina Keller, CPA, CFF, CFE, MST, Business Strategist with 25 years of experience bringing you unfiltered, raw, conversations about life, finance, and the pursuit of happiness * and why Financial Independence and Education is the key to the to breaking the chains of financial stress. Katrina is unlike any person, and definitely unlike any accountant you've ever met. The girl who "should've been an actress" according to everyone, is here to bring you her passion for people and creating happiness within them!