Matt and Jen sit down for a straight-talk episode aimed at real estate professionals who are navigating their next move, whether that's joining their first brokerage, switching teams, or trying to break out of a plateau. They unpack the real differences between brokerages and teams, the critical early decisions that make or break an agent's career, and why most agents unintentionally sabotage their growth by trying to do everything alone. They also share the mission, values, and philosophy behind the Matt Rhine Group, and why they're now selectively looking for a small number of high-drive agents to join them in Maryland. If you've ever wondered what questions to ask, what support you actually need, or how to recognize a team that genuinely invests in your long-term success—this episode is your roadmap.

In this episode Matt sits down with Justin Coleman from Ground Loop Heating & Air to uncover one of the best-kept secrets in home energy efficiency: geothermal heating and cooling. From cutting energy bills by up to 80% to outlasting traditional HVAC systems twofold, geothermal technology is redefining what it means to live sustainably—without sacrificing comfort. Matt and Justin dive into how it works, when it makes sense (and when it doesn't), and why solar panels often fail to add real estate value while geothermal can quietly pay for itself.

In this episode Matt sits down with Ayaz Rahemanji, branch manager at First Home Mortgage and one of Maryland's most trusted mortgage experts. Ayaz shares insider tips from his $1.5B career in lending, explaining how to navigate rate shopping, bridge loans, 401(k) strategies, and when (and why) to refinance. Together, they unpack the realities behind buying a home — from what really matters in a mortgage pre-approval to how trigger leads work, and why choosing the right lender can make or break your deal.

In this episode Matt its down with entrepreneur and Bitcoin miner Neil Roseman to unpack what makes Bitcoin unique—its 21 million cap, blockchain security, and growing role as "hard money." They discuss why adoption is accelerating, how to start small with dollar-cost averaging or ETFs, and why the biggest mistake might be owning none at all.

n this episode Matt sits down with a longtime client and friend who's exploring real estate as a second career after years in senior living sales. Together, they dive into the challenges and opportunities of starting fresh at 60, how relationship-building skills translate across industries, and why real estate is less about houses and more about people. If you are looking for inspiration to take that first step, this candid conversation offers practical insights, honest truths, and a reminder that it's never too late to reinvent yourself.

In this episode Matt Rhine sits down with teammate and rising star Craig Kirkner to share an incredible story of grit, sacrifice, and success. Craig went from running seafood markets as a teenager to nearly giving up on real estate after piling up debt and setbacks. But with a "no backup plan" mindset, he came back stronger—building a thriving career that hit $24 million in production in just 12 months. Together, Matt and Craig dive into: * The tough realities of starting out in real estate (and why most agents quit early) * How work ethic, mentorship, and team structure fueled Craig's growth * The sacrifices that made success possible (including selling his beloved truck) * Why real estate isn't just a job—it's a lifestyle * The future of the industry, and why relationships will always matter more than AI

In this episode Matt sits down with Disney travel expert Danielle Treadwell of Platinum Mouse—a planner who visits the parks up to seven times a year and knows every secret, shortcut, and splurge-worthy extra. From mastering Lightning Lanes and avoiding crowds to uncovering hidden gems and allergy-friendly dining, Danielle explains how to turn a potentially overwhelming trip into a stress-free, magical experience. Whether you're a first-time visitor, a Disney adult, or planning with kids in tow, this conversation will change the way you approach your next trip to the "Happiest Place on Earth."

Today Matt sits down with Jacob Benzaquen—a Jewish immigrant from Venezuela, Baltimore-based property management entrepreneur, and a man with a global story. Jacob shares his remarkable journey from Venezuela to Miami, Israel, and ultimately Baltimore, offering a unique perspective on real estate, immigration, and the importance of building communities. In an increasingly divided world, Jacob's story is a true testament to resilience, opportunity, and the power of human connection.

In this episode Matt sits down with renowned Baltimore architect, Peter Radcliffe. We delve into Peter's illustrious career, the legacy of architectural excellence passed down from his father, and the intricate process of designing both luxurious and practical living spaces. Discover the most significant trends in modern architecture, the challenges faced when renovating historical homes, and the invaluable insights from a career spanning over nearly 25 years.

Today Matt sits down with the unstoppable Colleen Rippey, a powerhouse in sales, networking, and industry leadership. From her early days as a top-performing Cutco saleswoman (she sold over $2 million in knives!) to running Baltimore's Real Producers magazine—the premier networking hub for top real estate professionals—Colleen has mastered the art of connection and influence. Matt and Colleen dive into her journey, the power of building relationships, and how she went from rapping at lunch-and-learns to ranking #1 out of 130 franchises. If you want insights on what makes a true super connector, how top realtors think, and why relationships are everything in this business, this episode is a must-listen.

In this episode, we are joined by Jake Bowling, an experienced home inspector of Blue Crab Inspections. Learn about the importance of thorough inspections, how to manage expectations, and the key areas to focus on, such as roofs, basements, HVAC systems, and more. We discuss the role of inspectors and contractors, the challenges of dealing with insurance and warranties, and the value of honesty and integrity in the real estate market. This episode provides essential tips and advice to ensure peace of mind and successful real estate transactions.

In this episode, we talk about the key differences between today's housing market and the infamous 2008 crash. From stricter lending standards to soaring equity and appreciation, our special guest Ayaz Rahemanji from First Home Mortgage breaks down why a market collapse is unlikely this time around. We also explore smart strategies for navigating high mortgage rates, refinancing tips, and why buying now might be a better decision than waiting.

In this episode, Matt Rhine sits down with Nicole Hewitt, a seasoned attorney specializing in estate planning, elder law, and business planning. With years of experience, Nicole breaks down the essentials of estate planning—what it really means, why it's important for everyone (not just the wealthy), and how proper planning can prevent future family conflicts. From wills and trusts to the nuances of managing real estate within an estate, Nicole explains how to effectively plan for the unexpected.

In today's episode, I'm finally recording some of the real estate investment strategies I've shared countless times. I'll dive into my personal approach, shaped by years of hands-on experience—both successes and hard-learned lessons. From setting investment criteria to understanding cash flow, appreciation, and debt reduction, I'll outline a method that's safe, conservative, and designed to minimize risk while maximizing returns. Whether you're new to real estate or looking to refine your strategy, you'll find insights to help you build wealth while avoiding common pitfalls.

Our guest today is Drew Fisher, owner and lender at Pure Rate Mortgage. Drew shares his extensive experience in the mortgage industry, closing over a billion dollars in loans making him one of the top 0.1% of mortgage originators in the country. They discuss key topics such as the impact of market conditions on interest rates, the importance of working with a knowledgeable lender, and how Drew's company provides transparent and competitive rates. They also delve into the nuances of mortgage refinancing and the benefits of getting pre-approved. This conversation includes practical advice on the significance of embracing change and technology in the industry. Get in touch with Drew and his team at: www.purerate.com [http://www.purerate.com/] email: drew@purerate.com Phone: 704-675-7089

In this episode, we delve into the often misunderstood world of home inspections. We demystify the process, distinguishing between appraisals and inspections, and highlighting the critical role of a home inspector. Our guest Rachel Oslund, a pioneering female home inspector, shares her unique experiences and challenges in a predominantly male industry. Learn what really happens during an inspection, the differences in training and perspective, and why empowering rather than intimidating home buyers is the goal. 

Today Matt welcomes Amanda Rahemanji, a leading custom clothing consultant from Tom James. Together, they explore Amanda's fascinating journey from a rural upbringing to becoming a top professional in the custom clothing industry. Discover the hidden world of custom attire, understand its impact on confidence and personal branding, and learn practical wardrobe tips from an expert. Take also a peek into how Amanda balances her thriving career with family life and motherhood, providing an inspiring story and practical advice. Here is a link to her website for any listener who is interested in purchasing. https://www.tomjames.com/amandaabbott/

In this episode Matt sits down with Chris Dantin, Senior Consultant and VP of Cost Segregation Services, to unravel the intricacies of cost segregation in real estate investments. Discover what cost segregation is, how it can significantly benefit real estate investors, the process involved, and why your CPA might not bring it up. This episode provides valuable insights into maximizing tax benefits and accelerating your depreciation schedule.

In this episode, our guest Jaymes Karter (Teddy Pendergrass Band), shares his experiences growing up in West Baltimore, his musical journey, and the challenges he faced and overcame along the way. From his early days playing the drums to his success in the music industry, Jaymes gives us an intimate look into the transformation of Baltimore's real estate landscape while sharing personal stories of his childhood, offering a unique perspective on real estate, resilience, and community development. This is a story of perseverance, optimism, and finding joy in life's journey.

Join Matt and Katrina Meistering (CEO of Keller Williams Gateway) as the discuss into the often glamorized world of real estate, uncovering the realities that many don't see. Prompted by a recent conversation with a former client considering a career shift, they explore the common misconceptions, the importance of understanding the true demands of the job, and the reasons why many people fail to make it big in real estate. From the essential skill of lead generation to the need for resilience in a challenging market, Matt and Katrina offer candid advice for anyone considering this career path. Whether you're dreaming of selling homes or curious about the behind-the-scenes work, this episode provides valuable insights into what it really takes to succeed in real estate. Tune in to hear honest perspectives and practical tips from seasoned professionals.